CHAPTER I: DEPARTMENT OF INSURANCE
SUBCHAPTER s: LEGAL RESERVE LIFE
PART 1412 RECOGNITION OF THE 2001 CSO MORTALITY TABLE FOR USE IN DETERMINING MINIMUM RESERVE LIABILITIES AND NONFORFEITURE BENEFITS
SECTION 1412.APPENDIX A 2001 CSO MORTALITY TABLES
Section 1412.APPENDIX A 2001 CSO Mortality Tables
Section 1412.ILLUSTRATION V Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Nearest Birthday
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Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Nearest Birthday |
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|
Issue Age |
Duration |
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||||||||||||||
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
con't |
|||
|
0 |
|
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|
|
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|
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|
|
con't |
||
|
1 |
|
|
|
|
|
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|
|
con't |
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|
2 |
|
|
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|
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|
|
|
con't |
||
|
3 |
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|
|
|
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|
|
|
|
|
|
con't |
||
|
4 |
|
|
|
|
|
|
|
|
|
|
|
|
0.54 |
con't |
||
|
5 |
|
|
|
|
|
|
|
|
|
|
|
0.53 |
0.61 |
con't |
||
|
6 |
|
|
|
|
|
|
|
|
|
|
0.53 |
0.61 |
0.67 |
con't |
||
|
7 |
|
|
|
|
|
|
|
|
|
0.53 |
0.61 |
0.66 |
0.72 |
con't |
||
|
8 |
|
|
|
|
|
|
|
|
0.52 |
0.61 |
0.66 |
0.71 |
0.72 |
con't |
||
|
9 |
|
|
|
|
|
|
|
0.52 |
0.61 |
0.66 |
0.71 |
0.71 |
0.72 |
con't |
||
|
10 |
|
|
|
|
|
|
0.52 |
0.60 |
0.65 |
0.70 |
0.70 |
0.71 |
0.71 |
con't |
||
|
11 |
|
|
|
|
|
0.52 |
0.60 |
0.65 |
0.69 |
0.69 |
0.70 |
0.70 |
0.72 |
con't |
||
|
12 |
|
|
|
|
0.52 |
0.59 |
0.65 |
0.68 |
0.68 |
0.69 |
0.69 |
0.71 |
0.73 |
con't |
||
|
13 |
|
|
|
0.52 |
0.59 |
0.65 |
0.67 |
0.67 |
0.68 |
0.68 |
0.70 |
0.72 |
0.74 |
con't |
||
|
14 |
|
|
0.52 |
0.59 |
0.65 |
0.66 |
0.67 |
0.68 |
0.68 |
0.69 |
0.71 |
0.73 |
0.77 |
con't |
||
|
15 |
|
0.52 |
0.59 |
0.65 |
0.66 |
0.66 |
0.67 |
0.67 |
0.68 |
0.69 |
0.72 |
0.75 |
0.79 |
con't |
||
|
16 |
0.52 |
0.59 |
0.64 |
0.65 |
0.65 |
0.66 |
0.66 |
0.67 |
0.69 |
0.70 |
0.73 |
0.77 |
0.79 |
con't |
||
|
17 |
0.59 |
0.63 |
0.64 |
0.64 |
0.65 |
0.65 |
0.66 |
0.68 |
0.69 |
0.72 |
0.75 |
0.77 |
0.81 |
con't |
||
|
18 |
0.62 |
0.63 |
0.63 |
0.64 |
0.64 |
0.65 |
0.66 |
0.68 |
0.70 |
0.73 |
0.75 |
0.78 |
0.81 |
con't |
||
|
19 |
0.61 |
0.61 |
0.62 |
0.62 |
0.63 |
0.64 |
0.65 |
0.68 |
0.71 |
0.72 |
0.76 |
0.78 |
0.81 |
con't |
||
|
20 |
0.58 |
0.58 |
0.59 |
0.60 |
0.61 |
0.63 |
0.65 |
0.68 |
0.69 |
0.72 |
0.75 |
0.79 |
0.82 |
con't |
||
|
21 |
0.54 |
0.54 |
0.56 |
0.57 |
0.59 |
0.61 |
0.65 |
0.65 |
0.69 |
0.72 |
0.76 |
0.79 |
0.85 |
con't |
||
|
22 |
0.50 |
0.51 |
0.53 |
0.55 |
0.58 |
0.61 |
0.62 |
0.66 |
0.69 |
0.73 |
0.77 |
0.83 |
0.87 |
con't |
||
|
23 |
0.46 |
0.48 |
0.51 |
0.54 |
0.58 |
0.60 |
0.63 |
0.67 |
0.70 |
0.74 |
0.79 |
0.84 |
0.91 |
con't |
||
|
24 |
