HB2477 EnrolledLRB099 06130 MGM 26186 b

1    AN ACT concerning regulation.
 
2    Be it enacted by the People of the State of Illinois,
3represented in the General Assembly:
 
4    Section 5. The Illinois Banking Act is amended by adding
5Section 5g as follows:
 
6    (205 ILCS 5/5g new)
7    Sec. 5g. Savings promotion raffle.
8    (a) As used in this Section, "savings promotion raffle" has
9the same meaning as that term is given in Section 20 of the
10Federal Deposit Insurance Act (12 U.S.C. 1829a).
11    (b) If authorized by its board of directors, a State bank
12may conduct a savings promotion raffle. The savings promotion
13raffle shall be conducted so that each token or ticket
14representing an entry in the savings promotion raffle has an
15equal chance of being drawn. A State bank shall not conduct a
16savings promotion raffle in a manner that jeopardizes the State
17bank's safety and soundness or misleads its customers.
18    (c) The Secretary may examine the conduct of a savings
19promotion raffle and may issue a cease and desist order for a
20violation of this Section.
21    (d) A State bank shall maintain records sufficient to
22facilitate an audit of the savings promotion raffle.
 

 

 

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1    Section 10. The Savings Bank Act is amended by adding
2Section 7008 as follows:
 
3    (205 ILCS 205/7008 new)
4    Sec. 7008. Savings promotion raffle.
5    (a) As used in this Section, "savings promotion raffle" has
6the same meaning as that term is given in Section 4 of the Home
7Owners' Loan Act (12 U.S.C. 1463).
8    (b) If authorized by its board of directors, a savings bank
9may conduct a savings promotion raffle. The savings promotion
10raffle shall be conducted so that each token or ticket
11representing an entry in the savings promotion raffle has an
12equal chance of being drawn. A savings bank shall not conduct a
13savings promotion raffle in a manner that jeopardizes the
14savings bank's safety and soundness or misleads its customers.
15    (c) The Secretary may examine the conduct of a savings
16promotion raffle and may issue a cease and desist order for a
17violation of this Section.
18    (d) A savings bank shall maintain records sufficient to
19facilitate an audit of the savings promotion raffle.
 
20    Section 15. The Illinois Credit Union Act is amended by
21changing Sections 7, 46, and 57.1 and by adding Section 42.7 as
22follows:
 
23    (205 ILCS 305/7)  (from Ch. 17, par. 4408)

 

 

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1    Sec. 7. Reciprocity; out-of-state Reciprocity - out of
2state credit unions.
3    (1) A credit union organized and duly chartered as a credit
4union in another state shall be permitted to conduct business
5as a credit union in this State state if and so long as a credit
6union chartered under the laws of this State state is permitted
7to do business in such other state, provided that:
8        (a) The credit union shall register with the office
9    prior to operating in this State, on a form specified by
10    the Secretary.
11        (b) The credit union may be required to pay a
12    registration fee in accordance with rules promulgated by
13    the Secretary and the Director.
14        (c) The credit union shall comply with rules
15    promulgated by the Secretary concerning the operation of
16    out-of-state out of state credit unions in this State.
17        (d) The credit union shall not conduct business in
18    Illinois on terms that are less restrictive than the
19    standards applicable to its operation in its home
20    chartering state. In every instance with respect to its
21    activities and operations in Illinois, the credit union
22    shall comply with applicable Illinois law.
23        (e) Permission to operate in the State may be revoked
24    by the Secretary or the Director if the credit union
25    engages in any activity in the State that would constitute
26    (i) a violation of this Act or other applicable law, (ii) a

 

 

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1    violation of any rule adopted in accordance with this Act
2    or other applicable law, (iii) a violation of any order of
3    the Secretary or Director issued under his or her authority
4    under this Act, or (iv) an unsafe or unsound practice in
5    the discretion of the Secretary or Director.
6    (1.5) The failure of a credit union chartered in another
7state to register with the Secretary shall not impair the
8collectability of a loan made to a resident of this State.
9    (2) It is intended that the legal existence of credit
10unions chartered under this Act be recognized beyond the limits
11of this State and that, subject to any reasonable registration
12requirements, any credit union transacting business outside of
13this State be granted the protection of full faith and credit
14under Section 1 of Article IV of the Constitution of the United
15States.
16(Source: P.A. 97-133, eff. 1-1-12.)
 
