TITLE 50: INSURANCE
CHAPTER I: DEPARTMENT OF INSURANCE SUBCHAPTER s: LEGAL RESERVE LIFE
PART 1412
RECOGNITION OF THE 2001 CSO MORTALITY TABLE
FOR USE IN DETERMINING MINIMUM RESERVE LIABILITIES
AND NONFORFEITURE BENEFITS
SECTION 1412.APPENDIX A 2001 CSO MORTALITY TABLES
Section 1412.APPENDIX A 2001 CSO Mortality Tables
Section 1412.ILLUSTRATION C Male Smoker Select
& Ultimate Age Nearest Birthday
|
2001 CSO Table –
Male – Smoker – 1000qx
|
|
Issue Age
|
Duration
|
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
con't
|
0
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
1
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
2
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
3
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
4
|
|
|
|
|
|
|
|
|
|
|
|
|
0.71
|
con't
|
5
|
|
|
|
|
|
|
|
|
|
|
|
0.70
|
0.87
|
con't
|
6
|
|
|
|
|
|
|
|
|
|
|
0.70
|
0.87
|
1.03
|
con't
|
7
|
|
|
|
|
|
|
|
|
|
0.70
|
0.87
|
1.03
|
1.16
|
con't
|
8
|
|
|
|
|
|
|
|
|
0.69
|
0.87
|
1.03
|
1.15
|
1.23
|
con't
|
9
|
|
|
|
|
|
|
|
0.69
|
0.87
|
1.03
|
1.15
|
1.23
|
1.30
|
con't
|
10
|
|
|
|
|
|
|
0.69
|
0.86
|
1.03
|
1.15
|
1.23
|
1.29
|
1.34
|
con't
|
11
|
|
|
|
|
|
0.69
|
0.86
|
1.03
|
1.13
|
1.21
|
1.27
|
1.33
|
1.38
|
con't
|
12
|
|
|
|
|
0.69
|
0.86
|
1.03
|
1.13
|
1.20
|
1.26
|
1.32
|
1.36
|
1.45
|
con't
|
13
|
|
|
|
0.69
|
0.86
|
1.03
|
1.12
|
1.19
|
1.25
|
1.30
|
1.35
|
1.43
|
1.52
|
con't
|
14
|
|
|
0.69
|
0.86
|
1.03
|
1.12
|
1.18
|
1.23
|
1.29
|
1.33
|
1.40
|
1.50
|
1.58
|
con't
|
15
|
|
0.69
|
0.86
|
1.03
|
1.11
|
1.15
|
1.22
|
1.27
|
1.32
|
1.39
|
1.49
|
1.55
|
1.65
|
con't
|
16
|
0.69
|
0.86
|
1.03
|
1.11
|
1.15
|
1.20
|
1.26
|
1.30
|
1.37
|
1.45
|
1.52
|
1.60
|
1.66
|
con't
|
17
|
0.86
|
1.03
|
1.11
|
1.14
|
1.19
|
1.26
|
1.30
|
1.35
|
1.44
|
1.49
|
1.55
|
1.61
|
1.65
|
con't
|
18
|
1.03
|
1.09
|
1.13
|
1.18
|
1.23
|
1.27
|
1.34
|
1.41
|
1.46
|
1.50
|
1.54
|
1.59
|
1.63
|
con't
|
19
|
1.05
|
1.09
|
1.14
|
1.19
|
1.23
|
1.29
|
1.36
|
1.41
|
1.45
|
1.48
|
1.52
|
1.55
|
1.61
|
con't
|
20
|
1.03
|
1.08
|
1.13
|
1.17
|
1.22
|
1.30
|
1.33
|
1.37
|
1.41
|
1.44
|
1.48
|
1.52
|
1.61
|
con't
|
21
|
1.00
|
1.04
|
1.08
|
1.13
|
1.19
|
1.23
|
1.29
|
1.31
|
1.36
|
1.40
|
1.46
|
1.54
|
1.64
|
con't
|
22
|
0.95
|
1.00
|
1.04
|
1.10
|
1.15
|
1.19
|
1.23
|
1.27
|
1.31
|
1.39
|
1.46
|
1.55
|
1.66
|
con't
|
23
|
0.91
|
0.95
|
1.01
|
1.08
|
1.13
|
1.19
|
1.22
|
1.26
|
1.32
|
1.40
|
1.50
|
1.60
|
1.75
|
con't
|
24
|
0.84
|
0.90
|
0.98
|
1.07
|
1.14
|
1.19
|
1.23
|
1.29
|
1.36
|
1.47
|
1.56
|
1.68
|
1.82
|
con't
|
25
|
0.74
|
0.84
|
0.97
|
1.09
|
1.16
|
1.22
|
1.27
|
1.33
|
1.43
|
1.54
|
1.66
|
1.78
|
1.96
|
con't
|
26
|
0.70
|
0.84
|
0.99
|
1.13
|
1.20
|
1.25
|
1.31
|
1.41
|
1.50
|
1.64
|
1.77
|
1.92
|
2.11
|
con't
|
27
|
0.68
|
0.86
|
1.03
|
1.16
|
1.25
|
1.31
|
1.41
|
1.50
|
1.62
|
1.77
|
1.92
|
2.10
|
2.30
|
con't
|
28
|
0.70
|
0.90
|
1.07
|
1.20
|
1.31
|
1.39
|
1.48
|
1.60
|
1.73
|
1.91
|
2.10
|
2.30
|
2.55
|
con't
