TITLE 50: INSURANCE
CHAPTER I: DEPARTMENT OF INSURANCE
SUBCHAPTER s: LEGAL RESERVE LIFE
PART 1412 RECOGNITION OF THE 2001 CSO MORTALITY TABLE FOR USE IN DETERMINING MINIMUM RESERVE LIABILITIES AND NONFORFEITURE BENEFITS
SECTION 1412.APPENDIX A 2001 CSO MORTALITY TABLES



Section 1412.APPENDIX A   2001 CSO Mortality Tables

 

Section 1412.ILLUSTRATION G   Ultimate Age Nearest Birthday (Male/Female Composite/Nonsmoker/Smoker)

 

 2001 CSO Table – Ultimate Only – 1000qx

 

 Male

 Female

Age

Composite

Nonsmoker

Smoker

Composite

Nonsmoker

Smoker

0

0.97

 

 

0.48

 

 

1

0.56

 

 

0.35

 

 

2

0.39

 

 

0.26

 

 

3

0.27

 

 

0.20

 

 

4

0.21

 

 

0.19

 

 

5

0.21

 

 

0.18

 

 

6

0.22

 

 

0.18

 

 

7

0.22

 

 

0.21

 

 

8

0.22

 

 

0.21

 

 

9

0.23

 

 

0.21

 

 

10

0.23

 

 

0.22

 

 

11

0.27

 

 

0.23

 

 

12

0.33

 

 

0.27

 

 

13

0.39

 

 

0.30

 

 

14

0.47

 

 

0.33

 

 

15

0.61

 

 

0.35

 

 

16

0.74

0.74

0.79

0.39

0.39

0.41

17

0.87

0.85

0.97

0.41

0.41

0.46

18

0.94

0.92

1.11

0.43

0.42

0.50

19

0.98

0.94

1.21

0.46

0.45

0.54

20

1.00

0.95

1.27

0.47

0.45

0.58

21

1.00

0.95

1.33

0.48

0.46

0.61

22

1.02

0.95

1.40

0.50

0.48

0.65

23

1.03

0.96

1.46

0.50

0.48

0.67

24

1.05

0.97

1.54

0.52

0.50

0.72

25

1.07

0.98

1.63

0.54

0.50

0.77

26

1.12

1.02

1.71

0.56

0.53

0.81

27

1.17

1.07

1.81

0.60

0.57

0.87

28

1.17

1.05

1.82

0.63

0.58

0.92

29

1.15

1.03

1.81

0.66

0.62

0.99

30

1.14

1.02

1.80

0.68

0.64

1.03

31

1.13

1.01

1.80

0.73

0.68

1.12

32

1.13

1.01

1.82

0.77

0.72

1.19

33

1.15

1.04

1.87

0.82

0.76

1.28

34

1.18

1.06

1.94

0.88

0.82

1.39

con't

con't

con't

con't

con't

con't

con't


 

 2001 CSO Table – Ultimate Only – 1000qx

 