17    (205 ILCS 305/42.7 new)
18    Sec. 42.7. Savings promotion raffle.
19    (a) As used in this Section, "savings promotion raffle"
20means a raffle conducted by a credit union where the sole
21consideration required for a chance of winning designated
22prizes is the deposit of at least a specified amount of money
23in a savings account or other savings program offered by the
24credit union.
25    (b) If authorized by its board of directors, a credit union

 

 

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1may conduct a savings promotion raffle. The savings promotion
2raffle shall be conducted so that each token or ticket
3representing an entry in the savings promotion raffle has an
4equal chance of being drawn. A credit union shall not conduct a
5savings promotion raffle in a manner that jeopardizes the
6credit union's safety and soundness or mislead its members.
7    (c) The Secretary may examine the conduct of a savings
8promotion raffle and may issue a cease and desist order for a
9violation of this Section.
10    (d) A credit union shall maintain records sufficient to
11facilitate an audit of the savings promotion raffle.
 
12    (205 ILCS 305/46)  (from Ch. 17, par. 4447)
13    Sec. 46. Loans and interest rate.
14    (1) A credit union may make loans to its members for such
15purpose and upon such security and terms, including rates of
16interest, as the credit committee, credit manager, or loan
17officer approves. Notwithstanding the provisions of any other
18law in connection with extensions of credit, a credit union may
19elect to contract for and receive interest and fees and other
20charges for extensions of credit subject only to the provisions
21of this Act and rules promulgated under this Act, except that
22extensions of credit secured by residential real estate shall
23be subject to the laws applicable thereto. The rates of
24interest to be charged on loans to members shall be set by the
25board of directors of each individual credit union in

 

 

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1accordance with Section 30 of this Act and such rates may be
2less than, but may not exceed, the maximum rate set forth in
3this Section. A borrower may repay his loan prior to maturity,
4in whole or in part, without penalty. The credit contract may
5provide for the payment by the member and receipt by the credit
6union of all costs and disbursements, including reasonable
7attorney's fees and collection agency charges, incurred by the
8credit union to collect or enforce the debt in the event of a
9delinquency by the member, or in the event of a breach of any
10obligation of the member under the credit contract. A
11contingency or hourly arrangement established under an
12agreement entered into by a credit union with an attorney or
13collection agency to collect a loan of a member in default
14shall be presumed prima facie reasonable.
15    (2) Credit unions may make loans based upon the security of
16any interest or equity in real estate, subject to rules and
17regulations promulgated by the Secretary. In any contract or
18loan which is secured by a mortgage, deed of trust, or
19conveyance in the nature of a mortgage, on residential real
20estate, the interest which is computed, calculated, charged, or
21collected pursuant to such contract or loan, or pursuant to any
22regulation or rule promulgated pursuant to this Act, may not be
23computed, calculated, charged or collected for any period of
24time occurring after the date on which the total indebtedness,
25with the exception of late payment penalties, is paid in full.
26    For purposes of this subsection (2) of this Section 46, a

 

 

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1prepayment shall mean the payment of the total indebtedness,
2with the exception of late payment penalties if incurred or
3charged, on any date before the date specified in the contract
4or loan agreement on which the total indebtedness shall be paid
5in full, or before the date on which all payments, if timely
6made, shall have been made. In the event of a prepayment of the
7indebtedness which is made on a date after the date on which
8interest on the indebtedness was last computed, calculated,
9charged, or collected but before the next date on which
10interest on the indebtedness was to be calculated, computed,
11charged, or collected, the lender may calculate, charge and
12collect interest on the indebtedness for the period which
13elapsed between the date on which the prepayment is made and
14the date on which interest on the indebtedness was last
15computed, calculated, charged or collected at a rate equal to
161/360 of the annual rate for each day which so elapsed, which
17rate shall be applied to the indebtedness outstanding as of the
18date of prepayment. The lender shall refund to the borrower any
19interest charged or collected which exceeds that which the
20lender may charge or collect pursuant to the preceding
21sentence. The provisions of this amendatory Act of 1985 shall
22apply only to contracts or loans entered into on or after the
23effective date of this amendatory Act.
24    (3) Notwithstanding any other provision of this Act, a
25credit union authorized under this Act to make loans secured by
26an interest or equity in real estate may engage in making

 

 