|
29
|
0.70
|
0.92
|
1.10
|
1.24
|
1.39
|
1.48
|
1.60
|
1.73
|
1.87
|
2.10
|
2.30
|
2.55
|
2.81
|
con't
|
30
|
0.72
|
0.94
|
1.11
|
1.29
|
1.45
|
1.60
|
1.73
|
1.87
|
2.06
|
2.30
|
2.51
|
2.77
|
3.05
|
con't
|
31
|
0.70
|
0.94
|
1.14
|
1.33
|
1.52
|
1.70
|
1.87
|
2.03
|
2.21
|
2.42
|
2.66
|
2.97
|
3.35
|
con't
|
32
|
0.70
|
0.93
|
1.16
|
1.36
|
1.56
|
1.75
|
1.96
|
2.14
|
2.31
|
2.52
|
2.81
|
3.21
|
3.72
|
con't
|
33
|
0.76
|
0.99
|
1.22
|
1.44
|
1.66
|
1.87
|
2.08
|
2.26
|
2.45
|
2.67
|
3.02
|
3.50
|
4.10
|
con't
|
34
|
0.81
|
1.05
|
1.30
|
1.52
|
1.77
|
2.00
|
2.23
|
2.44
|
2.64
|
2.92
|
3.33
|
3.87
|
4.47
|
con't
|
con't
|
Con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
|
2001 CSO Table – Male – Smoker – 1000qx
|
|
Issue Age
|
Duration
|
Att Age
|
14
|
15
|
16
|
17
|
18
|
19
|
20
|
21
|
22
|
23
|
24
|
25
|
Ultimate
|
0
|
|
|
|
0.79
|
0.97
|
1.11
|
1.21
|
1.27
|
1.33
|
1.40
|
1.46
|
1.54
|
1.63
|
25
|
1
|
|
|
0.76
|
0.93
|
1.09
|
1.18
|
1.25
|
1.33
|
1.40
|
1.46
|
1.54
|
1.63
|
1.71
|
26
|
2
|
|
0.73
|
0.89
|
1.05
|
1.17
|
1.25
|
1.33
|
1.40
|
1.46
|
1.54
|
1.63
|
1.70
|
1.81
|
27
|
3
|
0.71
|
0.87
|
1.03
|
1.16
|
1.25
|
1.33
|
1.40
|
1.46
|
1.54
|
1.63
|
1.68
|
1.76
|
1.82
|
28
|
4
|
0.87
|
1.03
|
1.16
|
1.24
|
1.33
|
1.40
|
1.46
|
1.54
|
1.63
|
1.68
|
1.74
|
1.77
|
1.81
|
29
|
5
|
1.03
|
1.16
|
1.24
|
1.33
|
1.40
|
1.46
|
1.54
|
1.63
|
1.68
|
1.71
|
1.74
|
1.77
|
1.80
|
30
|
6
|
1.16
|
1.24
|
1.33
|
1.39
|
1.45
|
1.54
|
1.63
|
1.65
|
1.68
|
1.71
|
1.74
|
1.77
|
1.80
|
31
|
7
|
1.24
|
1.31
|
1.39
|
1.43
|
1.52
|
1.61
|
1.63
|
1.66
|
1.69
|
1.72
|
1.75
|
1.78
|
1.82
|
32
|
8
|
1.30
|
1.37
|
1.42
|
1.51
|
1.60
|
1.63
|
1.66
|
1.69
|
1.72
|
1.75
|
1.78
|
1.82
|
1.87
|
33
|
9
|
1.36
|
1.41
|
1.48
|
1.58
|
1.63
|
1.66
|
1.69
|
1.72
|
1.75
|
1.78
|
1.82
|
1.87
|
1.94
|
34
|
10
|
1.39
|
1.48
|
1.56
|
1.63
|
1.66
|
1.69
|
1.72
|
1.75
|
1.78
|
1.82
|
1.87
|
1.94
|
2.00
|
35
|
11
|
1.46
|
1.55
|
1.62
|
1.66
|
1.69
|
1.72
|
1.75
|
1.78
|
1.82
|
1.87
|
1.94
|
2.00
|
2.11
|
36
|
12
|
1.55
|
1.62
|
1.66
|
1.69
|
1.72
|
1.75
|
1.78
|
1.82
|
1.87
|
1.94
|
2.00
|
2.11
|
2.23
|
37
|
13
|
1.60
|
1.66
|
1.69
|
1.72
|
1.75
|
1.78
|
1.82
|
1.87
|
1.94
|
2.00
|
2.11
|
2.23
|
2.40
|
38
|
14
|
1.66
|
1.69
|
1.72
|
1.75
|
1.78
|
1.82
|
1.87
|
1.94
|
2.00
|
2.11
|
2.23
|
2.40
|
2.57
|
39
|
15
|
1.69
|
1.72
|
1.75
|
1.78
|
1.82
|
1.87
|
1.94
|
2.00
|
2.11
|
2.23
|
2.40
|
2.57
|
2.77
|
40
|
16
|
1.72
|
1.75
|
1.78
|
1.82
|
1.87
|
1.93
|
2.00
|
2.11
|
2.23
|
2.40
|
2.57
|
2.77
|
3.03
|
41
|
17
|
1.70
|
1.73
|
1.77
|
1.87
|
1.93
|
2.00
|
2.10
|
2.22
|
2.40
|
2.57
|
2.77
|
3.03
|
3.33
|
42
|
18
|
1.69
|
1.77
|
1.79
|
1.93
|
1.99
|
2.10
|
2.22
|
2.40
|
2.57
|
2.77
|
3.03
|
3.33
|
3.69
|
43
|
19
|
1.70
|
1.79
|
1.87
|
1.99
|
2.10
|
2.22
|
2.39
|
2.57
|
2.76
|
3.03
|
3.33
|
3.69
|
4.12
|
44
|
20
|
1.72
|
1.87
|
1.99
|
2.10
|
2.22
|
2.39
|
2.57
|
2.76
|
3.02
|
3.33
|
3.69
|
4.12
|
4.57
|
45
|
21
|
1.77
|
1.94
|
2.10
|
2.22
