Sen. David Koehler

Filed: 5/7/2015

 

 


 

 


 
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1
AMENDMENT TO HOUSE BILL 2477

2    AMENDMENT NO. ______. Amend House Bill 2477 by replacing
3everything after the enacting clause with the following:
 
4    "Section 5. The Illinois Banking Act is amended by adding
5Section 5g as follows:
 
6    (205 ILCS 5/5g new)
7    Sec. 5g. Savings promotion raffle.
8    (a) As used in this Section, "savings promotion raffle" has
9the same meaning as that term is given in Section 20 of the
10Federal Deposit Insurance Act (12 U.S.C. 1829a).
11    (b) If authorized by its board of directors, a State bank
12may conduct a savings promotion raffle. The savings promotion
13raffle shall be conducted so that each token or ticket
14representing an entry in the savings promotion raffle has an
15equal chance of being drawn. A State bank shall not conduct a
16savings promotion raffle in a manner that jeopardizes the State

 

 

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1bank's safety and soundness or misleads its customers.
2    (c) The Secretary may examine the conduct of a savings
3promotion raffle and may issue a cease and desist order for a
4violation of this Section.
5    (d) A State bank shall maintain records sufficient to
6facilitate an audit of the savings promotion raffle.
 
7    Section 10. The Savings Bank Act is amended by adding
8Section 7008 as follows:
 
9    (205 ILCS 205/7008 new)
10    Sec. 7008. Savings promotion raffle.
11    (a) As used in this Section, "savings promotion raffle" has
12the same meaning as that term is given in Section 4 of the Home
13Owners' Loan Act (12 U.S.C. 1463).
14    (b) If authorized by its board of directors, a savings bank
15may conduct a savings promotion raffle. The savings promotion
16raffle shall be conducted so that each token or ticket
17representing an entry in the savings promotion raffle has an
18equal chance of being drawn. A savings bank shall not conduct a
19savings promotion raffle in a manner that jeopardizes the
20savings bank's safety and soundness or misleads its customers.
21    (c) The Secretary may examine the conduct of a savings
22promotion raffle and may issue a cease and desist order for a
23violation of this Section.
24    (d) A savings bank shall maintain records sufficient to

 

 

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1facilitate an audit of the savings promotion raffle.
 
2    Section 15. The Illinois Credit Union Act is amended
3changing Sections 7, 46, and 57.1 and by adding Section 42.7 as
4follows:
 
5    (205 ILCS 305/7)  (from Ch. 17, par. 4408)
6    Sec. 7. Reciprocity; out-of-state Reciprocity - out of
7state credit unions.
8    (1) A credit union organized and duly chartered as a credit
9union in another state shall be permitted to conduct business
10as a credit union in this State state if and so long as a credit
11union chartered under the laws of this State state is permitted
12to do business in such other state, provided that:
13        (a) The credit union shall register with the office
14    prior to operating in this State, on a form specified by
15    the Secretary.
16        (b) The credit union may be required to pay a
17    registration fee in accordance with rules promulgated by
18    the Secretary and the Director.
19        (c) The credit union shall comply with rules
20    promulgated by the Secretary concerning the operation of
21    out-of-state out of state credit unions in this State.
22        (d) The credit union shall not conduct business in
23    Illinois on terms that are less restrictive than the
24    standards applicable to its operation in its home

 

 

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1    chartering state. In every instance with respect to its
2    activities and operations in Illinois, the credit union
3    shall comply with applicable Illinois law.
4        (e) Permission to operate in the State may be revoked
5    by the Secretary or the Director if the credit union
6    engages in any activity in the State that would constitute
7    (i) a violation of this Act or other applicable law, (ii) a
8    violation of any rule adopted in accordance with this Act
9    or other applicable law, (iii) a violation of any order of
10    the Secretary or Director issued under his or her authority
11    under this Act, or (iv) an unsafe or unsound practice in
12    the discretion of the Secretary or Director.
13    (1.5) The failure of a credit union chartered in another
14state to register with the Secretary shall not impair the
15collectability of a loan made to a resident of this State.
16    (2) It is intended that the legal existence of credit
17unions chartered under this Act be recognized beyond the limits
18of this State and that, subject to any reasonable registration
19requirements, any credit union transacting business outside of
20this State be granted the protection of full faith and credit
21under Section 1 of Article IV of the Constitution of the United
22States.
23(Source: P.A. 97-133, eff. 1-1-12.)
 
