TITLE 50: INSURANCE
CHAPTER I: DEPARTMENT OF INSURANCE
SUBCHAPTER s: LEGAL RESERVE LIFE
PART 1412 RECOGNITION OF THE 2001 CSO MORTALITY TABLE FOR USE IN DETERMINING MINIMUM RESERVE LIABILITIES AND NONFORFEITURE BENEFITS
SECTION 1412.APPENDIX A 2001 CSO MORTALITY TABLES



Section 1412.APPENDIX A   2001 CSO Mortality Tables

 

Section 1412.ILLUSTRATION T   Blended Composite Ultimate Age Nearest Birthday

 

(80) – 80% male, 20% female

(60) – 60% male, 40% female

(50) – 50% male, 50% female

(40) – 40% male, 60% female

(20) – 20% male, 80% female

 

 

Blended Composite Ultimate Age Nearest Birthday

1 of 4

Attained Age

(80)

(60)

(50)

(40)

(20)

0

0.87

0.78

0.73

0.68

0.58

1

0.52

0.48

0.46

0.43

0.39

2

0.36

0.34

0.33

0.31

0.29

3

0.26

0.24

0.24

0.23

0.21

4

0.21

0.20

0.20

0.20

0.19

5

0.20

0.20

0.20

0.19

0.19

6

0.21

0.20

0.20

0.20

0.19

7

0.22

0.22

0.22

0.21

0.21

8

0.22

0.22

0.22

0.21

0.21

9

0.23

0.22

0.22

0.22

0.21

10

0.23

0.23

0.23

0.22

0.22

11

0.26

0.25

0.25

0.25

0.24

12

0.32

0.31

0.30

0.29

0.28

13

0.37

0.35

0.35

0.34

0.32

14

0.44

0.41

0.40

0.39

0.36

15

0.56

0.51

0.48

0.45

0.40

16

0.67

0.60

0.57

0.53

0.46

17

0.78

0.69

0.64

0.60

0.50

18

0.84

0.74

0.69

0.64

0.53

19

0.88

0.77

0.72

0.67

0.56

20

0.89

0.79

0.74

0.68

0.58

21

0.90

0.79

0.74

0.69

0.58

22

0.92

0.81

0.76

0.71

0.60

23

0.92

0.82

0.77

0.71

0.61

24

0.94

0.84

0.79

0.73

0.63

25

0.96

0.86

0.81

0.75

0.65

26

1.01

0.90

0.84

0.79

0.67

27

1.06

0.94

0.89

0.83

0.71

28

1.06

0.95

0.90

0.85

0.74

29

1.05

0.95

0.91

0.86

0.76

con't

con't

con't

con't

con't

con't


 

 

Blended Composite Ultimate Age Nearest Birthday

2 of 4

Attained Age

(80)

(60)

(50)

(40)

(20)

