TITLE 50: INSURANCE
CHAPTER I: DEPARTMENT OF FINANCIAL AND PROFESSIONAL REGULATION
SUBCHAPTER s: LEGAL RESERVE LIFE
PART 1412
RECOGNITION OF THE 2001 CSO MORTALITY TABLE
FOR USE IN DETERMINING MINIMUM RESERVE LIABILITIES
AND NONFORFEITURE BENEFITS
SECTION 1412.APPENDIX A 2001 CSO MORTALITY TABLES
Section 1412.APPENDIX A 2001 CSO Mortality Tables
Section 1412.ILLUSTRATION B Male Nonsmoker
Select & Ultimate Age Nearest Birthday
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2001 CSO Table – Male – Nonsmoker – 1000qx
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IssueAge
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Duration
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1
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2
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3
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4
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5
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6
|
7
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8
|
9
|
10
|
11
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12
|
13
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con't
|
|
0
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|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
|
1
|
|
|
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|
|
|
|
|
|
|
|
|
|
con't
|
|
2
|
|
|
|
|
|
|
|
|
|
|
|
|
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con't
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3
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|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
|
4
|
|
|
|
|
|
|
|
|
|
|
|
|
0.66
|
con't
|
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5
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|
|
|
|
|
|
|
|
|
|
|
0.65
|
0.76
|
con't
|
|
6
|
|
|
|
|
|
|
|
|
|
|
0.65
|
0.76
|
0.85
|
con't
|
|
7
|
|
|
|
|
|
|
|
|
|
0.65
|
0.76
|
0.85
|
0.91
|
con't
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|
8
|
|
|
|
|
|
|
|
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0.64
|
0.76
|
0.85
|
0.90
|
0.92
|
con't
|
|
9
|
|
|
|
|
|
|
|
0.64
|
0.76
|
0.85
|
0.90
|
0.91
|
0.91
|
con't
|
|
10
|
|
|
|
|
|
|
0.64
|
0.75
|
0.85
|
0.89
|
0.90
|
0.90
|
0.90
|
con't
|
|
11
|
|
|
|
|
|
0.64
|
0.75
|
0.85
|
0.88
|
0.89
|
0.89
|
0.89
|
0.90
|
con't
|
|
12
|
|
|
|
|
0.64
|
0.75
|
0.85
|
0.87
|
0.88
|
0.88
|
0.88
|
0.89
|
0.91
|
con't
|
|
13
|
|
|
|
0.64
|
0.75
|
0.85
|
0.86
|
0.87
|
0.87
|
0.87
|
0.88
|
0.91
|
0.92
|
con't
|
|
14
|
|
|
0.64
|
0.75
|
0.85
|
0.86
|
0.87
|
0.87
|
0.87
|
0.88
|
0.89
|
0.91
|
0.95
|
con't
|
|
15
|
|
0.64
|
0.75
|
0.85
|
0.85
|
0.86
|
0.86
|
0.86
|
0.87
|
0.88
|
0.90
|
0.93
|
0.97
|
con't
|
|
16
|
0.64
|
0.75
|
0.84
|
0.84
|
0.85
|
0.85
|
0.85
|
0.86
|
0.87
|
0.88
|
0.91
|
0.95
|
0.96
|
con't
|
|
17
|
0.75
|
0.83
|
0.83
|
0.84
|
0.84
|
0.84
|
0.85
|
0.86
|
0.87
|
0.90
|
0.92
|
0.94
|
0.95
|
con't
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|
18
|
0.82
|
0.82
|
0.83
|
0.83
|
0.83
|
0.84
|
0.85
|
0.85
|
0.88
|
0.89
|
0.90
|
0.92
|
0.93
|
con't
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|
19
|
0.79
|
0.80
|
0.80
|
0.80
|
0.81
|
0.82
|
0.82
|
0.85
|
0.86
|
0.86
|
0.88
|
0.89
|
0.91
|
con't
|
|
20
|
0.76
|
0.76
|
0.76
|
0.77
|
0.78
|
0.79
|
0.80
|
0.82
|
0.82
|
0.83
|
0.85
|
0.87
|
0.90
|
con't
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|
21
|
0.70
|
0.70
|
0.71
|
0.72
|
0.73
|
0.75
|
0.77
|
0.77
|
0.79
|
0.81
|
0.83
|
0.87
|
0.92
|
con't
|
|
22
|
0.65
|
0.66
|
0.67
|
0.68
|
0.71
|
0.72
|
0.73
|
0.75
|
0.76
|
0.80
|
0.83
|
0.88
|
0.93
|
con't
|
|
23
|
0.60
|
0.61
|
0.63
|
0.66
|
0.69
|
0.70
|
0.72
|
0.74
|
0.76
|
0.80
|
0.84
|
0.89
|
0.96
|
con't
|
|
24
|
0.55
|
0.56
|
0.61
|
0.65
|
0.68
|
0.70
|
0.72
|
0.75
|
0.78
|
0.82
|
0.88
|
0.93
|
1.01
|
con't
|
|
25
|
0.47
|
0.53
|
0.60
|
0.65
|
0.68
|
0.71
|
0.74
|
0.76
|
0.81
|
0.87
|
0.92
|
0.99
|
1.07
|
con't
|
|
26
|
0.45
|
0.53
|
0.60
|
0.67
|
0.70
|
0.73
|
0.75
|
0.80
|
0.85
|
0.91
|
0.97
|
1.05
|
1.15
|
con't
|
|
27
|
0.44
|
0.53
|
0.61
|
0.69
|
0.73
|
0.75
|
0.80
|
0.85
|
0.90
|
0.97
|
1.05
|
1.14
|
1.24
|
con't
|
|
28
|
0.44
|
0.54
|
0.63
|
0.70
|
0.75
|
0.79
|
0.84
|
0.90
|
0.96
|
1.04
|
1.14
|
1.24
|
1.36
|
con't
|
|
29
|
0.44
|
0.55
|
0.65
|
0.72
|
0.79
|
0.84
|
0.90
|
0.96
|
1.03
|
1.14
|
1.24
|
1.36
|
1.49
|
con't
|
|
30
|
0.44
|
0.56
|
0.65
|
0.74
|
0.83
|
0.90
|
0.96
|
1.03
|
1.13
|
1.23
|
1.34
|
1.46
|
1.60
|
con't
|
|
31
|
0.44
|
0.56
|
0.66
|
0.76
|
0.85
|
0.94
|
1.03
|
1.11
|
1.19
|
1.29
|
1.41
|
1.56
|
1.75
|
con't
|
|
32
|
0.44
|
0.55
|
0.68
|
0.77
|
0.87
|
0.97
|
1.07
|
1.15
|
1.24
|
1.34
|
1.48
|
1.68
|
1.92
|
con't
|
|
33
|
0.46
|
0.59
|
0.70
|
0.81
|
0.92
|
1.03
|
1.13
|
1.21
|
1.30
|
1.41
|
1.58
|
1.81
|
2.10
|
con't
|
|
34
|
0.50
|
0.61
|
0.74
|
0.85
|
0.98
|
1.08
|
1.20
|
1.29
|
1.39
|
1.53
|
1.73
|
1.99
|
2.28
|
con't
|
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
1 of 6
|
|
|
2001 CSO Table – Male – Nonsmoker – 1000qx
|
|
|
Issue Age
|
Duration
|
Att Age
|
|
14
|
15
|
16
|
17
|
18
|
19
|
20
|
21
|
22
|
23
|
24
|
25
|
Ultimate
|
|
0
|
|
| |