Section 302.10  Scope

 

This Part is promulgated pursuant to Section 6(e) of the Office of Banks and Real Estate Act [20 ILCS 3205/6(e)] and applies to all state banks.

 

Section 302.20  Definitions

 

For purposes of this Part the following definitions shall apply:

 

            "Act" means the Illinois Banking Act [205 ILCS 5].

 

            "Blacklist" means a list of persons marked by those who prepare the list or those among whom the list is intended to circulate with the intention that persons on the list may not avail themselves of goods or services, but shall not include lists prepared by the federal government or federal administrative agencies pursuant to federal law.

 

            "Discrimination" means, upon a prohibited basis:

 

            denying any person any of the services normally offered by the state bank to other persons similarly situated; or

 

            providing any person, to their disadvantage, with any service which differs from, or is provided in a different manner from, that service as provided to other persons similarly situated; or

 

            denying or varying the terms of a loan to any person from loans approved or offered to other persons similarly situated.

 

            "Person" means any individual, corporation, partnership, association or other entity.

 

            "State bank" means a state bank as defined by the Act.

 

Section 302.30  Guidelines

 

No state bank shall discriminate against any person because that person appears upon a blacklist issued by any domestic or foreign corporate or government entity.

 

Section 302.40  Implementation

 

All state banks shall forbid discrimination by bank directors, officers or employees against any person because that person appears upon a blacklist.