0.43 |
0.45 |
0.50 |
0.54 |
0.57 |
0.61 |
0.65 |
0.68 |
0.72 |
0.77 |
0.83 |
0.89 |
0.96 |
con't |
||
|
25 |
0.38 |
0.44 |
0.50 |
0.54 |
0.59 |
0.63 |
0.67 |
0.70 |
0.76 |
0.81 |
0.87 |
0.94 |
1.01 |
con't |
||
|
26 |
0.37 |
0.44 |
0.50 |
0.57 |
0.61 |
0.65 |
0.68 |
0.74 |
0.79 |
0.85 |
0.92 |
0.99 |
1.08 |
con't |
||
|
27 |
0.37 |
0.44 |
0.52 |
0.59 |
0.64 |
0.67 |
0.73 |
0.77 |
0.84 |
0.91 |
0.98 |
1.05 |
1.15 |
con't |
||
|
28 |
0.38 |
0.46 |
0.54 |
0.60 |
0.65 |
0.70 |
0.76 |
0.82 |
0.88 |
0.95 |
1.05 |
1.14 |
1.25 |
con't |
||
|
29 |
0.39 |
0.48 |
0.56 |
0.62 |
0.69 |
0.74 |
0.80 |
0.87 |
0.94 |
1.03 |
1.12 |
1.24 |
1.35 |
con't |
||
|
30 |
0.39 |
0.49 |
0.56 |
0.65 |
0.72 |
0.79 |
0.85 |
0.92 |
1.00 |
1.10 |
1.21 |
1.32 |
1.45 |
con't |
||
|
31 |
0.40 |
0.50 |
0.58 |
0.66 |
0.74 |
0.82 |
0.90 |
0.98 |
1.06 |
1.17 |
1.27 |
1.41 |
1.57 |
con't |
||
|
32 |
0.41 |
0.50 |
0.60 |
0.68 |
0.77 |
0.85 |
0.94 |
1.02 |
1.12 |
1.22 |
1.35 |
1.52 |
1.73 |
con't |
||
|
33 |
0.43 |
0.53 |
0.62 |
0.71 |
0.81 |
0.90 |
1.00 |
1.09 |
1.18 |
1.30 |
1.45 |
1.65 |
1.89 |
con't |
||
|
34 |
0.46 |
0.55 |
0.65 |
0.75 |
0.85 |
0.95 |
1.07 |
1.17 |
1.27 |
1.41 |
1.59 |
1.81 |
2.07 |
con't |
||
|
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
1 of 6 |
||
|
|
Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Nearest Birthday |
|
|||||||||||||
|
Issue Age |
Duration |
Att Age |
|||||||||||||
|
14 |
15 |
16 |
17 |
18 |
19 |
20 |
21 |
22 |
23 |
24 |
25 |
Ultimate |
|||
|
0 |
|
|
|
0.60 |
0.68 |
0.72 |
0.75 |
0.75 |
0.76 |
0.76 |
0.77 |
0.78 |
0.79 |
25 |
|
|
1 |
|
|
0.58 |
0.65 |
0.70 |
0.74 |
0.75 |
0.76 |
0.76 |
0.77 |
0.78 |
0.79 |
0.82 |
26 |
|
|
2 |
|
0.56 |
0.63 |
0.69 |
0.73 |
0.74 |
0.76 |
0.76 |
0.77 |
0.78 |
0.79 |
0.81 |
0.87 |
27 |
|
|
3 |
0.54 |
0.62 |
0.67 |
0.72 |
0.74 |
0.76 |
0.76 |
0.77 |
0.78 |
0.79 |
0.80 |
0.85 |
0.86 |
28 |
|
|
4 |
0.62 |
0.67 |
0.72 |
0.74 |
0.76 |
0.76 |
0.77 |
0.78 |
0.79 |
0.80 |
0.84 |
0.84 |
0.87 |
29 |
|
|
5 |
0.67 |
0.72 |
0.74 |
0.75 |
0.76 |
0.77 |
0.78 |
0.79 |
0.80 |
0.82 |
0.83 |
0.86 |
0.87 |
30 |
|
|
6 |
0.72 |
0.73 |
0.75 |
0.75 |
0.76 |
0.77 |
0.78 |
0.79 |
0.81 |
0.82 |
0.84 |
0.85 |
0.88 |
31 |
|
|
7 |
0.73 |
0.74 |
0.74 |
0.75 |
0.76 |
0.77 |
0.78 |
0.81 |
0.81 |
0.84 |
0.85 |
0.87 |
0.89 |
32 |
|
|
8 |
0.73 |
0.73 |
0.74 |
0.76 |
0.77 |
0.78 |
0.81 |
0.81 |
0.84 |
0.85 |
0.87 |
0.89 |
0.93 |
33 |
|
|
9 |
0.72 |
0.73 |
0.75 |
0.77 |
0.78 |
0.80 |
0.81 |
0.84 |
0.85 |
0.87 |
0.89 |
0.93 |
0.96 |
34 |
|
|
10 |
0.73 |
0.74 |
0.76 |
0.78 |
0.80 |
0.81 |
0.84 |
0.85 |
0.87 |
0.89 |
0.93 |
0.96 |
1.01 |
35 |
|
|
11 |
0.73 |
0.76 |
0.78 |
0.80 |
0.81 |
0.84 |
0.85 |
0.87 |
0.89 |
0.93 |
0.96 |
1.01 |
1.07 |
36 |
|
|
12 |
0.75 |
0.77 |
0.80 |
0.81 |
0.83 |
0.85 |
0.87 |
0.89 |
0.93 |
0.96 |
1.01 |
1.07 |
1.13 |
37 |
|
|
13 |
0.77 |
0.79 |
0.81 |
0.83 |
0.85 |
0.87 |
0.89 |
0.93 |
0.96 |
1.01 |
1.07 |
1.12 |
1.20 |
38 |
|
|
14 |
0.79 |
0.80 |
0.83 |
0.85 |
0.87 |
0.89 |
0.93 |
0.96 |
1.01 |
1.07 |
1.12 |
1.20 |
1.27 |
39 |
|
|
15 |
0.80 |
0.83 |
0.85 |
0.87 |
0.89 |
0.93 |
0.96 |
1.01 |
1.07 |
1.12 |
1.20 |
1.27 |
1.36 |
40 |
|
|
16 |