|
2.39
|
2.57
|
2.76
|
3.02
|
3.33
|
3.69
|
4.12
|
4.57
|
4.99
|
46
|
22
|
1.83
|
2.03
|
2.22
|
2.39
|
2.57
|
2.76
|
3.02
|
3.33
|
3.69
|
4.12
|
4.57
|
4.99
|
5.46
|
47
|
23
|
1.91
|
2.15
|
2.38
|
2.57
|
2.76
|
3.02
|
3.33
|
3.69
|
4.12
|
4.54
|
4.99
|
5.46
|
5.72
|
48
|
24
|
2.03
|
2.31
|
2.54
|
2.76
|
3.02
|
3.33
|
3.69
|
4.11
|
4.54
|
4.99
|
5.42
|
5.72
|
6.02
|
49
|
25
|
2.18
|
2.45
|
2.75
|
3.02
|
3.33
|
3.69
|
4.10
|
4.54
|
4.99
|
5.39
|
5.72
|
6.02
|
6.45
|
50
|
26
|
2.38
|
2.66
|
3.01
|
3.33
|
3.69
|
4.09
|
4.54
|
4.99
|
5.39
|
5.72
|
6.02
|
6.45
|
6.96
|
51
|
27
|
2.61
|
2.90
|
3.30
|
3.69
|
4.08
|
4.54
|
4.99
|
5.38
|
5.72
|
6.02
|
6.45
|
6.96
|
7.66
|
52
|
28
|
2.88
|
3.21
|
3.65
|
4.07
|
4.54
|
4.99
|
5.37
|
5.72
|
6.02
|
6.45
|
6.96
|
7.66
|
8.45
|
53
|
29
|
3.14
|
3.55
|
4.05
|
4.54
|
4.99
|
5.36
|
5.72
|
6.02
|
6.45
|
6.96
|
7.66
|
8.45
|
9.44
|
54
|
30
|
3.42
|
3.89
|
4.41
|
4.90
|
5.35
|
5.72
|
6.02
|
6.45
|
6.96
|
7.66
|
8.45
|
9.37
|
10.56
|
55
|
31
|
3.80
|
4.32
|
4.83
|
5.29
|
5.72
|
6.02
|
6.45
|
6.96
|
7.66
|
8.45
|
9.37
|
10.34
|
11.70
|
56
|
32
|
4.26
|
4.78
|
5.26
|
5.71
|
6.02
|
6.45
|
6.96
|
7.66
|
8.45
|
9.37
|
10.34
|
11.47
|
12.91
|
57
|
33
|
4.66
|
5.18
|
5.66
|
6.02
|
6.45
|
6.96
|
7.66
|
8.45
|
9.37
|
10.33
|
11.47
|
12.52
|
13.86
|
58
|
34
|
5.08
|
5.60
|
6.02
|
6.45
|
6.96
|
7.66
|
8.45
|
9.37
|
10.33
|
11.47
|
12.52
|
13.44
|
14.96
|
59
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
2 of 6
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2001 CSO Table –
Male – Smoker – 1000qx
|
|
Issue Age
|
Duration
|
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
con't
|
35
|
0.88
|
1.11
|
1.37
|
1.61
|
1.86
|
2.13
|
2.37
|
2.62
|
2.91
|
3.27
|
3.72
|
4.26
|
4.87
|
con't
|
36
|
0.93
|
1.17
|
1.43
|
1.69
|
1.96
|
2.22
|
2.51
|
2.87
|
3.25
|
3.69
|
4.14
|
4.68
|
5.29
|
con't
|
37
|
0.99
|
1.21
|
1.49
|
1.76
|
2.03
|
2.34
|
2.72
|
3.18
|
3.64
|
4.08
|
4.54
|
5.06
|
5.72
|
con't
|
38
|
1.06
|
1.34
|
1.63
|
1.88
|
2.16
|
2.53
|
3.01
|
3.54
|
4.04
|
4.50
|
4.95
|
5.49
|
6.16
|
con't
|
39
|
1.16
|
1.48
|
1.76
|
2.02
|
2.34
|
2.78
|
3.35
|
3.89
|
4.43
|
4.89
|
5.35
|
5.95
|
6.71
|
con't
|
40
|
1.24
|
1.59
|
1.91
|
2.21
|
2.58
|
3.12
|
3.70
|
4.29
|
4.79
|
5.30
|
5.86
|
6.57
|
7.37
|
con't
|
41
|
1.32
|
1.72
|
2.11
|
2.46
|
2.91
|
3.49
|
4.12
|
4.67
|
5.22
|
5.81
|
6.50
|
7.29
|
8.18
|
con't
|
42
|
1.41
|
1.90
|
2.35
|
2.77
|
3.26
|
3.84
|
4.47
|
5.09
|
5.71
|
6.44
|
7.22
|
8.10
|
9.09
|
con't
|
43
|
1.49
|
2.01
|
2.52
|
2.99
|
3.49
|
4.09
|
4.78
|
5.48
|
6.22
|
7.05
|
7.92
|
8.96
|
10.16
|
con't
|
44
|
1.60
|
2.16
|
2.68
|
3.16
|
3.70
|
4.35
|
5.12
|
5.96
|
6.79
|
7.70
|
8.67
|
10.00
|
11.37
|
con't
|
45
|
1.76
|
2.31
|
2.84
|
3.35
|
3.96
|
4.69
|
5.58
|
6.51
|
7.48
|
8.45
|
9.64
|
11.22
|
12.50
|
con't
|
46
|
1.92
|
2.46
|
2.98
|
3.53
|
4.24
|
5.10
|
6.07
|
7.12
|
8.17
|
9.30
|
10.68
|
12.21
|
13.42
|
con't
|
47
|
2.10
|
2.60
|
3.13
|
3.78
|
4.61
|
5.54
|
6.62
|
7.78
