CHAPTER I: DEPARTMENT OF INSURANCE
SUBCHAPTER s: LEGAL RESERVE LIFE
PART 1412 RECOGNITION OF THE 2001 CSO MORTALITY TABLE FOR USE IN DETERMINING MINIMUM RESERVE LIABILITIES AND NONFORFEITURE BENEFITS
SECTION 1412.APPENDIX A 2001 CSO MORTALITY TABLES
Section 1412.APPENDIX A 2001 CSO Mortality Tables
Section 1412.ILLUSTRATION I Male Nonsmoker Select & Ultimate Age Last Birthday
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Male – Nonsmoker – Age Last Birthday |
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Issue Age |
Duration |
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|||||||||||||
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
con't |
||
|
0 |
|
|
|
|
|
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|
|
|
|
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|
|
con't |
|
|
1 |
|
|
|
|
|
|
|
|
|
|
|
|
|
con't |
|
|
2 |
|
|
|
|
|
|
|
|
|
|
|
|
|
con't |
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|
3 |
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|
|
|
|
|
|
|
|
|
|
|
|
con't |
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|
4 |
|
|
|
|
|
|
|
|
|
|
|
|
0.71 |
con't |
|
|
5 |
|
|
|
|
|
|
|
|
|
|
|
0.70 |
0.80 |
con't |
|
|
6 |
|
|
|
|
|
|
|
|
|
|
0.70 |
0.80 |
0.88 |
con't |
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|
7 |
|
|
|
|
|
|
|
|
|
0.70 |
0.80 |
0.87 |
0.91 |
con't |
|
|
8 |
|
|
|
|
|
|
|
|
0.70 |
0.80 |
0.87 |
0.90 |
0.92 |
con't |
|
|
9 |
|
|
|
|
|
|
|
0.69 |
0.80 |
0.87 |
0.90 |
0.91 |
0.91 |
con't |
|
|
10 |
|
|
|
|
|
|
0.69 |
0.80 |
0.86 |
0.89 |
0.90 |
0.90 |
0.90 |
con't |
|
|
11 |
|
|
|
|
|
0.69 |
0.80 |
0.86 |
0.88 |
0.89 |
0.89 |
0.89 |
0.90 |
con't |
|
|
12 |
|
|
|
|
0.69 |
0.80 |
0.85 |
0.87 |
0.88 |
0.88 |
0.88 |
0.90 |
0.91 |
con't |
|
|
13 |
|
|
|
0.69 |
0.80 |
0.85 |
0.86 |
0.87 |
0.87 |
0.87 |
0.88 |
0.91 |
0.93 |
con't |
|
|
14 |
|
|
0.69 |
0.80 |
0.85 |
0.86 |
0.87 |
0.87 |
0.87 |
0.88 |
0.89 |
0.92 |
0.96 |
con't |
|
|
15 |
|
0.69 |
0.79 |
0.85 |
0.85 |
0.86 |
0.86 |
0.86 |
0.87 |
0.88 |
0.90 |
0.94 |
0.97 |
con't |
|
|
16 |
0.69 |
0.79 |
0.84 |
0.84 |
0.85 |
0.85 |
0.85 |
0.86 |
0.87 |
0.89 |
0.91 |
0.95 |
0.96 |
con't |
|
|
17 |
0.78 |
0.83 |
0.83 |
0.84 |
0.84 |
0.84 |
0.85 |
0.86 |
0.87 |
0.90 |
0.91 |
0.93 |
0.94 |
con't |
|
|
18 |
0.81 |
0.81 |
0.82 |
0.82 |
0.82 |
0.83 |
0.84 |
0.85 |
0.87 |
0.88 |
0.89 |
0.91 |
0.92 |
con't |
|
|
19 |
0.78 |
0.78 |
0.78 |
0.79 |
0.80 |
0.81 |
0.81 |
0.84 |
0.84 |
0.85 |
0.87 |
0.88 |
0.91 |
con't |
|
|
20 |
0.73 |
0.73 |
0.74 |
0.75 |
0.76 |
0.77 |
0.79 |
0.80 |
0.81 |
0.82 |
0.84 |
0.87 |
0.91 |
con't |
|
|
21 |
0.68 |
0.68 |
0.69 |
0.70 |
0.72 |
0.74 |
0.75 |
0.76 |
0.78 |
0.81 |
0.83 |
0.87 |
0.92 |
con't |
|
|
22 |
0.63 |
0.64 |
0.65 |
0.67 |
0.70 |
0.71 |
0.73 |
0.75 |
0.76 |
0.80 |
0.83 |
0.88 |
0.94 |
con't |
|
|
23 |
0.58 |
0.59 |
0.62 |
0.66 |
0.69 |
0.70 |
0.72 |
0.74 |
0.77 |
0.81 |
0.86 |
0.91 |
0.98 |
con't |
|
|
24 |
0.51 |
0.55 |
0.61 |
0.65 |
0.68 |
0.70 |
0.73 |
0.75 |
0.79 |
0.84 |
0.90 |
0.96 |
1.04 |
con't |
|
|
25 |
0.46 |
0.53 |
0.60 |
0.66 |