 Male

 Female

Age

Composite

Nonsmoker

Smoker

Composite

Nonsmoker

Smoker

35

1.21

1.09

2.00

0.97

0.89

1.53

36

1.28

1.15

2.11

1.03

0.95

1.65

37

1.34

1.20

2.23

1.11

1.03

1.79

38

1.44

1.29

2.40

1.17

1.07

1.88

39

1.54

1.37

2.57

1.23

1.13

2.00

40

1.65

1.46

2.77

1.30

1.20

2.12

41

1.79

1.58

3.03

1.38

1.27

2.26

42

1.96

1.73

3.33

1.48

1.35

2.43

43

2.15

1.90

3.69

1.59

1.45

2.63

44

2.39

2.10

4.12

1.72

1.57

2.86

45

2.65

2.33

4.57

1.87

1.71

3.13

46

2.90

2.55

4.99

2.05

1.87

3.43

47

3.17

2.79

5.46

2.27

2.07

3.81

48

3.33

2.93

5.72

2.50

2.29

4.28

49

3.52

3.09

6.02

2.78

2.53

4.81

50

3.76

3.32

6.45

3.08

2.81

5.39

51

4.06

3.59

6.96

3.41

3.12

6.02

52

4.47

3.96

7.66

3.79

3.47

6.71

53

4.93

4.36

8.45

4.20

3.85

7.44

54

5.50

4.87

9.44

4.63

4.25

8.24

55

6.17

5.50

10.56

5.10

4.68

9.08

56

6.88

6.14

11.70

5.63

5.18

9.98

57

7.64

6.83

12.91

6.19

5.70

10.94

58

8.27

7.42

13.86

6.80

6.26

11.87

59

8.99

8.10

14.96

7.39

6.82

12.90

60

9.86

8.92

16.29

8.01

7.40

13.97

61

10.94

9.92

17.94

8.68

8.03

15.08

62

12.25

11.14

19.93

9.39

8.72

16.33

63

13.71

12.51

22.14

10.14

9.43

17.58

64

15.24

13.95

24.40

10.96

10.20

18.90

65

16.85

15.47

26.63

11.85

11.05

20.34

66

18.47

17.01

28.78

12.82

11.99

21.87

67

20.09

18.57

30.87

13.89

13.02

23.59

68

21.85

20.25

33.07

15.07

14.17

25.48

69

23.64

21.99

35.25

16.36

15.43

27.53

con't

con't

con't

con't

con't

con't

con't


 

 2001 CSO Table – Ultimate Only – 1000qx

 

 Male

 Female

Age

Composite

Nonsmoker

Smoker

Composite

Nonsmoker

Smoker

70

25.77

24.10

37.89

17.81

16.82

29.82

71

28.15

26.46

40.78

19.47

18.42

32.43

72

31.32

29.56

44.71

21.30

20.21

35.31

73

34.62

32.83

48.66

23.30

22.15

38.41

74

38.08

36.27

52.65

25.50

24.28

41.81

75

41.91

40.03

57.29

27.90

26.64

45.23

76

46.08

44.13

62.23

30.53

29.23

48.96

77

50.92

48.89

67.94

33.41

32.08

52.97

78

56.56

54.45

74.54

36.58

35.23

57.29

79

63.06

60.87

82.05

40.05

38.63

61.96

80

70.14

67.87

90.07

43.86

42.43

66.99

81

78.19

75.84

99.05

49.11

47.59

74.07

82

86.54

84.14

108.11

54.95

53.41

81.76

83

95.51

93.09

117.61

60.81

59.21

89.25

84

105.43

103.00

127.94

67.27

65.62

97.30

85

116.57

114.07

140.09

74.45

72.84

105.41

86

128.91

126.34

153.39

80.99

79.39

112.17

87

142.35

139.74

167.69

90.79

89.25

122.89

88

156.73

154.10

182.72

101.07

99.55

133.59

89

171.88

169.25

198.27

112.02

110.53

144.35

90

187.66

185.06

214.13

121.92

120.65

153.05

91

202.44

199.93

228.43

126.85

125.77

154.94

92

217.83

215.43

243.02

136.88

135.84

162.66

93

234.04

231.78

258.10

151.64

150.78

175.10

94

251.14

249.05

273.74

170.31

169.64

190.97

95

269.17

267.19

291.05

193.66

192.92

214.97

96

285.64

283.79

306.33

215.66

215.03

236.91

97

303.18

301.49

322.44

238.48

237.79

258.95

98

321.88

320.38

339.45

242.16

241.69

260.01

99

341.85

340.54

357.42

255.23

254.74

270.77

con't

con't

con't

con't

con't

con't

con't


 

 2001 CSO Table – Ultimate Only – 1000qx

 

 Male

 Female

Age

Composite

Nonsmoker

Smoker

Composite

Nonsmoker

Smoker

100

363.19

362.10

376.40

275.73

275.46

289.27

101

380.08

379.21

390.77

297.84

297.55

309.03

102

398.06

397.44

405.92

322.21

322.19

330.78

103

417.20

416.84

421.83

349.06

349.04

354.11

104

437.56

437.48

438.57

378.61

378.60

379.41

105

459.21

459.13

460.15

410.57

410.56

411.32

106

482.22

482.15

483.10

443.33

443.32

444.02

107

506.69

506.62

507.51

476.89

476.88

477.53

108

532.69

532.63

533.44

510.65

510.64

511.24

109

560.31

560.26

561.01

545.81

545.80

546.35

110

589.64

589.59

590.27

581.77

581.76

582.26

111

620.79

620.74

621.35

616.33

616.32

616.78

112

653.84

653.80

654.35

649.85

649.84

650.25

113

688.94

688.91

689.38

680.37

680.36

680.72

114

726.18

726.15

726.56

723.39

723.38

723.69

115

765.70

765.67

766.01

763.41

763.40

763.66

116

807.61

807.59

807.86

804.93

804.92

805.12

117

852.07

852.05

852.26

850.44

850.44

850.59

118

899.23

899.22

899.35

892.44

892.44

892.54

119

949.22

949.22

949.29

935.11

935.11

935.16

120

1000.00

1000.00

1000.00

1000.00

1000.00

1000.00