Bill Status of HB4430

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HB4430 - 104th General Assembly

PUBLIC ADJUSTER & CHECK VERIFY
Last Action
1/20/2026 - House: Referred to Rules Committee
House Sponsors
Rep. Anne Stava
Statutes Amended In Order of Appearance
205 ILCS 5/48.7 new
215 ILCS 5/1515
Synopsis As Introduced
Amends the Illinois Banking Act. Requires a bank to confirm the identification of a payee and verify endorsements are proper before processing a check for which the name of a borrower or other payee is relied upon for payment, credit, or loan disbursement. Provides that a bank may satisfy the verification requirements through the specified commercially reasonable means of identification. Exempts checks processed solely through automated check clearing processes without manual review, that are authorized by federal law. Amends the Public Adjusters Article of the Illinois Insurance Code. Establishes proof of licensure requirements for licensed public adjusters.
Actions
Date Chamber Action
1/14/2026 House Filed with the Clerk by Rep. Anne Stava
1/20/2026 House First Reading
1/20/2026 House Referred to Rules Committee