0.69 |
0.72 |
0.74 |
0.78 |
0.83 |
0.89 |
0.94 |
1.02 |
1.11 |
con't |
|
|
26 |
0.45 |
0.53 |
0.60 |
0.68 |
0.71 |
0.74 |
0.77 |
0.82 |
0.87 |
0.94 |
1.01 |
1.09 |
1.19 |
con't |
|
|
27 |
0.44 |
0.53 |
0.62 |
0.69 |
0.74 |
0.77 |
0.82 |
0.87 |
0.93 |
1.00 |
1.09 |
1.19 |
1.30 |
con't |
|
|
28 |
0.44 |
0.54 |
0.64 |
0.71 |
0.77 |
0.81 |
0.87 |
0.93 |
0.99 |
1.09 |
1.19 |
1.30 |
1.42 |
con't |
|
|
29 |
0.44 |
0.55 |
0.65 |
0.73 |
0.81 |
0.87 |
0.93 |
0.99 |
1.08 |
1.18 |
1.29 |
1.41 |
1.54 |
con't |
|
|
30 |
0.44 |
0.56 |
0.65 |
0.75 |
0.84 |
0.92 |
0.99 |
1.07 |
1.16 |
1.26 |
1.37 |
1.51 |
1.67 |
con't |
|
|
31 |
0.44 |
0.56 |
0.67 |
0.76 |
0.86 |
0.95 |
1.05 |
1.13 |
1.21 |
1.31 |
1.44 |
1.62 |
1.83 |
con't |
|
|
32 |
0.45 |
0.57 |
0.69 |
0.79 |
0.89 |
1.00 |
1.10 |
1.18 |
1.27 |
1.37 |
1.53 |
1.74 |
2.01 |
con't |
|
|
33 |
0.48 |
0.60 |
0.72 |
0.83 |
0.95 |
1.05 |
1.16 |
1.25 |
1.34 |
1.47 |
1.65 |
1.90 |
2.19 |
con't |
|
|
34 |
0.51 |
0.62 |
0.75 |
0.87 |
0.99 |
1.11 |
1.23 |
1.33 |
1.45 |
1.61 |
1.82 |
2.08 |
2.37 |
con't |
|
|
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
1 of 6 |
|
|
|
Male – Nonsmoker – Age Last Birthday |
|
||||||||||||
|
Issue Age |
Duration |
Att Age |
||||||||||||
|
14 |
15 |
16 |
17 |
18 |
19 |
20 |
21 |
22 |
23 |
24 |
25 |
Ultimate |
||
|
0 |
|
|
|
0.77 |
0.87 |
0.92 |
0.94 |
0.95 |
0.95 |
0.95 |
0.96 |
0.97 |
1.00 |
25 |
|
1 |
|
|
0.74 |
0.84 |
0.91 |
0.93 |
0.95 |
0.95 |
0.95 |
0.96 |
0.97 |
0.99 |
1.04 |
26 |
|
2 |
|
0.72 |
0.81 |
0.89 |
0.93 |
0.94 |
0.95 |
0.95 |
0.96 |
0.97 |
0.99 |
1.02 |
1.06 |
27 |
|
3 |
0.71 |
0.80 |
0.88 |
0.92 |
0.94 |
0.95 |
0.95 |
0.96 |
0.97 |
0.99 |
1.01 |
1.03 |
1.04 |
28 |
|
4 |
0.80 |
0.88 |
0.92 |
0.94 |
0.95 |
0.95 |
0.96 |
0.97 |
0.98 |
1.00 |
1.01 |
1.02 |
1.03 |
29 |
|
5 |
0.88 |
0.92 |
0.94 |
0.95 |
0.95 |
0.96 |
0.97 |
0.98 |
0.99 |
0.99 |
1.00 |
1.01 |
1.02 |
30 |
|
6 |
0.92 |
0.94 |
0.94 |
0.94 |
0.95 |
0.96 |
0.96 |
0.97 |
0.98 |
0.98 |
0.99 |
1.00 |
1.01 |
31 |
|
7 |
0.93 |
0.93 |
0.93 |
0.94 |
0.95 |
0.95 |
0.96 |
0.97 |
0.97 |
0.98 |
0.99 |
1.00 |
1.02 |
32 |
|
8 |
0.92 |
0.92 |
0.93 |
0.95 |
0.95 |
0.96 |
0.97 |
0.97 |
0.98 |
0.99 |
1.00 |
1.02 |
1.05 |
33 |
|
9 |
0.91 |
0.92 |
0.93 |
0.95 |
0.96 |
0.97 |
0.97 |
0.98 |
0.99 |
1.00 |
1.02 |
1.05 |
1.07 |
34 |
|
10 |
0.91 |
0.93 |
0.95 |
0.96 |
0.97 |
0.97 |
0.98 |
0.99 |
1.00 |
1.02 |
1.05 |
1.07 |
1.12 |
35 |
|
11 |
0.92 |
0.94 |
0.96 |
0.97 |
0.97 |
0.98 |
0.99 |
1.00 |
1.02 |
1.05 |
1.07 |
1.12 |
1.17 |
36 |
|
12 |
0.94 |
0.96 |
0.97 |
0.97 |
0.98 |
0.99 |
1.00 |
1.02 |
1.05 |
1.07 |
1.12 |
1.17 |
1.24 |
37 |
|
13 |
0.96 |
0.97 |
0.97 |
0.98 |
0.99 |
1.00 |
1.02 |
1.05 |
1.07 |
1.12 |
1.17 |
1.24 |
1.33 |
38 |
|
14 |
0.97 |
0.97 |
0.98 |
0.99 |
1.00 |
1.02 |
1.05 |
1.07 |
1.12 |
1.17 |
1.24 |
1.33 |
1.41 |
39 |
|
15 |
0.97 |
0.98 |
0.99 |
1.00 |
1.02 |
1.05 |
1.07 |
1.12 |
1.17 |
1.24 |
1.33 |
1.41 |
1.52 |
40 |
|
16 |
0.97 |
0.98 |
0.99 |
1.02 |
1.05 |
1.07 |
1.12 |
1.17 |
1.24 |
1.33 |
1.41 |
1.52 |
1.65 |
41 |
|
17 |
0.96 |
0.97 |
0.99 |
1.05 |
1.07 |
1.12 |
1.17 |