24    (205 ILCS 305/42.7 new)
25    Sec. 42.7. Savings promotion raffle.

 

 

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1    (a) As used in this Section, "savings promotion raffle"
2means a raffle conducted by a credit union where the sole
3consideration required for a chance of winning designated
4prizes is the deposit of at least a specified amount of money
5in a savings account or other savings program offered by the
6credit union.
7    (b) If authorized by its board of directors, a credit union
8may conduct a savings promotion raffle. The savings promotion
9raffle shall be conducted so that each token or ticket
10representing an entry in the savings promotion raffle has an
11equal chance of being drawn. A credit union shall not conduct a
12savings promotion raffle in a manner that jeopardizes the
13credit union's safety and soundness or mislead its members.
14    (c) The Secretary may examine the conduct of a savings
15promotion raffle and may issue a cease and desist order for a
16violation of this Section.
17    (d) A credit union shall maintain records sufficient to
18facilitate an audit of the savings promotion raffle.
 
19    (205 ILCS 305/46)  (from Ch. 17, par. 4447)
20    Sec. 46. Loans and interest rate.
21    (1) A credit union may make loans to its members for such
22purpose and upon such security and terms, including rates of
23interest, as the credit committee, credit manager, or loan
24officer approves. Notwithstanding the provisions of any other
25law in connection with extensions of credit, a credit union may

 

 

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1elect to contract for and receive interest and fees and other
2charges for extensions of credit subject only to the provisions
3of this Act and rules promulgated under this Act, except that
4extensions of credit secured by residential real estate shall
5be subject to the laws applicable thereto. The rates of
6interest to be charged on loans to members shall be set by the
7board of directors of each individual credit union in
8accordance with Section 30 of this Act and such rates may be
9less than, but may not exceed, the maximum rate set forth in
10this Section. A borrower may repay his loan prior to maturity,
11in whole or in part, without penalty. The credit contract may
12provide for the payment by the member and receipt by the credit
13union of all costs and disbursements, including reasonable
14attorney's fees and collection agency charges, incurred by the
15credit union to collect or enforce the debt in the event of a
16delinquency by the member, or in the event of a breach of any
17obligation of the member under the credit contract. A
18contingency or hourly arrangement established under an
19agreement entered into by a credit union with an attorney or
20collection agency to collect a loan of a member in default
21shall be presumed prima facie reasonable.
22    (2) Credit unions may make loans based upon the security of
23any interest or equity in real estate, subject to rules and
24regulations promulgated by the Secretary. In any contract or
25loan which is secured by a mortgage, deed of trust, or
26conveyance in the nature of a mortgage, on residential real

 

 

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1estate, the interest which is computed, calculated, charged, or
2collected pursuant to such contract or loan, or pursuant to any
3regulation or rule promulgated pursuant to this Act, may not be
4computed, calculated, charged or collected for any period of
5time occurring after the date on which the total indebtedness,
6with the exception of late payment penalties, is paid in full.
7    For purposes of this subsection (2) of this Section 46, a
8prepayment shall mean the payment of the total indebtedness,
9with the exception of late payment penalties if incurred or
10charged, on any date before the date specified in the contract
11or loan agreement on which the total indebtedness shall be paid
12in full, or before the date on which all payments, if timely
13made, shall have been made. In the event of a prepayment of the
14indebtedness which is made on a date after the date on which
15interest on the indebtedness was last computed, calculated,
16charged, or collected but before the next date on which
17interest on the indebtedness was to be calculated, computed,
18charged, or collected, the lender may calculate, charge and
19collect interest on the indebtedness for the period which
20elapsed between the date on which the prepayment is made and
21the date on which interest on the indebtedness was last
22computed, calculated, charged or collected at a rate equal to
231/360 of the annual rate for each day which so elapsed, which
24rate shall be applied to the indebtedness outstanding as of the
25date of prepayment. The lender shall refund to the borrower any
26interest charged or collected which exceeds that which the

 

 

