TITLE 50: INSURANCE
CHAPTER I: DEPARTMENT OF INSURANCE SUBCHAPTER s: LEGAL RESERVE LIFE
PART 1412
RECOGNITION OF THE 2001 CSO MORTALITY TABLE
FOR USE IN DETERMINING MINIMUM RESERVE LIABILITIES
AND NONFORFEITURE BENEFITS
SECTION 1412.APPENDIX A 2001 CSO MORTALITY TABLES
Section 1412.APPENDIX A 2001 CSO Mortality Tables
Section 1412.ILLUSTRATION J Male Smoker Select
& Ultimate Age Last Birthday
|
Male – Smoker – Age Last Birthday
|
|
Issue Age
|
Duration
|
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
con't
|
0
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
1
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
2
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
3
|
|
|
|
|
|
|
|
|
|
|
|
|
|
con't
|
4
|
|
|
|
|
|
|
|
|
|
|
|
|
0.79
|
con't
|
5
|
|
|
|
|
|
|
|
|
|
|
|
0.78
|
0.95
|
con't
|
6
|
|
|
|
|
|
|
|
|
|
|
0.78
|
0.95
|
1.09
|
con't
|
7
|
|
|
|
|
|
|
|
|
|
0.78
|
0.95
|
1.09
|
1.19
|
con't
|
8
|
|
|
|
|
|
|
|
|
0.78
|
0.95
|
1.09
|
1.19
|
1.26
|
con't
|
9
|
|
|
|
|
|
|
|
0.77
|
0.95
|
1.09
|
1.19
|
1.26
|
1.32
|
con't
|
10
|
|
|
|
|
|
|
0.77
|
0.94
|
1.08
|
1.18
|
1.25
|
1.31
|
1.36
|
con't
|
11
|
|
|
|
|
|
0.77
|
0.94
|
1.08
|
1.16
|
1.23
|
1.29
|
1.34
|
1.41
|
con't
|
12
|
|
|
|
|
0.77
|
0.94
|
1.07
|
1.16
|
1.22
|
1.28
|
1.33
|
1.39
|
1.48
|
con't
|
13
|
|
|
|
0.77
|
0.94
|
1.07
|
1.15
|
1.21
|
1.27
|
1.31
|
1.37
|
1.46
|
1.55
|
con't
|
14
|
|
|
0.77
|
0.94
|
1.07
|
1.13
|
1.20
|
1.25
|
1.30
|
1.36
|
1.44
|
1.52
|
1.61
|
con't
|
15
|
|
0.77
|
0.94
|
1.07
|
1.13
|
1.17
|
1.24
|
1.28
|
1.34
|
1.42
|
1.50
|
1.57
|
1.65
|
con't
|
16
|
0.77
|
0.94
|
1.07
|
1.12
|
1.17
|
1.23
|
1.28
|
1.32
|
1.40
|
1.47
|
1.53
|
1.60
|
1.66
|
con't
|
17
|
0.94
|
1.06
|
1.12
|
1.16
|
1.21
|
1.26
|
1.32
|
1.38
|
1.45
|
1.49
|
1.55
|
1.60
|
1.64
|
con't
|
18
|
1.04
|
1.09
|
1.13
|
1.18
|
1.23
|
1.28
|
1.35
|
1.41
|
1.46
|
1.49
|
1.53
|
1.57
|
1.62
|
con't
|
19
|
1.04
|
1.09
|
1.14
|
1.18
|
1.23
|
1.29
|
1.35
|
1.39
|
1.43
|
1.46
|
1.50
|
1.54
|
1.61
|
con't
|
20
|
1.02
|
1.06
|
1.11
|
1.15
|
1.21
|
1.27
|
1.31
|
1.34
|
1.39
|
1.42
|
1.47
|
1.53
|
1.62
|
con't
|
21
|
0.98
|
1.02
|
1.06
|
1.12
|
1.17
|
1.21
|
1.26
|
1.29
|
1.34
|
1.40
|
1.46
|
1.54
|
1.65
|
con't
|
22
|
0.93
|
0.98
|
1.03
|
1.09
|
1.14
|
1.19
|
1.23
|
1.27
|
1.31
|
1.39
|
1.48
|
1.57
|
1.70
|
con't
|
23
|
0.88
|
0.93
|
1.00
|
1.08
|
1.13
|
1.19
|
1.22
|
1.27
|
1.34
|
1.43
|
1.53
|
1.64
|
1.78
|
con't
|
24
|
0.79
|
0.87
|
0.98
|
1.08
|
1.15
|
1.20
|
1.25
|
1.31
|
1.39
|
1.50
|
1.61
|
1.73
|
1.89
|
con't
|
25
|
0.72
|
0.84
|
0.98
|
1.11
|
1.18
|
1.23
|
1.29
|
1.37
|
1.46
|
1.59
|
1.71
|
1.85
|
2.03
|
con't
|
26
|
0.69
|
0.85
|
1.01
|
1.14
|
1.22
|
1.28
|
1.36
|
1.45
|
1.56
|
1.70
|
1.84
|
2.01
|
2.20
|
con't
|
27
|
0.69
|
0.88
|
1.05
|
1.18
|
1.28
|
1.35
|
1.44
|
1.55
|
1.67
|
1.84
|
2.01
|
2.20
|
2.42
|
con't
|
28
|
0.70
|
0.91
|
1.08
|
1.22
|
1.35
|
1.43
|
1.54
|
1.66
|
1.80
|
2.00
|
2.20
|
2.42
|
2.68
|
con't
|
29
|
0.71
|
