Section 2008.APPENDIX T Notice of Medicare Changes

(Company Name)

NOTICE ON CHANGES IN MEDICARE AND

YOUR MEDICARE SUPPLEMENT INSURANCE

The following outline briefly describes the modifications in Medicare and in your Medicare supplement coverage. Please read carefully!

(A brief description of the revisions to Medicare Parts A & B with a parallel description of supplemental benefits with subsequent changes, including dollar amounts, provided by the Medicare supplement coverage in substantially the following format).

Services	Medicare Benefits	Your Medicare Supplement Coverage

	Effective (insert current calendar year) Medicare Will Pay	Effective (insert current calendar year) Your Coverage Will Pay

MEDICARE PART A SERVICES AND SUPPLIES

Inpatient Hospital Services	All but _______ for first 60 days/benefit period

Semi-Private Room & Board	All but _______ a day for 61^st -90^th days/benefit period

Miscellaneous Hospital Service & Supplies, such as Drugs, X-Rays, Lab Tests & Operating Room	All but _____ a day for 91^st-150^th days (if individual chooses to use 60 nonrenewable lifetime reserve days)

BLOOD	Pays all costs except nonreplacement fees (blood deductible) for first 3 pints in each calendar year

SKILLED NURSING FACILITY CARE	100% of costs for first 20 days (after a 3 day prior hospital/ confinement/ benefit period)
	All but ______ a day for 21^st-100^th days /benefit period

	Beyond 100 days – Nothing /benefit period

MEDICARE PART B SERVICES AND SUPPLIES	80% of allowable charges (after ____ deductible/calendar year)

PRESCRIPTION DRUGS	Inpatient prescription drugs 80% of allowable charges for immunosuppressive drugs during the first year following a covered transplant (after ____ deductible/ calendar year)

BLOOD	80% of costs except nonreplacement fees (blood deductible) for first 3 pints (after ___ deductible/calendar year

(Any other policy benefits not mentioned in this chart should be added to the chart in the order prescribed by the outline of coverage. If there are corresponding Medicare benefits, they should be shown.)

(Describe any coverage provisions changing due to Medicare modifications.)

(Include information about when premium adjustments that may be necessary due to changes in Medicare benefits will be effective.)

THIS CHART SUMMARIZING THE CHANGES IN YOUR MEDICARE BENEFITS AND IN YOUR MEDICARE SUPPLEMENT PROVIDED BY (COMPANY) ONLY BRIEFLY DESCRIBES SUCH BENEFITS. FOR INFORMATION ON YOUR MEDICARE BENEFITS CONTACT YOUR SOCIAL SECURITY OFFICE OR THE HEALTH CARE FINANCING ADMINISTRATION. FOR INFORMATION ON YOUR MEDICARE SUPPLEMENT (POLICY) CONTACT: (COMPANY AND FOR AN INDIVIDUAL POLICY-NAME OF AGENT) (ADDRESS/PHONE NUMBER).

(Source: Appendix T renumbered from Appendix O at 29 Ill. Reg. 14188, effective September 8, 2005)