1.24 |
1.33 |
1.41 |
1.52 |
1.65 |
1.81 |
42 |
|
18 |
0.96 |
0.99 |
1.01 |
1.07 |
1.11 |
1.17 |
1.24 |
1.32 |
1.41 |
1.52 |
1.65 |
1.81 |
2.00 |
43 |
|
19 |
0.95 |
1.01 |
1.05 |
1.11 |
1.17 |
1.24 |
1.32 |
1.41 |
1.52 |
1.65 |
1.81 |
2.00 |
2.21 |
44 |
|
20 |
0.97 |
1.04 |
1.11 |
1.17 |
1.24 |
1.32 |
1.41 |
1.52 |
1.65 |
1.81 |
2.00 |
2.21 |
2.44 |
45 |
|
21 |
0.99 |
1.08 |
1.17 |
1.24 |
1.32 |
1.41 |
1.52 |
1.65 |
1.81 |
2.00 |
2.21 |
2.44 |
2.67 |
46 |
|
22 |
1.03 |
1.13 |
1.24 |
1.32 |
1.41 |
1.52 |
1.65 |
1.81 |
2.00 |
2.21 |
2.44 |
2.67 |
2.86 |
47 |
|
23 |
1.07 |
1.20 |
1.31 |
1.41 |
1.52 |
1.65 |
1.81 |
2.00 |
2.21 |
2.44 |
2.66 |
2.86 |
3.01 |
48 |
|
24 |
1.14 |
1.27 |
1.40 |
1.52 |
1.65 |
1.81 |
2.00 |
2.21 |
2.44 |
2.65 |
2.85 |
3.01 |
3.20 |
49 |
|
25 |
1.22 |
1.36 |
1.51 |
1.65 |
1.81 |
2.00 |
2.21 |
2.44 |
2.65 |
2.83 |
3.01 |
3.20 |
3.45 |
50 |
|
26 |
1.33 |
1.47 |
1.65 |
1.81 |
2.00 |
2.21 |
2.44 |
2.64 |
2.83 |
3.00 |
3.20 |
3.45 |
3.77 |
51 |
|
27 |
1.45 |
1.60 |
1.81 |
1.99 |
2.20 |
2.43 |
2.64 |
2.82 |
3.00 |
3.20 |
3.45 |
3.77 |
4.16 |
52 |
|
28 |
1.58 |
1.76 |
1.99 |
2.19 |
2.42 |
2.64 |
2.81 |
3.00 |
3.20 |
3.45 |
3.77 |
4.16 |
4.61 |
53 |
|
29 |
1.71 |
1.92 |
2.17 |
2.39 |
2.62 |
2.81 |
2.99 |
3.20 |
3.45 |
3.76 |
4.16 |
4.60 |
5.18 |
54 |
|
30 |
1.87 |
2.11 |
2.36 |
2.58 |
2.79 |
2.99 |
3.20 |
3.44 |
3.75 |
4.14 |
4.60 |
5.11 |
5.82 |
55 |
|
31 |
2.07 |
2.33 |
2.56 |
2.78 |
2.98 |
3.19 |
3.44 |
3.74 |
4.13 |
4.58 |
5.09 |
5.68 |
6.48 |
56 |
|
32 |
2.27 |
2.53 |
2.75 |
2.97 |
3.19 |
3.44 |
3.73 |
4.12 |
4.57 |
5.07 |
5.63 |
6.27 |
7.12 |
57 |
|
33 |
2.47 |
2.72 |
2.94 |
3.18 |
3.44 |
3.73 |
4.10 |
4.55 |
5.04 |
5.59 |
6.21 |
6.85 |
7.76 |
58 |
|
34 |
2.66 |
2.92 |
3.16 |
3.43 |
3.73 |
4.09 |
4.51 |
4.99 |
5.54 |
6.14 |
6.79 |
7.45 |
8.51 |
59 |
|
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
2 of 6 |
|
|
Male – Nonsmoker – Age Last Birthday |
|
|||||||||||||
|
Issue Age |
Duration |
|
|||||||||||||
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
con't |
||
|
35 |
0.54 |
0.66 |
0.79 |
0.91 |
1.04 |
1.16 |
1.29 |
1.44 |
1.60 |
1.79 |
2.01 |
2.27 |
2.56 |
con't |
|
|
36 |
0.57 |
0.69 |
0.82 |
0.95 |
1.08 |
1.22 |
1.38 |
1.58 |
1.77 |
1.98 |
2.20 |
2.45 |
2.75 |
con't |
|
|
37 |
0.61 |
0.73 |
0.87 |
1.00 |
1.13 |
1.30 |
1.50 |
1.73 |
1.96 |
2.17 |
2.39 |
2.64 |
2.96 |
con't |
|
|
38 |
0.65 |
0.80 |
0.94 |
1.07 |
1.22 |
1.41 |
1.65 |
1.90 |
2.14 |
2.36 |
2.57 |
2.85 |
3.19 |
con't |
|
|
39 |
0.70 |
0.87 |
1.01 |
1.15 |
1.32 |
1.55 |
1.82 |
2.07 |
2.31 |
2.54 |
2.78 |
3.10 |
3.47 |
con't |
|
|
40 |
0.75 |
0.93 |
1.10 |
1.26 |
1.46 |
1.71 |
1.99 |
2.26 |
2.50 |
2.75 |
3.04 |
3.40 |
3.80 |
con't |
|
|
41 |
0.79 |
1.01 |
1.21 |
1.40 |
1.62 |
1.88 |
2.18 |
2.44 |
2.71 |
3.01 |
3.35 |
3.75 |
4.19 |
con't |
|
|
42 |
0.84 |
1.09 |
1.32 |
1.52 |
1.76 |
2.03 |
2.34 |
2.63 |
2.94 |
3.28 |
3.68 |
4.13 |
4.64 |
con't |
|
|
43 |
0.90 |
1.15 |
1.40 |
1.62 |
1.86 |
2.15 |
2.49 |
2.83 |
3.18 |
3.56 |
4.00 |
4.55 |
5.16 |
con't |
|
|
44 |
0.97 |
1.23 |
1.48 |
1.71 |
1.98 |
2.29 |
2.67 |
3.07 |
