TITLE 50: INSURANCE
CHAPTER I: DEPARTMENT OF FINANCIAL AND PROFESSIONAL REGULATION
SUBCHAPTER s: LEGAL RESERVE LIFE
PART 1412 RECOGNITION OF THE 2001 CSO MORTALITY TABLE FOR USE IN DETERMINING MINIMUM RESERVE LIABILITIES AND NONFORFEITURE BENEFITS
SECTION 1412.APPENDIX A 2001 CSO MORTALITY TABLES



Section 1412.APPENDIX A   2001 CSO Mortality Tables

 

Section 1412.ILLUSTRATION J   Male Smoker Select & Ultimate Age Last Birthday

 

 

Male – Smoker – Age Last Birthday

 

Issue Age

Duration

 

1

2

3

4

5

6

7

8

9

10

11

12

13

con't

0

 

 

 

 

 

 

 

 

 

 

 

 

 

con't

1

 

 

 

 

 

 

 

 

 

 

 

 

 

con't

2

 

 

 

 

 

 

 

 

 

 

 

 

 

con't

3

 

 

 

 

 

 

 

 

 

 

 

 

 

con't

4

 

 

 

 

 

 

 

 

 

 

 

 

0.79

con't

5

 

 

 

 

 

 

 

 

 

 

 

0.78

0.95

con't

6

 

 

 

 

 

 

 

 

 

 

0.78

0.95

1.09

con't

7

 

 

 

 

 

 

 

 

 

0.78

0.95

1.09

1.19

con't

8

 

 

 

 

 

 

 

 

0.78

0.95

1.09

1.19

1.26

con't

9

 

 

 

 

 

 

 

0.77

0.95

1.09

1.19

1.26

1.32

con't

10

 

 

 

 

 

 

0.77

0.94

1.08

1.18

1.25

1.31

1.36

con't

11

 

 

 

 

 

0.77

0.94

1.08

1.16

1.23

1.29

1.34

1.41

con't

12

 

 

 

 

0.77

0.94

1.07

1.16

1.22

1.28

1.33

1.39

1.48

con't

13

 

 

 

0.77

0.94

1.07

1.15

1.21

1.27

1.31

1.37

1.46

1.55

con't

14

 

 

0.77

0.94

1.07

1.13

1.20

1.25

1.30

1.36

1.44

1.52

1.61

con't

15

 

0.77

0.94

1.07

1.13

1.17

1.24

1.28

1.34

1.42

1.50

1.57

1.65

con't

16

0.77

0.94

1.07

1.12

1.17

1.23

1.28

1.32

1.40

1.47

1.53

1.60

1.66

con't

17

0.94

1.06

1.12

1.16

1.21

1.26

1.32

1.38

1.45

1.49

1.55

1.60

1.64

con't

18

1.04

1.09

1.13

1.18

1.23

1.28

1.35

1.41

1.46

1.49

1.53

1.57

1.62

con't

19

1.04

1.09

1.14

1.18

1.23

1.29

1.35

1.39

1.43

1.46

1.50

1.54

1.61

con't

20

1.02

1.06

1.11

1.15

1.21

1.27

1.31

1.34

1.39

1.42

1.47

1.53

1.62

con't

21

0.98

1.02

1.06

1.12

1.17

1.21

1.26

1.29

1.34

1.40

1.46

1.54

1.65

con't

22

0.93

0.98

1.03

1.09

1.14

1.19

1.23

1.27

1.31

1.39

1.48

1.57

1.70

con't

23

0.88

0.93

1.00

1.08

1.13

1.19

1.22

1.27

1.34

1.43

1.53

1.64

1.78

con't

24

0.79

0.87

0.98

1.08

1.15

1.20

1.25

1.31

1.39

1.50

1.61

1.73

1.89

con't

25

0.72

0.84

0.98

1.11

1.18

1.23

1.29

1.37

1.46

1.59

1.71

1.85

2.03

con't

26

0.69

0.85

1.01

1.14

1.22

1.28

1.36

1.45

1.56

1.70

1.84

2.01

2.20

con't

27

0.69

0.88

1.05

1.18

1.28

1.35

1.44

1.55

1.67

1.84

2.01

2.20

2.42

con't

28

0.70

0.91

1.08

1.22

1.35

1.43

1.54

1.66

1.80

2.00

2.20

2.42

2.68

con't

29

0.71

0.93

1.10

1.26

1.42

1.54

1.66

1.80

1.96

2.20

2.40

2.66

2.93

con't

30

0.71

0.94

1.12

1.31

1.48

1.65

1.80

1.95

2.13

2.36

2.58

2.87

3.20

con't

31

0.70

0.94

1.15

1.34

1.54

1.72

1.91

2.08

2.26

2.47

2.73

3.09

3.53

con't

32

0.73

0.96

1.19

1.40

1.61

1.81

2.02

2.20

2.38

2.59

2.91

3.35

3.91

con't

33

0.78

1.02

1.26

1.48

1.71

1.93

2.15

2.35

2.54

2.79

3.17

3.68

4.28

con't

34

0.84

1.08

1.33

1.56

1.81

2.06

2.30

2.53

2.77

3.09

3.52

4.06

4.67

con't

con't

con't

con't

con't

con't

con't

con't

con't

con't

con't

con't

con't

con't

con't

1 of 6


 

 

Male – Smoker – Age Last Birthday

 

Issue Age

Duration

Att Age

14

15

16

17

18

19

20

21

22

23

24

25

Ultimate

0

 

 

 

0.86

1.03

1.14

1.23

1.30

1.36

1.43

1.50

1.58

1.67

25

1

 

 

0.82

0.99

1.13

1.21

1.29

1.36

1.43

1.50

1.58

1.66

1.76

26

2

 

0.80

0.96

1.10

1.21

1.29

1.36

1.43

1.50

1.58