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1"reverse mortgage" loans to persons for the purpose of making
2home improvements or repairs, paying insurance premiums or
3paying real estate taxes on the homestead properties of such
4persons. If made, such loans shall be made on such terms and
5conditions as the credit union shall determine and as shall be
6consistent with the provisions of this Section and such rules
7and regulations as the Secretary shall promulgate hereunder.
8For purposes of this Section, a "reverse mortgage" loan shall
9be a loan extended on the basis of existing equity in homestead
10property and secured by a mortgage on such property. Such loans
11shall be repaid upon the sale of the property or upon the death
12of the owner or, if the property is in joint tenancy, upon the
13death of the last surviving joint tenant who had such an
14interest in the property at the time the loan was initiated,
15provided, however, that the credit union and its member may by
16mutual agreement, establish other repayment terms. A credit
17union, in making a "reverse mortgage" loan, may add deferred
18interest to principal or otherwise provide for the charging of
19interest or premiums on such deferred interest. "Homestead"
20property, for purposes of this Section, means the domicile and
21contiguous real estate owned and occupied by the mortgagor.
22    (4) Notwithstanding any other provisions of this Act, a
23credit union authorized under this Act to make loans secured by
24an interest or equity in real property may engage in making
25revolving credit loans secured by mortgages or deeds of trust
26on such real property or by security assignments of beneficial

 

 

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1interests in land trusts.
2    For purposes of this Section, "revolving credit" has the
3meaning defined in Section 4.1 of the Interest Act.
4    Any mortgage or deed of trust given to secure a revolving
5credit loan may, and when so expressed therein shall, secure
6not only the existing indebtedness but also such future
7advances, whether such advances are obligatory or to be made at
8the option of the lender, or otherwise, as are made within
9twenty years from the date thereof, to the same extent as if
10such future advances were made on the date of the execution of
11such mortgage or deed of trust, although there may be no
12advance made at the time of execution of such mortgage or other
13instrument, and although there may be no indebtedness
14outstanding at the time any advance is made. The lien of such
15mortgage or deed of trust, as to third persons without actual
16notice thereof, shall be valid as to all such indebtedness and
17future advances form the time said mortgage or deed of trust is
18filed for record in the office of the recorder of deeds or the
19registrar of titles of the county where the real property
20described therein is located. The total amount of indebtedness
21that may be so secured may increase or decrease from time to
22time, but the total unpaid balance so secured at any one time
23shall not exceed a maximum principal amount which must be
24specified in such mortgage or deed of trust, plus interest
25thereon, and any disbursements made for the payment of taxes,
26special assessments, or insurance on said real property, with

 

 

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1interest on such disbursements.
2    Any such mortgage or deed of trust shall be valid and have
3priority over all subsequent liens and encumbrances, including
4statutory liens, except taxes and assessments levied on said
5real property.
6    (4-5) For purposes of this Section, "real estate" and "real
7property" include a manufactured home as defined in subdivision
8(53) of Section 9-102 of the Uniform Commercial Code which is
9real property as defined in Section 5-35 of the Conveyance and
10Encumbrance of Manufactured Homes as Real Property and
11Severance Act.
12    (5) Compliance with federal or Illinois preemptive laws or
13regulations governing loans made by a credit union chartered
14under this Act shall constitute compliance with this Act.
15    (6) Credit unions may make residential real estate mortgage
16loans on terms and conditions established by the United States
17Department of Agriculture through its Rural Development
18Housing and Community Facilities Program. The portion of any
19loan in excess of the appraised value of the real estate shall
20be allocable only to the guarantee fee required under the
21program.
22    (7) For a renewal, refinancing, or restructuring of an
23existing loan at the credit union that is secured by an
24interest or equity in real estate, a new appraisal of the
25collateral shall not be required when (i) the transaction
26involves an existing extension of credit at the credit union,

 

 

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1no new moneys are advanced other than funds necessary to cover
2reasonable closing costs, or (ii) and there has been no obvious
3or material change in market conditions or physical aspects of
4the real estate that threatens the adequacy of the credit
5union's real estate collateral protection after the
6transaction, even with the advancement of new moneys. The
7Department reserves the right to require an appraisal under
8this subsection (7) whenever the Department believes it is
9necessary to address safety and soundness concerns.
10(Source: P.A. 97-133, eff. 1-1-12; 98-749, eff. 7-16-14;
1198-784, eff. 7-24-14; revised 10-2-14.)
 