3.46 |
3.87 |
4.38 |
5.06 |
5.69 |
con't |
|
|
45 |
1.05 |
1.31 |
1.55 |
1.81 |
2.11 |
2.47 |
2.90 |
3.34 |
3.79 |
4.26 |
4.86 |
5.59 |
6.21 |
con't |
|
|
46 |
1.13 |
1.38 |
1.63 |
1.92 |
2.27 |
2.68 |
3.16 |
3.66 |
4.16 |
4.73 |
5.38 |
6.11 |
6.73 |
con't |
|
|
47 |
1.22 |
1.47 |
1.74 |
2.06 |
2.45 |
2.90 |
3.43 |
3.99 |
4.55 |
5.23 |
5.88 |
6.61 |
7.29 |
con't |
|
|
48 |
1.30 |
1.58 |
1.89 |
2.24 |
2.65 |
3.13 |
3.69 |
4.33 |
4.94 |
5.67 |
6.37 |
7.16 |
8.02 |
con't |
|
|
49 |
1.40 |
1.72 |
2.07 |
2.45 |
2.86 |
3.37 |
3.98 |
4.68 |
5.32 |
6.06 |
6.89 |
7.87 |
8.97 |
con't |
|
|
50 |
1.52 |
1.89 |
2.27 |
2.68 |
3.10 |
3.63 |
4.28 |
4.99 |
5.70 |
6.51 |
7.53 |
8.81 |
10.13 |
con't |
|
|
51 |
1.64 |
2.08 |
2.51 |
2.94 |
3.38 |
3.91 |
4.57 |
5.32 |
6.14 |
7.12 |
8.38 |
9.93 |
11.40 |
con't |
|
|
52 |
1.75 |
2.26 |
2.75 |
3.22 |
3.69 |
4.23 |
4.93 |
5.78 |
6.72 |
7.94 |
9.45 |
11.17 |
12.49 |
con't |
|
|
53 |
1.84 |
2.43 |
2.98 |
3.50 |
4.00 |
4.60 |
5.40 |
6.41 |
7.50 |
8.95 |
10.62 |
12.24 |
13.51 |
con't |
|
|
54 |
1.92 |
2.61 |
3.23 |
3.77 |
4.31 |
5.02 |
5.98 |
7.17 |
8.42 |
10.02 |
11.59 |
13.19 |
14.75 |
con't |
|
|
55 |
2.02 |
2.79 |
3.47 |
4.06 |
4.68 |
5.54 |
6.68 |
8.02 |
9.38 |
10.89 |
12.44 |
14.30 |
16.18 |
con't |
|
|
56 |
2.12 |
2.97 |
3.71 |
4.39 |
5.13 |
6.16 |
7.47 |
8.92 |
10.34 |
11.85 |
13.66 |
15.73 |
17.84 |
con't |
|
|
57 |
2.26 |
3.15 |
3.98 |
4.79 |
5.70 |
6.88 |
8.30 |
9.81 |
11.24 |
12.99 |
15.06 |
17.44 |
19.84 |
con't |
|
|
58 |
2.43 |
3.36 |
4.29 |
5.24 |
6.34 |
7.66 |
9.15 |
10.65 |
12.07 |
14.03 |
16.38 |
19.23 |
22.21 |
con't |
|
|
59 |
2.65 |
3.61 |
4.64 |
5.76 |
7.02 |
8.46 |
9.99 |
11.48 |
12.88 |
15.09 |
17.79 |
21.07 |
24.72 |
con't |
|
|
60 |
2.92 |
3.91 |
5.03 |
6.29 |
7.72 |
9.26 |
10.82 |
12.30 |
13.72 |
16.24 |
19.31 |
22.90 |
26.92 |
con't |
|
|
61 |
3.22 |
4.24 |
5.45 |
6.85 |
8.44 |
10.09 |
11.69 |
13.18 |
14.66 |
17.51 |
20.87 |
24.64 |
28.84 |
con't |
|
|
62 |
3.49 |
4.62 |
5.97 |
7.51 |
9.22 |
10.98 |
12.67 |
14.25 |
15.87 |
18.99 |
22.55 |
26.51 |
30.99 |
con't |
|
|
63 |
3.70 |
5.05 |
6.58 |
8.28 |
10.12 |
11.99 |
13.81 |
15.57 |
17.40 |
20.72 |
24.49 |
28.75 |
33.67 |
con't |
|
|
64 |
3.88 |
5.48 |
7.24 |
9.13 |
11.12 |
13.14 |
15.12 |
17.10 |
19.15 |
22.69 |
26.76 |
31.48 |
36.99 |
con't |
|
|
65 |
4.03 |
6.01 |
7.99 |
10.06 |
12.27 |
14.44 |
16.57 |
18.74 |
21.06 |
24.91 |
29.41 |
34.70 |
40.96 |
con't |
|
|
66 |
4.23 |
6.68 |
8.85 |
11.09 |
13.60 |
15.90 |
18.16 |
20.51 |
23.12 |
27.38 |
32.43 |
38.43 |
45.58 |
con't |
|
|
67 |
4.64 |
7.43 |
9.81 |
12.23 |
14.96 |
17.55 |
20.11 |
22.74 |
25.57 |
30.37 |
36.13 |
42.99 |
51.00 |
con't |
|
|
68 |
5.18 |
8.26 |
10.88 |
13.49 |
16.02 |
19.44 |
22.26 |
25.08 |
28.16 |
33.63 |
40.19 |
47.85 |
56.78 |
con't |
|
|
69 |
5.74 |
9.19 |
12.08 |
14.88 |
16.84 |
21.52 |
24.29 |
27.19 |
31.71 |
38.03 |
45.43 |
54.06 |
63.93 |
con't |
|
|
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
3 of 6 |
|
|
|
Male – Nonsmoker – Age Last Birthday |
|
||||||||||||
|
Issue Age |
Duration |
Att Age |
||||||||||||
|
14 |
15 |
