TITLE 50: INSURANCE
CHAPTER I: DEPARTMENT OF INSURANCE SUBCHAPTER s: LEGAL RESERVE LIFE
PART 1412
RECOGNITION OF THE 2001 CSO MORTALITY TABLE
FOR USE IN DETERMINING MINIMUM RESERVE LIABILITIES
AND NONFORFEITURE BENEFITS
SECTION 1412.APPENDIX A 2001 CSO MORTALITY TABLES
Section 1412.APPENDIX A 2001 CSO Mortality Tables
Section 1412.ILLUSTRATION F Female Smoker Select
& Ultimate Age Nearest Birthday
|
2001 CSO Table – Female – Smoker – 1000qx
|
|
|
Duration
|
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
con't
|
0
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
1
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
2
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
3
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
4
|
|
|
|
|
|
|
|
|
|
|
|
|
0.39
|
con't
|
5
|
|
|
|
|
|
|
|
|
|
|
|
0.38
|
0.42
|
con't
|
6
|
|
|
|
|
|
|
|
|
|
|
0.38
|
0.42
|
0.46
|
con't
|
7
|
|
|
|
|
|
|
|
|
|
0.38
|
0.41
|
0.45
|
0.49
|
con't
|
8
|
|
|
|
|
|
|
|
|
0.37
|
0.41
|
0.45
|
0.48
|
0.53
|
con't
|
9
|
|
|
|
|
|
|
|
0.37
|
0.40
|
0.44
|
0.48
|
0.51
|
0.56
|
con't
|
10
|
|
|
|
|
|
|
0.35
|
0.40
|
0.43
|
0.47
|
0.50
|
0.54
|
0.60
|
con't
|
11
|
|
|
|
|
|
0.34
|
0.39
|
0.43
|
0.45
|
0.50
|
0.53
|
0.58
|
0.63
|
con't
|
12
|
|
|
|
|
0.34
|
0.38
|
0.42
|
0.44
|
0.49
|
0.52
|
0.57
|
0.61
|
0.67
|
con't
|
13
|
|
|
|
0.34
|
0.38
|
0.40
|
0.43
|
0.48
|
0.50
|
0.56
|
0.60
|
0.65
|
0.71
|
con't
|
14
|
|
|
0.34
|
0.38
|
0.39
|
0.42
|
0.46
|
0.49
|
0.54
|
0.57
|
0.64
|
0.70
|
0.75
|
con't
|
15
|
|
0.34
|
0.38
|
0.39
|
0.42
|
0.45
|
0.48
|
0.51
|
0.56
|
0.61
|
0.68
|
0.73
|
0.80
|
con't
|
16
|
0.34
|
0.38
|
0.39
|
0.41
|
0.44
|
0.47
|
0.50
|
0.54
|
0.60
|
0.65
|
0.70
|
0.78
|
0.85
|
con't
|
17
|
0.38
|
0.39
|
0.41
|
0.43
|
0.45
|
0.49
|
0.53
|
0.58
|
0.64
|
0.69
|
0.76
|
0.84
|
0.92
|
con't
|
18
|
0.38
|
0.40
|
0.42
|
0.44
|
0.48
|
0.50
|
0.56
|
0.63
|
0.68
|
0.74
|
0.82
|
0.91
|
0.99
|
con't
|
19
|
0.38
|
0.41
|
0.43
|
0.47
|
0.49
|
0.54
|
0.60
|
0.65
|
0.73
|
0.79
|
0.89
|
0.98
|
1.08
|
con't
|
20
|
0.38
|
0.40
|
0.44
|
0.47
|
0.52
|
0.59
|
0.64
|
0.70
|
0.78
|
0.86
|
0.96
|
1.07
|
1.17
|
con't
|
21
|
0.36
|
0.40
|
0.44
|
0.49
|
0.55
|
0.61
|
0.69
|
0.75
|
0.85
|
0.93
|
1.03
|
1.14
|
1.24
|
con't
|
22
|
0.36
|
0.39
|
0.46
|
0.52
|
0.58
|
0.65
|
0.73
|
0.82
|
0.92
|
1.02
|
1.12
|
1.23
|
1.34
|
con't
|
23
|
0.34
|
0.40
|
0.46
|
0.53
|
0.61
|
0.69
|
0.78
|
0.88
|
0.98
|
1.09
|
1.19
|
1.33
|
1.43
|
con't
|
24
|
0.34
|
0.42
|
0.48
|
0.56
|
0.64
|
0.74
|
0.83
|
0.93
|
1.05
|
1.16
|
1.29
|
1.39
|
1.53
|
con't
|
25
|
0.34
|
0.42
|
0.50
|
0.59
|
0.69
|
0.78
|
0.90
|
1.00
|
1.12
|
1.24
|
1.36
|
1.47
|
1.59
|
con't
|
26
|
0.34
|
0.43
|
0.53
|
0.62
|
0.72
|
0.83
|
0.95
|
1.05
|
1.18
|
1.31
|
1.44
|
1.54
|
1.69
|
con't
|
27
|
0.37
|
0.46
|
0.56
|
0.65
|
0.77
|
0.88
|
0.98
|
1.11
|
1.24
|
1.37
|
1.49
|
1.63
|
1.78
|
con't
|
28
|
0.40
|
0.49
|
0.59
|
0.70
|
0.80
|
0.91
|
1.04
|
1.16
|
1.30
|
1.42
|
1.57
|
1.73
|
1.90