0.83 |
0.85 |
0.87 |
0.89 |
0.93 |
0.96 |
1.01 |
1.07 |
1.12 |
1.19 |
1.27 |
1.36 |
1.46 |
41 |
|
|
17 |
0.83 |
0.85 |
0.87 |
0.93 |
0.96 |
1.01 |
1.07 |
1.12 |
1.19 |
1.27 |
1.36 |
1.46 |
1.58 |
42 |
|
|
18 |
0.85 |
0.87 |
0.90 |
0.96 |
1.00 |
1.07 |
1.12 |
1.19 |
1.27 |
1.36 |
1.46 |
1.58 |
1.72 |
43 |
|
|
19 |
0.85 |
0.90 |
0.94 |
1.00 |
1.07 |
1.12 |
1.19 |
1.26 |
1.36 |
1.46 |
1.58 |
1.72 |
1.89 |
44 |
|
|
20 |
0.88 |
0.94 |
1.00 |
1.06 |
1.12 |
1.19 |
1.26 |
1.36 |
1.46 |
1.58 |
1.72 |
1.89 |
2.08 |
45 |
|
|
21 |
0.91 |
0.98 |
1.06 |
1.11 |
1.19 |
1.26 |
1.36 |
1.46 |
1.58 |
1.72 |
1.89 |
2.08 |
2.28 |
46 |
|
|
22 |
0.95 |
1.03 |
1.11 |
1.19 |
1.26 |
1.36 |
1.46 |
1.58 |
1.72 |
1.89 |
2.08 |
2.28 |
2.50 |
47 |
|
|
23 |
0.99 |
1.08 |
1.18 |
1.25 |
1.35 |
1.46 |
1.58 |
1.72 |
1.89 |
2.08 |
2.28 |
2.50 |
2.67 |
48 |
|
|
24 |
1.04 |
1.15 |
1.24 |
1.34 |
1.45 |
1.58 |
1.72 |
1.89 |
2.08 |
2.28 |
2.49 |
2.67 |
2.87 |
49 |
|
|
25 |
1.10 |
1.21 |
1.33 |
1.45 |
1.57 |
1.72 |
1.89 |
2.08 |
2.28 |
2.48 |
2.67 |
2.87 |
3.12 |
50 |
|
|
26 |
1.17 |
1.30 |
1.44 |
1.57 |
1.71 |
1.89 |
2.08 |
2.28 |
2.48 |
2.66 |
2.87 |
3.12 |
3.40 |
51 |
|
|
27 |
1.28 |
1.40 |
1.55 |
1.70 |
1.88 |
2.07 |
2.28 |
2.47 |
2.66 |
2.87 |
3.12 |
3.40 |
3.76 |
52 |
|
|
28 |
1.38 |
1.52 |
1.70 |
1.87 |
2.06 |
2.28 |
2.46 |
2.66 |
2.87 |
3.12 |
3.40 |
3.76 |
4.16 |
53 |
|
|
29 |
1.48 |
1.66 |
1.85 |
2.05 |
2.27 |
2.45 |
2.64 |
2.87 |
3.12 |
3.40 |
3.76 |
4.16 |
4.62 |
54 |
|
|
30 |
1.61 |
1.80 |
2.01 |
2.23 |
2.43 |
2.64 |
2.86 |
3.12 |
3.40 |
3.74 |
4.16 |
4.60 |
5.17 |
55 |
|
|
31 |
1.77 |
1.98 |
2.20 |
2.41 |
2.62 |
2.85 |
3.10 |
3.38 |
3.73 |
4.15 |
4.60 |
5.10 |
5.75 |
56 |
|
|
32 |
1.95 |
2.18 |
2.39 |
2.62 |
2.84 |
3.09 |
3.36 |
3.71 |
4.14 |
4.58 |
5.08 |
5.65 |
6.38 |
57 |
|
|
33 |
2.13 |
2.36 |
2.59 |
2.83 |
3.09 |
3.36 |
3.69 |
4.12 |
4.55 |
5.05 |
5.61 |
6.21 |
6.95 |
58 |
|
|
34 |
2.32 |
2.56 |
2.80 |
3.07 |
3.35 |
3.68 |
4.08 |
4.52 |
5.01 |
5.55 |
6.16 |
6.77 |
7.58 |
59 |
|
|
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
2 of 6 |
|
|
|
Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Nearest Birthday |
|
||||||||||||||
|
Issue Age |
Duration |
|
||||||||||||||
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
con't |
|||
|
35 |
0.48 |
0.58 |
0.68 |
0.79 |
0.89 |
1.02 |
1.13 |
1.25 |
1.39 |
1.56 |
1.75 |
1.99 |
2.24 |
con't |
||
|
36 |
0.50 |
0.61 |
0.71 |
0.82 |
0.95 |
1.07 |
1.20 |
1.37 |
1.54 |
1.73 |
1.94 |
2.18 |
2.44 |
con't |
||
|
37 |
0.53 |
0.62 |
0.74 |
0.87 |
0.99 |
1.14 |
1.30 |
1.50 |
1.70 |
1.91 |
2.12 |
2.36 |
2.65 |
con't |
||
|
38 |
0.56 |
0.68 |
0.81 |
0.92 |
1.06 |
1.22 |
1.42 |
1.64 |
1.87 |
2.08 |
2.30 |
2.57 |
2.88 |
con't |
||
|
39 |
0.60 |
0.74 |
0.87 |
1.00 |
1.15 |
1.34 |
1.57 |
1.80 |
2.03 |
2.26 |
2.50 |
2.79 |
3.13 |
con't |
||
|
40 |
0.66 |
0.80 |
0.94 |
1.07 |
1.25 |
1.47 |
1.72 |
1.97 |
2.20 |
2.45 |
2.73 |
3.05 |
3.42 |
con't |
||
|
41 |
0.70 |
0.86 |
1.03 |
1.20 |
1.39 |
1.63 |
1.88 |
2.13 |
2.40 |
2.68 |
2.99 |
3.36 |
3.77 |
con't |
||
|
42 |
0.74 |
0.94 |
1.14 |
1.32 |
1.54 |
1.78 |
2.06 |
2.33 |
2.62 |
2.93 |
3.29 |
3.71 |
4.14 |