0.93
|
1.10
|
1.26
|
1.42
|
1.54
|
1.66
|
1.80
|
1.96
|
2.20
|
2.40
|
2.66
|
2.93
|
con't
|
30
|
0.71
|
0.94
|
1.12
|
1.31
|
1.48
|
1.65
|
1.80
|
1.95
|
2.13
|
2.36
|
2.58
|
2.87
|
3.20
|
con't
|
31
|
0.70
|
0.94
|
1.15
|
1.34
|
1.54
|
1.72
|
1.91
|
2.08
|
2.26
|
2.47
|
2.73
|
3.09
|
3.53
|
con't
|
32
|
0.73
|
0.96
|
1.19
|
1.40
|
1.61
|
1.81
|
2.02
|
2.20
|
2.38
|
2.59
|
2.91
|
3.35
|
3.91
|
con't
|
33
|
0.78
|
1.02
|
1.26
|
1.48
|
1.71
|
1.93
|
2.15
|
2.35
|
2.54
|
2.79
|
3.17
|
3.68
|
4.28
|
con't
|
34
|
0.84
|
1.08
|
1.33
|
1.56
|
1.81
|
2.06
|
2.30
|
2.53
|
2.77
|
3.09
|
3.52
|
4.06
|
4.67
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
1 of 6
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Male – Smoker – Age Last Birthday
|
|
Issue Age
|
Duration
|
Att Age
|
14
|
15
|
16
|
17
|
18
|
19
|
20
|
21
|
22
|
23
|
24
|
25
|
Ultimate
|
0
|
|
|
|
0.86
|
1.03
|
1.14
|
1.23
|
1.30
|
1.36
|
1.43
|
1.50
|
1.58
|
1.67
|
25
|
1
|
|
|
0.82
|
0.99
|
1.13
|
1.21
|
1.29
|
1.36
|
1.43
|
1.50
|
1.58
|
1.66
|
1.76
|
26
|
2
|
|
0.80
|
0.96
|
1.10
|
1.21
|
1.29
|
1.36
|
1.43
|
1.50
|
1.58
|
1.65
|
1.73
|
1.81
|
27
|
3
|
0.79
|
0.95
|
1.09
|
1.20
|
1.29
|
1.36
|
1.43
|
1.50
|
1.58
|
1.65
|
1.71
|
1.76
|
1.82
|
28
|
4
|
0.95
|
1.09
|
1.20
|
1.28
|
1.36
|
1.43
|
1.50
|
1.58
|
1.65
|
1.69
|
1.74
|
1.77
|
1.81
|
29
|
5
|
1.09
|
1.20
|
1.28
|
1.36
|
1.42
|
1.50
|
1.58
|
1.64
|
1.68
|
1.71
|
1.74
|
1.77
|
1.80
|
30
|
6
|
1.20
|
1.27
|
1.36
|
1.41
|
1.48
|
1.57
|
1.63
|
1.65
|
1.68
|
1.71
|
1.74
|
1.77
|
1.81
|
31
|
7
|
1.27
|
1.34
|
1.40
|
1.47
|
1.56
|
1.62
|
1.64
|
1.67
|
1.70
|
1.73
|
1.76
|
1.80
|
1.84
|
32
|
8
|
1.33
|
1.39
|
1.45
|
1.54
|
1.61
|
1.64
|
1.67
|
1.70
|
1.73
|
1.76
|
1.80
|
1.84
|
1.90
|
33
|
9
|
1.37
|
1.44
|
1.52
|
1.60
|
1.64
|
1.67
|
1.70
|
1.73
|
1.76
|
1.80
|
1.84
|
1.90
|
1.97
|
34
|
10
|
1.42
|
1.51
|
1.59
|
1.64
|
1.67
|
1.70
|
1.73
|
1.76
|
1.80
|
1.84
|
1.90
|
1.97
|
2.05
|
35
|
11
|
1.50
|
1.58
|
1.64
|
1.67
|
1.70
|
1.73
|
1.76
|
1.80
|
1.84
|
1.90
|
1.97
|
2.05
|
2.17
|
36
|
12
|
1.57
|
1.64
|
1.67
|
1.70
|
1.73
|
1.76
|
1.80
|
1.84
|
1.90
|
1.97
|
2.05
|
2.17
|
2.31
|
37
|
13
|
1.63
|
1.67
|
1.70
|
1.73
|
1.76
|
1.80
|
1.84
|
1.90
|
1.97
|
2.05
|
2.17
|
2.31
|
2.48
|
38
|
14
|
1.67
|
1.70
|
1.73
|
1.76
|
1.80
|
1.84
|
1.90
|
1.97
|
2.05
|
2.17
|
2.31
|
2.48
|
2.67
|
39
|
15
|
1.70
|
1.73
|
1.76
|
1.80
|
1.84
|
1.90
|
1.97
|
2.05
|
2.17
|
2.31
|
2.48
|
2.67
|
2.90
|
40
|
16
|
1.71
|
1.74
|
1.78
|
1.84
|
1.90
|
1.96
|
2.05
|
2.16
|
2.31
|
2.48
|
2.67
|
2.90
|
3.18
|
41
|
17
|
1.70
|
1.75
|
1.78
|
1.90
|
1.96
|
2.05
|
2.16
|
2.31
|
2.48
|
2.67
|
2.90
|
3.18
|
3.51
|
42
|
18
|
1.69
|
1.78
|
1.83
|
1.96
|
2.04
|
2.16
|
2.30
|
2.48
|
2.66
|
2.90
|
3.18
|
3.51
|
3.90
|
43
|
19
|
1.71
|
1.83
|
1.93
|
2.04
|
2.16
|
2.30
|
2.48
|
2.66
|
2.89
|
3.18
|
3.51
|
3.90
|
4.34
|
44
|
20
|
1.74
|
1.90
|
2.04
|
2.16
|
2.30
|
2.48
|
2.66
|
2.89
|
3.17
|
3.51
|
3.90
|
4.34
|
4.78
|
45
|
21
|
1.80