12    (205 ILCS 305/57.1)
13    Sec. 57.1. Services to other credit unions.
14    (a) A credit union may act as a representative of and enter
15into an agreement with credit unions or other organizations for
16the purposes purpose of:
17        (1) sharing, utilizing, renting, leasing, purchasing,
18    selling, and joint ownership of fixed assets or engaging in
19    activities and services that relate to the daily operations
20    of credit unions; and
21        (2) providing correspondent services to other credit
22    unions that the service provider credit union is authorized
23    to perform for its own members or as part of its
24    operations, including, but not limited to, loan
25    processing, loan servicing, member check cashing services,

 

 

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1    disbursing share withdrawals and loan proceeds, cashing
2    and selling money orders, ACH and wire transfer services,
3    implementation and administrative support services related
4    to the use of debit cards, payroll debit cards, and other
5    prepaid debit cards and credit cards, coin and currency
6    services, performing internal audits, and automated teller
7    machine deposit services.
8(Source: P.A. 98-784, eff. 7-24-14; revised 11-26-14.)
 
9    Section 20. The Raffles and Poker Runs Act is amended by
10changing Section 1 as follows:
 
11    (230 ILCS 15/1)  (from Ch. 85, par. 2301)
12    Sec. 1. Definitions. For the purposes of this Act the terms
13defined in this Section have the meanings given them.
14    "Net proceeds" means the gross receipts from the conduct of
15raffles, less reasonable sums expended for prizes, local
16license fees and other reasonable operating expenses incurred
17as a result of operating a raffle or poker run.
18    "Key location" means the location where the poker run
19concludes and the prize or prizes are awarded.
20    "Poker run" means an event organized by an organization
21licensed under this Act in which participants travel to
22multiple predetermined locations, including a key location,
23drawing a playing card or equivalent item at each location, in
24order to assemble a facsimile of a poker hand or other numeric

 

 

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1score. "Poker run" includes dice runs, marble runs, or other
2events where the objective is to build the best hand or highest
3score by obtaining an item at each location.
4    "Raffle" means a form of lottery, as defined in Section
528-2(b) of the Criminal Code of 2012, conducted by an
6organization licensed under this Act, in which:
7        (1) the player pays or agrees to pay something of value
8    for a chance, represented and differentiated by a number or
9    by a combination of numbers or by some other medium, one or
10    more of which chances is to be designated the winning
11    chance;
12        (2) the winning chance is to be determined through a
13    drawing or by some other method based on an element of
14    chance by an act or set of acts on the part of persons
15    conducting or connected with the lottery, except that the
16    winning chance shall not be determined by the outcome of a
17    publicly exhibited sporting contest.
18    "Raffle" does not include a savings promotion raffle
19authorized under Section 5g of the Illinois Banking Act,
20Section 7008 of the Savings Bank Act, Section 42.7 of the
21Illinois Credit Union Act, Section 5136B of the National Bank
22Act (12 U.S.C. 25a), or Section 4 of the Home Owners' Loan Act
23(12 U.S.C. 1463).
24(Source: P.A. 97-1150, eff. 1-25-13; 98-644, eff. 6-10-14.)
 
25    Section 25. The Criminal Code of 2012 is amended by

 

 

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1changing Sections 28-1, 28-1.1, and 28-2 as follows:
 
2    (720 ILCS 5/28-1)  (from Ch. 38, par. 28-1)
3    Sec. 28-1. Gambling.
4    (a) A person commits gambling when he or she:
5        (1) knowingly plays a game of chance or skill for money
6    or other thing of value, unless excepted in subsection (b)
7    of this Section;
8        (2) knowingly makes a wager upon the result of any
9    game, contest, or any political nomination, appointment or
10    election;
11        (3) knowingly operates, keeps, owns, uses, purchases,
12    exhibits, rents, sells, bargains for the sale or lease of,
13    manufactures or distributes any gambling device;
14        (4) contracts to have or give himself or herself or
15    another the option to buy or sell, or contracts to buy or
16    sell, at a future time, any grain or other commodity
17    whatsoever, or any stock or security of any company, where
18    it is at the time of making such contract intended by both
19    parties thereto that the contract to buy or sell, or the
20    option, whenever exercised, or the contract resulting
21    therefrom, shall be settled, not by the receipt or delivery
22    of such property, but by the payment only of differences in
23    prices thereof; however, the issuance, purchase, sale,
24    exercise, endorsement or guarantee, by or through a person
25    registered with the Secretary of State pursuant to Section

