TITLE 50: INSURANCE
CHAPTER I: DEPARTMENT OF FINANCIAL AND PROFESSIONAL REGULATION
SUBCHAPTER s: LEGAL RESERVE LIFE
PART 1412 RECOGNITION OF THE 2001 CSO MORTALITY TABLE FOR USE IN DETERMINING MINIMUM RESERVE LIABILITIES AND NONFORFEITURE BENEFITS
SECTION 1412.APPENDIX A 2001 CSO MORTALITY TABLES



Section 1412.APPENDIX A   2001 CSO Mortality Tables

 

Section 1412.ILLUSTRATION M   Female Smoker Select & Ultimate Age Last Birthday

 

 

Female – Smoker – Age Last Birthday

 

Issue Age

Duration

 

1

2

3

4

5

6

7

8

9

10

11

12

13

con't

0

 

 

 

 

 

 

 

 

 

 

 

 

 

con't

1

 

 

 

 

 

 

 

 

 

 

 

 

 

con't

2

 

 

 

 

 

 

 

 

 

 

 

 

 

con't

3

 

 

 

 

 

 

 

 

 

 

 

 

 

con't

4

 

 

 

 

 

 

 

 

 

 

 

 

0.40

con't

5

 

 

 

 

 

 

 

 

 

 

 

0.40

0.44

con't

6

 

 

 

 

 

 

 

 

 

 

0.39

0.43

0.47

con't

7

 

 

 

 

 

 

 

 

 

0.39

0.43

0.46

0.51

con't

8

 

 

 

 

 

 

 

 

0.38

0.42

0.46

0.49

0.54

con't

9

 

 

 

 

 

 

 

0.38

0.41

0.45

0.49

0.52

0.58

con't

10

 

 

 

 

 

 

0.37

0.41

0.44

0.48

0.51

0.56

0.61

con't

11

 

 

 

 

 

0.36

0.40

0.43

0.47

0.51

0.55

0.59

0.65

con't

12

 

 

 

 

0.36

0.39

0.42

0.46

0.49

0.54

0.58

0.63

0.69

con't

13

 

 

 

0.36

0.38

0.41

0.44

0.48

0.52

0.56

0.62

0.67

0.73

con't

14

 

 

0.36

0.38

0.40

0.43

0.47

0.50

0.55

0.59

0.66

0.71

0.77

con't

15

 

0.36

0.38

0.40

0.43

0.46

0.49

0.52

0.58

0.63

0.69

0.75

0.82

con't

16

0.36

0.38

0.40

0.42

0.44

0.48

0.51

0.56

0.62

0.67

0.73

0.81

0.88

con't

17

0.38

0.39

0.41

0.43

0.46

0.49

0.54

0.60

0.66

0.71

0.79

0.87

0.95

con't

18

0.38

0.40

0.42

0.45

0.48

0.52

0.58

0.64

0.70

0.76

0.85

0.94

1.03

con't

19

0.38

0.41

0.43

0.47

0.50

0.56

0.62

0.67

0.75

0.82

0.92

1.02

1.12

con't

20

0.37

0.40

0.44

0.48

0.53

0.60

0.66

0.72

0.81

0.89

0.99

1.10

1.20

con't

21

0.36

0.40

0.45

0.50

0.56

0.63

0.71

0.78

0.88

0.97

1.07

1.18

1.29

con't

22

0.35

0.39

0.46

0.52

0.59

0.67

0.75

0.85

0.95

1.05

1.15

1.28

1.38

con't

23

0.34

0.41

0.47

0.54

0.62

0.71

0.80

0.90

1.01

1.12

1.24

1.36

1.48

con't

24

0.34

0.42

0.49

0.57

0.66

0.76

0.86

0.96

1.08

1.20

1.32

1.43

1.56

con't

25

0.34

0.42

0.51

0.60

0.70

0.80

0.92

1.02

1.15

1.27

1.40

1.50

1.64

con't

26

0.35

0.44

0.54

0.63

0.74

0.85

0.96

1.08

1.21

1.34

1.46

1.58

1.73

con't

27

0.38

0.47

0.57

0.67

0.78

0.89

1.01

1.13

1.27

1.39

1.53

1.68

1.84

con't

28

0.41

0.51

0.61

0.71

0.82

0.94

1.06

1.19

1.32

1.46

1.61

1.78

1.96

con't

29

0.45

0.55

0.64

0.75

0.87

0.99

1.11

1.24

1.38

1.54

1.70

1.89

2.09

con't

30

0.49

0.59

0.68

0.80

0.91

1.04

1.16

1.30

1.45

1.63

1.81

2.02

2.27

con't

31

0.53

0.62

0.73

0.84

0.96

1.09

1.23

1.38

1.55

1.75

1.96

2.21

2.49

con't

32

0.56

0.66

0.76

0.89

1.01

1.16

1.31

1.48

1.67

1.90

2.16

2.44

2.76

con't

33

0.59

0.69

0.80

0.93

1.08

1.24

1.41

1.61

1.83

2.09

2.38

2.71

3.08

con't

34

0.60

0.72

0.84

0.99

1.15

1.33

1.53

1.77

2.03

2.32

2.65

3.03

3.45

con't

con't

con't

con't

con't

con't

con't

con't

con't

con't

con't

con't

con't

con't

con't

1 of 6 


 

 

Female – Smoker – Age Last Birthday

 

IssueAge

Duration

Att Age

14

15

16

17

18

19

20

21

22

23

24

25

Ultimate

0

 

 

 

0.43

0.47

0.51

0.56

0.59

0.63

0.66

0.69

0.73

0.79

25

1

 

 

0.42

0.47

0.51

0.54

0.59

0.63

0.66

0.69

0.73

0.77

0.84

26

2

 

0.41

0.46

0.50

0.54

0.57

0.62

0.66

0.69

0.73

0.77

0.83

0.89