|
8.92
|
10.30
|
11.66
|
13.11
|
14.32
|
con't
|
48
|
2.28
|
2.81
|
3.42
|
4.13
|
4.97
|
5.96
|
7.13
|
8.39
|
9.67
|
11.23
|
12.51
|
13.99
|
15.42
|
con't
|
49
|
2.44
|
3.09
|
3.76
|
4.54
|
5.40
|
6.42
|
7.66
|
9.07
|
10.39
|
11.90
|
13.36
|
15.05
|
16.91
|
con't
|
50
|
2.67
|
3.40
|
4.16
|
4.97
|
5.85
|
6.91
|
8.26
|
9.70
|
11.05
|
12.58
|
14.33
|
16.51
|
18.84
|
con't
|
51
|
2.95
|
3.80
|
4.65
|
5.52
|
6.39
|
7.48
|
8.79
|
10.25
|
11.74
|
13.45
|
15.65
|
18.42
|
21.07
|
con't
|
52
|
3.24
|
4.23
|
5.20
|
6.10
|
7.00
|
8.03
|
9.36
|
10.91
|
12.63
|
14.75
|
17.42
|
20.57
|
23.30
|
con't
|
53
|
3.42
|
4.60
|
5.68
|
6.69
|
7.64
|
8.73
|
10.17
|
11.97
|
13.92
|
16.48
|
19.52
|
22.79
|
24.65
|
con't
|
54
|
3.57
|
4.97
|
6.23
|
7.30
|
8.28
|
9.51
|
11.22
|
13.33
|
15.56
|
18.47
|
21.61
|
24.12
|
26.43
|
con't
|
55
|
3.76
|
5.38
|
6.77
|
7.86
|
8.96
|
10.45
|
12.50
|
14.91
|
17.35
|
20.34
|
22.78
|
25.72
|
28.47
|
con't
|
56
|
3.94
|
5.72
|
7.21
|
8.45
|
9.75
|
11.59
|
13.98
|
16.67
|
19.21
|
21.58
|
24.47
|
27.81
|
30.78
|
con't
|
57
|
4.10
|
6.03
|
7.68
|
9.16
|
10.77
|
12.94
|
15.61
|
18.43
|
21.01
|
23.89
|
27.19
|
30.76
|
33.50
|
con't
|
58
|
4.41
|
6.40
|
8.22
|
10.00
|
12.00
|
14.46
|
17.26
|
20.06
|
22.56
|
25.83
|
29.53
|
33.50
|
36.88
|
con't
|
59
|
4.78
|
6.83
|
8.88
|
10.98
|
13.34
|
16.05
|
18.92
|
21.61
|
24.03
|
27.68
|
31.88
|
36.88
|
40.72
|
con't
|
60
|
5.26
|
7.37
|
9.62
|
12.05
|
14.75
|
17.63
|
20.50
|
23.15
|
25.50
|
29.64
|
34.51
|
40.16
|
44.70
|
con't
|
61
|
5.82
|
7.99
|
10.41
|
13.12
|
16.12
|
19.20
|
22.08
|
24.63
|
27.00
|
31.79
|
37.19
|
43.10
|
48.66
|
con't
|
62
|
6.45
|
8.69
|
11.28
|
14.26
|
17.55
|
20.82
|
23.76
|
26.36
|
28.87
|
34.22
|
39.87
|
45.88
|
52.27
|
con't
|
63
|
6.88
|
9.50
|
12.47
|
15.75
|
19.21
|
22.65
|
25.78
|
28.61
|
31.42
|
37.12
|
42.94
|
49.16
|
55.94
|
con't
|
64
|
7.22
|
10.36
|
13.75
|
17.33
|
21.07
|
24.72
|
28.12
|
31.33
|
34.51
|
40.48
|
46.57
|
53.23
|
60.65
|
con't
|
65
|
7.46
|
11.21
|
15.08
|
19.11
|
23.13
|
27.04
|
30.75
|
34.30
|
37.90
|
44.25
|
50.82
|
58.14
|
66.39
|
con't
|
66
|
7.62
|
12.37
|
16.60
|
20.80
|
25.28
|
29.32
|
33.07
|
36.78
|
40.71
|
47.43
|
54.61
|
62.73
|
72.08
|
con't
|
67
|
8.06
|
13.69
|
18.21
|
22.68
|
27.66
|
31.77
|
35.58
|
39.41
|
43.62
|
50.82
|
58.77
|
67.94
|
78.41
|
con't
|
68
|
9.10
|
15.13
|
20.02
|
24.71
|
29.72
|
34.53
|
39.02
|
43.30
|
47.46
|
55.36
|
64.36
|
74.64
|
85.95
|
con't
|
69
|
10.05
|
16.71
|
21.99
|
26.89
|
30.69
|
37.65
|
41.95
|
45.90
|
50.42
|
59.06
|
69.02
|
80.00
|
92.47
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
3 of 6
|
|
2001 CSO Table – Male – Smoker – 1000qx
|
|
Issue Age
|
Duration
|
Att Age
|
14
|
15
|
16
|
17
|
18
|
19
|
20
|
21
|
22
|
23
|
24
|
25
|
Ultimate
|
35
|
5.49
|
6.02
|
6.45
|
6.96
|
7.66
|
8.45
|
9.37
|
10.33
|
11.47
|
12.51
|
13.44
|
14.34
|
16.29
|
60
|
36
|
5.95
|
6.44
|
6.96
|
7.66
|
8.45
|
9.37
|
10.33
|
11.47
|
12.51
|
13.44
|
14.33
|
15.43
|
17.94
|
61