|
1.98
|
2.16
|
2.30
|
2.48
|
2.66
|
2.89
|
3.17
|
3.51
|
3.90
|
4.34
|
4.78
|
5.22
|
46
|
22
|
1.87
|
2.09
|
2.30
|
2.48
|
2.66
|
2.89
|
3.17
|
3.51
|
3.90
|
4.33
|
4.78
|
5.22
|
5.59
|
47
|
23
|
1.97
|
2.23
|
2.46
|
2.66
|
2.89
|
3.17
|
3.51
|
3.90
|
4.33
|
4.76
|
5.20
|
5.59
|
5.87
|
48
|
24
|
2.10
|
2.38
|
2.64
|
2.89
|
3.17
|
3.51
|
3.89
|
4.32
|
4.76
|
5.19
|
5.57
|
5.87
|
6.23
|
49
|
25
|
2.28
|
2.55
|
2.88
|
3.17
|
3.51
|
3.89
|
4.32
|
4.76
|
5.19
|
5.55
|
5.87
|
6.23
|
6.70
|
50
|
26
|
2.49
|
2.78
|
3.15
|
3.51
|
3.88
|
4.31
|
4.76
|
5.18
|
5.55
|
5.87
|
6.23
|
6.70
|
7.31
|
51
|
27
|
2.74
|
3.05
|
3.47
|
3.88
|
4.31
|
4.76
|
5.18
|
5.55
|
5.87
|
6.23
|
6.70
|
7.31
|
8.05
|
52
|
28
|
3.01
|
3.38
|
3.85
|
4.30
|
4.76
|
5.17
|
5.54
|
5.87
|
6.23
|
6.70
|
7.31
|
8.05
|
8.94
|
53
|
29
|
3.28
|
3.72
|
4.23
|
4.72
|
5.17
|
5.54
|
5.87
|
6.23
|
6.70
|
7.31
|
8.05
|
8.91
|
10.00
|
54
|
30
|
3.61
|
4.10
|
4.62
|
5.09
|
5.53
|
5.87
|
6.23
|
6.70
|
7.31
|
8.05
|
8.91
|
9.85
|
11.13
|
55
|
31
|
4.03
|
4.55
|
5.04
|
5.50
|
5.87
|
6.23
|
6.70
|
7.31
|
8.05
|
8.91
|
9.85
|
10.90
|
12.30
|
56
|
32
|
4.46
|
4.98
|
5.46
|
5.86
|
6.23
|
6.70
|
7.31
|
8.05
|
8.91
|
9.85
|
10.90
|
11.99
|
13.38
|
57
|
33
|
4.87
|
5.39
|
5.84
|
6.23
|
6.70
|
7.31
|
8.05
|
8.91
|
9.85
|
10.90
|
11.99
|
12.98
|
14.41
|
58
|
34
|
5.28
|
5.81
|
6.23
|
6.70
|
7.31
|
8.05
|
8.91
|
9.85
|
10.90
|
11.99
|
12.98
|
13.89
|
15.62
|
59
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
2 of 6
|
|
Male – Smoker – Age Last Birthday
|
|
Issue Age
|
Duration
|
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
con't
|
35
|
0.90
|
1.14
|
1.40
|
1.65
|
1.91
|
2.17
|
2.44
|
2.74
|
3.08
|
3.48
|
3.93
|
4.47
|
5.08
|
con't
|
36
|
0.96
|
1.19
|
1.46
|
1.72
|
1.99
|
2.28
|
2.61
|
3.02
|
3.44
|
3.88
|
4.34
|
4.87
|
5.50
|
con't
|
37
|
1.02
|
1.27
|
1.56
|
1.82
|
2.09
|
2.43
|
2.86
|
3.36
|
3.84
|
4.29
|
4.74
|
5.27
|
5.94
|
con't
|
38
|
1.11
|
1.41
|
1.69
|
1.95
|
2.25
|
2.65
|
3.18
|
3.71
|
4.23
|
4.69
|
5.15
|
5.72
|
6.43
|
con't
|
39
|
1.20
|
1.53
|
1.83
|
2.11
|
2.46
|
2.95
|
3.52
|
4.09
|
4.61
|
5.09
|
5.60
|
6.26
|
7.04
|
con't
|
40
|
1.28
|
1.65
|
2.01
|
2.33
|
2.74
|
3.30
|
3.91
|
4.48
|
5.00
|
5.55
|
6.18
|
6.93
|
7.77
|
con't
|
41
|
1.36
|
1.81
|
2.23
|
2.61
|
3.08
|
3.66
|
4.29
|
4.88
|
5.46
|
6.12
|
6.86
|
7.69
|
8.63
|
con't
|
42
|
1.45
|
1.95
|
2.43
|
2.88
|
3.37
|
3.96
|
4.62
|
5.28
|
5.96
|
6.74
|
7.57
|
8.53
|
9.62
|
con't
|
43
|
1.54
|
2.08
|
2.60
|
3.07
|
3.59
|
4.22
|
4.95
|
5.72
|
6.50
|
7.37
|
8.29
|
9.48
|
10.76
|
con't
|
44
|
1.68
|
2.23
|
2.76
|
3.25
|
3.83
|
4.52
|
5.35
|
6.23
|
7.13
|
8.07
|
9.15
|
10.61
|
11.93
|
con't
|
45
|
1.84
|
2.38
|
2.91
|
3.44
|
4.10
|
4.89
|
5.82
|
6.81
|
7.82
|
8.87
|
10.16
|
11.71
|
12.96
|
con't
|
46
|
2.01
|
2.53
|
3.05
|
3.65
|
4.42
|
5.32
|
6.34
|
7.45
|
8.54
|
9.80
|
11.17
|
12.66
|
13.87
|
con't
|
47
|
2.19
|
2.70
|
3.27
|
3.95
|
4.79
|
5.75
|
6.87
|
8.08
|
9.29
|
10.76
|
12.08