30

1.05

0.96

0.91

0.86

0.77

31

1.05

0.97

0.93

0.89

0.81

32

1.06

0.99

0.95

0.91

0.84

33

1.08

1.02

0.99

0.95

0.89

34

1.12

1.06

1.03

1.00

0.94

35

1.16

1.11

1.09

1.07

1.02

36

1.23

1.18

1.16

1.13

1.08

37

1.29

1.25

1.23

1.20

1.16

38

1.39

1.33

1.31

1.28

1.22

39

1.48

1.42

1.39

1.35

1.29

40

1.58

1.51

1.48

1.44

1.37

41

1.71

1.63

1.59

1.54

1.46

42

1.86

1.77

1.72

1.67

1.58

43

2.04

1.93

1.87

1.81

1.70

44

2.26

2.12

2.06

1.99

1.85

45

2.49

2.34

2.26

2.18

2.03

46

2.73

2.56

2.47

2.39

2.22

47

2.99

2.81

2.72

2.63

2.45

48

3.16

3.00

2.91

2.83

2.67

49

3.37

3.22

3.15

3.08

2.93

50

3.62

3.49

3.42

3.35

3.22

51

3.93

3.80

3.73

3.67

3.54

52

4.33

4.20

4.13

4.06

3.93

53

4.78

4.64

4.56

4.49

4.35

54

5.33

5.15

5.06

4.98

4.80

55

5.95

5.74

5.63

5.53

5.31

56

6.63

6.38

6.25

6.13

5.88

57

7.35

7.06

6.91

6.77

6.48

58

7.97

7.68

7.53

7.38

7.09

59

8.67

8.34

8.18

8.03

7.71

60

9.49

9.11

8.93

8.74

8.38

61

10.48

10.03

9.80

9.58

9.13

62

11.67

11.09

10.81

10.52

9.95

63

12.98

12.26

11.91

11.55

10.84

64

14.37

13.50

13.07

12.65

11.80

65

15.83

14.81

14.31

13.81

12.83

66

17.31

16.16

15.60

15.03

13.92

67

18.81

17.55

16.93

16.31

15.09

68

20.44

19.06

18.38

17.71

16.38

69

22.12

20.63

19.90

19.18

17.75

con't

con't

con't

con't

con't

con't


 

 

Blended Composite Ultimate Age Nearest Birthday

3 of 4

Attained Age

(80)

(60)

(50)

(40)

(20)

70

24.10

22.47

21.67

20.88

19.33

71

26.32

24.53

23.66

22.80

21.11

72

29.19

27.12

26.11

25.12

23.18

73

32.19

29.85

28.71

27.59

25.41

74

35.36

32.74

31.48

30.23

27.82

75

38.85

35.92

34.51

33.13

30.46

76

42.64

39.38

37.81

36.28

33.33

77

47.00

43.30

41.54

39.82

36.53

78

52.02

47.78

45.76

43.81

40.08

79

57.75

52.83

50.51

48.26

44.02

80

63.96

58.30

55.64

53.10

48.30

81

71.20

64.89

61.95

59.15

53.91

82

78.77

71.84

68.66

65.63

60.03

83

86.75

79.07

75.58

72.28

66.23

84

95.53

87.00

83.16

79.57

73.05

85

105.30

95.78

91.56

87.64

80.60

86

115.64

104.70

99.92

95.52

87.72

87

127.52

115.61

110.50

105.85

97.70

88

140.04

127.06

121.59

116.67

108.16

89

153.12

139.02

133.20

128.03

119.23

90

166.06

150.44

144.15

138.62

129.36

91

176.29

158.20

151.11

144.96

134.84

92

188.14

168.69

161.29

154.97

144.76

93

201.91

182.11

174.81

168.68

158.98

94

217.64

198.30

191.41

185.71

176.87

95

235.98

218.09

211.91

206.89

199.23

96

253.18

236.82

231.35

226.96

220.37

97

271.66

256.79

251.96

248.14

242.47

98

281.27

263.31

257.63

253.19

246.69

99

295.32

276.39

270.58

266.11

259.66

100

313.54

295.16

289.72

285.58

279.70

101

330.82

314.35

309.63

306.10

301.14

102

350.39

335.97

331.98

329.01

324.91

103

372.52

360.27

356.97

354.54

351.22

104

397.46

387.44

384.81

382.89

380.29

con't

con't

con't

con't

con't

con't


 

 

Blended Composite Ultimate Age Nearest Birthday

4 of 4

Attained Age

(80)

(60)

(50)

(40)

(20)

105

425.09

417.26

415.25

413.79

411.83

106

454.25

448.30

446.79

445.71

444.26

107

484.83

480.46

479.37

478.59

477.55

108

516.27

513.16

512.39

511.84

511.11

109

549.38

547.39

546.91

546.56

546.10

110

583.66

582.61

582.35

582.16

581.92

111

617.39

616.80

616.65

616.55

616.41

112

650.79

650.26

650.13

650.04

649.93

113

682.37

681.25

680.97

680.78

680.53

114

724.03

723.67

723.58

723.52

723.44

115

763.93

763.64

763.57

763.52

763.45

116

805.53

805.19

805.11

805.05

804.98

117

850.80

850.60

850.55

850.51

850.47

118

893.94

893.09

892.89

892.75

892.56

119

938.06

936.37

935.99

935.72

935.34

120

1000.00

1000.00

1000.00

1000.00

1000.00