|
con't
|
29
|
0.43
|
0.54
|
0.63
|
0.73
|
0.85
|
0.97
|
1.08
|
1.23
|
1.35
|
1.50
|
1.65
|
1.83
|
2.02
|
con't
|
30
|
0.47
|
0.57
|
0.66
|
0.78
|
0.89
|
1.01
|
1.14
|
1.26
|
1.41
|
1.58
|
1.75
|
1.95
|
2.17
|
con't
|
31
|
0.52
|
0.61
|
0.71
|
0.82
|
0.94
|
1.07
|
1.19
|
1.34
|
1.49
|
1.68
|
1.87
|
2.10
|
2.38
|
con't
|
32
|
0.55
|
0.64
|
0.75
|
0.87
|
0.98
|
1.12
|
1.27
|
1.42
|
1.61
|
1.82
|
2.05
|
2.32
|
2.61
|
con't
|
33
|
0.58
|
0.68
|
0.78
|
0.91
|
1.05
|
1.20
|
1.36
|
1.54
|
1.74
|
1.99
|
2.27
|
2.56
|
2.91
|
con't
|
34
|
0.60
|
0.70
|
0.83
|
0.96
|
1.11
|
1.28
|
1.46
|
1.69
|
1.92
|
2.20
|
2.50
|
2.86
|
3.26
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
1 of 6
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2001 CSO Table – Female – Smoker – 1000qx
|
|
Issue Age
|
Duration
|
Att Age
|
14
|
15
|
16
|
17
|
18
|
19
|
20
|
21
|
22
|
23
|
24
|
25
|
Ultimate
|
0
|
|
|
|
0.41
|
0.46
|
0.50
|
0.54
|
0.58
|
0.61
|
0.65
|
0.67
|
0.72
|
0.77
|
25
|
1
|
|
|
0.40
|
0.45
|
0.49
|
0.53
|
0.58
|
0.61
|
0.65
|
0.67
|
0.71
|
0.75
|
0.81
|
26
|
2
|
|
0.39
|
0.45
|
0.49
|
0.53
|
0.56
|
0.61
|
0.65
|
0.67
|
0.71
|
0.75
|
0.80
|
0.87
|
27
|
3
|
0.39
|
0.43
|
0.47
|
0.51
|
0.56
|
0.59
|
0.64
|
0.67
|
0.71
|
0.75
|
0.80
|
0.86
|
0.92
|
28
|
4
|
0.43
|
0.47
|
0.50
|
0.55
|
0.59
|
0.64
|
0.67
|
0.71
|
0.75
|
0.80
|
0.86
|
0.92
|
0.99
|
29
|
5
|
0.46
|
0.50
|
0.55
|
0.58
|
0.64
|
0.67
|
0.71
|
0.75
|
0.80
|
0.86
|
0.92
|
0.99
|
1.03
|
30
|
6
|
0.49
|
0.54
|
0.58
|
0.62
|
0.67
|
0.71
|
0.75
|
0.79
|
0.86
|
0.91
|
0.98
|
1.01
|
1.12
|
31
|
7
|
0.53
|
0.57
|
0.62
|
0.65
|
0.71
|
0.75
|
0.79
|
0.86
|
0.91
|
0.98
|
1.01
|
1.10
|
1.19
|
32
|
8
|
0.56
|
0.61
|
0.65
|
0.70
|
0.75
|
0.79
|
0.86
|
0.91
|
0.98
|
1.01
|
1.10
|
1.18
|
1.28
|
33
|
9
|
0.60
|
0.64
|
0.70
|
0.75
|
0.79
|
0.84
|
0.91
|
0.98
|
1.01
|
1.10
|
1.18
|
1.27
|
1.39
|
34
|
10
|
0.63
|
0.68
|
0.74
|
0.78
|
0.84
|
0.91
|
0.98
|
1.01
|
1.10
|
1.18
|
1.27
|
1.39
|
1.53
|
35
|
11
|
0.67
|
0.74
|
0.78
|
0.83
|
0.89
|
0.98
|
1.01
|
1.10
|
1.17
|
1.26
|
1.37
|
1.51
|
1.65
|
36
|
12
|
0.72
|
0.76
|
0.83
|
0.89
|
0.96
|
1.01
|
1.10
|
1.17
|
1.26
|
1.37
|
1.51
|
1.63
|
1.79
|
37
|
13
|
0.76
|
0.81
|
0.89
|
0.96
|
1.01
|
1.10
|
1.17
|
1.26
|
1.37
|
1.51
|
1.63
|
1.76
|
1.88
|
38
|
14
|
0.81
|
0.88
|
0.96
|
1.01
|
1.10
|
1.17
|
1.26
|
1.37
|
1.51
|
1.63
|
1.74
|
1.86
|
2.00
|
39
|
15
|
0.86
|
0.94
|
1.01
|
1.10
|
1.17
|
1.26
|
1.37
|
1.51
|
1.62
|
1.73
|
1.85
|
1.99
|
2.12
|
40
|
16
|
0.93
|
1.01
|
1.10
|
1.17
|
1.26
|
1.37
|
1.51
|
1.62
|
1.73
|
1.85
|
1.99
|
2.11
|
2.26
|
41
|
17
|
1.00
|
1.10
|
1.17
|
1.26
|
1.37
|
1.51
|
1.62
|
1.73
|
1.85
|
1.99
|
2.11
|
2.25
|
2.43
|
42
|
18
|
1.09
|
1.17
|
1.26
|
1.37
|
1.51
|
1.62
|
1.73
|
1.85
|
1.99
|
2.11
|
2.25
|
2.43
|
2.63
|
43
|
19
|
1.17
|
1.26
|
1.37
|
1.51
|
1.62
|
1.73
|
1.85
|
1.99
|
2.11
|
2.25
|
2.43
|
2.63
|
2.86
|
44
|
20
|
1.26
|
1.37
|
1.51
|
1.62
|
1.73
|
1.85
|
1.99
|
2.11
|
2.25
|
2.43
|