16 |
17 |
18 |
19 |
20 |
21 |
22 |
23 |
24 |
25 |
Ultimate |
||
|
35 |
2.86 |
3.14 |
3.42 |
3.73 |
4.08 |
4.49 |
4.94 |
5.49 |
6.08 |
6.72 |
7.40 |
8.11 |
9.42 |
60 |
|
36 |
3.09 |
3.41 |
3.73 |
4.07 |
4.47 |
4.92 |
5.42 |
6.02 |
6.65 |
7.34 |
8.09 |
8.93 |
10.53 |
61 |
|
37 |
3.32 |
3.69 |
4.06 |
4.46 |
4.89 |
5.40 |
5.95 |
6.58 |
7.27 |
8.04 |
8.90 |
9.99 |
11.82 |
62 |
|
38 |
3.58 |
3.99 |
4.42 |
4.87 |
5.37 |
5.93 |
6.52 |
7.20 |
7.99 |
8.87 |
9.95 |
11.26 |
13.23 |
63 |
|
39 |
3.88 |
4.33 |
4.81 |
5.33 |
5.90 |
6.50 |
7.14 |
7.92 |
8.83 |
9.91 |
11.18 |
12.59 |
14.70 |
64 |
|
40 |
4.25 |
4.75 |
5.28 |
5.85 |
6.46 |
7.12 |
7.85 |
8.77 |
9.85 |
11.10 |
12.50 |
13.90 |
16.23 |
65 |
|
41 |
4.69 |
5.26 |
5.82 |
6.41 |
7.08 |
7.84 |
8.70 |
9.77 |
11.01 |
12.38 |
13.83 |
15.11 |
17.78 |
66 |
|
42 |
5.21 |
5.81 |
6.35 |
7.02 |
7.79 |
8.68 |
9.69 |
10.90 |
12.22 |
13.65 |
15.03 |
16.41 |
19.40 |
67 |
|
43 |
5.76 |
6.33 |
6.93 |
7.73 |
8.63 |
9.66 |
10.79 |
12.09 |
13.46 |
14.86 |
16.26 |
17.93 |
21.11 |
68 |
|
44 |
6.27 |
6.86 |
7.63 |
8.55 |
9.60 |
10.73 |
11.94 |
13.29 |
14.68 |
16.09 |
17.76 |
19.72 |
23.03 |
69 |
|
45 |
6.77 |
7.52 |
8.46 |
9.52 |
10.69 |
11.90 |
13.14 |
14.51 |
15.90 |
17.51 |
19.61 |
21.97 |
25.27 |
70 |
|
46 |
7.38 |
8.35 |
9.45 |
10.64 |
11.88 |
13.13 |
14.38 |
15.72 |
17.29 |
19.34 |
21.86 |
24.65 |
27.99 |
71 |
|
47 |
8.15 |
9.32 |
10.58 |
11.85 |
13.13 |
14.38 |
15.59 |
17.08 |
19.06 |
21.56 |
24.53 |
27.65 |
31.17 |
72 |
|
48 |
9.08 |
10.41 |
11.82 |
13.12 |
14.38 |
15.58 |
16.90 |
18.82 |
21.27 |
24.20 |
27.52 |
30.80 |
34.52 |
73 |
|
49 |
10.22 |
11.62 |
13.11 |
14.37 |
15.57 |
16.86 |
18.60 |
21.00 |
23.89 |
27.15 |
30.66 |
34.07 |
38.12 |
74 |
|
50 |
11.50 |
12.84 |
14.36 |
15.54 |
16.80 |
18.52 |
20.75 |
23.59 |
26.81 |
30.24 |
33.92 |
37.58 |
42.04 |
75 |
|
51 |
12.61 |
13.99 |
15.50 |
16.74 |
18.43 |
20.65 |
23.32 |
26.48 |
29.88 |
33.48 |
37.43 |
41.46 |
46.46 |
76 |
|
52 |
13.64 |
15.14 |
16.67 |
18.34 |
20.54 |
23.06 |
26.19 |
29.53 |
33.09 |
36.97 |
41.32 |
45.88 |
51.60 |
77 |
|
53 |
14.89 |
16.47 |
18.24 |
20.42 |
22.96 |
25.75 |
29.22 |
32.73 |
36.54 |
40.83 |
45.74 |
50.98 |
57.57 |
78 |
|
54 |
16.35 |
18.15 |
20.30 |
22.85 |
25.60 |
28.72 |
32.39 |
36.16 |
40.38 |
45.21 |
50.85 |
56.89 |
64.26 |
79 |
|
55 |
18.05 |
20.19 |
22.77 |
25.54 |
28.45 |
31.80 |
35.77 |
39.94 |
44.71 |
50.27 |
56.75 |
63.52 |
71.72 |
80 |
|
56 |
20.07 |
22.69 |
25.51 |
28.41 |
31.46 |
35.08 |
39.50 |
44.21 |
49.70 |
56.11 |
63.37 |
70.91 |
79.83 |
81 |
|
57 |
22.48 |
25.47 |
28.37 |
31.42 |
34.70 |
38.72 |
43.73 |
49.14 |
55.49 |
62.67 |
70.75 |
78.94 |
88.42 |
82 |
|
58 |
25.15 |
28.32 |
31.36 |
34.64 |
38.28 |
42.84 |
48.62 |
54.87 |
61.97 |
69.97 |
78.79 |
87.45 |
97.80 |
83 |
|
59 |
27.97 |
31.29 |
34.57 |
38.21 |
42.36 |
47.63 |
54.29 |
61.29 |
69.20 |
77.91 |
87.27 |
96.71 |
108.23 |
84 |
|
60 |
30.90 |
34.48 |
38.12 |
42.27 |
47.07 |
53.16 |
60.66 |
68.46 |
77.06 |
86.31 |
96.52 |
107.02 |
119.83 |
85 |
|
61 |
33.56 |
38.01 |
42.15 |
46.96 |
52.53 |
59.37 |
67.76 |
76.25 |
85.39 |
