TITLE 50: INSURANCE
CHAPTER I: DEPARTMENT OF FINANCIAL AND PROFESSIONAL REGULATION
SUBCHAPTER s: LEGAL RESERVE LIFE
PART 1412 RECOGNITION OF THE 2001 CSO MORTALITY TABLE FOR USE IN DETERMINING MINIMUM RESERVE LIABILITIES AND NONFORFEITURE BENEFITS
SECTION 1412.APPENDIX A 2001 CSO MORTALITY TABLES


Section 1412.APPENDIX A   2001 CSO Mortality Tables

 

Section 1412.ILLUSTRATION G   Ultimate Age Nearest Birthday (Male/Female Composite/Nonsmoker/Smoker)

 

 2001 CSO Table – Ultimate Only – 1000qx

 

 Male

 Female

Age

Composite

Nonsmoker

Smoker

Composite

Nonsmoker

Smoker

0

0.97

 

 

0.48

 

 

1

0.56

 

 

0.35

 

 

2

0.39

 

 

0.26

 

 

3

0.27

 

 

0.20

 

 

4

0.21

 

 

0.19

 

 

5

0.21

 

 

0.18

 

 

6

0.22

 

 

0.18

 

 

7

0.22

 

 

0.21

 

 

8

0.22

 

 

0.21

 

 

9

0.23

 

 

0.21

 

 

10

0.23

 

 

0.22

 

 

11

0.27

 

 

0.23

 

 

12

0.33

 

 

0.27

 

 

13

0.39

 

 

0.30

 

 

14

0.47

 

 

0.33

 

 

15

0.61

 

 

0.35

 

 

16

0.74

0.74

0.79

0.39

0.39

0.41

17

0.87

0.85

0.97

0.41

0.41

0.46

18

0.94

0.92

1.11

0.43

0.42

0.50

19

0.98

0.94

1.21

0.46

0.45

0.54

20

1.00

0.95

1.27

0.47

0.45

0.58

21

1.00

0.95

1.33

0.48

0.46

0.61

22

1.02

0.95

1.40

0.50

0.48

0.65

23

1.03

0.96

1.46

0.50

0.48

0.67

24

1.05

0.97

1.54

0.52

0.50

0.72

25

1.07

0.98

1.63

0.54

0.50

0.77

26

1.12

1.02

1.71

0.56

0.53

0.81

27

1.17

1.07

1.81

0.60

0.57

0.87

28

1.17

1.05

1.82

0.63

0.58

0.92

29

1.15

1.03

1.81

0.66

0.62

0.99

30

1.14

1.02

1.80

0.68

0.64

1.03

31

1.13

1.01

1.80

0.73

0.68

1.12

32

1.13

1.01

1.82

0.77

0.72

1.19

33

1.15

1.04

1.87

0.82

0.76

1.28

34

1.18

1.06

1.94

0.88

0.82

1.39

con't

con't

con't

con't

con't

con't

con't

 

 2001 CSO Table – Ultimate Only – 1000qx

 

 Male

 Female

Age

Composite

Nonsmoker

Smoker

Composite

Nonsmoker

Smoker

35

1.21

1.09

2.00

0.97

0.89

1.53

36

1.28

1.15

2.11

1.03

0.95

1.65

37

1.34

1.20

2.23

1.11

1.03

1.79

38

1.44

1.29

2.40

1.17

1.07

1.88

39

1.54

1.37

2.57

1.23

1.13

2.00

40

1.65

1.46

2.77

1.30

1.20

2.12

41

1.79

1.58

3.03

1.38

1.27

2.26

42

1.96

1.73

3.33

1.48

1.35

2.43

43

2.15

1.90

3.69

1.59

1.45

2.63

44

2.39

2.10

4.12

1.72

1.57

2.86

45

2.65

2.33

4.57

1.87

1.71

3.13

46

2.90

2.55

4.99

2.05

1.87

3.43

47

3.17

2.79

5.46

2.27

2.07

3.81

48

3.33

2.93

5.72

2.50

2.29

4.28

49

3.52

3.09

6.02

2.78

2.53

4.81

50

3.76

3.32

6.45

3.08

2.81

5.39

51

4.06

3.59

6.96

3.41

3.12

6.02

52

4.47

3.96

7.66

3.79

3.47

6.71

53

4.93

4.36

8.45

4.20

3.85

7.44

54

5.50

4.87

9.44

4.63

4.25

8.24

55

6.17

5.50

10.56

5.10

4.68

9.08

56

6.88

6.14

11.70

5.63

5.18

9.98

57

7.64

6.83

12.91

6.19

5.70

10.94

58

8.27

7.42

13.86

6.80

6.26

11.87

59

8.99

8.10

14.96

7.39

6.82

12.90

60

9.86

8.92

16.29

8.01

7.40

13.97

61

10.94

9.92

17.94

8.68

8.03

15.08

62

12.25

11.14

19.93

9.39

8.72

16.33

63

13.71

12.51

22.14

10.14

9.43

17.58

64

15.24

13.95

24.40

10.96

10.20

18.90

65

16.85

15.47

26.63

11.85

11.05

20.34

66

18.47

17.01

28.78

12.82

11.99

21.87

67

20.09

18.57

30.87

13.89

13.02

23.59

68

21.85

20.25

33.07

15.07

14.17

25.48

69

23.64

21.99

35.25

16.36

15.43

27.53

con't

con't

con't

con't

con't

con't

con't

 

 2001 CSO Table – Ultimate Only – 1000qx

 

 Male

 Female

Age

Composite

Nonsmoker

Smoker

Composite