2.63
|
2.86
|
3.13
|
45
|
21
|
1.37
|
1.48
|
1.61
|
1.72
|
1.85
|
1.98
|
2.11
|
2.25
|
2.43
|
2.63
|
2.86
|
3.13
|
3.43
|
46
|
22
|
1.46
|
1.58
|
1.70
|
1.83
|
1.97
|
2.10
|
2.25
|
2.43
|
2.63
|
2.86
|
3.13
|
3.43
|
3.81
|
47
|
23
|
1.56
|
1.67
|
1.80
|
1.93
|
2.09
|
2.25
|
2.43
|
2.63
|
2.86
|
3.13
|
3.43
|
3.81
|
4.28
|
48
|
24
|
1.63
|
1.76
|
1.92
|
2.05
|
2.22
|
2.42
|
2.63
|
2.86
|
3.13
|
3.43
|
3.81
|
4.28
|
4.81
|
49
|
25
|
1.73
|
1.86
|
2.03
|
2.19
|
2.38
|
2.62
|
2.86
|
3.13
|
3.43
|
3.81
|
4.28
|
4.81
|
5.39
|
50
|
26
|
1.83
|
1.98
|
2.16
|
2.37
|
2.59
|
2.86
|
3.13
|
3.43
|
3.81
|
4.28
|
4.81
|
5.39
|
6.02
|
51
|
27
|
1.95
|
2.12
|
2.33
|
2.57
|
2.83
|
3.13
|
3.43
|
3.81
|
4.28
|
4.81
|
5.39
|
6.02
|
6.71
|
52
|
28
|
2.07
|
2.28
|
2.54
|
2.79
|
3.11
|
3.43
|
3.81
|
4.28
|
4.81
|
5.39
|
6.02
|
6.71
|
7.44
|
53
|
29
|
2.23
|
2.49
|
2.76
|
3.10
|
3.43
|
3.81
|
4.28
|
4.81
|
5.39
|
6.02
|
6.71
|
7.44
|
8.24
|
54
|
30
|
2.43
|
2.72
|
3.04
|
3.43
|
3.81
|
4.28
|
4.81
|
5.39
|
6.02
|
6.71
|
7.44
|
8.24
|
9.08
|
55
|
31
|
2.67
|
3.01
|
3.39
|
3.81
|
4.28
|
4.81
|
5.39
|
6.02
|
6.71
|
7.44
|
8.24
|
9.08
|
9.98
|
56
|
32
|
2.95
|
3.35
|
3.78
|
4.28
|
4.81
|
5.39
|
6.02
|
6.71
|
7.44
|
8.24
|
9.08
|
9.98
|
10.94
|
57
|
33
|
3.29
|
3.74
|
4.23
|
4.77
|
5.39
|
6.02
|
6.71
|
7.44
|
8.24
|
9.08
|
9.98
|
10.94
|
11.87
|
58
|
34
|
3.69
|
4.17
|
4.73
|
5.34
|
6.02
|
6.71
|
7.44
|
8.24
|
9.08
|
9.98
|
10.94
|
11.87
|
12.90
|
59
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
2 of 6
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2001 CSO Table – Female – Smoker – 1000qx
|
|
Issue Age
|
Duration
|
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
con't
|
35
|
0.61
|
0.74
|
0.86
|
1.02
|
1.19
|
1.39
|
1.61
|
1.86
|
2.14
|
2.45
|
2.80
|
3.20
|
3.65
|
con't
|
36
|
0.63
|
0.77
|
0.92
|
1.10
|
1.29
|
1.51
|
1.77
|
2.06
|
2.36
|
2.72
|
3.11
|
3.54
|
4.05
|
con't
|
37
|
0.67
|
0.82
|
0.98
|
1.18
|
1.40
|
1.66
|
1.95
|
2.27
|
2.62
|
3.03
|
3.46
|
3.95
|
4.47
|
con't
|
38
|
0.72
|
0.88
|
1.06
|
1.28
|
1.54
|
1.83
|
2.15
|
2.51
|
2.92
|
3.34
|
3.83
|
4.36
|
4.95
|
con't
|
39
|
0.78
|
0.96
|
1.16
|
1.42
|
1.71
|
2.02
|
2.39
|
2.79
|
3.21
|
3.72
|
4.25
|
4.83
|
5.45
|
con't
|
40
|
0.86
|
1.06
|
1.30
|
1.58
|
1.89
|
2.25
|
2.65
|
3.09
|
3.58
|
4.10
|
4.67
|
5.31
|
6.00
|
con't
|
41
|
0.96
|
1.18
|
1.46
|
1.77
|
2.11
|
2.51
|
2.93
|
3.42
|
3.95
|
4.54
|
5.17
|
5.86
|
6.61
|
con't
|
42
|
1.06
|
1.34
|
1.65
|
2.00
|
2.38
|
2.80
|
3.28
|
3.80
|
4.38
|
5.02
|
5.69
|
6.45
|
7.25
|
con't
|
43
|
1.20
|
1.51
|
1.86
|
2.25
|
2.69
|
3.15
|
3.67
|
4.25
|
4.86
|
5.54
|
6.29
|
7.08
|
7.96
|
con't
|
44
|
1.36
|
1.71
|
2.11
|
2.56
|
3.02
|
3.54
|
4.10
|
4.72
|
5.40
|
6.13
|
6.92
|
7.78
|
8.72
|
con't
|
45
|
1.52
|
1.93
|
2.39
|
2.87
|
3.40
|
3.98
|
4.58
|
5.26
|
5.99
|
6.77
|
7.61
|
8.54
|
9.54
|
con't
|
46
|
1.69
|
2.17
|
2.67
|
3.20
|
3.79
|
4.41
|
5.09
|
5.79
|
6.59
|
7.42
|
8.33
|
9.32
|
10.38
|
con't
|
47
|