|
13.55
|
14.87
|
con't
|
48
|
2.36
|
2.95
|
3.59
|
4.33
|
5.18
|
6.19
|
7.39
|
8.73
|
10.03
|
11.56
|
12.93
|
14.52
|
16.16
|
con't
|
49
|
2.55
|
3.24
|
3.96
|
4.75
|
5.62
|
6.66
|
7.96
|
9.38
|
10.72
|
12.24
|
13.84
|
15.77
|
17.87
|
con't
|
50
|
2.81
|
3.60
|
4.40
|
5.24
|
6.12
|
7.19
|
8.52
|
9.97
|
11.39
|
13.01
|
14.99
|
17.46
|
19.94
|
con't
|
51
|
3.09
|
4.01
|
4.92
|
5.81
|
6.69
|
7.75
|
9.07
|
10.58
|
12.18
|
14.10
|
16.53
|
19.49
|
22.17
|
con't
|
52
|
3.33
|
4.41
|
5.44
|
6.39
|
7.32
|
8.38
|
9.76
|
11.44
|
13.27
|
15.61
|
18.46
|
21.67
|
23.97
|
con't
|
53
|
3.49
|
4.78
|
5.95
|
6.99
|
7.96
|
9.12
|
10.69
|
12.65
|
14.73
|
17.47
|
20.55
|
23.45
|
25.53
|
con't
|
54
|
3.66
|
5.17
|
6.50
|
7.58
|
8.62
|
9.98
|
11.86
|
14.11
|
16.45
|
19.40
|
22.19
|
24.91
|
27.44
|
con't
|
55
|
3.85
|
5.55
|
6.99
|
8.15
|
9.35
|
11.02
|
13.24
|
15.78
|
18.27
|
20.95
|
23.62
|
26.75
|
29.61
|
con't
|
56
|
4.02
|
5.87
|
7.44
|
8.80
|
10.26
|
12.26
|
14.79
|
17.54
|
20.10
|
22.72
|
25.81
|
29.26
|
32.12
|
con't
|
57
|
4.25
|
6.21
|
7.95
|
9.58
|
11.38
|
13.70
|
16.43
|
19.24
|
21.78
|
24.85
|
28.34
|
32.11
|
35.16
|
con't
|
58
|
4.59
|
6.61
|
8.55
|
10.49
|
12.67
|
15.25
|
18.08
|
20.83
|
23.29
|
26.74
|
30.69
|
35.16
|
38.76
|
con't
|
59
|
5.02
|
7.10
|
9.25
|
11.51
|
14.04
|
16.83
|
19.70
|
22.37
|
24.76
|
28.65
|
33.17
|
38.49
|
42.67
|
con't
|
60
|
5.54
|
7.68
|
10.01
|
12.58
|
15.43
|
18.41
|
21.28
|
23.88
|
26.24
|
30.70
|
35.83
|
41.60
|
46.63
|
con't
|
61
|
6.13
|
8.34
|
10.84
|
13.69
|
16.83
|
20.00
|
22.91
|
25.48
|
27.92
|
32.99
|
38.50
|
44.46
|
50.42
|
con't
|
62
|
6.66
|
9.09
|
11.87
|
15.00
|
18.37
|
21.73
|
24.76
|
27.47
|
30.13
|
35.64
|
41.37
|
47.48
|
54.06
|
con't
|
63
|
7.05
|
9.93
|
13.11
|
16.53
|
20.13
|
23.67
|
26.93
|
29.95
|
32.94
|
38.77
|
44.72
|
51.14
|
58.23
|
con't
|
64
|
7.34
|
10.78
|
14.41
|
18.21
|
22.09
|
25.87
|
29.42
|
32.79
|
36.18
|
42.33
|
48.64
|
55.62
|
63.43
|
con't
|
65
|
7.54
|
11.79
|
15.83
|
19.95
|
24.19
|
28.16
|
31.89
|
35.52
|
39.28
|
45.80
|
52.67
|
60.37
|
69.14
|
con't
|
66
|
7.84
|
13.03
|
17.40
|
21.73
|
26.45
|
30.53
|
34.30
|
38.07
|
42.13
|
49.08
|
56.63
|
65.25
|
75.13
|
con't
|
67
|
8.58
|
14.41
|
19.11
|
23.68
|
28.68
|
33.13
|
37.27
|
41.32
|
45.50
|
53.03
|
61.48
|
71.17
|
82.03
|
con't
|
68
|
9.57
|
15.91
|
21.00
|
25.79
|
30.20
|
36.06
|
40.46
|
44.57
|
48.90
|
57.16
|
66.61
|
77.22
|
89.06
|
con't
|
69
|
10.57
|
17.59
|
23.06
|
28.07
|
31.13
|
39.19
|
43.23
|
47.19
|
53.69
|
62.82
|
73.22
|
84.85
|
97.60
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
3 of 6
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Male – Smoker – Age Last Birthday
|
|
Issue Age
|
Duration
|
Att Age
|
14
|
15
|
16
|
17
|
18
|
19
|
20
|
21
|
22
|
23
|
24
|
25
|
Ultimate
|
35
|
5.72
|
6.23
|
6.70
|
7.31
|
8.05
|
8.91
|
9.85
|
10.90
|
11.99
|
12.97
|
13.88
|
14.88
|
17.11
|
60
|
36
|
6.19
|
6.70
|
7.31
|
8.05
|
8.91
|
9.85
|
10.90
|
11.99
|
12.97
|