con't |
||
|
43 |
0.80 |
1.01 |
1.23 |
1.43 |
1.67 |
1.92 |
2.22 |
2.52 |
2.84 |
3.19 |
3.61 |
4.05 |
4.58 |
con't |
||
|
44 |
0.87 |
1.09 |
1.32 |
1.54 |
1.78 |
2.07 |
2.39 |
2.74 |
3.09 |
3.49 |
3.92 |
4.47 |
5.06 |
con't |
||
|
45 |
0.95 |
1.19 |
1.41 |
1.65 |
1.93 |
2.24 |
2.60 |
2.98 |
3.40 |
3.80 |
4.31 |
4.94 |
5.55 |
con't |
||
|
46 |
1.03 |
1.27 |
1.51 |
1.77 |
2.08 |
2.44 |
2.85 |
3.28 |
3.72 |
4.19 |
4.77 |
5.43 |
6.02 |
con't |
||
|
47 |
1.11 |
1.35 |
1.61 |
1.91 |
2.26 |
2.65 |
3.11 |
3.58 |
4.06 |
4.63 |
5.24 |
5.89 |
6.52 |
con't |
||
|
48 |
1.20 |
1.46 |
1.75 |
2.08 |
2.44 |
2.87 |
3.35 |
3.88 |
4.43 |
5.07 |
5.68 |
6.37 |
7.09 |
con't |
||
|
49 |
1.27 |
1.57 |
1.91 |
2.25 |
2.65 |
3.09 |
3.61 |
4.20 |
4.79 |
5.44 |
6.13 |
6.92 |
7.80 |
con't |
||
|
50 |
1.37 |
1.71 |
2.07 |
2.45 |
2.84 |
3.32 |
3.89 |
4.52 |
5.12 |
5.81 |
6.63 |
7.59 |
8.64 |
con't |
||
|
51 |
1.47 |
1.89 |
2.27 |
2.65 |
3.08 |
3.56 |
4.16 |
4.79 |
5.48 |
6.27 |
7.24 |
8.41 |
9.62 |
con't |
||
|
52 |
1.57 |
2.08 |
2.48 |
2.89 |
3.32 |
3.82 |
4.42 |
5.11 |
5.90 |
6.84 |
7.99 |
9.34 |
10.62 |
con't |
||
|
53 |
1.66 |
2.23 |
2.68 |
3.13 |
3.59 |
4.11 |
4.76 |
5.56 |
6.44 |
7.55 |
8.87 |
10.31 |
11.43 |
con't |
||
|
54 |
1.74 |
2.39 |
2.89 |
3.36 |
3.84 |
4.42 |
5.17 |
6.10 |
7.10 |
8.37 |
9.77 |
11.07 |
12.39 |
con't |
||
|
55 |
1.83 |
2.55 |
3.12 |
3.60 |
4.12 |
4.80 |
5.67 |
6.71 |
7.83 |
9.18 |
10.45 |
11.96 |
13.51 |
con't |
||
|
56 |
1.95 |
2.74 |
3.35 |
3.88 |
4.47 |
5.26 |
6.25 |
7.41 |
8.59 |
9.81 |
11.27 |
12.97 |
14.78 |
con't |
||
|
57 |
2.06 |
2.90 |
3.60 |
4.21 |
4.90 |
5.79 |
6.90 |
8.13 |
9.37 |
10.80 |
12.46 |
14.31 |
16.26 |
con't |
||
|
58 |
2.18 |
3.10 |
3.87 |
4.57 |
5.39 |
6.41 |
7.59 |
8.86 |
10.13 |
11.72 |
13.57 |
15.75 |
18.03 |
con't |
||
|
59 |
2.36 |
3.31 |
4.18 |
4.99 |
5.94 |
7.05 |
8.30 |
9.59 |
10.89 |
12.66 |
14.75 |
17.29 |
20.07 |
con't |
||
|
60 |
2.56 |
3.55 |
4.51 |
5.44 |
6.50 |
7.72 |
9.02 |
10.35 |
11.70 |
13.69 |
16.10 |
18.92 |
22.15 |
con't |
||
|
61 |
2.77 |
3.81 |
4.86 |
5.88 |
7.08 |
8.39 |
9.75 |
11.12 |
12.56 |
14.82 |
17.51 |
20.57 |
23.97 |
con't |
||
|
62 |
3.03 |
4.11 |
5.23 |
6.36 |
7.67 |
9.09 |
10.53 |
11.99 |
13.56 |
16.09 |
19.01 |
22.26 |
25.90 |
con't |
||
|
63 |
3.26 |
4.43 |
5.70 |
6.93 |
8.33 |
9.85 |
11.41 |
13.03 |
14.80 |
17.56 |
20.69 |
24.21 |
28.19 |
con't |
||
|
64 |
3.48 |
5.03 |
6.18 |
7.53 |
9.06 |
10.69 |
12.42 |
14.25 |
16.24 |
19.22 |
22.62 |
26.51 |
30.96 |
con't |
||
|
65 |
3.71 |
5.40 |
6.71 |
8.20 |
9.85 |
11.64 |
13.54 |
15.58 |
17.81 |
21.08 |
24.85 |
29.19 |
34.18 |
con't |
||
|
66 |
3.86 |
5.92 |
7.33 |
8.93 |
10.79 |
12.72 |
14.77 |
17.02 |
19.57 |
23.18 |
27.39 |
32.27 |
37.95 |
con't |
||
|
67 |
4.09 |
6.48 |
8.01 |
9.75 |
11.85 |
13.93 |
16.16 |
18.63 |
21.47 |
25.53 |
30.27 |
35.80 |
42.24 |
con't |
||
|
68 |
4.58 |
7.10 |
8.80 |
10.68 |
12.90 |
15.32 |
17.94 |
20.77 |
23.86 |
28.44 |
33.84 |
40.12 |
47.24 |
con't |
||
|
69 |
5.06 |
7.81 |
9.67 |
11.71 |
13.71 |
16.93 |
19.70 |
22.67 |
26.15 |
31.33 |
37.40 |
44.31 |
52.24 |
con't |
||
|
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
3 of 6 |
||