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1lender may charge or collect pursuant to the preceding
2sentence. The provisions of this amendatory Act of 1985 shall
3apply only to contracts or loans entered into on or after the
4effective date of this amendatory Act.
5    (3) Notwithstanding any other provision of this Act, a
6credit union authorized under this Act to make loans secured by
7an interest or equity in real estate may engage in making
8"reverse mortgage" loans to persons for the purpose of making
9home improvements or repairs, paying insurance premiums or
10paying real estate taxes on the homestead properties of such
11persons. If made, such loans shall be made on such terms and
12conditions as the credit union shall determine and as shall be
13consistent with the provisions of this Section and such rules
14and regulations as the Secretary shall promulgate hereunder.
15For purposes of this Section, a "reverse mortgage" loan shall
16be a loan extended on the basis of existing equity in homestead
17property and secured by a mortgage on such property. Such loans
18shall be repaid upon the sale of the property or upon the death
19of the owner or, if the property is in joint tenancy, upon the
20death of the last surviving joint tenant who had such an
21interest in the property at the time the loan was initiated,
22provided, however, that the credit union and its member may by
23mutual agreement, establish other repayment terms. A credit
24union, in making a "reverse mortgage" loan, may add deferred
25interest to principal or otherwise provide for the charging of
26interest or premiums on such deferred interest. "Homestead"

 

 

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1property, for purposes of this Section, means the domicile and
2contiguous real estate owned and occupied by the mortgagor.
3    (4) Notwithstanding any other provisions of this Act, a
4credit union authorized under this Act to make loans secured by
5an interest or equity in real property may engage in making
6revolving credit loans secured by mortgages or deeds of trust
7on such real property or by security assignments of beneficial
8interests in land trusts.
9    For purposes of this Section, "revolving credit" has the
10meaning defined in Section 4.1 of the Interest Act.
11    Any mortgage or deed of trust given to secure a revolving
12credit loan may, and when so expressed therein shall, secure
13not only the existing indebtedness but also such future
14advances, whether such advances are obligatory or to be made at
15the option of the lender, or otherwise, as are made within
16twenty years from the date thereof, to the same extent as if
17such future advances were made on the date of the execution of
18such mortgage or deed of trust, although there may be no
19advance made at the time of execution of such mortgage or other
20instrument, and although there may be no indebtedness
21outstanding at the time any advance is made. The lien of such
22mortgage or deed of trust, as to third persons without actual
23notice thereof, shall be valid as to all such indebtedness and
24future advances form the time said mortgage or deed of trust is
25filed for record in the office of the recorder of deeds or the
26registrar of titles of the county where the real property

 

 

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1described therein is located. The total amount of indebtedness
2that may be so secured may increase or decrease from time to
3time, but the total unpaid balance so secured at any one time
4shall not exceed a maximum principal amount which must be
5specified in such mortgage or deed of trust, plus interest
6thereon, and any disbursements made for the payment of taxes,
7special assessments, or insurance on said real property, with
8interest on such disbursements.
9    Any such mortgage or deed of trust shall be valid and have
10priority over all subsequent liens and encumbrances, including
11statutory liens, except taxes and assessments levied on said
12real property.
13    (4-5) For purposes of this Section, "real estate" and "real
14property" include a manufactured home as defined in subdivision
15(53) of Section 9-102 of the Uniform Commercial Code which is
16real property as defined in Section 5-35 of the Conveyance and
17Encumbrance of Manufactured Homes as Real Property and
18Severance Act.
19    (5) Compliance with federal or Illinois preemptive laws or
20regulations governing loans made by a credit union chartered
21under this Act shall constitute compliance with this Act.
22    (6) Credit unions may make residential real estate mortgage
23loans on terms and conditions established by the United States
24Department of Agriculture through its Rural Development
25Housing and Community Facilities Program. The portion of any
26loan in excess of the appraised value of the real estate shall

 

 

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1be allocable only to the guarantee fee required under the
2program.
3    (7) For a renewal, refinancing, or restructuring of an
4existing loan at the credit union that is secured by an
5interest or equity in real estate, a new appraisal of the
6collateral shall not be required when (i) the transaction
7involves an existing extension of credit at the credit union,
8no new moneys are advanced other than funds necessary to cover
9reasonable closing costs, or (ii) and there has been no obvious
10or material change in market conditions or physical aspects of
11the real estate that threatens the adequacy of the credit
12union's real estate collateral protection after the
13transaction, even with the advancement of new moneys. The
14Department reserves the right to require an appraisal under
15this subsection (7) whenever the Department believes it is
16necessary to address safety and soundness concerns.
17(Source: P.A. 97-133, eff. 1-1-12; 98-749, eff. 7-16-14;
1898-784, eff. 7-24-14; revised 10-2-14.)
 