|
37
|
6.44
|
6.96
|
7.66
|
8.45
|
9.37
|
10.33
|
11.47
|
12.51
|
13.43
|
14.33
|
15.43
|
16.95
|
19.93
|
62
|
38
|
6.96
|
7.65
|
8.45
|
9.37
|
10.33
|
11.47
|
12.51
|
13.43
|
14.33
|
15.43
|
16.94
|
18.92
|
22.14
|
63
|
39
|
7.55
|
8.45
|
9.37
|
10.33
|
11.47
|
12.51
|
13.43
|
14.33
|
15.43
|
16.94
|
18.92
|
21.19
|
24.40
|
64
|
40
|
8.28
|
9.24
|
10.32
|
11.47
|
12.51
|
13.43
|
14.33
|
15.43
|
16.94
|
18.91
|
21.19
|
23.46
|
26.63
|
65
|
41
|
9.14
|
10.27
|
11.46
|
12.51
|
13.43
|
14.33
|
15.42
|
16.94
|
18.91
|
21.18
|
23.46
|
24.99
|
28.78
|
66
|
42
|
10.21
|
11.46
|
12.51
|
13.43
|
14.33
|
15.42
|
16.94
|
18.91
|
21.18
|
23.45
|
24.98
|
26.47
|
30.87
|
67
|
43
|
11.43
|
12.51
|
13.43
|
14.33
|
15.42
|
16.93
|
18.91
|
21.18
|
23.45
|
24.98
|
26.46
|
28.49
|
33.07
|
68
|
44
|
12.51
|
13.43
|
14.32
|
15.42
|
16.93
|
18.90
|
21.18
|
23.45
|
24.98
|
26.46
|
28.48
|
30.79
|
35.25
|
69
|
45
|
13.42
|
14.32
|
15.42
|
16.93
|
18.90
|
21.17
|
23.44
|
24.97
|
26.46
|
28.48
|
30.78
|
33.51
|
37.89
|
70
|
46
|
14.32
|
15.42
|
16.93
|
18.90
|
21.17
|
23.44
|
24.97
|
26.46
|
28.47
|
30.78
|
33.50
|
36.88
|
40.78
|
71
|
47
|
15.42
|
16.93
|
18.90
|
21.17
|
23.44
|
24.97
|
26.46
|
28.47
|
30.78
|
33.50
|
36.88
|
40.72
|
44.71
|
72
|
48
|
16.93
|
18.90
|
21.17
|
23.44
|
24.97
|
26.46
|
28.47
|
30.78
|
33.50
|
36.88
|
40.72
|
44.71
|
48.66
|
73
|
49
|
18.90
|
21.17
|
23.44
|
24.97
|
26.46
|
28.47
|
30.78
|
33.50
|
36.88
|
40.72
|
44.71
|
48.66
|
52.65
|
74
|
50
|
21.17
|
23.44
|
24.97
|
26.46
|
28.47
|
30.78
|
33.50
|
36.88
|
40.72
|
44.71
|
48.66
|
52.65
|
57.29
|
75
|
51
|
23.44
|
24.97
|
26.46
|
28.47
|
30.78
|
33.50
|
36.88
|
40.72
|
44.70
|
48.66
|
52.64
|
57.19
|
62.23
|
76
|
52
|
24.95
|
26.46
|
28.47
|
30.78
|
33.50
|
36.88
|
40.72
|
44.70
|
48.66
|
52.64
|
57.19
|
62.23
|
67.94
|
77
|
53
|
26.46
|
28.47
|
30.78
|
33.50
|
36.88
|
40.72
|
44.70
|
48.66
|
52.64
|
57.19
|
62.23
|
67.94
|
74.54
|
78
|
54
|
28.47
|
30.78
|
33.50
|
36.88
|
40.72
|
44.70
|
48.66
|
52.64
|
57.19
|
62.23
|
67.94
|
74.54
|
82.05
|
79
|
55
|
30.78
|
33.50
|
36.88
|
40.72
|
44.70
|
48.66
|
52.64
|
57.19
|
62.23
|
67.94
|
74.54
|
82.05
|
90.07
|
80
|
56
|
33.50
|
36.88
|
40.72
|
44.70
|
48.66
|
52.64
|
57.19
|
62.23
|
67.94
|
74.54
|
82.05
|
90.07
|
99.05
|
81
|
57
|
36.88
|
40.72
|
44.70
|
48.66
|
52.64
|
57.19
|
62.23
|
67.94
|
74.54
|
82.05
|
90.07
|
99.05
|
108.11
|
82
|
58
|
40.72
|
44.70
|
48.66
|
52.64
|
57.19
|
62.23
|
67.94
|
74.54
|
82.05
|
90.07
|
99.05
|
108.11
|
117.61
|
83
|
59
|
44.70
|
48.66
|
52.64
|
57.19
|
62.23
|
67.94
|
74.54
|
82.05
|
90.07
|
99.05
|
108.11
|
117.61
|
127.94
|
84
|
60
|
48.66
|
52.64
|
57.19
|
62.23
|
67.94
|
74.54
|
82.05
|
90.07
|
99.05
|
108.11
|
117.61
|
127.94
|
140.09
|
85
|
61
|
52.64
|
57.19
|
62.23
|
67.94
|
74.54
|
82.05
|
90.07
|
99.05
|
108.11
|
117.61
|
127.94
|
140.09
|
153.39
|
86
|
62
|
57.19
|
62.23
|
67.94
|
74.54
|
82.05
|
90.07
|
99.05
|
108.11
|
117.61
|
127.94
|
140.09
|
153.39