|
|
Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Nearest Birthday |
|
||||||||||||
|
Issue Age |
Duration |
Att Age |
||||||||||||
|
14 |
15 |
16 |
17 |
18 |
19 |
20 |
21 |
22 |
23 |
24 |
25 |
Ultimate |
||
|
35 |
2.51 |
2.78 |
3.05 |
3.34 |
3.67 |
4.06 |
4.47 |
4.96 |
5.50 |
6.10 |
6.71 |
7.35 |
8.31 |
60 |
|
36 |
2.74 |
3.03 |
3.33 |
3.66 |
4.04 |
4.45 |
4.91 |
5.45 |
6.04 |
6.65 |
7.31 |
8.02 |
9.16 |
61 |
|
37 |
2.98 |
3.30 |
3.64 |
4.02 |
4.42 |
4.89 |
5.39 |
5.98 |
6.59 |
7.26 |
7.99 |
8.83 |
10.16 |
62 |
|
38 |
3.22 |
3.59 |
3.99 |
4.40 |
4.86 |
5.36 |
5.92 |
6.52 |
7.20 |
7.95 |
8.79 |
9.81 |
11.27 |
63 |
|
39 |
3.50 |
3.92 |
4.35 |
4.82 |
5.33 |
5.90 |
6.47 |
7.14 |
7.91 |
8.76 |
9.77 |
10.91 |
12.43 |
64 |
|
40 |
3.84 |
4.27 |
4.76 |
5.28 |
5.86 |
6.44 |
7.09 |
7.86 |
8.72 |
9.73 |
10.83 |
12.01 |
13.68 |
65 |
|
41 |
4.21 |
4.71 |
5.24 |
5.81 |
6.41 |
7.06 |
7.80 |
8.68 |
9.68 |
10.77 |
11.97 |
13.12 |
14.97 |
66 |
|
42 |
4.65 |
5.21 |
5.76 |
6.34 |
7.02 |
7.78 |
8.62 |
9.61 |
10.70 |
11.88 |
13.08 |
14.17 |
16.31 |
67 |
|
43 |
5.14 |
5.72 |
6.26 |
6.96 |
7.73 |
8.59 |
9.54 |
10.62 |
11.75 |
12.94 |
14.12 |
15.47 |
17.76 |
68 |
|
44 |
5.64 |
6.21 |
6.86 |
7.65 |
8.53 |
9.49 |
10.54 |
11.66 |
12.84 |
14.05 |
15.33 |
16.84 |
19.29 |
69 |
|
45 |
6.11 |
6.74 |
7.54 |
8.44 |
9.42 |
10.47 |
11.57 |
12.72 |
13.93 |
15.18 |
16.77 |
18.53 |
21.10 |
70 |
|
46 |
6.62 |
7.43 |
8.33 |
9.32 |
10.41 |
11.53 |
12.65 |
13.84 |
15.07 |
16.61 |
18.46 |
20.56 |
23.13 |
71 |
|
47 |
7.24 |
8.19 |
9.21 |
10.33 |
11.46 |
12.64 |
13.76 |
14.96 |
16.46 |
18.30 |
20.49 |
22.91 |
25.67 |
72 |
|
48 |
7.98 |
9.05 |
10.21 |
11.37 |
12.56 |
13.76 |
14.87 |
16.31 |
18.12 |
20.31 |
22.83 |
25.44 |
28.36 |
73 |
|
49 |
8.81 |
10.01 |
11.27 |
12.47 |
13.68 |
14.85 |
16.18 |
17.97 |
20.13 |
22.63 |
25.36 |
28.10 |
31.22 |
74 |
|
50 |
9.81 |
11.04 |
12.37 |
13.56 |
14.76 |
16.14 |
17.83 |
19.97 |
22.44 |
25.13 |
28.01 |
30.91 |
34.35 |
75 |
|
51 |
10.85 |
12.04 |
13.42 |
14.62 |
16.01 |
17.77 |
19.81 |
22.25 |
24.92 |
27.76 |
30.83 |
33.98 |
37.76 |
76 |
|
52 |
11.67 |
13.04 |
14.44 |
15.83 |
17.64 |
19.72 |
22.09 |
24.73 |
27.54 |
30.57 |
33.90 |
37.40 |
41.64 |
77 |
|
53 |
12.66 |
14.09 |
15.61 |
17.43 |
19.58 |
21.83 |
24.55 |
27.33 |
30.33 |
33.62 |
37.32 |
41.25 |
46.07 |
78 |
|
54 |
13.81 |
15.38 |
17.19 |
19.33 |
21.70 |
24.25 |
27.14 |
30.11 |
33.37 |
37.03 |
41.17 |
45.64 |
51.07 |
79 |
|
55 |
15.12 |
16.93 |
19.07 |
21.47 |
24.05 |
26.80 |
29.91 |
33.14 |
36.76 |
40.86 |
45.57 |
50.62 |
56.51 |
80 |
|
56 |
16.64 |
18.78 |
21.25 |
23.85 |
26.59 |
29.49 |
32.89 |
36.48 |
40.55 |
45.22 |
50.53 |
56.01 |
63.04 |
81 |
|
57 |
18.46 |
20.98 |
23.58 |
26.36 |
29.25 |
32.42 |
36.20 |
40.23 |
44.87 |
50.15 |
55.90 |
62.02 |
69.98 |
82 |
|
58 |
20.53 |
23.28 |
26.06 |
29.06 |
32.15 |
35.68 |
39.94 |
44.52 |
49.76 |
55.49 |
61.93 |
68.35 |
77.20 |
83 |
|
59 |
22.79 |
25.72 |
28.71 |
32.01 |
35.37 |
39.35 |
44.20 |
49.38 |
55.06 |
61.46 |
68.23 |
75.10 |
85.13 |
84 |
|
60 |
25.18 |
28.33 |
31.62 |
35.28 |
39.01 |
43.54 |
49.02 |
54.65 |
60.98 |
67.72 |
74.99 |
82.47 |
93.94 |
85 |
|
61 |