95.48 |
106.84 |
118.53 |
132.59 |
86 |
|
62 |
36.14 |
41.90 |
46.82 |
52.39 |
58.65 |
66.31 |
75.50 |
84.51 |
94.49 |
105.71 |
118.35 |
131.18 |
146.38 |
87 |
|
63 |
39.42 |
46.22 |
52.22 |
58.47 |
65.47 |
73.85 |
83.70 |
93.55 |
104.65 |
117.14 |
131.02 |
144.85 |
161.04 |
88 |
|
64 |
43.52 |
51.28 |
58.28 |
65.26 |
72.91 |
81.86 |
92.67 |
103.64 |
115.99 |
129.71 |
144.72 |
159.40 |
176.42 |
89 |
|
65 |
48.41 |
57.10 |
65.06 |
72.68 |
80.80 |
90.58 |
102.63 |
114.85 |
128.44 |
143.28 |
159.28 |
174.66 |
191.74 |
90 |
|
66 |
53.90 |
63.58 |
72.48 |
80.56 |
89.40 |
100.30 |
113.70 |
127.14 |
141.84 |
157.68 |
174.53 |
189.83 |
206.82 |
91 |
|
67 |
60.31 |
70.94 |
80.36 |
89.16 |
99.02 |
111.15 |
125.88 |
140.43 |
156.11 |
172.80 |
189.71 |
204.79 |
222.62 |
92 |
|
68 |
66.99 |
78.42 |
88.97 |
98.77 |
109.75 |
123.08 |
139.05 |
154.58 |
171.10 |
187.86 |
204.69 |
221.41 |
239.28 |
93 |
|
69 |
74.98 |
87.58 |
98.58 |
109.50 |
121.56 |
135.99 |
153.08 |
169.45 |
186.04 |
202.72 |
221.35 |
239.18 |
256.83 |
94 |
|
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
4 of 6 |
|
|
Male – Nonsmoker – Age Last Birthday |
5 of 6 |
|||||||||||||
|
Issue Age |
Duration |
|
|||||||||||||
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
con't |
||
|
70 |
6.69 |
10.24 |
13.41 |
16.07 |
18.55 |
23.53 |
26.24 |
30.98 |
36.02 |
43.19 |
51.55 |
61.13 |
71.88 |
con't |
|
|
71 |
8.15 |
11.40 |
14.87 |
17.74 |
21.14 |
25.27 |
28.59 |
34.05 |
38.68 |
46.55 |
55.56 |
65.71 |
77.32 |
con't |
|
|
72 |
9.61 |
13.15 |
16.80 |
20.14 |
23.44 |
26.90 |
30.71 |
36.01 |
40.54 |
48.92 |
58.34 |
69.16 |
81.70 |
con't |
|
|
73 |
11.06 |
15.02 |
18.82 |
22.37 |
25.68 |
28.96 |
33.71 |
39.02 |
43.36 |
52.37 |
62.52 |
74.34 |
88.06 |
con't |
|
|
74 |
12.80 |
16.29 |
20.50 |
24.77 |
28.15 |
32.38 |
37.63 |
42.28 |
49.66 |
59.46 |
70.97 |
84.28 |
99.60 |
con't |
|
|
75 |
14.02 |
17.77 |
22.44 |
27.37 |
31.27 |
36.31 |
41.23 |
48.36 |
59.15 |
70.44 |
83.74 |
98.98 |
116.28 |
con't |
|
|
76 |
14.58 |
19.47 |
24.69 |
30.18 |
35.01 |
40.15 |
47.03 |
57.48 |
67.27 |
81.85 |
96.88 |
113.97 |
133.12 |
con't |
|
|
77 |
15.38 |
21.04 |
27.11 |
33.76 |
39.13 |
45.75 |
55.90 |
66.08 |
78.62 |
95.07 |
111.94 |
130.85 |
151.79 |
con't |
|
|
78 |
16.49 |
22.78 |
29.95 |
38.12 |
44.49 |
54.34 |
64.88 |
77.44 |
90.25 |
106.93 |
125.41 |
145.94 |
167.89 |
con't |
|
|
79 |
17.76 |
25.02 |
33.52 |
43.27 |
52.82 |
63.68 |
76.27 |
88.91 |
99.89 |
117.90 |
137.68 |
158.90 |
181.44 |
con't |
|
|
80 |
19.25 |
27.95 |
38.04 |
49.58 |
62.62 |
75.22 |
87.74 |
98.83 |
113.41 |
133.05 |
153.91 |
178.21 |
208.85 |
con't |
|
|
81 |
21.12 |
31.67 |
43.71 |
57.27 |
72.38 |
86.63 |
97.85 |
112.37 |
124.36 |
151.05 |
175.19 |
208.11 |
237.64 |
con't |
|
|
82 |
23.73 |
36.47 |
50.70 |
66.40 |
83.61 |
96.95 |
111.46 |
123.47 |
143.94 |
175.00 |
207.96 |
237.46 |
255.20 |
con't |
|
|
83 |
27.51 |
42.57 |
59.03 |
76.89 |
96.14 |
110.62 |
122.68 |
143.23 |
174.51 |
207.82 |
237.31 |
255.04 |
272.67 |
con't |
|
|
84 |
32.74 |
50.03 |
68.65 |
88.54 |
109.81 |
121.93 |
142.55 |
173.95 |
