Illinois General Assembly - Full Text of HB3756

LRB104 08381 BAB 18432 b

104TH GENERAL ASSEMBLY
State of Illinois
2025 and 2026
HB3756

Introduced 2/18/2025, by Rep. Thaddeus Jones

SYNOPSIS AS INTRODUCED:

215 ILCS 122/5-11 new

Amends the Illinois Health Benefits Exchange Law. Provides that the Illinois Health Benefits Exchange shall allow a special enrollment period for an uninsured taxpayer and the uninsured taxpayer's qualified dependents, if applicable, if the uninsured taxpayer requested health insurance benefit information through the easy enrollment program under the Illinois Income Tax Act and the uninsured taxpayer and the uninsured taxpayer's qualified dependents, if applicable, are eligible to enroll in a qualified health plan through the Exchange. Establishes notification requirements for the Exchange. Provides that the uninsured taxpayer and the uninsured taxpayer's dependents shall have 60 days from the date of the letter to select and enroll in a qualified health plan. Provides that coverage shall be effective the first day of the month that follows the plan selection. Grants the Department of Insurance and the Department of Healthcare and Family Services rulemaking authority to implement an easy enrollment special enrollment period. Effective immediately.

A BILL FOR

AN ACT concerning regulation.

Be it enacted by the People of the State of Illinois, represented in the General Assembly:

Section 5. The Illinois Health Benefits Exchange Law is amended by adding Section 5-11 as follows:

(215 ILCS 122/5-11 new)

Sec. 5-11. Easy enrollment special enrollment period.

(a) The Illinois Health Benefits Exchange shall allow a special enrollment period for an uninsured taxpayer and the uninsured taxpayer's qualified dependents, if applicable, if (1) the uninsured taxpayer requested health insurance benefit information through the easy enrollment program under Section 513 of the Illinois Income Tax Act and (2) the uninsured taxpayer and the uninsured taxpayer's qualified dependents, if applicable, are eligible to enroll in a qualified health plan through the Illinois Health Benefits Exchange.

(b) The Illinois Health Benefits Exchange shall notify an interested, uninsured taxpayer by letter of the estimated eligibility for insurance affordability programs, including Medicaid, federal health insurance premium tax credits, and cost-sharing reductions.

(c) The uninsured taxpayer and the uninsured taxpayer's dependents shall have 60 days from the date of the letter to select and enroll in a qualified health plan.

(d) After an eligible individual and the eligible individual's dependents have selected and enrolled in a qualified health plan, coverage shall be effective the first day of the month that follows the plan selection.

(e) The Department of Insurance and the Department of Healthcare and Family Services may adopt any rules necessary to implement an easy enrollment special enrollment period.

Section 99. Effective date. This Act takes effect upon becoming law.