27.76 |
31.22 |
34.90 |
38.90 |
43.15 |
48.27 |
54.23 |
60.53 |
67.19 |
74.42 |
82.35 |
90.63 |
102.88 |
86 |
|
62 |
30.03 |
34.48 |
38.65 |
43.01 |
47.84 |
53.42 |
60.09 |
66.70 |
73.87 |
81.75 |
90.49 |
99.53 |
113.85 |
87 |
|
63 |
32.77 |
38.04 |
42.88 |
47.68 |
52.92 |
59.17 |
66.21 |
73.33 |
81.17 |
89.84 |
99.38 |
109.04 |
125.35 |
88 |
|
64 |
36.09 |
42.05 |
47.53 |
52.74 |
58.61 |
65.20 |
72.79 |
80.59 |
89.21 |
98.68 |
108.89 |
119.15 |
137.39 |
89 |
|
65 |
40.01 |
46.76 |
52.55 |
58.39 |
64.58 |
71.66 |
79.99 |
88.58 |
97.99 |
108.15 |
119.01 |
129.83 |
149.03 |
90 |
|
66 |
44.55 |
51.81 |
58.26 |
64.41 |
71.02 |
78.79 |
87.97 |
97.30 |
107.40 |
118.23 |
129.66 |
140.93 |
157.06 |
91 |
|
67 |
49.49 |
57.34 |
64.28 |
70.89 |
78.13 |
86.68 |
96.64 |
106.68 |
117.44 |
128.81 |
140.82 |
151.87 |
167.71 |
92 |
|
68 |
55.40 |
63.49 |
70.75 |
77.98 |
85.95 |
95.29 |
106.02 |
116.68 |
128.04 |
139.95 |
151.78 |
163.42 |
181.36 |
93 |
|
69 |
60.90 |
69.41 |
77.84 |
85.82 |
94.51 |
104.54 |
115.98 |
127.29 |
139.14 |
150.95 |
163.34 |
176.49 |
197.77 |
94 |
|
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
con't |
4 of 6 |
|
|
Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Nearest Birthday |
5 of 6 |
|||||||||||||
|
Issue Age |
Duration |
|
|||||||||||||
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
con't |
||
|
70 |
5.60 |
8.59 |
10.66 |
12.88 |
14.59 |
18.69 |
21.52 |
24.78 |
29.90 |
35.86 |
42.64 |
50.48 |
59.14 |
con't |
|
|
71 |
6.60 |
9.46 |
11.76 |
13.77 |
16.60 |
20.41 |
23.41 |
28.85 |
33.30 |
39.88 |
47.48 |
55.92 |
65.37 |
con't |
|
|
72 |
8.38 |
10.42 |
12.98 |
15.64 |
18.65 |
22.06 |
25.94 |
30.38 |
35.52 |
42.74 |
50.78 |
59.81 |
70.00 |
con't |
|
|
73 |
9.39 |
12.04 |
14.72 |
17.50 |
20.51 |
23.89 |
27.84 |
33.58 |
38.45 |
46.17 |
54.83 |
64.66 |
74.77 |
con't |
|
|
74 |
10.60 |
13.22 |
16.16 |
19.36 |
22.70 |
26.32 |
31.71 |
36.66 |
42.19 |
50.71 |
60.23 |
71.01 |
81.91 |
con't |
|
|
75 |
11.99 |
14.28 |
17.71 |
21.63 |
25.10 |
29.99 |
34.97 |
40.57 |
49.42 |
58.64 |
69.40 |
81.46 |
93.31 |
con't |
|
|
76 |
12.68 |
15.86 |
19.64 |
23.93 |
28.30 |
33.29 |
38.86 |
47.14 |
56.88 |
67.58 |
79.53 |
92.86 |
105.76 |
con't |
|
|
77 |
13.54 |
17.41 |
21.80 |
26.74 |
31.68 |
37.19 |
44.90 |
54.60 |
62.93 |
76.18 |
89.27 |
103.73 |
117.46 |
con't |
|
|
78 |
14.78 |
19.16 |
24.26 |
30.26 |
35.69 |
42.81 |
52.45 |
60.97 |
74.27 |
87.40 |
101.71 |
117.38 |
131.83 |
con't |
|
|
79 |
15.79 |
21.29 |
27.29 |
34.31 |
40.84 |
50.35 |
58.95 |
71.78 |
80.76 |
94.78 |
110.01 |
126.27 |
140.81 |
con't |
|
|
80 |
17.21 |
24.09 |
31.02 |
39.17 |
48.51 |
57.13 |
69.51 |
78.44 |
90.82 |
105.92 |
122.16 |
138.65 |
153.94 |
con't |
|
|
81 |
18.92 |
27.53 |
35.63 |
44.99 |
55.62 |
67.43 |
76.26 |
88.37 |
101.46 |
117.60 |
134.32 |
153.45 |
174.96 |
con't |
|
|
82 |
20.97 |
31.84 |
41.22 |
51.86 |
63.70 |
74.32 |
86.11 |
98.92 |
109.52 |
131.72 |
151.31 |
174.80 |
187.96 |
con't |
|
|
83 |
23.58 |
37.16 |
47.89 |
59.77 |
72.80 |
84.21 |
96.65 |
106.96 |
128.92 |
148.52 |
172.51 |
187.90 |
202.24 |
con't |
|
|
84 |
28.07 |
43.42 |
55.57 |
68.61 |
82.66 |
94.77 |
