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| 1 | AN ACT concerning regulation.
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| 2 | Be it enacted by the People of the State of Illinois,
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| 3 | represented in the General Assembly:
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| 4 | Section 5. The Illinois Insurance Code is amended by | ||||||||||||||||||||||||||
| 5 | changing Sections 356m and 356z.33 as follows:
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| 6 | (215 ILCS 5/356m) (from Ch. 73, par. 968m)
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| 7 | Sec. 356m. Infertility coverage.
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| 8 | (a) No group policy of accident and health insurance | ||||||||||||||||||||||||||
| 9 | providing coverage
for more than 25 employees that provides | ||||||||||||||||||||||||||
| 10 | pregnancy related benefits may be
issued, amended, delivered, | ||||||||||||||||||||||||||
| 11 | or
renewed in this State after the effective date of this | ||||||||||||||||||||||||||
| 12 | amendatory Act of the 99th General Assembly unless the policy | ||||||||||||||||||||||||||
| 13 | contains coverage for the diagnosis and treatment of
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| 14 | infertility including, but not limited to, in vitro | ||||||||||||||||||||||||||
| 15 | fertilization, uterine
embryo lavage, embryo transfer, | ||||||||||||||||||||||||||
| 16 | artificial insemination, gamete
intrafallopian tube transfer, | ||||||||||||||||||||||||||
| 17 | zygote intrafallopian tube transfer, and low
tubal ovum | ||||||||||||||||||||||||||
| 18 | transfer.
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| 19 | (b) The coverage required under subsection (a) is subject | ||||||||||||||||||||||||||
| 20 | to the following conditions:
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| 21 | (1) Coverage for procedures for in vitro | ||||||||||||||||||||||||||
| 22 | fertilization, gamete
intrafallopian tube transfer, or | ||||||||||||||||||||||||||
| 23 | zygote intrafallopian tube transfer shall
be required only | ||||||||||||||||||||||||||
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| 1 | if:
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| 2 | (A) the covered individual has been unable to | ||||||
| 3 | attain a viable pregnancy, maintain a viable | ||||||
| 4 | pregnancy, or sustain a
successful pregnancy through | ||||||
| 5 | reasonable, less costly medically appropriate
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| 6 | infertility treatments for which coverage is available | ||||||
| 7 | under the policy,
plan, or contract;
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| 8 | (B) the covered individual has not undergone 4 | ||||||
| 9 | completed oocyte
retrievals, except that if a live | ||||||
| 10 | birth follows a completed oocyte
retrieval, then 2 | ||||||
| 11 | more completed oocyte retrievals shall be covered; and
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| 12 | (C) the procedures are performed at medical | ||||||
| 13 | facilities that conform to
the American College of | ||||||
| 14 | Obstetric and Gynecology guidelines for in vitro
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| 15 | fertilization clinics or to the American Fertility | ||||||
| 16 | Society minimal
standards for programs of in vitro | ||||||
| 17 | fertilization.
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| 18 | (2) The procedures required to be covered under this | ||||||
| 19 | Section are not
required to be contained in any policy or | ||||||
| 20 | plan issued to or by a religious
institution or | ||||||
| 21 | organization or to or by an entity sponsored by a | ||||||
| 22 | religious
institution or organization that finds the | ||||||
| 23 | procedures required to be
covered under this Section to | ||||||
| 24 | violate its religious
and moral teachings and beliefs.
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| 25 | (c) For purpose of this Section, "infertility" means the | ||||||
| 26 | inability to
conceive after one year of unprotected sexual | ||||||
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| 1 | intercourse, the inability to conceive after one year of | ||||||
| 2 | attempts to produce conception, the inability to conceive | ||||||
| 3 | after an individual is diagnosed with a condition affecting | ||||||
| 4 | fertility, or the inability
to sustain a successful pregnancy.
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| 5 | (d) On or after the effective date of this amendatory Act | ||||||
| 6 | of the 102nd General Assembly, coverage required under this | ||||||
| 7 | Section shall be applicable to policies of insurance written | ||||||
| 8 | in other states that insure an Illinois resident. | ||||||
| 9 | (Source: P.A. 99-421, eff. 1-1-16.)
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| 10 | (215 ILCS 5/356z.33) | ||||||
| 11 | Sec. 356z.33. Coverage for epinephrine injectors. | ||||||
| 12 | (a) A group or individual policy of accident and health | ||||||
| 13 | insurance or a managed care plan that is amended, delivered, | ||||||
| 14 | issued, or renewed on or after January 1, 2020 (the effective | ||||||
| 15 | date of Public Act 101-281) this amendatory Act of the 101st | ||||||
| 16 | General Assembly shall provide coverage for medically | ||||||
| 17 | necessary epinephrine injectors for persons 18 years of age or | ||||||
| 18 | under. As used in this Section, "epinephrine injector" has the | ||||||
| 19 | meaning given to that term in Section 5 of the Epinephrine | ||||||
| 20 | Injector Act.
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| 21 | (b) On or after the effective date of this amendatory Act | ||||||
| 22 | of the 102nd General Assembly, coverage required under this | ||||||
| 23 | Section shall be applicable to policies of insurance written | ||||||
| 24 | in other states that insure an Illinois resident. | ||||||
| 25 | (Source: P.A. 101-281, eff. 1-1-20; revised 10-16-19.)
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