13.88
|
14.88
|
16.18
|
18.93
|
61
|
37
|
6.70
|
7.30
|
8.05
|
8.91
|
9.85
|
10.90
|
11.99
|
12.97
|
13.88
|
14.88
|
16.18
|
17.93
|
21.02
|
62
|
38
|
7.25
|
8.05
|
8.91
|
9.85
|
10.90
|
11.99
|
12.97
|
13.88
|
14.88
|
16.18
|
17.92
|
20.04
|
23.26
|
63
|
39
|
7.91
|
8.84
|
9.84
|
10.90
|
11.99
|
12.97
|
13.88
|
14.88
|
16.18
|
17.92
|
20.04
|
22.31
|
25.50
|
64
|
40
|
8.71
|
9.75
|
10.89
|
11.99
|
12.97
|
13.88
|
14.87
|
16.18
|
17.92
|
20.03
|
22.31
|
24.22
|
27.69
|
65
|
41
|
9.67
|
10.86
|
11.98
|
12.97
|
13.88
|
14.87
|
16.17
|
17.92
|
20.03
|
22.30
|
24.21
|
25.72
|
29.81
|
66
|
42
|
10.82
|
11.98
|
12.97
|
13.88
|
14.87
|
16.17
|
17.92
|
20.03
|
22.30
|
24.21
|
25.71
|
27.47
|
31.95
|
67
|
43
|
11.97
|
12.97
|
13.87
|
14.87
|
16.17
|
17.91
|
20.03
|
22.30
|
24.21
|
25.71
|
27.46
|
29.62
|
34.14
|
68
|
44
|
12.96
|
13.87
|
14.87
|
16.17
|
17.91
|
20.02
|
22.30
|
24.20
|
25.71
|
27.46
|
29.61
|
32.13
|
36.55
|
69
|
45
|
13.87
|
14.87
|
16.17
|
17.91
|
20.02
|
22.29
|
24.20
|
25.71
|
27.45
|
29.61
|
32.12
|
35.17
|
39.31
|
70
|
46
|
14.87
|
16.17
|
17.91
|
20.02
|
22.29
|
24.20
|
25.71
|
27.45
|
29.61
|
32.12
|
35.16
|
38.76
|
42.70
|
71
|
47
|
16.17
|
17.91
|
20.02
|
22.29
|
24.20
|
25.71
|
27.45
|
29.61
|
32.12
|
35.16
|
38.76
|
42.67
|
46.64
|
72
|
48
|
17.91
|
20.02
|
22.29
|
24.20
|
25.71
|
27.45
|
29.61
|
32.12
|
35.16
|
38.76
|
42.67
|
46.64
|
50.61
|
73
|
49
|
20.02
|
22.29
|
24.20
|
25.71
|
27.45
|
29.61
|
32.12
|
35.16
|
38.76
|
42.67
|
46.64
|
50.61
|
54.91
|
74
|
50
|
22.29
|
24.20
|
25.71
|
27.45
|
29.61
|
32.12
|
35.16
|
38.76
|
42.67
|
46.64
|
50.60
|
54.86
|
59.69
|
75
|
51
|
24.19
|
25.71
|
27.45
|
29.61
|
32.12
|
35.16
|
38.76
|
42.67
|
46.63
|
50.60
|
54.85
|
59.64
|
64.99
|
76
|
52
|
25.70
|
27.45
|
29.61
|
32.12
|
35.16
|
38.76
|
42.67
|
46.63
|
50.60
|
54.85
|
59.64
|
64.99
|
71.12
|
77
|
53
|
27.45
|
29.61
|
32.12
|
35.16
|
38.76
|
42.67
|
46.63
|
50.60
|
54.85
|
59.64
|
64.99
|
71.12
|
78.15
|
78
|
54
|
29.61
|
32.12
|
35.16
|
38.76
|
42.67
|
46.63
|
50.60
|
54.85
|
59.64
|
64.99
|
71.12
|
78.15
|
85.89
|
79
|
55
|
32.12
|
35.16
|
38.76
|
42.67
|
46.63
|
50.60
|
54.85
|
59.64
|
64.99
|
71.12
|
78.15
|
85.89
|
94.35
|
80
|
56
|
35.16
|
38.76
|
42.67
|
46.63
|
50.60
|
54.85
|
59.64
|
64.99
|
71.12
|
78.15
|
85.89
|
94.35
|
103.34
|
81
|
57
|
38.76
|
42.67
|
46.63
|
50.60
|
54.85
|
59.64
|
64.99
|
71.12
|
78.15
|
85.89
|
94.35
|
103.34
|
112.59
|
82
|
58
|
42.67
|
46.63
|
50.60
|
54.85
|
59.64
|
64.99
|
71.12
|
78.15
|
85.89
|
94.35
|
103.34
|
112.59
|
122.45
|
83
|
59
|
46.63
|
50.60
|
54.85
|
59.64
|
64.99
|
71.12
|
78.15
|
85.89
|
94.35
|
103.34
|
112.59
|
122.45
|
133.60
|
84
|
60
|
50.60
|
54.85
|
59.64
|
64.99
|
71.12
|
78.15
|
85.89
|
94.35
|
103.34
|
112.59
|
122.45
|
133.60
|
146.24
|
85
|
61
|
54.85
|
59.64
|
64.99
|
71.12
|
78.15
|
85.89
|
94.35
|
103.34
|
112.59
|
122.45
|
133.60
|
146.24
|
159.95
|
86
|
62
|
59.64
|
64.99
|
71.12
|
78.15
|
85.89
|
94.35
|