|
167.69
|
87
|
63
|
62.23
|
67.94
|
74.54
|
82.05
|
90.07
|
99.05
|
108.11
|
117.61
|
127.94
|
140.09
|
153.39
|
167.69
|
182.72
|
88
|
64
|
67.94
|
74.54
|
82.05
|
90.07
|
99.05
|
108.11
|
117.61
|
127.94
|
140.09
|
153.39
|
167.69
|
182.72
|
198.27
|
89
|
65
|
74.54
|
82.05
|
90.07
|
99.05
|
108.11
|
117.61
|
127.94
|
140.09
|
153.39
|
167.69
|
182.72
|
198.27
|
214.13
|
90
|
66
|
82.05
|
90.07
|
99.04
|
108.10
|
117.60
|
127.93
|
140.07
|
151.91
|
167.61
|
182.72
|
198.27
|
214.13
|
228.43
|
91
|
67
|
89.83
|
99.03
|
108.09
|
117.59
|
127.91
|
140.05
|
151.16
|
166.28
|
181.96
|
198.20
|
214.13
|
228.43
|
243.02
|
92
|
68
|
98.71
|
108.08
|
117.56
|
127.88
|
140.01
|
150.38
|
164.59
|
180.32
|
196.66
|
213.43
|
228.43
|
243.02
|
258.10
|
93
|
69
|
105.56
|
117.54
|
127.84
|
139.96
|
149.60
|
164.23
|
178.29
|
194.69
|
211.54
|
226.98
|
243.02
|
258.10
|
273.74
|
94
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
4 of 6
|
|
2001 CSO Table – Male – Smoker – 1000qx
|
5 of 6
|
Issue Age
|
Duration
|
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
con't
|
70
|
11.10
|
18.48
|
24.15
|
29.28
|
31.59
|
40.80
|
44.56
|
48.54
|
57.13
|
66.82
|
77.73
|
90.13
|
103.26
|
con't
|
71
|
13.66
|
20.44
|
26.51
|
30.42
|
35.89
|
43.33
|
46.80
|
53.78
|
61.92
|
72.10
|
84.11
|
96.93
|
110.83
|
con't
|
72
|
16.85
|
22.55
|
29.07
|
34.61
|
39.91
|
45.15
|
50.51
|
56.13
|
62.32
|
72.93
|
84.95
|
98.11
|
112.73
|
con't
|
73
|
19.27
|
26.84
|
33.13
|
38.32
|
42.78
|
47.05
|
51.59
|
59.97
|
64.01
|
74.50
|
86.95
|
100.86
|
116.53
|
con't
|
74
|
22.27
|
29.24
|
35.80
|
41.54
|
46.20
|
50.17
|
57.96
|
62.57
|
67.13
|
82.42
|
98.16
|
106.40
|
123.24
|
con't
|
75
|
25.71
|
30.87
|
38.25
|
45.54
|
49.56
|
56.30
|
61.50
|
66.87
|
80.33
|
96.95
|
105.39
|
122.27
|
140.93
|
con't
|
76
|
26.15
|
33.72
|
41.53
|
49.09
|
55.02
|
60.99
|
66.71
|
78.30
|
95.75
|
104.87
|
121.17
|
140.46
|
160.90
|
con't
|
77
|
26.66
|
35.89
|
44.85
|
53.60
|
60.31
|
66.54
|
77.59
|
94.54
|
104.57
|
120.54
|
136.69
|
157.04
|
174.84
|
con't
|
78
|
27.89
|
37.96
|
48.33
|
59.45
|
66.36
|
76.71
|
93.33
|
104.24
|
119.89
|
133.28
|
149.37
|
170.95
|
192.44
|
con't
|
79
|
29.51
|
40.56
|
52.91
|
66.20
|
75.58
|
92.16
|
103.96
|
119.29
|
131.58
|
145.65
|
167.14
|
190.11
|
212.79
|
con't
|
80
|
31.21
|
44.22
|
58.59
|
74.23
|
91.00
|
103.66
|
118.69
|
129.89
|
144.00
|
162.85
|
185.71
|
208.38
|
243.02
|
con't
|
81
|
33.34
|
48.83
|
65.79
|
84.05
|
103.39
|
118.11
|
128.26
|
143.00
|
160.39
|
180.42
|
207.74
|
243.02
|
258.10
|
con't
|
82
|
36.18
|
54.81
|
74.72
|
95.72
|
117.56
|
126.69
|
142.05
|
159.55
|
178.03
|
207.10
|
243.02
|
258.10
|
273.74
|
con't
|
83
|
40.52
|
62.46
|
85.36
|
109.01
|
125.14
|
141.12
|
158.71
|
175.67
|
206.45
|
243.02
|
258.10
|
273.74
|
291.05
|
con't
|
84
|
46.93
|
71.93
|
97.55
|
123.60
|
140.19
|
157.88
|
173.35
|
205.81
|
243.02
|
258.10
|
273.74
|
291.05
|
306.33
|
con't
|
85
|
55.48
|
83.11
|
111.11
|
139.26