19    (205 ILCS 305/57.1)
20    Sec. 57.1. Services to other credit unions.
21    (a) A credit union may act as a representative of and enter
22into an agreement with credit unions or other organizations for
23the purposes purpose of:
24        (1) sharing, utilizing, renting, leasing, purchasing,
25    selling, and joint ownership of fixed assets or engaging in

 

 

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1    activities and services that relate to the daily operations
2    of credit unions; and
3        (2) providing correspondent services to other credit
4    unions that the service provider credit union is authorized
5    to perform for its own members or as part of its
6    operations, including, but not limited to, loan
7    processing, loan servicing, member check cashing services,
8    disbursing share withdrawals and loan proceeds, cashing
9    and selling money orders, ACH and wire transfer services,
10    implementation and administrative support services related
11    to the use of debit cards, payroll debit cards, and other
12    prepaid debit cards and credit cards, coin and currency
13    services, performing internal audits, and automated teller
14    machine deposit services.
15(Source: P.A. 98-784, eff. 7-24-14; revised 11-26-14.)
 
16    Section 20. The Raffles and Poker Runs Act is amended by
17changing Section 1 as follows:
 
18    (230 ILCS 15/1)  (from Ch. 85, par. 2301)
19    Sec. 1. Definitions. For the purposes of this Act the terms
20defined in this Section have the meanings given them.
21    "Net proceeds" means the gross receipts from the conduct of
22raffles, less reasonable sums expended for prizes, local
23license fees and other reasonable operating expenses incurred
24as a result of operating a raffle or poker run.

 

 

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1    "Key location" means the location where the poker run
2concludes and the prize or prizes are awarded.
3    "Poker run" means an event organized by an organization
4licensed under this Act in which participants travel to
5multiple predetermined locations, including a key location,
6drawing a playing card or equivalent item at each location, in
7order to assemble a facsimile of a poker hand or other numeric
8score. "Poker run" includes dice runs, marble runs, or other
9events where the objective is to build the best hand or highest
10score by obtaining an item at each location.
11    "Raffle" means a form of lottery, as defined in Section
1228-2(b) of the Criminal Code of 2012, conducted by an
13organization licensed under this Act, in which:
14        (1) the player pays or agrees to pay something of value
15    for a chance, represented and differentiated by a number or
16    by a combination of numbers or by some other medium, one or
17    more of which chances is to be designated the winning
18    chance;
19        (2) the winning chance is to be determined through a
20    drawing or by some other method based on an element of
21    chance by an act or set of acts on the part of persons
22    conducting or connected with the lottery, except that the
23    winning chance shall not be determined by the outcome of a
24    publicly exhibited sporting contest.
25    "Raffle" does not include a savings promotion raffle
26authorized under Section 5g of the Illinois Banking Act,

 

 

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1Section 7008 of the Savings Bank Act, Section 42.7 of the
2Illinois Credit Union Act, Section 5136B of the National Bank
3Act (12 U.S.C. 25a), or Section 4 of the Home Owners' Loan Act
4(12 U.S.C. 1463).
5(Source: P.A. 97-1150, eff. 1-25-13; 98-644, eff. 6-10-14.)
 
6    Section 25. The Criminal Code of 2012 is amended by
7changing Sections 28-1, 28-1.1, and 28-2 as follows:
 
8    (720 ILCS 5/28-1)  (from Ch. 38, par. 28-1)
9    Sec. 28-1. Gambling.
10    (a) A person commits gambling when he or she:
11        (1) knowingly plays a game of chance or skill for money
12    or other thing of value, unless excepted in subsection (b)
13    of this Section;
14        (2) knowingly makes a wager upon the result of any
15    game, contest, or any political nomination, appointment or
16    election;
17        (3) knowingly operates, keeps, owns, uses, purchases,
18    exhibits, rents, sells, bargains for the sale or lease of,
19    manufactures or distributes any gambling device;
20        (4) contracts to have or give himself or herself or
21    another the option to buy or sell, or contracts to buy or
22    sell, at a future time, any grain or other commodity
23    whatsoever, or any stock or security of any company, where
24    it is at the time of making such contract intended by both

 

 