103.34
|
112.59
|
122.45
|
133.60
|
146.24
|
159.95
|
174.52
|
87
|
63
|
64.99
|
71.12
|
78.15
|
85.89
|
94.35
|
103.34
|
112.59
|
122.45
|
133.60
|
146.24
|
159.95
|
174.52
|
189.71
|
88
|
64
|
71.12
|
78.15
|
85.89
|
94.35
|
103.34
|
112.59
|
122.45
|
133.60
|
146.24
|
159.95
|
174.52
|
189.71
|
205.33
|
89
|
65
|
78.15
|
85.89
|
94.34
|
103.34
|
112.58
|
122.45
|
133.59
|
145.55
|
159.91
|
174.52
|
189.71
|
205.33
|
220.42
|
90
|
66
|
85.77
|
94.34
|
103.33
|
112.57
|
122.43
|
133.58
|
145.20
|
158.50
|
174.13
|
189.68
|
205.33
|
220.42
|
234.78
|
91
|
67
|
94.06
|
103.32
|
112.55
|
122.41
|
133.55
|
144.83
|
157.33
|
172.66
|
188.57
|
204.98
|
220.42
|
234.78
|
249.52
|
92
|
68
|
101.96
|
112.54
|
122.38
|
133.51
|
144.44
|
156.74
|
170.83
|
186.79
|
203.29
|
219.40
|
234.78
|
249.52
|
264.76
|
93
|
69
|
111.16
|
122.34
|
133.45
|
144.05
|
154.26
|
170.32
|
184.61
|
201.22
|
217.49
|
233.97
|
249.52
|
264.76
|
281.02
|
94
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
con't
|
4 of 6
|
|
Male – Smoker – Age Last Birthday
|
5 of 6
|
Issue Age
|
Duration
|
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
con't
|
70
|
12.37
|
19.45
|
25.32
|
29.84
|
33.71
|
42.04
|
45.65
|
51.09
|
59.45
|
69.37
|
80.79
|
93.37
|
106.84
|
con't
|
71
|
15.24
|
21.48
|
27.77
|
32.48
|
37.86
|
44.22
|
48.61
|
54.92
|
62.11
|
72.50
|
84.51
|
97.49
|
111.72
|
con't
|
72
|
18.05
|
24.67
|
31.07
|
36.43
|
41.32
|
46.08
|
51.04
|
57.99
|
63.14
|
73.69
|
85.91
|
99.41
|
114.52
|
con't
|
73
|
20.76
|
28.02
|
34.44
|
39.90
|
44.45
|
48.57
|
54.69
|
61.23
|
65.52
|
78.31
|
92.30
|
103.48
|
119.68
|
con't
|
74
|
23.97
|
30.04
|
37.00
|
43.50
|
47.84
|
53.16
|
59.68
|
64.65
|
73.50
|
89.37
|
101.59
|
113.89
|
131.50
|
con't
|
75
|
25.93
|
32.27
|
39.86
|
47.27
|
52.22
|
58.58
|
64.02
|
72.39
|
87.72
|
100.71
|
112.84
|
130.77
|
150.16
|
con't
|
76
|
26.40
|
34.79
|
43.15
|
51.29
|
57.59
|
63.68
|
71.96
|
86.09
|
99.94
|
112.27
|
128.43
|
148.12
|
167.26
|
con't
|
77
|
27.27
|
36.91
|
46.55
|
56.44
|
63.24
|
71.45
|
85.14
|
99.15
|
111.81
|
126.50
|
142.56
|
163.40
|
182.80
|
con't
|
78
|
28.69
|
39.23
|
50.56
|
62.72
|
70.81
|
84.13
|
98.38
|
111.35
|
125.36
|
139.02
|
157.54
|
179.63
|
201.53
|
con't
|
79
|
30.35
|
42.35
|
55.67
|
70.08
|
82.99
|
97.63
|
110.92
|
124.25
|
137.35
|
153.57
|
175.58
|
198.29
|
226.11
|
con't
|
80
|
32.26
|
46.47
|
62.08
|
78.95
|
96.90
|
110.49
|
123.17
|
135.99
|
151.56
|
170.86
|
195.60
|
223.69
|
249.52
|
con't
|
81
|
34.74
|
51.75
|
70.10
|
89.63
|
110.09
|
122.13
|
134.68
|
150.64
|
168.44
|
192.44
|
223.34
|
249.52
|
264.76
|
con't
|
82
|
38.31
|
58.53
|
79.83
|
102.03
|
121.11
|
133.42
|
149.74
|
166.91
|
190.85
|
222.99
|
249.52
|
264.76
|
281.02
|
con't
|
83
|
43.66
|
67.04
|
91.18
|
115.88
|
132.16
|
148.86
|
165.40
|
189.29
|
222.63
|
249.52
|
264.76
|
281.02
|
297.39
|
con't
|
84
|
51.10
|
77.31
|
103.98
|
130.91
|
147.98
|
163.91
|
187.75
|
222.28
|
249.52
|
264.76
|