207.37 |
237.17 |
254.88 |
272.51 |
289.75 |
con't |
|
|
85 |
39.46 |
58.88 |
79.56 |
101.48 |
121.19 |
141.89 |
173.36 |
206.94 |
236.70 |
254.75 |
272.37 |
289.61 |
307.96 |
con't |
|
|
86 |
47.54 |
69.36 |
92.29 |
116.33 |
141.27 |
172.78 |
206.46 |
236.25 |
254.29 |
272.24 |
289.47 |
307.83 |
327.38 |
con't |
|
|
87 |
57.15 |
82.09 |
107.67 |
140.64 |
172.25 |
206.00 |
235.86 |
253.86 |
271.81 |
289.36 |
307.71 |
327.26 |
348.11 |
con't |
|
|
88 |
69.21 |
97.84 |
133.71 |
171.70 |
205.57 |
235.48 |
253.48 |
271.41 |
288.96 |
307.60 |
327.16 |
348.01 |
367.97 |
con't |
|
|
89 |
85.11 |
125.67 |
166.91 |
205.15 |
235.14 |
253.12 |
271.04 |
288.58 |
307.24 |
327.07 |
347.92 |
367.88 |
385.62 |
con't |
|
|
90 |
115.29 |
161.37 |
202.89 |
234.80 |
252.79 |
270.70 |
288.24 |
306.89 |
326.74 |
347.85 |
367.81 |
385.57 |
404.37 |
con't |
|
|
91 |
154.27 |
200.34 |
234.47 |
252.48 |
270.39 |
287.93 |
306.58 |
326.44 |
347.56 |
367.76 |
385.52 |
404.33 |
424.29 |
con't |
|
|
92 |
197.13 |
234.14 |
252.15 |
270.10 |
287.64 |
306.30 |
326.16 |
347.31 |
367.52 |
385.47 |
404.30 |
424.28 |
445.27 |
con't |
|
|
93 |
233.81 |
251.83 |
269.79 |
287.36 |
306.04 |
325.91 |
347.06 |
367.32 |
385.30 |
404.27 |
424.27 |
445.27 |
467.21 |
con't |
|
|
94 |
251.52 |
269.48 |
287.08 |
305.78 |
325.68 |
346.85 |
367.13 |
385.16 |
404.16 |
424.26 |
445.27 |
467.21 |
490.50 |
con't |
|
|
95 |
269.18 |
286.80 |
305.53 |
325.45 |
346.65 |
366.95 |
385.03 |
404.07 |
424.22 |
445.27 |
467.21 |
490.50 |
515.21 |
con't |
|
|
96 |
286.52 |
305.27 |
325.23 |
346.45 |
366.79 |
384.90 |
403.98 |
424.18 |
445.27 |
467.21 |
490.50 |
515.21 |
541.43 |
con't |
|
|
97 |
305.01 |
324.99 |
346.26 |
366.64 |
384.79 |
403.90 |
424.14 |
445.27 |
467.21 |
490.50 |
515.21 |
541.43 |
569.22 |
con't |
|
|
98 |
324.77 |
346.06 |
366.49 |
384.68 |
403.83 |
424.11 |
445.27 |
467.21 |
490.50 |
515.21 |
541.43 |
569.22 |
598.65 |
con't |
|
|
99 |
345.94 |
366.38 |
384.60 |
403.78 |
424.08 |
445.27 |
467.21 |
490.50 |
515.21 |
541.43 |
569.22 |
598.65 |
629.83 |
con't |
|
|
|
Male – Nonsmoker – Age Last Birthday |
6 of 6 |
|||||||||||||
|
Issue Age |
Duration |
Att Age |
|||||||||||||
|
14 |
15 |
16 |
17 |
18 |
19 |
20 |
21 |
22 |
23 |
24 |
25 |
Ultimate |
|||
|
70 |
84.14 |
98.28 |
109.32 |
121.32 |
134.35 |
149.75 |
167.82 |
184.25 |
200.78 |
220.18 |
239.12 |
256.71 |
274.21 |
95 |
|
|
71 |
90.74 |
106.24 |
121.10 |
134.12 |
147.97 |
164.22 |
182.53 |
198.91 |
219.07 |
239.08 |
256.66 |
274.15 |
291.18 |
96 |
|
|
72 |
96.21 |
112.86 |
131.67 |
147.76 |
162.32 |
178.68 |
197.10 |
218.00 |
239.04 |
256.61 |
274.14 |
291.18 |
309.26 |
97 |
|
|
73 |
103.81 |
121.68 |
141.65 |
162.14 |
176.67 |
193.02 |
216.97 |
239.01 |
256.57 |
274.10 |
291.18 |
309.26 |
328.54 |
98 |
|
|
74 |
116.98 |
136.43 |
158.12 |
176.55 |
190.95 |
214.64 |
238.98 |
256.54 |
274.08 |
291.18 |
309.26 |
328.54 |
349.11 |
99 |
|
|
75 |
135.64 |
157.03 |
176.41 |
190.77 |
213.48 |
238.95 |
256.50 |
274.06 |
291.18 |
309.26 |
328.54 |
349.11 |
368.76 |
100 |
|
|
76 |
154.30 |
174.70 |
190.50 |