1.89
|
2.41
|
2.96
|
3.55
|
4.20
|
4.87
|
5.59
|
6.37
|
7.21
|
8.12
|
9.08
|
10.14
|
11.26
|
con't
|
48
|
2.11
|
2.67
|
3.27
|
3.93
|
4.59
|
5.33
|
6.10
|
6.95
|
7.85
|
8.81
|
9.86
|
10.97
|
12.19
|
con't
|
49
|
2.22
|
2.83
|
3.58
|
4.28
|
5.01
|
5.79
|
6.62
|
7.51
|
8.48
|
9.52
|
10.64
|
11.85
|
13.15
|
con't
|
50
|
2.35
|
3.14
|
3.89
|
4.61
|
5.39
|
6.21
|
7.10
|
8.07
|
9.10
|
10.23
|
11.42
|
12.74
|
14.14
|
con't
|
51
|
2.50
|
3.52
|
4.26
|
4.98
|
5.80
|
6.66
|
7.61
|
8.63
|
9.75
|
10.95
|
12.25
|
13.66
|
15.18
|
con't
|
52
|
2.66
|
3.92
|
4.64
|
5.37
|
6.19
|
7.10
|
8.09
|
9.18
|
10.39
|
11.70
|
13.09
|
14.62
|
16.28
|
con't
|
53
|
2.85
|
4.24
|
5.03
|
5.76
|
6.60
|
7.55
|
8.60
|
9.76
|
11.04
|
12.47
|
13.99
|
15.66
|
17.47
|
con't
|
54
|
3.03
|
4.58
|
5.44
|
6.17
|
7.03
|
8.02
|
9.15
|
10.39
|
11.76
|
13.28
|
14.96
|
16.80
|
18.78
|
con't
|
55
|
3.21
|
4.95
|
5.90
|
6.64
|
7.54
|
8.56
|
9.75
|
11.06
|
12.55
|
14.22
|
16.05
|
18.07
|
20.26
|
con't
|
56
|
3.50
|
5.23
|
6.29
|
7.05
|
7.97
|
9.05
|
10.30
|
11.71
|
13.33
|
15.13
|
17.13
|
19.34
|
21.75
|
con't
|
57
|
3.64
|
5.52
|
6.70
|
7.49
|
8.48
|
9.62
|
10.96
|
12.49
|
14.23
|
16.18
|
18.35
|
20.78
|
23.46
|
con't
|
58
|
3.73
|
5.83
|
7.12
|
7.98
|
9.04
|
10.28
|
11.72
|
13.40
|
15.28
|
17.42
|
19.77
|
22.41
|
25.35
|
con't
|
59
|
3.95
|
6.09
|
7.57
|
8.50
|
9.62
|
11.00
|
12.56
|
14.39
|
16.45
|
18.81
|
21.41
|
24.31
|
27.53
|
con't
|
60
|
4.11
|
6.34
|
7.99
|
8.98
|
10.23
|
11.74
|
13.49
|
15.50
|
17.78
|
20.37
|
23.24
|
26.43
|
29.98
|
con't
|
61
|
4.25
|
6.61
|
8.38
|
9.47
|
10.84
|
12.50
|
14.43
|
16.66
|
19.23
|
22.10
|
25.29
|
28.83
|
32.72
|
con't
|
62
|
4.49
|
6.86
|
8.77
|
9.92
|
11.41
|
13.25
|
15.40
|
17.89
|
20.75
|
23.97
|
27.53
|
31.46
|
35.82
|
con't
|
63
|
4.88
|
7.13
|
9.11
|
10.35
|
11.96
|
13.97
|
16.37
|
19.17
|
22.37
|
26.01
|
30.00
|
34.41
|
39.26
|
con't
|
64
|
5.31
|
8.66
|
9.48
|
10.77
|
12.51
|
14.72
|
17.39
|
20.52
|
24.12
|
28.19
|
32.67
|
37.62
|
43.02
|
con't
|
65
|
5.82
|
9.05
|
9.85
|
11.19
|
13.08
|
15.51
|
18.47
|
21.97
|
26.00
|
30.60
|
35.61
|
41.14
|
47.16
|
con't
|
66
|
6.03
|
9.50
|
10.27
|
11.66
|
13.69
|
16.32
|
19.56
|
23.40
|
27.85
|
32.86
|
38.40
|
44.47
|
51.08
|
con't
|
67
|
6.17
|
9.97
|
10.72
|
12.21
|
14.40
|
17.28
|
20.83
|
25.03
|
29.88
|
35.36
|
41.44
|
48.08
|
55.32
|
con't
|
68
|
6.76
|
10.48
|
11.29
|
12.90
|
15.28
|
18.42
|
22.30
|
26.90
|
32.19
|
38.14
|
44.75
|
52.01
|
59.88
|
con't
|
69
|
7.39
|
11.03
|
11.94
|
13.72
|
16.35
|
19.79
|
24.02
|
29.01
|
34.74
|
41.18
|
48.38
|
56.20
|
64.72
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
3 of 6
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2001 CSO Table – Female – Smoker – 1000qx
|
|
Issue Age
|
Duration
|
Att Age
|
14
|
15
|
16
|
17
|
18
|
19
|
20
|
21
|
22
|
23
|
24
|
25
|
Ultimate
|
35
|
4.13
|
4.67
|
5.30
|
5.97
|
6.71
|
7.44
|
8.24
|
9.08
|
9.98
|
10.94
|
11.87
|
12.90
|
13.97
|
60
|
36
|
4.57
|
5.18
|
5.84
|