281.02
|
297.39
|
312.93
|
con't
|
85
|
60.52
|
89.30
|
118.23
|
147.11
|
162.42
|
186.23
|
221.93
|
249.52
|
264.76
|
281.02
|
297.39
|
312.93
|
329.31
|
con't
|
86
|
71.64
|
103.19
|
134.34
|
160.97
|
184.74
|
221.59
|
249.52
|
264.76
|
281.02
|
297.39
|
312.93
|
329.31
|
346.60
|
con't
|
87
|
84.60
|
119.54
|
153.20
|
183.26
|
221.24
|
249.52
|
264.76
|
281.02
|
297.39
|
312.93
|
329.31
|
346.60
|
364.85
|
con't
|
88
|
100.34
|
139.21
|
181.81
|
220.90
|
249.52
|
264.76
|
281.02
|
297.39
|
312.93
|
329.31
|
346.60
|
364.85
|
381.92
|
con't
|
89
|
120.57
|
174.37
|
220.56
|
249.52
|
264.76
|
281.02
|
297.39
|
312.93
|
329.31
|
346.60
|
364.85
|
381.92
|
396.51
|
con't
|
90
|
159.21
|
218.89
|
249.52
|
264.76
|
281.02
|
297.39
|
312.93
|
329.31
|
346.60
|
364.85
|
381.92
|
396.51
|
411.85
|
con't
|
91
|
208.09
|
247.83
|
264.76
|
281.02
|
297.39
|
312.93
|
329.31
|
346.60
|
364.85
|
381.92
|
396.51
|
411.85
|
427.96
|
con't
|
92
|
242.75
|
264.76
|
281.02
|
297.39
|
312.93
|
329.31
|
346.60
|
364.85
|
381.92
|
396.51
|
411.85
|
427.96
|
446.33
|
con't
|
93
|
264.76
|
281.02
|
297.39
|
312.93
|
329.31
|
346.60
|
364.85
|
381.92
|
396.51
|
411.85
|
427.96
|
446.33
|
468.20
|
con't
|
94
|
281.02
|
297.39
|
312.93
|
329.31
|
346.60
|
364.85
|
381.92
|
396.51
|
411.85
|
427.96
|
446.33
|
468.20
|
491.42
|
con't
|
95
|
297.39
|
312.93
|
329.31
|
346.60
|
364.85
|
381.92
|
396.51
|
411.85
|
427.96
|
446.33
|
468.20
|
491.42
|
516.07
|
con't
|
96
|
312.93
|
329.31
|
346.60
|
364.85
|
381.92
|
396.51
|
411.85
|
427.96
|
446.33
|
468.20
|
491.42
|
516.07
|
542.21
|
con't
|
97
|
329.31
|
346.60
|
364.85
|
381.92
|
396.51
|
411.85
|
427.96
|
446.33
|
468.20
|
491.42
|
516.07
|
542.21
|
569.94
|
con't
|
98
|
346.60
|
364.85
|
381.92
|
396.50
|
411.85
|
427.96
|
446.33
|
468.20
|
491.42
|
516.07
|
542.21
|
569.94
|
599.30
|
con't
|
99
|
364.85
|
381.92
|
396.50
|
411.84
|
427.96
|
446.33
|
468.20
|
491.42
|
516.07
|
542.21
|
569.94
|
599.30
|
630.41
|
con't
|
|
Male – Smoker – Age Last Birthday
|
6 of 6
|
Issue Age
|
Duration
|
Att Age
|
14
|
15
|
16
|
17
|
18
|
19
|
20
|
21
|
22
|
23
|
24
|
25
|
Ultimate
|
70
|
121.52
|
133.40
|
143.64
|
152.79
|
166.99
|
183.76
|
198.60
|
215.06
|
232.88
|
249.52
|
264.76
|
281.02
|
297.39
|
95
|
71
|
127.54
|
143.24
|
151.34
|
165.31
|
180.90
|
197.34
|
211.91
|
231.38
|
249.52
|
264.76
|
281.02
|
297.39
|
312.93
|
96
|
72
|
131.37
|
149.91
|
163.66
|
179.45
|
195.00
|
210.22
|
229.46
|
249.52
|
264.76
|
281.02
|
297.39
|
312.93
|
329.31
|
97
|
73
|
137.61
|
157.15
|
178.03
|
192.83
|
209.66
|
228.38
|
249.52
|
264.76
|
281.02
|
297.39
|
312.93
|
329.31
|
346.60
|
98
|
74
|
150.77
|
171.50
|
190.67
|
208.00
|
227.95
|
249.52
|
264.76
|
281.02
|
297.39
|
312.93
|
329.31
|
346.60
|
364.85
|
99
|
75
|
169.25
|
189.33
|
206.35
|
227.57
|
249.52
|
264.76
|
281.02
|
297.39
|
312.93
|
329.31
|
346.60
|
364.85
|
381.92
|
100
|
76
|
186.03
|
204.72
|
227.21
|
249.52
|
264.76
|