 

 

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1    8 of the Illinois Securities Law of 1953, or by or through
2    a person exempt from such registration under said Section
3    8, of a put, call, or other option to buy or sell
4    securities which have been registered with the Secretary of
5    State or which are exempt from such registration under
6    Section 3 of the Illinois Securities Law of 1953 is not
7    gambling within the meaning of this paragraph (4);
8        (5) knowingly owns or possesses any book, instrument or
9    apparatus by means of which bets or wagers have been, or
10    are, recorded or registered, or knowingly possesses any
11    money which he has received in the course of a bet or
12    wager;
13        (6) knowingly sells pools upon the result of any game
14    or contest of skill or chance, political nomination,
15    appointment or election;
16        (7) knowingly sets up or promotes any lottery or sells,
17    offers to sell or transfers any ticket or share for any
18    lottery;
19        (8) knowingly sets up or promotes any policy game or
20    sells, offers to sell or knowingly possesses or transfers
21    any policy ticket, slip, record, document or other similar
22    device;
23        (9) knowingly drafts, prints or publishes any lottery
24    ticket or share, or any policy ticket, slip, record,
25    document or similar device, except for such activity
26    related to lotteries, bingo games and raffles authorized by

 

 

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1    and conducted in accordance with the laws of Illinois or
2    any other state or foreign government;
3        (10) knowingly advertises any lottery or policy game,
4    except for such activity related to lotteries, bingo games
5    and raffles authorized by and conducted in accordance with
6    the laws of Illinois or any other state;
7        (11) knowingly transmits information as to wagers,
8    betting odds, or changes in betting odds by telephone,
9    telegraph, radio, semaphore or similar means; or knowingly
10    installs or maintains equipment for the transmission or
11    receipt of such information; except that nothing in this
12    subdivision (11) prohibits transmission or receipt of such
13    information for use in news reporting of sporting events or
14    contests; or
15        (12) knowingly establishes, maintains, or operates an
16    Internet site that permits a person to play a game of
17    chance or skill for money or other thing of value by means
18    of the Internet or to make a wager upon the result of any
19    game, contest, political nomination, appointment, or
20    election by means of the Internet. This item (12) does not
21    apply to activities referenced in items (6) and (6.1) of
22    subsection (b) of this Section.
23    (b) Participants in any of the following activities shall
24not be convicted of gambling:
25        (1) Agreements to compensate for loss caused by the
26    happening of chance including without limitation contracts

 

 

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1    of indemnity or guaranty and life or health or accident
2    insurance.
3        (2) Offers of prizes, award or compensation to the
4    actual contestants in any bona fide contest for the
5    determination of skill, speed, strength or endurance or to
6    the owners of animals or vehicles entered in such contest.
7        (3) Pari-mutuel betting as authorized by the law of
8    this State.
9        (4) Manufacture of gambling devices, including the
10    acquisition of essential parts therefor and the assembly
11    thereof, for transportation in interstate or foreign
12    commerce to any place outside this State when such
13    transportation is not prohibited by any applicable Federal
14    law; or the manufacture, distribution, or possession of
15    video gaming terminals, as defined in the Video Gaming Act,
16    by manufacturers, distributors, and terminal operators
17    licensed to do so under the Video Gaming Act.
18        (5) The game commonly known as "bingo", when conducted
19    in accordance with the Bingo License and Tax Act.
20        (6) Lotteries when conducted by the State of Illinois
21    in accordance with the Illinois Lottery Law. This exemption
22    includes any activity conducted by the Department of
23    Revenue to sell lottery tickets pursuant to the provisions
24    of the Illinois Lottery Law and its rules.
25        (6.1) The purchase of lottery tickets through the
26    Internet for a lottery conducted by the State of Illinois

 

 