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1    parties thereto that the contract to buy or sell, or the
2    option, whenever exercised, or the contract resulting
3    therefrom, shall be settled, not by the receipt or delivery
4    of such property, but by the payment only of differences in
5    prices thereof; however, the issuance, purchase, sale,
6    exercise, endorsement or guarantee, by or through a person
7    registered with the Secretary of State pursuant to Section
8    8 of the Illinois Securities Law of 1953, or by or through
9    a person exempt from such registration under said Section
10    8, of a put, call, or other option to buy or sell
11    securities which have been registered with the Secretary of
12    State or which are exempt from such registration under
13    Section 3 of the Illinois Securities Law of 1953 is not
14    gambling within the meaning of this paragraph (4);
15        (5) knowingly owns or possesses any book, instrument or
16    apparatus by means of which bets or wagers have been, or
17    are, recorded or registered, or knowingly possesses any
18    money which he has received in the course of a bet or
19    wager;
20        (6) knowingly sells pools upon the result of any game
21    or contest of skill or chance, political nomination,
22    appointment or election;
23        (7) knowingly sets up or promotes any lottery or sells,
24    offers to sell or transfers any ticket or share for any
25    lottery;
26        (8) knowingly sets up or promotes any policy game or

 

 

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1    sells, offers to sell or knowingly possesses or transfers
2    any policy ticket, slip, record, document or other similar
3    device;
4        (9) knowingly drafts, prints or publishes any lottery
5    ticket or share, or any policy ticket, slip, record,
6    document or similar device, except for such activity
7    related to lotteries, bingo games and raffles authorized by
8    and conducted in accordance with the laws of Illinois or
9    any other state or foreign government;
10        (10) knowingly advertises any lottery or policy game,
11    except for such activity related to lotteries, bingo games
12    and raffles authorized by and conducted in accordance with
13    the laws of Illinois or any other state;
14        (11) knowingly transmits information as to wagers,
15    betting odds, or changes in betting odds by telephone,
16    telegraph, radio, semaphore or similar means; or knowingly
17    installs or maintains equipment for the transmission or
18    receipt of such information; except that nothing in this
19    subdivision (11) prohibits transmission or receipt of such
20    information for use in news reporting of sporting events or
21    contests; or
22        (12) knowingly establishes, maintains, or operates an
23    Internet site that permits a person to play a game of
24    chance or skill for money or other thing of value by means
25    of the Internet or to make a wager upon the result of any
26    game, contest, political nomination, appointment, or

 

 

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1    election by means of the Internet. This item (12) does not
2    apply to activities referenced in items (6) and (6.1) of
3    subsection (b) of this Section.
4    (b) Participants in any of the following activities shall
5not be convicted of gambling:
6        (1) Agreements to compensate for loss caused by the
7    happening of chance including without limitation contracts
8    of indemnity or guaranty and life or health or accident
9    insurance.
10        (2) Offers of prizes, award or compensation to the
11    actual contestants in any bona fide contest for the
12    determination of skill, speed, strength or endurance or to
13    the owners of animals or vehicles entered in such contest.
14        (3) Pari-mutuel betting as authorized by the law of
15    this State.
16        (4) Manufacture of gambling devices, including the
17    acquisition of essential parts therefor and the assembly
18    thereof, for transportation in interstate or foreign
19    commerce to any place outside this State when such
20    transportation is not prohibited by any applicable Federal
21    law; or the manufacture, distribution, or possession of
22    video gaming terminals, as defined in the Video Gaming Act,
23    by manufacturers, distributors, and terminal operators
24    licensed to do so under the Video Gaming Act.
25        (5) The game commonly known as "bingo", when conducted
26    in accordance with the Bingo License and Tax Act.

 

 

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1        (6) Lotteries when conducted by the State of Illinois
2    in accordance with the Illinois Lottery Law. This exemption
3    includes any activity conducted by the Department of
4    Revenue to sell lottery tickets pursuant to the provisions
5    of the Illinois Lottery Law and its rules.
6        (6.1) The purchase of lottery tickets through the
7    Internet for a lottery conducted by the State of Illinois
8    under the program established in Section 7.12 of the
9    Illinois Lottery Law.
10        (7) Possession of an antique slot machine that is
11    neither used nor intended to be used in the operation or
12    promotion of any unlawful gambling activity or enterprise.
13    For the purpose of this subparagraph (b)(7), an antique
14    slot machine is one manufactured 25 years ago or earlier.
15        (8) Raffles and poker runs when conducted in accordance
16    with the Raffles and Poker Runs Act.
17        (9) Charitable games when conducted in accordance with
18    the Charitable Games Act.
19        (10) Pull tabs and jar games when conducted under the
20    Illinois Pull Tabs and Jar Games Act.
21        (11) Gambling games conducted on riverboats when
22    authorized by the Riverboat Gambling Act.
23        (12) Video gaming terminal games at a licensed
24    establishment, licensed truck stop establishment, licensed
25    fraternal establishment, or licensed veterans
26    establishment when conducted in accordance with the Video