|
157.05
|
171.06
|
205.17
|
243.02
|
258.10
|
273.74
|
291.05
|
306.33
|
322.44
|
con't
|
86
|
65.85
|
96.06
|
126.24
|
156.24
|
168.80
|
204.54
|
243.02
|
258.10
|
273.74
|
291.05
|
306.33
|
322.44
|
339.45
|
con't
|
87
|
77.84
|
111.08
|
143.62
|
166.58
|
203.91
|
243.02
|
258.10
|
273.74
|
291.05
|
306.33
|
322.44
|
339.45
|
357.42
|
con't
|
88
|
91.94
|
129.05
|
164.39
|
203.27
|
243.02
|
258.10
|
273.74
|
291.05
|
306.33
|
322.44
|
339.45
|
357.42
|
376.40
|
con't
|
89
|
109.59
|
150.88
|
202.65
|
243.02
|
258.10
|
273.74
|
291.05
|
306.33
|
322.44
|
339.45
|
357.42
|
376.40
|
390.77
|
con't
|
90
|
132.90
|
202.03
|
243.02
|
258.10
|
273.74
|
291.05
|
306.33
|
322.44
|
339.45
|
357.42
|
376.40
|
390.77
|
405.92
|
con't
|
91
|
189.56
|
240.02
|
258.10
|
273.74
|
291.05
|
306.33
|
322.44
|
339.45
|
357.42
|
376.40
|
390.77
|
405.92
|
421.83
|
con't
|
92
|
230.95
|
258.10
|
273.74
|
291.05
|
306.33
|
322.44
|
339.45
|
357.42
|
376.40
|
390.77
|
405.92
|
421.83
|
438.57
|
con't
|
93
|
258.10
|
273.74
|
291.05
|
306.33
|
322.44
|
339.45
|
357.42
|
376.40
|
390.77
|
405.92
|
421.83
|
438.57
|
460.15
|
con't
|
94
|
273.74
|
291.05
|
306.33
|
322.44
|
339.45
|
357.42
|
376.40
|
390.77
|
405.92
|
421.83
|
438.57
|
460.15
|
483.10
|
con't
|
95
|
291.05
|
306.33
|
322.44
|
339.45
|
357.42
|
376.40
|
390.77
|
405.92
|
421.83
|
438.57
|
460.15
|
483.10
|
507.51
|
con't
|
96
|
306.33
|
322.44
|
339.45
|
357.42
|
376.40
|
390.77
|
405.92
|
421.83
|
438.57
|
460.15
|
483.10
|
507.51
|
533.44
|
con't
|
97
|
322.44
|
339.45
|
357.42
|
376.40
|
390.77
|
405.92
|
421.83
|
438.57
|
460.15
|
483.10
|
507.51
|
533.44
|
561.01
|
con't
|
98
|
339.45
|
357.42
|
376.40
|
390.77
|
405.92
|
421.83
|
438.57
|
460.15
|
483.10
|
507.51
|
533.44
|
561.01
|
590.27
|
con't
|
99
|
357.42
|
376.40
|
390.77
|
405.91
|
421.83
|
438.57
|
460.15
|
483.10
|
507.51
|
533.44
|
561.01
|
590.27
|
621.35
|
con't
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2001 CSO Table –
Male – Smoker – 1000qx
|
5 of 6
|
Issue Age
|
Duration
|
Att Age
|
14
|
15
|
16
|
17
|
18
|
19
|
20
|
21
|
22
|
23
|
24
|
25
|
Ultimate
|
70
|
117.42
|
127.79
|
139.89
|
148.80
|
159.73
|
177.61
|
192.30
|
209.32
|
225.03
|
243.02
|
258.10
|
273.74
|
291.05
|
95
|
71
|
126.17
|
139.83
|
148.00
|
157.48
|
175.64
|
191.23
|
206.39
|
222.32
|
243.02
|
258.10
|
273.74
|
291.05
|
306.33
|
96
|
72
|
129.10
|
147.20
|
155.25
|
174.60
|
187.27
|
204.90
|
218.86
|
243.02
|
258.10
|
273.74
|
291.05
|
306.33
|
322.44
|
97
|
73
|
133.97
|
153.09
|
173.62
|
185.32
|
204.52
|
216.92
|
243.02
|
258.10
|
273.74
|
291.05
|
306.33
|
322.44
|
339.45
|
98
|
74
|
141.81
|
161.94
|
183.37
|
202.05
|
216.13
|
243.02
|
258.10
|
273.74
|
291.05
|
306.33
|
322.44
|
339.45
|
357.42
|
99
|
75
|
161.22
|
182.91
|
199.60
|
215.45
|
243.02
|
258.10
|
273.74
|
291.05
|
306.33
|
322.44
|
339.45
|
357.42
|
376.40
|
100
|
76
|
178.83
|
197.18
|
214.79
|
243.02
|
258.10
|
273.74
|
291.05
|
306.33