104.72 |
126.32 |
145.58 |
169.40 |
185.04 |
202.19 |
217.19 |
con't |
|
|
85 |
33.44 |
50.79 |
64.27 |
78.24 |
93.36 |
102.84 |
124.01 |
142.95 |
166.29 |
181.72 |
198.47 |
216.12 |
233.73 |
con't |
|
|
86 |
41.44 |
59.26 |
73.79 |
88.98 |
101.57 |
122.23 |
140.66 |
163.50 |
178.41 |
194.88 |
212.09 |
231.24 |
252.34 |
con't |
|
|
87 |
48.92 |
68.84 |
84.72 |
101.07 |
121.12 |
138.88 |
161.20 |
175.47 |
191.33 |
208.18 |
226.82 |
247.51 |
269.72 |
con't |
|
|
88 |
59.58 |
80.01 |
97.34 |
120.72 |
137.99 |
159.58 |
173.12 |
188.23 |
204.37 |
222.53 |
242.45 |
264.17 |
287.59 |
con't |
|
|
89 |
72.57 |
93.07 |
118.27 |
137.63 |
158.87 |
171.58 |
185.85 |
201.15 |
218.50 |
237.84 |
258.78 |
281.44 |
302.65 |
con't |
|
|
90 |
87.56 |
115.46 |
135.99 |
158.64 |
171.07 |
184.51 |
198.88 |
215.20 |
233.77 |
253.86 |
275.62 |
296.75 |
317.84 |
con't |
|
|
91 |
111.86 |
134.14 |
158.44 |
170.85 |
184.16 |
197.59 |
212.97 |
230.38 |
249.43 |
270.38 |
291.24 |
311.50 |
334.01 |
con't |
|
|
92 |
131.80 |
158.25 |
170.65 |
183.95 |
197.34 |
211.87 |
228.24 |
246.13 |
265.73 |
286.34 |
305.64 |
327.24 |
351.40 |
con't |
|
|
93 |
158.09 |
170.48 |
183.77 |
197.14 |
211.62 |
227.33 |
243.93 |
262.38 |
282.31 |
300.51 |
321.05 |
344.21 |
369.51 |
con't |
|
|
94 |
170.33 |
183.61 |
196.97 |
211.43 |
227.11 |
243.42 |
260.42 |
279.26 |
296.36 |
315.69 |
337.68 |
361.89 |
388.61 |
con't |
|
|
95 |
183.47 |
196.83 |
211.28 |
226.93 |
243.20 |
260.12 |
277.86 |
293.33 |
311.45 |
332.10 |
355.04 |
380.58 |
408.66 |
con't |
|
|
96 |
196.71 |
211.15 |
226.79 |
243.04 |
259.92 |
277.83 |
292.12 |
308.68 |
327.80 |
349.27 |
373.42 |
400.23 |
429.69 |
con't |
|
|
97 |
211.05 |
226.68 |
242.92 |
259.77 |
277.80 |
292.10 |
307.69 |
325.10 |
344.91 |
367.48 |
392.79 |
420.86 |
451.65 |
con't |
|
|
98 |
226.59 |
242.82 |
259.66 |
277.78 |
292.09 |
307.68 |
324.36 |
342.31 |
363.08 |
386.68 |
413.14 |
442.44 |
474.59 |
con't |
|
|
99 |
242.74 |
259.58 |
277.75 |
292.07 |
307.67 |
324.36 |
341.84 |
360.60 |
382.27 |
406.89 |
434.45 |
464.99 |
498.48 |
con't |
|
|
|
Blended 60% Male, 40% Female Nonsmoker Select & Ultimate Age Nearest Birthday |
6 of 6 |
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|
Issue Age |
Duration |
Att Age |
|||||||||||||
|
14 |
15 |
16 |
17 |
18 |
19 |
20 |
21 |
22 |
23 |
24 |
25 |
Ultimate |
|||
|
70 |
68.35 |
77.75 |
85.71 |
94.37 |
103.75 |
114.44 |
126.49 |
138.27 |
150.02 |
162.36 |
176.37 |
189.79 |
217.55 |
95 |
|
|
71 |
75.09 |
85.15 |
94.10 |
103.49 |
113.55 |
124.86 |
137.48 |
149.17 |
161.40 |
176.15 |
189.58 |
204.02 |
236.39 |
96 |
|
|
72 |
79.57 |
90.91 |
103.27 |
113.34 |
123.97 |
135.78 |
148.36 |
160.54 |
176.01 |
189.29 |
203.63 |
218.79 |
256.35 |
97 |
|
|
73 |
85.83 |
97.87 |
110.92 |
123.85 |
134.86 |
146.61 |
159.72 |
175.88 |
189.11 |
203.36 |
218.31 |
234.93 |
263.22 |
98 |
|
|
74 |
93.71 |
106.56 |
120.36 |
134.73 |
145.72 |
157.92 |
175.74 |
188.95 |
203.16 |
218.18 |
234.74 |
253.23 |
276.39 |
99 |
|
|
75 |
106.16 |
119.97 |
134.71 |
145.68 |
157.07 |
175.73 |
188.93 |
203.14 |
218.15 |
234.70 |
253.16 |
273.11 |
295.16 |
100 |
|
|
76 |
119.59 |