6.58
|
7.44
|
8.24
|
9.08
|
9.98
|
10.94
|
11.87
|
12.90
|
13.97
|
15.08
|
61
|
37
|
5.07
|
5.71
|
6.43
|
7.21
|
8.24
|
9.01
|
9.98
|
10.94
|
11.87
|
12.90
|
13.97
|
15.08
|
16.33
|
62
|
38
|
5.58
|
6.27
|
7.06
|
7.90
|
8.82
|
9.81
|
10.88
|
11.87
|
12.90
|
13.97
|
15.08
|
16.33
|
17.58
|
63
|
39
|
6.15
|
6.89
|
7.74
|
8.63
|
9.60
|
10.66
|
11.79
|
12.85
|
13.97
|
15.08
|
16.33
|
17.58
|
18.90
|
64
|
40
|
6.76
|
7.57
|
8.45
|
9.42
|
10.46
|
11.56
|
12.75
|
13.87
|
15.08
|
16.30
|
17.58
|
18.90
|
20.34
|
65
|
41
|
7.41
|
8.30
|
9.25
|
10.28
|
11.37
|
12.53
|
13.78
|
14.99
|
16.26
|
17.58
|
18.90
|
20.34
|
21.87
|
66
|
42
|
8.13
|
9.08
|
10.10
|
11.18
|
12.33
|
13.57
|
14.86
|
16.18
|
17.54
|
18.90
|
20.33
|
21.87
|
23.59
|
67
|
43
|
8.90
|
9.92
|
11.00
|
12.16
|
13.39
|
14.68
|
16.04
|
17.43
|
18.84
|
20.29
|
21.84
|
23.56
|
25.48
|
68
|
44
|
9.73
|
10.82
|
11.98
|
13.20
|
14.50
|
15.87
|
17.29
|
18.74
|
20.20
|
21.77
|
23.51
|
25.40
|
27.53
|
69
|
45
|
10.62
|
11.77
|
13.00
|
14.31
|
15.69
|
17.12
|
18.61
|
20.08
|
21.66
|
23.42
|
25.32
|
27.42
|
29.82
|
70
|
46
|
11.53
|
12.77
|
14.06
|
15.45
|
16.93
|
18.49
|
19.94
|
21.54
|
23.29
|
25.20
|
27.31
|
29.68
|
32.43
|
71
|
47
|
12.48
|
13.80
|
15.18
|
16.67
|
18.24
|
19.91
|
21.39
|
23.15
|
25.07
|
27.17
|
29.54
|
32.24
|
35.31
|
72
|
48
|
13.49
|
14.89
|
16.38
|
17.94
|
19.63
|
21.27
|
22.97
|
24.90
|
27.00
|
29.38
|
32.09
|
35.06
|
38.41
|
73
|
49
|
14.55
|
16.06
|
17.65
|
19.34
|
21.16
|
22.87
|
24.67
|
26.73
|
29.15
|
31.86
|
34.85
|
38.10
|
41.81
|
74
|
50
|
15.65
|
17.29
|
18.99
|
20.83
|
22.79
|
24.63
|
26.46
|
28.88
|
31.56
|
34.50
|
37.73
|
41.26
|
45.23
|
75
|
51
|
16.82
|
18.59
|
20.46
|
22.45
|
24.58
|
26.22
|
28.60
|
31.26
|
34.18
|
37.35
|
40.85
|
44.66
|
48.96
|
76
|
52
|
18.06
|
19.99
|
22.03
|
24.23
|
25.96
|
28.33
|
30.98
|
33.87
|
36.99
|
40.43
|
44.20
|
48.31
|
52.97
|
77
|
53
|
19.42
|
21.53
|
23.77
|
25.71
|
28.06
|
30.68
|
33.56
|
36.70
|
40.03
|
43.75
|
47.81
|
52.25
|
57.29
|
78
|
54
|
20.95
|
23.27
|
25.45
|
27.81
|
30.39
|
33.27
|
36.40
|
39.76
|
43.32
|
47.34
|
51.71
|
56.52
|
61.96
|
79
|
55
|
22.63
|
25.21
|
27.53
|
30.11
|
32.96
|
36.10
|
39.50
|
43.08
|
46.86
|
51.19
|
55.93
|
61.10
|
66.99
|
80
|
56
|
24.41
|
27.27
|
29.84
|
32.70
|
35.82
|
39.22
|
42.86
|
46.69
|
50.79
|
55.46
|
60.55
|
66.12
|
74.07
|
81
|
57
|
26.38
|
29.56
|
32.40
|
35.53
|
38.96
|
42.65
|
46.54
|
50.75
|
55.28
|
60.07
|
65.55
|
71.49
|
81.76
|
82
|
58
|
28.59
|
32.12
|
35.23
|
38.68
|
42.40
|
46.39
|
50.67
|
55.07
|
59.90
|
65.04
|
70.90
|
77.28
|
89.25
|
83
|
59
|
31.07
|
34.95
|
38.40
|
42.16
|
46.24
|
50.59
|
54.87
|
59.70
|
64.87
|
70.42
|
76.67
|
83.53
|
97.30
|
84
|
60
|
33.86
|
38.14
|
41.95
|
46.09
|
50.51
|
54.66
|
59.49
|
64.63
|
70.17
|
76.01
|
82.59
|
89.73
|
105.41
|
85
|
61
|
37.03
|
41.72
|
45.92
|
50.43
|
54.47
|
59.29
|
64.40
|
69.92
|
75.73
|
82.38
|
88.87
|
97.63
|
112.17
|
86
|
62
|
40.58
|
45.77
|
50.37
|
54.29
|
59.08
