Bill Status of SB4006

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SB4006 - 104th General Assembly

CLIMATE RISK & STRENGTHEN HOME
Last Action
5/06/2026 - House: Placed on Calendar 2nd Reading - Short Debate
Statutes Amended In Order of Appearance
20 ILCS 605/871 new
30 ILCS 105/5.1038 new
215 ILCS 5/143.16from Ch. 73, par. 755.16
215 ILCS 5/143.17from Ch. 73, par. 755.17
215 ILCS 5/143.21e new
215 ILCS 5/Art. XLVIII heading new
215 ILCS 5/1801 new
215 ILCS 5/1805 new
215 ILCS 5/1810 new
215 ILCS 5/1815 new
215 ILCS 5/Art. XLIX heading new
215 ILCS 5/1901 new
215 ILCS 5/1902 new
215 ILCS 5/1905 new
215 ILCS 5/1910 new
215 ILCS 5/1920 new
215 ILCS 5/1925 new
215 ILCS 5/1930 new
215 ILCS 5/143.15 rep.
215 ILCS 110/25from Ch. 32, par. 690.25
215 ILCS 125/5-3from Ch. 111 1/2, par. 1411.2
215 ILCS 130/4003from Ch. 73, par. 1504-3
Synopsis As Introduced
Amends the Department of Commerce and Economic Opportunity Law of the Civil Administrative Code of Illinois. Creates the Strengthen Illinois Homes Fund. On or before July 1, 2028, and depending on availability of funds, provides that the Department of Insurance shall identify areas of need to administer a pilot grant program known as the Strengthen Illinois Homes Program. Requires the Department of Commerce and Economic Opportunity, in conjunction with the Department of Insurance, to develop a standard application and grant award rubric for the eligible program grantees. Establishes program requirements for contractors. Amends the State Finance Act to make a conforming change. Amends the Illinois Insurance Code. Establishes notice requirements for companies providing flood coverage. Creates the Climate Risk Disclosure Article, which may be referred to as the Climate Risk Disclosure Law. Requires all companies, corporations, and organizations subject to the Article to, upon direction from the Department, participate in climate surveys issued by the National Association of Insurance Commissioners. Creates the Strengthen Illinois Homes Article, which may be referred to as the Strengthen Illinois Homes Act. Provides that, for homeowners insurance policies, an insurer shall provide an actuarially justified premium discount or insurance rate reduction to a specified owner. Provides that the Director of Insurance may adopt rules that establish standard discount amounts, targets, or benchmarks for the coverage of insurable property meeting the specified mitigation program standards. Provides that an insurer writing homeowners insurance policies that provide coverage of an insurable property that is a nonfortified insurable property shall offer an optional rider, endorsement, or supplemental policy provision that provides the insured a right to receive claim payments for the cost to upgrade an insurable property to mitigation program standards for a specified claim. Makes other changes. Amends the Dental Service Plan Act, the Health Maintenance Organization Act, and the Limited Health Service Organization Act to establish conforming requirements.

Senate Committee Amendment No. 1
Deletes reference to:
20 ILCS 605/871 new
30 ILCS 105/5.1038 new
215 ILCS 5/Art. XLIX heading new
215 ILCS 5/1901 new
215 ILCS 5/1902 new
215 ILCS 5/1905 new
215 ILCS 5/1910 new
215 ILCS 5/1920 new
215 ILCS 5/1925 new
215 ILCS 5/1930 new
215 ILCS 5/143.15 rep.
215 ILCS 110/25from Ch. 32, par. 690.25
215 ILCS 125/5-3from Ch. 111 1/2, par. 1411.2
215 ILCS 130/4003from Ch. 73, par. 1504-3
Removes provisions amending the Department of Commerce and Economic Opportunity Law of the Civil Administrative Code of Illinois, the Dental Service Plan Act, the Health Maintenance Organization Act, and the Limited Health Service Organization Act. In the provisions amending the Illinois Insurance Code: Makes changes to provisions requiring a written notice to be provided to an insured that states information regarding the availability of coverage for loss caused by flood. In provisions adding the Climate Risk Disclosure Article to the Illinois Insurance Code, requires all companies, corporations, and organizations subject to the Article shall, upon direction from the Department of Insurance, participate in the National Association of Insurance Commissioners' Climate Risk Disclosure Survey, or any successor process coordinated through the National Association of Insurance Commissioners (rather than climate surveys issued by the National Association of Insurance Commissioners). Removes provisions adding the Strengthen Illinois Homes Article to the Illinois Insurance Code. Makes other changes. Effective upon becoming law, except that certain provisions of the Illinois Insurance Code are effective January 1, 2027.
Actions
Date Chamber Action
2/06/2026 Senate Filed with Secretary by Sen. Julie A. Morrison
2/06/2026 Senate First Reading
2/06/2026 Senate Referred to Assignments
3/03/2026 Senate Assigned to Insurance
3/10/2026 Senate Postponed - Insurance
3/12/2026 Senate Added as Co-Sponsor Sen. Christopher Belt
3/13/2026 Senate Rule 2-10 Committee Deadline Established As March 27, 2026
3/24/2026 Senate Postponed - Insurance
3/25/2026 Senate Added as Co-Sponsor Sen. Mattie Hunter
3/25/2026 Senate Added as Co-Sponsor Sen. Meg Loughran Cappel
3/26/2026 Senate Added as Co-Sponsor Sen. Doris Turner
3/27/2026 Senate Rule 2-10 Committee Deadline Established As April 24, 2026
3/31/2026 Senate Added as Co-Sponsor Sen. Adriane Johnson
4/10/2026 Senate Senate Committee Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison
4/10/2026 Senate Senate Committee Amendment No. 1 Referred to Assignments
4/14/2026 Senate Senate Committee Amendment No. 1 Assignments Refers to Insurance
4/14/2026 Senate Senate Committee Amendment No. 1 Adopted
4/14/2026 Senate Do Pass as Amended Insurance; 011-000-000
4/14/2026 Senate Placed on Calendar Order of 2nd Reading April 15, 2026
4/15/2026 Senate Second Reading
4/15/2026 Senate Placed on Calendar Order of 3rd Reading April 16, 2026
4/16/2026 Senate Third Reading - Passed; 054-000-000
4/17/2026 House Arrived in House
4/17/2026 House Chief House Sponsor Rep. Thaddeus Jones
4/17/2026 House First Reading
4/17/2026 House Referred to Rules Committee
4/27/2026 House Assigned to Insurance Committee
5/05/2026 House Do Pass / Short Debate Insurance Committee; 010-005-000
5/06/2026 House Placed on Calendar 2nd Reading - Short Debate