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1    under the program established in Section 7.12 of the
2    Illinois Lottery Law.
3        (7) Possession of an antique slot machine that is
4    neither used nor intended to be used in the operation or
5    promotion of any unlawful gambling activity or enterprise.
6    For the purpose of this subparagraph (b)(7), an antique
7    slot machine is one manufactured 25 years ago or earlier.
8        (8) Raffles and poker runs when conducted in accordance
9    with the Raffles and Poker Runs Act.
10        (9) Charitable games when conducted in accordance with
11    the Charitable Games Act.
12        (10) Pull tabs and jar games when conducted under the
13    Illinois Pull Tabs and Jar Games Act.
14        (11) Gambling games conducted on riverboats when
15    authorized by the Riverboat Gambling Act.
16        (12) Video gaming terminal games at a licensed
17    establishment, licensed truck stop establishment, licensed
18    fraternal establishment, or licensed veterans
19    establishment when conducted in accordance with the Video
20    Gaming Act.
21        (13) Games of skill or chance where money or other
22    things of value can be won but no payment or purchase is
23    required to participate.
24        (14) Savings promotion raffles authorized under
25    Section 5g of the Illinois Banking Act, Section 7008 of the
26    Savings Bank Act, Section 42.7 of the Illinois Credit Union

 

 

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1    Act, Section 5136B of the National Bank Act (12 U.S.C.
2    25a), or Section 4 of the Home Owners' Loan Act (12 U.S.C.
3    1463).
4    (c) Sentence.
5    Gambling is a Class A misdemeanor. A second or subsequent
6conviction under subsections (a)(3) through (a)(12), is a Class
74 felony.
8    (d) Circumstantial evidence.
9    In prosecutions under this Section circumstantial evidence
10shall have the same validity and weight as in any criminal
11prosecution.
12(Source: P.A. 97-1108, eff. 1-1-13; 98-644, eff. 6-10-14.)
 
13    (720 ILCS 5/28-1.1)   (from Ch. 38, par. 28-1.1)
14    Sec. 28-1.1. Syndicated gambling.
15    (a) Declaration of Purpose. Recognizing the close
16relationship between professional gambling and other organized
17crime, it is declared to be the policy of the legislature to
18restrain persons from engaging in the business of gambling for
19profit in this State. This Section shall be liberally construed
20and administered with a view to carrying out this policy.
21    (b) A person commits syndicated gambling when he or she
22operates a "policy game" or engages in the business of
23bookmaking.
24    (c) A person "operates a policy game" when he or she
25knowingly uses any premises or property for the purpose of

 

 

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1receiving or knowingly does receive from what is commonly
2called "policy":
3        (1) money from a person other than the bettor or player
4    whose bets or plays are represented by the money; or
5        (2) written "policy game" records, made or used over
6    any period of time, from a person other than the bettor or
7    player whose bets or plays are represented by the written
8    record.
9    (d) A person engages in bookmaking when he or she knowingly
10receives or accepts more than five bets or wagers upon the
11result of any trials or contests of skill, speed or power of
12endurance or upon any lot, chance, casualty, unknown or
13contingent event whatsoever, which bets or wagers shall be of
14such size that the total of the amounts of money paid or
15promised to be paid to the bookmaker on account thereof shall
16exceed $2,000. Bookmaking is the receiving or accepting of bets
17or wagers regardless of the form or manner in which the
18bookmaker records them.
19    (e) Participants in any of the following activities shall
20not be convicted of syndicated gambling:
21        (1) Agreements to compensate for loss caused by the
22    happening of chance including without limitation contracts
23    of indemnity or guaranty and life or health or accident
24    insurance;
25        (2) Offers of prizes, award or compensation to the
26    actual contestants in any bona fide contest for the

 

 

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1    determination of skill, speed, strength or endurance or to
2    the owners of animals or vehicles entered in the contest;
3        (3) Pari-mutuel betting as authorized by law of this
4    State;
5        (4) Manufacture of gambling devices, including the
6    acquisition of essential parts therefor and the assembly
7    thereof, for transportation in interstate or foreign
8    commerce to any place outside this State when the
9    transportation is not prohibited by any applicable Federal
10    law;
11        (5) Raffles and poker runs when conducted in accordance
12    with the Raffles and Poker Runs Act;
13        (6) Gambling games conducted on riverboats when
14    authorized by the Riverboat Gambling Act; and
15        (7) Video gaming terminal games at a licensed
16    establishment, licensed truck stop establishment, licensed
17    fraternal establishment, or licensed veterans
18    establishment when conducted in accordance with the Video
19    Gaming Act; and .
20        (8) Savings promotion raffles authorized under Section
21    5g of the Illinois Banking Act, Section 7008 of the Savings
22    Bank Act, Section 42.7 of the Illinois Credit Union Act,
23    Section 5136B of the National Bank Act (12 U.S.C. 25a), or
24    Section 4 of the Home Owners' Loan Act (12 U.S.C. 1463).
25    (f) Sentence. Syndicated gambling is a Class 3 felony.
26(Source: P.A. 97-1108, eff. 1-1-13; 98-644, eff. 6-10-14.)
 