 

 

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1    Gaming Act.
2        (13) Games of skill or chance where money or other
3    things of value can be won but no payment or purchase is
4    required to participate.
5        (14) Savings promotion raffles authorized under
6    Section 5g of the Illinois Banking Act, Section 7008 of the
7    Savings Bank Act, Section 42.7 of the Illinois Credit Union
8    Act, Section 5136B of the National Bank Act (12 U.S.C.
9    25a), or Section 4 of the Home Owners' Loan Act (12 U.S.C.
10    1463).
11    (c) Sentence.
12    Gambling is a Class A misdemeanor. A second or subsequent
13conviction under subsections (a)(3) through (a)(12), is a Class
144 felony.
15    (d) Circumstantial evidence.
16    In prosecutions under this Section circumstantial evidence
17shall have the same validity and weight as in any criminal
18prosecution.
19(Source: P.A. 97-1108, eff. 1-1-13; 98-644, eff. 6-10-14.)
 
20    (720 ILCS 5/28-1.1)   (from Ch. 38, par. 28-1.1)
21    Sec. 28-1.1. Syndicated gambling.
22    (a) Declaration of Purpose. Recognizing the close
23relationship between professional gambling and other organized
24crime, it is declared to be the policy of the legislature to
25restrain persons from engaging in the business of gambling for

 

 

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1profit in this State. This Section shall be liberally construed
2and administered with a view to carrying out this policy.
3    (b) A person commits syndicated gambling when he or she
4operates a "policy game" or engages in the business of
5bookmaking.
6    (c) A person "operates a policy game" when he or she
7knowingly uses any premises or property for the purpose of
8receiving or knowingly does receive from what is commonly
9called "policy":
10        (1) money from a person other than the bettor or player
11    whose bets or plays are represented by the money; or
12        (2) written "policy game" records, made or used over
13    any period of time, from a person other than the bettor or
14    player whose bets or plays are represented by the written
15    record.
16    (d) A person engages in bookmaking when he or she knowingly
17receives or accepts more than five bets or wagers upon the
18result of any trials or contests of skill, speed or power of
19endurance or upon any lot, chance, casualty, unknown or
20contingent event whatsoever, which bets or wagers shall be of
21such size that the total of the amounts of money paid or
22promised to be paid to the bookmaker on account thereof shall
23exceed $2,000. Bookmaking is the receiving or accepting of bets
24or wagers regardless of the form or manner in which the
25bookmaker records them.
26    (e) Participants in any of the following activities shall

 

 

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1not be convicted of syndicated gambling:
2        (1) Agreements to compensate for loss caused by the
3    happening of chance including without limitation contracts
4    of indemnity or guaranty and life or health or accident
5    insurance;
6        (2) Offers of prizes, award or compensation to the
7    actual contestants in any bona fide contest for the
8    determination of skill, speed, strength or endurance or to
9    the owners of animals or vehicles entered in the contest;
10        (3) Pari-mutuel betting as authorized by law of this
11    State;
12        (4) Manufacture of gambling devices, including the
13    acquisition of essential parts therefor and the assembly
14    thereof, for transportation in interstate or foreign
15    commerce to any place outside this State when the
16    transportation is not prohibited by any applicable Federal
17    law;
18        (5) Raffles and poker runs when conducted in accordance
19    with the Raffles and Poker Runs Act;
20        (6) Gambling games conducted on riverboats when
21    authorized by the Riverboat Gambling Act; and
22        (7) Video gaming terminal games at a licensed
23    establishment, licensed truck stop establishment, licensed
24    fraternal establishment, or licensed veterans
25    establishment when conducted in accordance with the Video
26    Gaming Act; and .

 

 

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1        (8) Savings promotion raffles authorized under Section
2    5g of the Illinois Banking Act, Section 7008 of the Savings
3    Bank Act, Section 42.7 of the Illinois Credit Union Act,
4    Section 5136B of the National Bank Act (12 U.S.C. 25a), or
5    Section 4 of the Home Owners' Loan Act (12 U.S.C. 1463).
6    (f) Sentence. Syndicated gambling is a Class 3 felony.
7(Source: P.A. 97-1108, eff. 1-1-13; 98-644, eff. 6-10-14.)
 