|
64.18
|
69.68
|
75.46
|
82.18
|
88.59
|
97.01
|
104.16
|
122.89
|
87
|
63
|
44.54
|
50.27
|
54.10
|
58.88
|
63.99
|
69.46
|
75.18
|
81.97
|
88.24
|
96.43
|
103.44
|
111.41
|
133.59
|
88
|
64
|
48.91
|
53.90
|
58.67
|
63.76
|
69.21
|
74.89
|
81.75
|
87.88
|
95.78
|
102.79
|
110.60
|
119.00
|
144.35
|
89
|
65
|
53.70
|
58.46
|
63.52
|
68.95
|
74.60
|
81.54
|
87.58
|
95.13
|
102.06
|
109.79
|
118.67
|
127.46
|
153.05
|
90
|
66
|
58.24
|
63.29
|
68.74
|
74.32
|
81.33
|
87.23
|
94.48
|
101.42
|
108.93
|
118.03
|
126.73
|
136.03
|
154.94
|
91
|
67
|
63.10
|
68.49
|
74.05
|
81.14
|
86.90
|
93.93
|
100.74
|
108.18
|
117.21
|
126.01
|
135.23
|
145.13
|
162.66
|
92
|
68
|
68.28
|
73.83
|
80.33
|
86.58
|
93.33
|
100.14
|
107.45
|
116.41
|
125.12
|
134.35
|
144.28
|
155.26
|
175.10
|
93
|
69
|
73.56
|
79.34
|
85.62
|
92.34
|
99.48
|
106.71
|
115.43
|
124.14
|
133.38
|
143.30
|
154.54
|
165.80
|
190.97
|
94
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
4 of 6
|
|
2001 CSO Table – Female – Smoker – 1000qx
|
5 of 6
|
Issue Age
|
Duration
|
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
con't
|
70
|
8.06
|
11.62
|
12.69
|
14.69
|
17.61
|
21.39
|
26.02
|
31.44
|
37.65
|
44.57
|
52.30
|
60.77
|
69.84
|
con't
|
71
|
8.87
|
12.29
|
13.58
|
15.85
|
19.12
|
23.27
|
28.32
|
34.18
|
40.83
|
48.22
|
56.52
|
65.58
|
75.31
|
con't
|
72
|
12.18
|
13.00
|
14.58
|
17.20
|
20.84
|
25.42
|
30.91
|
37.26
|
44.35
|
52.18
|
61.07
|
70.67
|
80.94
|
con't
|
73
|
12.89
|
13.83
|
15.75
|
18.78
|
22.84
|
27.88
|
33.82
|
40.58
|
48.15
|
56.40
|
65.85
|
76.01
|
86.78
|
con't
|
74
|
13.66
|
14.83
|
17.17
|
20.63
|
25.15
|
30.66
|
37.05
|
44.28
|
52.27
|
60.91
|
70.86
|
81.58
|
91.92
|
con't
|
75
|
14.48
|
16.07
|
18.86
|
22.78
|
27.77
|
33.72
|
40.56
|
48.24
|
56.59
|
65.61
|
76.09
|
87.29
|
93.83
|
con't
|
76
|
15.72
|
17.80
|
21.14
|
25.65
|
31.23
|
37.85
|
45.37
|
53.69
|
62.77
|
72.53
|
83.75
|
92.96
|
102.92
|
con't
|
77
|
17.39
|
20.00
|
23.90
|
29.03
|
35.27
|
42.52
|
50.71
|
59.75
|
69.58
|
80.04
|
92.14
|
100.92
|
108.32
|
con't
|
78
|
19.59
|
22.76
|
27.23
|
32.95
|
39.85
|
47.80
|
56.66
|
66.44
|
76.97
|
88.26
|
99.02
|
108.00
|
120.27
|
con't
|
79
|
20.42
|
26.16
|
31.25
|
37.57
|
45.10
|
53.70
|
63.27
|
73.79
|
85.10
|
97.12
|
107.63
|
119.14
|
130.38
|
con't
|
80
|
21.60
|
30.35
|
35.96
|
42.89
|
51.02
|
60.35
|
70.58
|
81.78
|
93.83
|
106.64
|
118.04
|
129.59
|
141.46
|
con't
|
81
|
24.00
|
35.36
|
41.51
|
48.99
|
57.74
|
67.67
|
78.59
|
90.53
|
103.35
|
116.96
|
128.76
|
140.82
|
153.23
|
con't
|
82
|
26.83
|
41.26
|
47.89
|
55.91
|
65.25
|
75.76
|
87.34
|
99.99
|
113.48
|
127.89
|
140.15
|
152.79
|
166.54
|
con't
|
83
|
29.65
|
46.76
|
55.19
|
63.69
|
73.53
|
84.69
|
96.83
|
110.10
|
124.42
|
139.62
|
152.32
|
166.07
|
179.62
|
con't
|
84
|
34.11
|
54.47
|
63.42
|
72.32
|
82.69
|
94.36
|
107.09
|
121.03
|
135.96
|
151.95
|
165.45
|
179.28
|
194.63
|
con't
|
85
|
40.64
|
63.15
|
71.14
|
81.87
|
92.64
