103RD GENERAL ASSEMBLY
State of Illinois
2023 and 2024
HB2613
 
Introduced 2/15/2023, by Rep. Jed Davis
 
SYNOPSIS AS INTRODUCED:
 

 
215 ILCS 190/10

     Amends the Short-Term, Limited Duration Health Insurance Coverage Act. Provides that any short-term, limited duration health insurance coverage policy that is delivered or issued for delivery in the State must have an expiration date in the policy that is less than 181 days after the effective date or December 31 of the current year, whichever is later (rather than must have an expiration date in the policy that is less than 181 days after the effective date).
  


LRB103 29383 BMS 55773 b

 
 
A BILL FOR
 

  
HB2613LRB103 29383 BMS 55773 b


  
1    AN ACT concerning regulation.
  
 
2    Be it enacted by the People of the State of Illinois,
 
3represented in the General Assembly:
  
 
 
4    Section 5. The Short-Term, Limited-Duration Health 
5Insurance Coverage Act is amended  by changing Section 10 as 
6follows:
 
7    (215 ILCS 190/10)

8    Sec. 10. Application; scope; duration of coverage.   
9    (a) This Act applies to health insurance issuers that 
10offer short-term, limited-duration health insurance coverage 
11to individuals in this State and to short-term, 
12limited-duration health insurance coverage that is delivered 
13or issued for delivery in this State, including coverage 
14issued outside of this State that covers individuals in this 
15State.
16    (b) A short-term, limited-duration health insurance 
17coverage policy may not be issued or delivered to any person 
18residing in this State unless the policy, when delivered or 
19issued for delivery in this State, complies with the 
20provisions of this Act.
21    (c) Any short-term, limited-duration health insurance 
22coverage policy that is delivered or issued for delivery in 
23this State must have an expiration date in the policy that is 
 
 
HB2613- 2 -LRB103 29383 BMS 55773 b

1less than 181 days after the effective date or December 31 of 
2the current year, whichever is later, and shall not be 
3renewable or extendable within a period of 365 days after the 
4individual's coverage under the policy ends, either at the 
5option of the issuer or the individual. Renewal of a 
6short-term, limited-duration health insurance coverage policy 
7includes the issuance of a new short-term, limited-duration 
8health insurance policy by an issuer to a policyholder within 
960 days after the expiration of a policy previously issued by 
10the issuer to the policyholder.
11    (d) Any short-term, limited-duration health insurance 
12coverage policy that is delivered or issued for delivery in 
13this State may not be rescinded before the expiration date in 
14the policy, except in cases of nonpayment of premiums, fraud, 
15or as provided in subsection (e).
16    (e) Any short-term, limited-duration health insurance 
17coverage policy that is delivered or issued for delivery in 
18this State shall contain an option for an individual to cancel 
19coverage after any 30-day interval during the term of the 
20plan.

21(Source: P.A. 100-1118, eff. 11-27-18.)