213.17 |
238.92 |
256.47 |
274.03 |
291.18 |
309.26 |
328.54 |
349.11 |
368.76 |
386.19 |
101 |
|
|
77 |
171.93 |
189.24 |
212.88 |
238.60 |
256.43 |
273.99 |
291.18 |
309.26 |
328.54 |
349.11 |
368.76 |
386.19 |
404.73 |
102 |
|
|
78 |
188.12 |
212.63 |
238.31 |
256.12 |
273.83 |
291.14 |
309.26 |
328.54 |
349.11 |
368.76 |
386.19 |
404.73 |
424.44 |
103 |
|
|
79 |
211.32 |
238.05 |
255.84 |
273.53 |
290.82 |
309.21 |
328.54 |
349.11 |
368.76 |
386.19 |
404.73 |
424.44 |
445.27 |
104 |
|
|
80 |
237.83 |
255.60 |
273.27 |
290.54 |
308.93 |
328.50 |
349.11 |
368.76 |
386.19 |
404.73 |
424.44 |
445.27 |
467.21 |
105 |
|
|
81 |
255.38 |
273.04 |
290.30 |
308.68 |
328.24 |
349.08 |
368.76 |
386.19 |
404.73 |
424.44 |
445.27 |
467.21 |
490.50 |
106 |
|
|
82 |
272.84 |
290.09 |
308.46 |
328.02 |
348.85 |
368.73 |
386.19 |
404.73 |
424.44 |
445.27 |
467.21 |
490.50 |
515.21 |
107 |
|
|
83 |
289.91 |
308.27 |
327.83 |
348.66 |
368.55 |
386.16 |
404.73 |
424.44 |
445.27 |
467.21 |
490.50 |
515.21 |
541.43 |
108 |
|
|
84 |
308.10 |
327.66 |
348.50 |
368.40 |
386.04 |
404.71 |
424.44 |
445.27 |
467.21 |
490.50 |
515.21 |
541.43 |
569.22 |
109 |
|
|
85 |
327.51 |
348.35 |
368.27 |
385.93 |
404.63 |
424.44 |
445.27 |
467.21 |
490.50 |
515.21 |
541.43 |
569.22 |
598.65 |
110 |
|
|
86 |
348.23 |
368.15 |
385.84 |
404.56 |
424.41 |
445.27 |
467.21 |
490.50 |
515.21 |
541.43 |
569.22 |
598.65 |
629.83 |
111 |
|
|
87 |
368.05 |
385.75 |
404.50 |
424.37 |
445.27 |
467.21 |
490.50 |
515.21 |
541.43 |
569.22 |
598.65 |
629.83 |
662.83 |
112 |
|
|
88 |
385.68 |
404.45 |
424.35 |
445.27 |
467.21 |
490.50 |
515.21 |
541.43 |
569.22 |
598.65 |
629.83 |
662.83 |
697.75 |
113 |
|
|
89 |
404.40 |
424.33 |
445.27 |
467.21 |
490.50 |
515.21 |
541.43 |
569.22 |
598.65 |
629.83 |
662.83 |
697.75 |
734.65 |
114 |
|
|
90 |
424.31 |
445.27 |
467.21 |
490.50 |
515.21 |
541.43 |
569.22 |
598.65 |
629.83 |
662.83 |
697.75 |
734.65 |
773.63 |
115 |
|
|
91 |
445.27 |
467.21 |
490.50 |
515.21 |
541.43 |
569.22 |
598.65 |
629.83 |
662.83 |
697.75 |
734.65 |
773.63 |
814.76 |
116 |
|
|
92 |
467.21 |
490.50 |
515.21 |
541.43 |
569.22 |
598.65 |
629.83 |
662.83 |
697.75 |
734.65 |
773.63 |
814.76 |
858.13 |
117 |
|
|
93 |
490.50 |
515.21 |
541.43 |
569.22 |
598.65 |
629.83 |
662.83 |
697.75 |
734.65 |
773.63 |
814.76 |
858.13 |
903.80 |
118 |
|
|
94 |
515.21 |
541.43 |
569.22 |
598.65 |
629.83 |
662.83 |
697.75 |
734.65 |
773.63 |
814.76 |
858.13 |
903.80 |
951.67 |
119 |
|
|
95 |
541.43 |
569.22 |
598.65 |
629.83 |
662.83 |
697.75 |
734.65 |
773.63 |
814.76 |
858.13 |
903.80 |
951.67 |
1,000.00 |
120 |
|
|
96 |
569.22 |
598.65 |
629.83 |
662.83 |
697.75 |
734.65 |
773.63 |
814.76 |
858.13 |
903.80 |
951.67 |
1,000.00 |
|
|
|
|
97 |
598.65 |
629.83 |
662.83 |
697.75 |
734.65 |
773.63 |
814.76 |
858.13 |
903.80 |
951.67 |
1,000.00 |
|
|
|
|
|
98 |
629.83 |
662.83 |
697.75 |
734.65 |
773.63 |
814.76 |
858.13 |
903.80 |
951.67 |
1,000.00 |
|
|
|
|
|
|
99 |
662.83 |
697.75 |
734.65 |
773.63 |
814.76 |
858.13 |
903.80 |
951.67 |
1,000.00 |
|
|
|
|
|
|