Rep. Joyce Mason
Filed: 4/16/2021
 
 

 

 

 
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1
AMENDMENT TO HOUSE BILL 33 




2    AMENDMENT NO. ______. Amend House Bill 33 by replacing 
3everything after the enacting clause with the following:

 
4    "Section 5. The Illinois Insurance Code is amended  by 
5adding Sections 155.47 and 155.48 as follows:
 
6    (215 ILCS 5/155.47 new)
7    Sec. 155.47. Prohibited practices relating to substance 
8use disorder treatment.
9    (a)   As used in this Section, "recovery support", 
10"substance use disorder", and "treatment" have the meanings 
11set forth in the Substance Use Disorder Act.
12    (b)   A company authorized to transact life insurance in 
13this State may not, based solely on whether an individual has 
14participated in a substance use treatment or recovery support 
15program no less than 5 years before application:
16        (1)   deny coverage to the individual;
 
 
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1        (2)   limit the amount, extent, or kind of coverage 
2    available to the individual; or
3        (3)   charge the individual or a group to which the 
4    individual belongs a rate that is different from the rate 
5    charged to other individuals or groups, respectively, for 
6    the same coverage, unless the charge is based on sound 
7    underwriting or actuarial principles reasonably related to 
8    actual or anticipated loss experience for a particular 
9    risk.
 
10    (215 ILCS 5/155.48 new)
11    Sec. 155.48. Prohibited practices relating to prescription 
12for or obtainment of opioid antagonist.
13    (a) As used in this Section, "opioid antagonist" means any 
14drug that binds to opioid receptors and blocks or otherwise 
15inhibits the effects of opioids acting on those receptors to 
16reverse the effects of an opioid overdose.
17    (b) A company authorized to transact life insurance in 
18this State may not, based solely on whether an individual has 
19been prescribed or has obtained through a standing order an 
20opioid antagonist:
21        (1) deny coverage to the individual;
22        (2) limit the amount, extent, or kind of coverage 
23    available to the individual; or
24        (3) charge the individual or a group to which the 
25    individual belongs a rate that is different from the rate 
 
 
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1    charged to other individuals or groups, respectively, for 
2    the same coverage, unless the charge is based on sound 
3    underwriting or actuarial principles reasonably related to 
4    actual or anticipated loss experience for a particular 
5    risk.".