Bill Status of SB 3926   102nd General Assembly

Short Description:  INS/SHORT-TERM HEALTH COVERAGE

Senate Sponsors
Sen. Laura Fine-Ann Gillespie, Mike Simmons and Jacqueline Y. Collins

House Sponsors
(Rep. Bob Morgan)


Last Action  View All Actions

DateChamber Action
  1/10/2023SenateSession Sine Die

Statutes Amended In Order of Appearance
215 ILCS 5/121-2.05from Ch. 73, par. 733-2.05
215 ILCS 5/352c new
215 ILCS 5/356z.18
215 ILCS 5/367.3from Ch. 73, par. 979.3
215 ILCS 5/367afrom Ch. 73, par. 979a
215 ILCS 5/368f
215 ILCS 125/5-3from Ch. 111 1/2, par. 1411.2
215 ILCS 130/4003from Ch. 73, par. 1504-3
215 ILCS 190/Act rep.

Synopsis As Introduced
Amends the Illinois Insurance Code. Sets forth provisions concerning short-term, limited-duration insurance. Provides that on and after January 1, 2023, no company shall issue, deliver, amend, or renew short-term, limited-duration insurance to any natural or legal person that is a resident or domiciled in the State. Provides that the Department of Insurance may adopt rules as deemed necessary that prescribe specific standards for or restrictions on policy provisions, benefit design, disclosures, and sales and marketing practices for excepted benefits. Provides that the Director of Insurance's authority under specified provisions is extended to group and blanket excepted benefits. Provides that the language does not apply to limited-scope dental, limited-scope vision, long-term care, Medicare supplement, credit life, credit health, or any excepted benefits that are filed under specified provisions. Provides that nothing in the language shall be construed to limit the Director's authority under other statutes. Makes conforming changes in the Health Maintenance Organization Act and the Limited Health Service Organization Act. Repeals the Short-Term, Limited-Duration Health Insurance Coverage Act. Effective January 1, 2023.

Senate Committee Amendment No. 1
Deletes reference to:
215 ILCS 5/352c new
215 ILCS 125/5-3
215 ILCS 130/4003
215 ILCS 190/Act rep.
Adds reference to:
215 ILCS 5/424
215 ILCS 5/425from Ch. 73, par. 1032
215 ILCS 5/500-70
215 ILCS 190/2 new
215 ILCS 190/5
215 ILCS 190/10
215 ILCS 190/15
215 ILCS 190/20
215 ILCS 190/25 new
215 ILCS 190/30 new
215 ILCS 190/35 new

Replaces everything after the enacting clause. Amends the Illinois Insurance Code. Provides that any failure to make a disclosure or obtain a signed confirmation required under specified provisions of the Short-Term, Limited-Duration Health Insurance Coverage Act is an unfair method of competition and an unfair and deceptive act or practice in the business of insurance. Provides that the Director of Insurance shall have the power to examine and investigate into the affairs of every person subject to specified provisions of the Short-Term, Limited-Duration Health Insurance Coverage Act. Provides that the Director may place on probation, suspend, revoke, or refuse to issue or renew an insurance producer's license or may levy a civil penalty or take any combination of actions for any failure to make a disclosure or obtain a signed confirmation required or any unlawful practice described under specified provisions of the Short-Term, Limited-Duration Health Insurance Coverage Act. Amends the Short-Term, Limited-Duration Health Insurance Coverage Act. Sets forth provisions concerning the purpose and scope of the Act. Provides that the Act applies to health insurance issuers that offer short-term, limited-duration health insurance coverage to groups and individuals (rather than only individuals) in the State. Sets forth provisions concerning duration of coverage; cancellation; and disclosure, filing, and coverage requirements of short term, limited-duration health insurance coverage. Sets forth provisions concerning unfair or deceptive practices relating to the sale of supplemental or short-term, limited-duration health insurance coverage. Provides that the Department of Insurance may adopt any rules necessary to carry out the provisions of the Act. Defines terms. Makes other changes. Effective January 1, 2023.

Actions 
DateChamber Action
  1/21/2022SenateFiled with Secretary by Sen. Laura Fine
  1/21/2022SenateFirst Reading
  1/21/2022SenateReferred to Assignments
  2/1/2022SenateAssigned to Insurance
  2/8/2022SenateAdded as Chief Co-Sponsor Sen. Ann Gillespie
  2/10/2022SenateRule 2-10 Committee Deadline Established As February 18, 2022
  2/18/2022SenateRule 2-10 Committee Deadline Established As February 25, 2022
  2/25/2022SenateRule 2-10 Committee/3rd Reading Deadline Established As March 11, 2022
  3/11/2022SenateRule 2-10 Committee/3rd Reading Deadline Established As March 25, 2022
  3/25/2022SenateSenate Committee Amendment No. 1 Filed with Secretary by Sen. Laura Fine
  3/25/2022SenateSenate Committee Amendment No. 1 Referred to Assignments
  3/25/2022SenateRule 2-10 Committee/3rd Reading Deadline Established As April 8, 2022
  3/28/2022SenateSenate Committee Amendment No. 1 Assignments Refers to Insurance
  3/30/2022SenateSenate Committee Amendment No. 1 Adopted
  3/30/2022SenateDo Pass as Amended Insurance; 014-000-000
  3/30/2022SenatePlaced on Calendar Order of 2nd Reading March 31, 2022
  4/4/2022SenateSecond Reading
  4/4/2022SenatePlaced on Calendar Order of 3rd Reading April 5, 2022
  4/6/2022SenateThird Reading - Passed; 056-000-000
  4/6/2022HouseArrived in House
  4/6/2022HouseChief House Sponsor Rep. Bob Morgan
  4/6/2022SenateAdded as Co-Sponsor Sen. Mike Simmons
  4/6/2022HouseFirst Reading
  4/6/2022HouseReferred to Rules Committee
  4/7/2022HouseFinal Action Deadline Extended-9(b) April 8, 2022
  4/7/2022HouseAssigned to Insurance Committee
  4/8/2022HouseMoved to Suspend Rule 21 Rep. Robyn Gabel
  4/8/2022HouseSuspend Rule 21 - Prevailed
  4/8/2022HouseDo Pass / Short Debate Insurance Committee; 017-000-000
  4/8/2022HousePlaced on Calendar 2nd Reading - Short Debate
  4/11/2022HouseRule 19(a) / Re-referred to Rules Committee
  4/22/2022SenateAdded as Co-Sponsor Sen. Jacqueline Y. Collins
  1/10/2023SenateSession Sine Die

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