 

 

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1    (720 ILCS 5/28-2)  (from Ch. 38, par. 28-2)
2    Sec. 28-2. Definitions.
3    (a) A "gambling device" is any clock, tape machine, slot
4machine or other machines or device for the reception of money
5or other thing of value on chance or skill or upon the action
6of which money or other thing of value is staked, hazarded,
7bet, won or lost; or any mechanism, furniture, fixture,
8equipment or other device designed primarily for use in a
9gambling place. A "gambling device" does not include:
10        (1) A coin-in-the-slot operated mechanical device
11    played for amusement which rewards the player with the
12    right to replay such mechanical device, which device is so
13    constructed or devised as to make such result of the
14    operation thereof depend in part upon the skill of the
15    player and which returns to the player thereof no money,
16    property or right to receive money or property.
17        (2) Vending machines by which full and adequate return
18    is made for the money invested and in which there is no
19    element of chance or hazard.
20        (3) A crane game. For the purposes of this paragraph
21    (3), a "crane game" is an amusement device involving skill,
22    if it rewards the player exclusively with merchandise
23    contained within the amusement device proper and limited to
24    toys, novelties and prizes other than currency, each having
25    a wholesale value which is not more than $25.

 

 

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1        (4) A redemption machine. For the purposes of this
2    paragraph (4), a "redemption machine" is a single-player or
3    multi-player amusement device involving a game, the object
4    of which is throwing, rolling, bowling, shooting, placing,
5    or propelling a ball or other object that is either
6    physical or computer generated on a display or with lights
7    into, upon, or against a hole or other target that is
8    either physical or computer generated on a display or with
9    lights, or stopping, by physical, mechanical, or
10    electronic means, a moving object that is either physical
11    or computer generated on a display or with lights into,
12    upon, or against a hole or other target that is either
13    physical or computer generated on a display or with lights,
14    provided that all of the following conditions are met:
15            (A) The outcome of the game is predominantly
16        determined by the skill of the player.
17            (B) The award of the prize is based solely upon the
18        player's achieving the object of the game or otherwise
19        upon the player's score.
20            (C) Only merchandise prizes are awarded.
21            (D) The wholesale value of prizes awarded in lieu
22        of tickets or tokens for single play of the device does
23        not exceed $25.
24            (E) The redemption value of tickets, tokens, and
25        other representations of value, which may be
26        accumulated by players to redeem prizes of greater

 

 

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1        value, for a single play of the device does not exceed
2        $25.
3        (5) Video gaming terminals at a licensed
4    establishment, licensed truck stop establishment, licensed
5    fraternal establishment, or licensed veterans
6    establishment licensed in accordance with the Video Gaming
7    Act.
8    (a-5) "Internet" means an interactive computer service or
9system or an information service, system, or access software
10provider that provides or enables computer access by multiple
11users to a computer server, and includes, but is not limited
12to, an information service, system, or access software provider
13that provides access to a network system commonly known as the
14Internet, or any comparable system or service and also
15includes, but is not limited to, a World Wide Web page,
16newsgroup, message board, mailing list, or chat area on any
17interactive computer service or system or other online service.
18    (a-6) "Access" and "computer" have the meanings ascribed to
19them in Section 16D-2 of this Code.
20    (b) A "lottery" is any scheme or procedure whereby one or
21more prizes are distributed by chance among persons who have
22paid or promised consideration for a chance to win such prizes,
23whether such scheme or procedure is called a lottery, raffle,
24gift, sale or some other name, excluding savings promotion
25raffles authorized under Section 5g of the Illinois Banking
26Act, Section 7008 of the Savings Bank Act, Section 42.7 of the

 

 

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1Illinois Credit Union Act, Section 5136B of the National Bank
2Act (12 U.S.C. 25a), or Section 4 of the Home Owners' Loan Act
3(12 U.S.C. 1463).
4    (c) A "policy game" is any scheme or procedure whereby a
5person promises or guarantees by any instrument, bill,
6certificate, writing, token or other device that any particular
7number, character, ticket or certificate shall in the event of
8any contingency in the nature of a lottery entitle the
9purchaser or holder to receive money, property or evidence of
10debt.
11(Source: P.A. 97-1126, eff. 1-1-13; 98-31, eff. 6-24-13.)