134.10 |
145.50 |
156.95 |
175.71 |
188.81 |
203.12 |
218.03 |
234.56 |
253.01 |
273.11 |
295.16 |
314.35 |
101 |
|
|
77 |
131.92 |
144.61 |
156.84 |
175.50 |
188.80 |
203.00 |
218.03 |
234.56 |
253.01 |
273.11 |
295.16 |
314.35 |
335.97 |
102 |
|
|
78 |
144.52 |
156.66 |
175.38 |
188.59 |
202.97 |
217.90 |
234.56 |
253.01 |
273.11 |
294.97 |
314.35 |
335.73 |
360.27 |
103 |
|
|
79 |
155.77 |
175.20 |
188.49 |
202.77 |
217.79 |
234.40 |
253.01 |
273.10 |
294.96 |
314.35 |
335.73 |
359.73 |
387.44 |
104 |
|
|
80 |
175.03 |
188.21 |
202.67 |
217.58 |
234.31 |
252.83 |
272.93 |
294.95 |
314.35 |
335.73 |
359.19 |
387.44 |
417.26 |
105 |
|
|
81 |
188.13 |
202.48 |
217.50 |
234.23 |
252.75 |
272.92 |
294.95 |
314.35 |
335.73 |
358.93 |
387.44 |
417.26 |
448.30 |
106 |
|
|
82 |
202.41 |
217.43 |
234.04 |
252.69 |
272.85 |
294.94 |
314.35 |
335.73 |
358.39 |
387.44 |
417.26 |
448.30 |
480.46 |
107 |
|
|
83 |
217.24 |
233.97 |
252.63 |
272.80 |
294.88 |
314.34 |
335.73 |
357.86 |
387.44 |
417.26 |
448.30 |
480.46 |
513.16 |
108 |
|
|
84 |
233.92 |
252.42 |
272.75 |
294.83 |
314.10 |
335.72 |
357.32 |
387.44 |
417.26 |
448.30 |
480.46 |
513.16 |
547.39 |
109 |
|
|
85 |
252.38 |
272.53 |
294.79 |
314.07 |
335.70 |
357.05 |
387.44 |
417.26 |
448.30 |
480.46 |
513.16 |
547.39 |
582.61 |
110 |
|
|
86 |
272.48 |
294.56 |
314.05 |
335.69 |
356.51 |
387.44 |
417.26 |
448.30 |
480.46 |
513.16 |
547.39 |
582.61 |
616.80 |
111 |
|
|
87 |
293.71 |
314.03 |
335.67 |
355.96 |
387.44 |
417.26 |
447.93 |
480.06 |
513.16 |
547.39 |
582.61 |
616.80 |
650.26 |
112 |
|
|
88 |
308.73 |
331.03 |
355.63 |
381.98 |
410.30 |
440.55 |
472.68 |
506.65 |
542.39 |
579.92 |
616.80 |
650.26 |
681.25 |
113 |
|
|
89 |
324.42 |
348.53 |
374.49 |
402.50 |
432.54 |
464.54 |
498.48 |
534.29 |
571.95 |
611.41 |
650.26 |
681.25 |
723.67 |
114 |
|
|
90 |
341.34 |
366.77 |
394.34 |
424.02 |
455.77 |
489.55 |
525.29 |
563.00 |
602.58 |
644.04 |
681.25 |
723.67 |
763.63 |
115 |
|
|
91 |
359.00 |
385.98 |
415.16 |
446.52 |
479.99 |
515.54 |
553.15 |
592.74 |
634.29 |
677.80 |
723.31 |
763.63 |
805.19 |
116 |
|
|
92 |
377.62 |
406.16 |
436.96 |
469.98 |
505.18 |
542.54 |
582.00 |
623.53 |
667.08 |
712.73 |
760.46 |
805.19 |
850.60 |
117 |
|
|
93 |
397.23 |
427.30 |
459.71 |
494.40 |
531.36 |
570.53 |
611.87 |
655.35 |
700.98 |
748.81 |
798.83 |
850.60 |
893.09 |
118 |
|
|
94 |
417.79 |
449.40 |
483.40 |
519.80 |
558.51 |
599.50 |
642.74 |
688.20 |
735.99 |
786.06 |
838.43 |
893.09 |
936.37 |
119 |
|
|
95 |
439.30 |
472.44 |
508.08 |
546.16 |
586.63 |
629.44 |
674.57 |
722.15 |
772.12 |
824.49 |
879.26 |
936.37 |
1,000.00 |
120 |
|
|
96 |
461.75 |
496.44 |
533.69 |
573.45 |
615.67 |
660.28 |
707.48 |
757.18 |
809.38 |
864.09 |
921.18 |
1,000.00 |
|
|
|
|
97 |
485.18 |
521.40 |
560.25 |
601.66 |
645.56 |
692.18 |
741.43 |
793.27 |
847.75 |
904.63 |
1,000.00 |
|
|
|
|
|
98 |
509.56 |
547.28 |
587.69 |
630.66 |
676.51 |
725.09 |
776.39 |
830.45 |
886.93 |
1,000.00 |
|
|
|
|
|
|
99 |
534.85 |
574.02 |
615.86 |
660.72 |
708.44 |
758.98 |
812.40 |
868.28 |
1,000.00 |
|
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