Bill Status of SB3258

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SB3258 - 104th General Assembly

INS-RENTAL VEHICLE COVERAGE
Last Action
5/19/2026 - House: Placed on Calendar Order of 3rd Reading - Short Debate
Statutes Amended In Order of Appearance
215 ILCS 5/143.35 new
Synopsis As Introduced
Amends the Illinois Insurance Code. Provides that a policy of automobile insurance that provides coverage for rental vehicle reimbursement or loss of use shall include coverage that guarantees the insured is provided with a comparable vehicle during the period of loss of use. Provides that this requirement applies to all applicable claims if the insured has elected coverage for rental vehicle reimbursement or loss of use, regardless of whether the loss of use is due to maintenance or is the result of an at-fault motor vehicle crash.

Senate Floor Amendment No. 1
Replaces everything after the enacting clause. Amends the Illinois Insurance Code. Provides that, in response to all applications for a policy of automobile insurance received by an insurance company, the insurance company or its agent shall provide the applicant information regarding the availability of coverage for loss of use of an insured vehicle as a result of a cause of loss covered by the policy contract. Provides that, at least 30 days prior to each renewal of a policy of automobile insurance, the insurance company or its agent shall provide the insured information regarding the availability of coverage for loss of use of an insured vehicle as a result of a cause of loss covered by the policy contract. Effective July 1, 2027.

House Committee Amendment No. 1
Provides that, in response to all applications for a policy of automobile insurance received by an insurance company, the insurance company (rather than the insurance company or its agent) shall provide the applicant written notice (rather than information) regarding the availability of rental vehicle coverage for an insured vehicle (rather than the availability of coverage for loss of use of an insured vehicle) as a result of a cause of loss covered by the policy contract. Makes conforming changes to policy renewal requirements.
Actions
Date Chamber Action
2/03/2026 Senate Filed with Secretary by Sen. Laura M. Murphy
2/03/2026 Senate First Reading
2/03/2026 Senate Referred to Assignments
2/17/2026 Senate Assigned to Insurance
2/25/2026 Senate Added as Co-Sponsor Sen. Suzy Glowiak Hilton
2/26/2026 Senate Added as Co-Sponsor Sen. Paul Faraci
2/27/2026 Senate Added as Co-Sponsor Sen. Doris Turner
3/03/2026 Senate Postponed - Insurance
3/11/2026 Senate Do Pass Insurance; 010-000-000
3/11/2026 Senate Placed on Calendar Order of 2nd Reading March 12, 2026
3/25/2026 Senate Second Reading
3/25/2026 Senate Placed on Calendar Order of 3rd Reading March 26, 2026
4/16/2026 Senate Senate Floor Amendment No. 1 Filed with Secretary by Sen. Laura M. Murphy
4/16/2026 Senate Senate Floor Amendment No. 1 Referred to Assignments
4/16/2026 Senate Senate Floor Amendment No. 1 Be Approved for Consideration Assignments
4/16/2026 Senate Recalled to Second Reading
4/16/2026 Senate Senate Floor Amendment No. 1 Adopted; Murphy
4/16/2026 Senate Placed on Calendar Order of 3rd Reading
4/16/2026 Senate Third Reading - Passed; 056-000-000
4/17/2026 House Arrived in House
4/20/2026 House Chief House Sponsor Rep. Justin Cochran
4/20/2026 House First Reading
4/20/2026 House Referred to Rules Committee
4/27/2026 House Assigned to Insurance Committee
5/07/2026 House Committee Deadline Extended-Rule 9(b) May 15, 2026
5/08/2026 House House Committee Amendment No. 1 Filed with Clerk by Rep. Justin Cochran
5/08/2026 House House Committee Amendment No. 1 Referred to Rules Committee
5/12/2026 House House Committee Amendment No. 1 Rules Refers to Insurance Committee
5/12/2026 House House Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote
5/12/2026 House Do Pass as Amended / Short Debate Insurance Committee; 012-000-000
5/13/2026 House Placed on Calendar 2nd Reading - Short Debate
5/18/2026 House Added Alternate Co-Sponsor Rep. Maurice A. West, II
5/19/2026 House Second Reading - Short Debate
5/19/2026 House Placed on Calendar Order of 3rd Reading - Short Debate