|
104.81
|
118.11
|
132.57
|
148.33
|
164.96
|
179.04
|
194.11
|
210.55
|
con't
|
86
|
52.43
|
69.94
|
81.06
|
92.27
|
103.43
|
117.64
|
129.88
|
144.95
|
161.29
|
178.86
|
193.65
|
209.84
|
228.74
|
con't
|
87
|
57.47
|
80.26
|
91.89
|
103.25
|
117.26
|
129.43
|
142.25
|
157.90
|
174.91
|
193.26
|
209.16
|
226.40
|
247.64
|
con't
|
88
|
71.66
|
91.57
|
103.02
|
116.81
|
128.99
|
141.85
|
155.28
|
171.45
|
189.09
|
208.19
|
225.05
|
243.50
|
267.17
|
con't
|
89
|
87.95
|
102.87
|
116.39
|
128.60
|
141.52
|
154.93
|
169.09
|
185.76
|
203.89
|
223.72
|
241.59
|
261.57
|
284.92
|
con't
|
90
|
102.67
|
115.89
|
128.22
|
141.09
|
154.60
|
168.71
|
183.42
|
200.59
|
219.31
|
239.73
|
258.91
|
278.44
|
307.66
|
con't
|
91
|
115.50
|
127.88
|
140.80
|
154.26
|
168.30
|
182.96
|
199.84
|
215.83
|
235.14
|
256.53
|
275.76
|
299.93
|
322.03
|
con't
|
92
|
127.53
|
140.51
|
154.04
|
168.04
|
182.49
|
199.17
|
215.13
|
231.77
|
251.46
|
273.19
|
292.78
|
314.04
|
336.66
|
con't
|
93
|
140.23
|
153.72
|
167.66
|
182.05
|
198.48
|
214.32
|
230.69
|
248.00
|
268.61
|
286.54
|
306.46
|
328.13
|
355.53
|
con't
|
94
|
153.42
|
167.44
|
181.64
|
197.84
|
213.58
|
229.90
|
246.90
|
265.77
|
281.81
|
299.90
|
320.38
|
346.63
|
375.12
|
con't
|
95
|
167.11
|
181.25
|
197.23
|
213.06
|
229.29
|
245.96
|
264.85
|
278.71
|
295.26
|
313.77
|
338.63
|
365.85
|
395.44
|
con't
|
96
|
180.88
|
196.32
|
212.41
|
228.54
|
245.09
|
264.18
|
277.92
|
292.12
|
308.67
|
331.89
|
357.59
|
385.80
|
416.49
|
con't
|
97
|
195.09
|
211.23
|
227.83
|
244.28
|
263.28
|
277.20
|
291.18
|
305.46
|
326.79
|
350.73
|
377.29
|
406.47
|
438.26
|
con't
|
98
|
209.70
|
226.35
|
243.50
|
262.38
|
276.47
|
290.66
|
304.59
|
323.75
|
345.65
|
370.30
|
397.71
|
427.86
|
460.76
|
con't
|
99
|
224.50
|
241.71
|
261.71
|
275.74
|
289.88
|
304.59
|
323.21
|
342.79
|
365.26
|
390.61
|
418.85
|
449.97
|
483.98
|
con't
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2001 CSO Table –
Female – Smoker – 1000qx
|
6 of 6
|
Issue Age
|
Duration
|
Att Age
|
14
|
15
|
16
|
17
|
18
|
19
|
20
|
21
|
22
|
23
|
24
|
25
|
Ultimate
|
70
|
78.30
|
84.48
|
91.16
|
98.33
|
105.97
|
114.20
|
122.98
|
132.59
|
142.86
|
153.79
|
165.07
|
176.93
|
214.97
|
95
|
71
|
83.27
|
89.83
|
96.94
|
104.60
|
112.70
|
121.50
|
130.86
|
141.49
|
152.99
|
164.27
|
176.12
|
191.24
|
236.91
|
96
|
72
|
88.41
|
92.71
|
102.99
|
111.09
|
119.82
|
129.11
|
139.02
|
150.75
|
163.47
|
175.46
|
189.61
|
206.54
|
258.95
|
97
|
73
|
92.29
|
95.70
|
109.22
|
117.86
|
127.05
|
136.97
|
147.53
|
160.59
|
174.68
|
188.03
|
203.81
|
225.31
|
260.01
|
98
|
74
|
94.76
|
107.04
|
115.74
|
124.82
|
134.63
|
145.20
|
156.46
|
170.90
|
186.70
|
201.44
|
222.86
|
243.46
|
270.77
|
99
|
75
|
104.86
|
109.12
|
123.65
|
133.78
|
144.49
|
155.93
|
170.13
|
181.77
|
199.34
|
218.65
|
239.91
|
263.29
|
289.27
|
100
|
76
|
108.72
|
122.52
|
132.87
|
143.85
|
155.49
|
169.65
|
181.38
|
198.38
|
217.41
|
238.35