281.02
|
297.39
|
312.93
|
329.31
|
346.60
|
364.85
|
381.92
|
396.51
|
101
|
77
|
203.12
|
226.84
|
249.52
|
264.76
|
281.02
|
297.39
|
312.93
|
329.31
|
346.60
|
364.85
|
381.92
|
396.51
|
411.85
|
102
|
78
|
226.47
|
249.52
|
264.76
|
281.02
|
297.39
|
312.93
|
329.31
|
346.60
|
364.85
|
381.92
|
396.51
|
411.85
|
427.96
|
103
|
79
|
249.52
|
264.76
|
281.02
|
297.39
|
312.93
|
329.31
|
346.60
|
364.85
|
381.92
|
396.51
|
411.85
|
427.96
|
446.33
|
104
|
80
|
264.76
|
281.02
|
297.39
|
312.93
|
329.31
|
346.60
|
364.85
|
381.92
|
396.51
|
411.85
|
427.96
|
446.33
|
468.20
|
105
|
81
|
281.02
|
297.39
|
312.93
|
329.31
|
346.60
|
364.85
|
381.92
|
396.51
|
411.85
|
427.96
|
446.33
|
468.20
|
491.42
|
106
|
82
|
297.39
|
312.93
|
329.31
|
346.60
|
364.85
|
381.92
|
396.51
|
411.85
|
427.96
|
446.33
|
468.20
|
491.42
|
516.07
|
107
|
83
|
312.93
|
329.31
|
346.60
|
364.85
|
381.92
|
396.51
|
411.85
|
427.96
|
446.33
|
468.20
|
491.42
|
516.07
|
542.21
|
108
|
84
|
329.31
|
346.60
|
364.85
|
381.92
|
396.51
|
411.85
|
427.96
|
446.33
|
468.20
|
491.42
|
516.07
|
542.21
|
569.94
|
109
|
85
|
346.60
|
364.85
|
381.92
|
396.51
|
411.85
|
427.96
|
446.33
|
468.20
|
491.42
|
516.07
|
542.21
|
569.94
|
599.30
|
110
|
86
|
364.85
|
381.92
|
396.51
|
411.85
|
427.96
|
446.33
|
468.20
|
491.42
|
516.07
|
542.21
|
569.94
|
599.30
|
630.41
|
111
|
87
|
381.92
|
396.51
|
411.85
|
427.96
|
446.33
|
468.20
|
491.42
|
516.07
|
542.21
|
569.94
|
599.30
|
630.41
|
663.35
|
112
|
88
|
396.51
|
411.85
|
427.96
|
446.33
|
468.20
|
491.42
|
516.07
|
542.21
|
569.94
|
599.30
|
630.41
|
663.35
|
698.19
|
113
|
89
|
411.85
|
427.96
|
446.33
|
468.20
|
491.42
|
516.07
|
542.21
|
569.94
|
599.30
|
630.41
|
663.35
|
698.19
|
735.03
|
114
|
90
|
427.96
|
446.33
|
468.20
|
491.42
|
516.07
|
542.21
|
569.94
|
599.30
|
630.41
|
663.35
|
698.19
|
735.03
|
773.95
|
115
|
91
|
446.33
|
468.20
|
491.42
|
516.07
|
542.21
|
569.94
|
599.30
|
630.41
|
663.35
|
698.19
|
735.03
|
773.95
|
815.02
|
116
|
92
|
468.20
|
491.42
|
516.07
|
542.21
|
569.94
|
599.30
|
630.41
|
663.35
|
698.19
|
735.03
|
773.95
|
815.02
|
858.32
|
117
|
93
|
491.42
|
516.07
|
542.21
|
569.94
|
599.30
|
630.41
|
663.35
|
698.19
|
735.03
|
773.95
|
815.02
|
858.32
|
903.92
|
118
|
94
|
516.07
|
542.21
|
569.94
|
599.30
|
630.41
|
663.35
|
698.19
|
735.03
|
773.95
|
815.02
|
858.32
|
903.92
|
951.74
|
119
|
95
|
542.21
|
569.94
|
599.30
|
630.41
|
663.35
|
698.19
|
735.03
|
773.95
|
815.02
|
858.32
|
903.92
|
951.74
|
1,000.00
|
120
|
96
|
569.94
|
599.30
|
630.41
|
663.35
|
698.19
|
735.03
|
773.95
|
815.02
|
858.32
|
903.92
|
951.74
|
1,000.00
|
|
|
97
|
599.30
|
630.41
|
663.35
|
698.19
|
735.03
|
773.95
|
815.02
|
858.32
|
903.92
|
951.74
|
1,000.00
|
|
|
|
98
|
630.41
|
663.35
|
698.19
|
735.03
|
773.95
|
815.02
|
858.32
|
903.92
|
951.74
|
1,000.00
|
|
|
|
|
99
|
663.35
|
698.19
|
735.03
|
773.95
|
815.02
|
858.32
|
903.92
|
951.74
|
1,000.00
|
|
|
|
|
|
|