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| Public Act 102-0107 | ||||
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AN ACT concerning regulation.
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Be it enacted by the People of the State of Illinois,
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represented in the General Assembly:
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Section 5. The Illinois Insurance Code is amended by | ||||
adding Sections 155.47 and 155.48 as follows: | ||||
(215 ILCS 5/155.47 new) | ||||
Sec. 155.47. Prohibited practices relating to substance | ||||
use disorder treatment. | ||||
(a) As used in this Section, "recovery support", | ||||
"substance use disorder", and "treatment" have the meanings | ||||
set forth in the Substance Use Disorder Act. | ||||
(b) A company authorized to transact life insurance in | ||||
this State may not, based solely on whether an individual has | ||||
participated in a substance use treatment or recovery support | ||||
program no less than 5 years before application: | ||||
(1) deny coverage to the individual; | ||||
(2) limit the amount, extent, or kind of coverage | ||||
available to the individual; or | ||||
(3) charge the individual or a group to which the | ||||
individual belongs a rate that is different from the rate | ||||
charged to other individuals or groups, respectively, for | ||||
the same coverage, unless the charge is based on sound | ||||
underwriting or actuarial principles reasonably related to | ||||
actual or anticipated loss experience for a particular | ||
risk. | ||
(215 ILCS 5/155.48 new) | ||
Sec. 155.48. Prohibited practices relating to prescription | ||
for or obtainment of opioid antagonist. | ||
(a) As used in this Section, "opioid antagonist" means any | ||
drug that binds to opioid receptors and blocks or otherwise | ||
inhibits the effects of opioids acting on those receptors to | ||
reverse the effects of an opioid overdose. | ||
(b) A company authorized to transact life insurance in | ||
this State may not, based solely on whether an individual has | ||
been prescribed or has obtained through a standing order an | ||
opioid antagonist: | ||
(1) deny coverage to the individual; | ||
(2) limit the amount, extent, or kind of coverage | ||
available to the individual; or | ||
(3) charge the individual or a group to which the | ||
individual belongs a rate that is different from the rate | ||
charged to other individuals or groups, respectively, for | ||
the same coverage, unless the charge is based on sound | ||
underwriting or actuarial principles reasonably related to | ||
actual or anticipated loss experience for a particular | ||
risk.
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