8    (720 ILCS 5/28-2)  (from Ch. 38, par. 28-2)
9    Sec. 28-2. Definitions.
10    (a) A "gambling device" is any clock, tape machine, slot
11machine or other machines or device for the reception of money
12or other thing of value on chance or skill or upon the action
13of which money or other thing of value is staked, hazarded,
14bet, won or lost; or any mechanism, furniture, fixture,
15equipment or other device designed primarily for use in a
16gambling place. A "gambling device" does not include:
17        (1) A coin-in-the-slot operated mechanical device
18    played for amusement which rewards the player with the
19    right to replay such mechanical device, which device is so
20    constructed or devised as to make such result of the
21    operation thereof depend in part upon the skill of the
22    player and which returns to the player thereof no money,
23    property or right to receive money or property.
24        (2) Vending machines by which full and adequate return
25    is made for the money invested and in which there is no

 

 

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1    element of chance or hazard.
2        (3) A crane game. For the purposes of this paragraph
3    (3), a "crane game" is an amusement device involving skill,
4    if it rewards the player exclusively with merchandise
5    contained within the amusement device proper and limited to
6    toys, novelties and prizes other than currency, each having
7    a wholesale value which is not more than $25.
8        (4) A redemption machine. For the purposes of this
9    paragraph (4), a "redemption machine" is a single-player or
10    multi-player amusement device involving a game, the object
11    of which is throwing, rolling, bowling, shooting, placing,
12    or propelling a ball or other object that is either
13    physical or computer generated on a display or with lights
14    into, upon, or against a hole or other target that is
15    either physical or computer generated on a display or with
16    lights, or stopping, by physical, mechanical, or
17    electronic means, a moving object that is either physical
18    or computer generated on a display or with lights into,
19    upon, or against a hole or other target that is either
20    physical or computer generated on a display or with lights,
21    provided that all of the following conditions are met:
22            (A) The outcome of the game is predominantly
23        determined by the skill of the player.
24            (B) The award of the prize is based solely upon the
25        player's achieving the object of the game or otherwise
26        upon the player's score.

 

 

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1            (C) Only merchandise prizes are awarded.
2            (D) The wholesale value of prizes awarded in lieu
3        of tickets or tokens for single play of the device does
4        not exceed $25.
5            (E) The redemption value of tickets, tokens, and
6        other representations of value, which may be
7        accumulated by players to redeem prizes of greater
8        value, for a single play of the device does not exceed
9        $25.
10        (5) Video gaming terminals at a licensed
11    establishment, licensed truck stop establishment, licensed
12    fraternal establishment, or licensed veterans
13    establishment licensed in accordance with the Video Gaming
14    Act.
15    (a-5) "Internet" means an interactive computer service or
16system or an information service, system, or access software
17provider that provides or enables computer access by multiple
18users to a computer server, and includes, but is not limited
19to, an information service, system, or access software provider
20that provides access to a network system commonly known as the
21Internet, or any comparable system or service and also
22includes, but is not limited to, a World Wide Web page,
23newsgroup, message board, mailing list, or chat area on any
24interactive computer service or system or other online service.
25    (a-6) "Access" and "computer" have the meanings ascribed to
26them in Section 16D-2 of this Code.

 

 

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1    (b) A "lottery" is any scheme or procedure whereby one or
2more prizes are distributed by chance among persons who have
3paid or promised consideration for a chance to win such prizes,
4whether such scheme or procedure is called a lottery, raffle,
5gift, sale or some other name, excluding savings promotion
6raffles authorized under Section 5g of the Illinois Banking
7Act, Section 7008 of the Savings Bank Act, Section 42.7 of the
8Illinois Credit Union Act, Section 5136B of the National Bank
9Act (12 U.S.C. 25a), or Section 4 of the Home Owners' Loan Act
10(12 U.S.C. 1463).
11    (c) A "policy game" is any scheme or procedure whereby a
12person promises or guarantees by any instrument, bill,
13certificate, writing, token or other device that any particular
14number, character, ticket or certificate shall in the event of
15any contingency in the nature of a lottery entitle the
16purchaser or holder to receive money, property or evidence of
17debt.
18(Source: P.A. 97-1126, eff. 1-1-13; 98-31, eff. 6-24-13.)".