|
261.38
|
286.71
|
309.03
|
101
|
77
|
121.39
|
132.07
|
143.22
|
155.06
|
169.18
|
181.18
|
197.80
|
216.58
|
237.22
|
260.14
|
285.12
|
307.14
|
330.78
|
102
|
78
|
131.17
|
142.59
|
154.63
|
168.57
|
180.97
|
197.40
|
215.75
|
236.52
|
259.14
|
283.77
|
305.79
|
329.31
|
354.11
|
103
|
79
|
141.97
|
154.21
|
168.10
|
180.62
|
197.01
|
215.12
|
235.42
|
258.38
|
282.94
|
304.98
|
328.12
|
353.14
|
379.41
|
104
|
80
|
153.66
|
167.64
|
180.42
|
196.44
|
214.29
|
234.30
|
256.72
|
282.39
|
304.17
|
327.53
|
352.81
|
379.41
|
411.32
|
105
|
81
|
167.02
|
180.05
|
196.02
|
213.46
|
233.17
|
255.03
|
280.08
|
303.90
|
327.24
|
352.49
|
379.41
|
411.32
|
444.02
|
106
|
82
|
179.83
|
195.42
|
212.79
|
231.80
|
253.30
|
277.67
|
300.94
|
326.65
|
352.17
|
379.41
|
411.32
|
444.02
|
477.53
|
107
|
83
|
195.01
|
211.95
|
230.65
|
251.81
|
276.30
|
299.32
|
324.28
|
351.84
|
379.41
|
411.32
|
444.02
|
477.53
|
511.24
|
108
|
84
|
211.34
|
229.58
|
251.33
|
276.27
|
299.32
|
323.69
|
350.55
|
379.41
|
411.32
|
444.02
|
477.53
|
511.24
|
546.35
|
109
|
85
|
228.74
|
251.33
|
276.27
|
299.32
|
323.69
|
350.55
|
379.41
|
411.32
|
444.02
|
477.53
|
511.24
|
546.35
|
582.26
|
110
|
86
|
251.33
|
276.27
|
299.32
|
323.69
|
350.55
|
379.41
|
411.32
|
444.02
|
477.53
|
511.24
|
546.35
|
582.26
|
616.78
|
111
|
87
|
275.20
|
299.32
|
323.69
|
350.55
|
379.41
|
411.32
|
443.59
|
477.07
|
511.24
|
546.35
|
582.26
|
616.78
|
650.25
|
112
|
88
|
292.62
|
317.96
|
344.97
|
372.93
|
403.19
|
435.08
|
468.64
|
503.85
|
540.71
|
579.23
|
616.78
|
650.25
|
680.72
|
113
|
89
|
310.06
|
336.38
|
364.05
|
394.08
|
425.83
|
459.33
|
494.58
|
531.56
|
570.27
|
610.73
|
650.25
|
680.72
|
723.69
|
114
|
90
|
327.68
|
354.89
|
384.54
|
416.00
|
449.30
|
484.44
|
521.40
|
560.20
|
600.82
|
643.28
|
680.72
|
723.69
|
763.66
|
115
|
91
|
345.68
|
374.77
|
405.77
|
438.72
|
473.59
|
510.39
|
549.12
|
589.77
|
632.35
|
676.86
|
723.29
|
763.66
|
805.12
|
116
|
92
|
365.01
|
395.38
|
427.79
|
462.23
|
498.70
|
537.19
|
577.72
|
620.28
|
664.86
|
711.48
|
760.12
|
805.12
|
850.59
|
117
|
93
|
385.07
|
416.75
|
450.57
|
486.53
|
524.62
|
564.85
|
607.22
|
651.72
|
698.36
|
747.13
|
798.03
|
850.59
|
892.54
|
118
|
94
|
405.87
|
438.87
|
474.11
|
511.61
|
551.36
|
593.35
|
637.60
|
684.09
|
732.83
|
783.81
|
837.05
|
892.54
|
935.16
|
119
|
95
|
427.40
|
461.73
|
498.43
|
537.49
|
578.92
|
622.71
|
668.87
|
717.40
|
768.28
|
821.54
|
877.17
|
935.16
|
1000.00
|
120
|
96
|
449.67
|
485.34
|
523.50
|
564.15
|
607.29
|
652.92
|
701.04
|
751.63
|
804.73
|
860.31
|
918.38
|
1000.00
|
|
|
97
|
472.67
|
509.70
|
549.35
|
591.61
|
636.49
|
683.98
|
734.08
|
786.81
|
842.15
|
900.11
|
1000.00
|
|
|
|
98
|
496.41
|
534.81
|
575.96
|
619.85
|
666.50
|
715.88
|
768.02
|
822.92
|
880.56
|
1000.00
|
|
|
|
|
99
|
520.88
|
560.66
|
603.33
|
648.89
|
697.32
|
748.65
|
802.86
|
859.96
|
1000.00
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|