|
322.44
|
339.45
|
357.42
|
376.40
|
390.77
|
101
|
77
|
194.79
|
214.12
|
243.02
|
258.10
|
273.74
|
291.05
|
306.33
|
322.44
|
339.45
|
357.42
|
376.40
|
390.77
|
405.92
|
102
|
78
|
213.46
|
243.02
|
258.10
|
273.74
|
291.05
|
306.33
|
322.44
|
339.45
|
357.42
|
376.40
|
390.77
|
405.92
|
421.83
|
103
|
79
|
243.02
|
258.10
|
273.74
|
291.05
|
306.33
|
322.44
|
339.45
|
357.42
|
376.40
|
390.77
|
405.92
|
421.83
|
438.57
|
104
|
80
|
258.10
|
273.74
|
291.05
|
306.33
|
322.44
|
339.45
|
357.42
|
376.40
|
390.77
|
405.92
|
421.83
|
438.57
|
460.15
|
105
|
81
|
273.74
|
291.05
|
306.33
|
322.44
|
339.45
|
357.42
|
376.40
|
390.77
|
405.92
|
421.83
|
438.57
|
460.15
|
483.10
|
106
|
82
|
291.05
|
306.33
|
322.44
|
339.45
|
357.42
|
376.40
|
390.77
|
405.92
|
421.83
|
438.57
|
460.15
|
483.10
|
507.51
|
107
|
83
|
306.33
|
322.44
|
339.45
|
357.42
|
376.40
|
390.77
|
405.92
|
421.83
|
438.57
|
460.15
|
483.10
|
507.51
|
533.44
|
108
|
84
|
322.44
|
339.45
|
357.42
|
376.40
|
390.77
|
405.92
|
421.83
|
438.57
|
460.15
|
483.10
|
507.51
|
533.44
|
561.01
|
109
|
85
|
339.45
|
357.42
|
376.40
|
390.77
|
405.92
|
421.83
|
438.57
|
460.15
|
483.10
|
507.51
|
533.44
|
561.01
|
590.27
|
110
|
86
|
357.42
|
376.40
|
390.77
|
405.92
|
421.83
|
438.57
|
460.15
|
483.10
|
507.51
|
533.44
|
561.01
|
590.27
|
621.35
|
111
|
87
|
376.40
|
390.77
|
405.92
|
421.83
|
438.57
|
460.15
|
483.10
|
507.51
|
533.44
|
561.01
|
590.27
|
621.35
|
654.35
|
112
|
88
|
390.77
|
405.92
|
421.83
|
438.57
|
460.15
|
483.10
|
507.51
|
533.44
|
561.01
|
590.27
|
621.35
|
654.35
|
689.38
|
113
|
89
|
405.92
|
421.83
|
438.57
|
460.15
|
483.10
|
507.51
|
533.44
|
561.01
|
590.27
|
621.35
|
654.35
|
689.38
|
726.56
|
114
|
90
|
421.83
|
438.57
|
460.15
|
483.10
|
507.51
|
533.44
|
561.01
|
590.27
|
621.35
|
654.35
|
689.38
|
726.56
|
766.01
|
115
|
91
|
438.57
|
460.15
|
483.10
|
507.51
|
533.44
|
561.01
|
590.27
|
621.35
|
654.35
|
689.38
|
726.56
|
766.01
|
807.86
|
116
|
92
|
460.15
|
483.10
|
507.51
|
533.44
|
561.01
|
590.27
|
621.35
|
654.35
|
689.38
|
726.56
|
766.01
|
807.86
|
852.26
|
117
|
93
|
483.10
|
507.51
|
533.44
|
561.01
|
590.27
|
621.35
|
654.35
|
689.38
|
726.56
|
766.01
|
807.86
|
852.26
|
899.35
|
118
|
94
|
507.51
|
533.44
|
561.01
|
590.27
|
621.35
|
654.35
|
689.38
|
726.56
|
766.01
|
807.86
|
852.26
|
899.35
|
949.29
|
119
|
95
|
533.44
|
561.01
|
590.27
|
621.35
|
654.35
|
689.38
|
726.56
|
766.01
|
807.86
|
852.26
|
899.35
|
949.29
|
1000.00
|
120
|
96
|
561.01
|
590.27
|
621.35
|
654.35
|
689.38
|
726.56
|
766.01
|
807.86
|
852.26
|
899.35
|
949.29
|
1000.00
|
|
|
97
|
590.27
|
621.35
|
654.35
|
689.38
|
726.56
|
766.01
|
807.86
|
852.26
|
899.35
|
949.29
|
1000.00
|
|
|
|
98
|
621.35
|
654.35
|
689.38
|
726.56
|
766.01
|
807.86
|
852.26
|
899.35
|
949.29
|
1000.00
|
|
|
|
|
|
654.35
|
689.38
|
726.56
|
766.01
|
807.86
|
852.26
|
899.35
|
949.29
|
1000.00
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|