Rep. Elizabeth "Lisa" Hernandez
Filed: 4/16/2024
 
 

 
 

 
10300HB5356ham002LRB103 37241 RPS 72421 a

1
AMENDMENT TO HOUSE BILL 5356

2    AMENDMENT NO. ______. Amend House Bill 5356 by replacing 
3everything after the enacting clause with the following:
 
4    "Section 5. The Illinois Insurance Code is amended by 
5adding Sections 143.10f and 143.21d as follows:
 
6    (215 ILCS 5/143.10f new)
7    Sec. 143.10f. Homeowner's insurance; sewer backup and sump 
8pump overflow coverage.
9    (a) In this Section, "homeowner's insurance policy" means 
10personal multi-peril property insurance policies covering real 
11property used principally for residential purposes or any 
12household or personal property that is usual or incidental to 
13the occupancy of any premises used for residential purposes. 
14    (b) A homeowner's insurance policy that is offered or 
15issued or renewed on or after the effective date of this 
16amendatory Act of the 103rd General Assembly shall include an 
 
 
10300HB5356ham002- 2 -LRB103 37241 RPS 72421 a

1offer from the insurer to purchase optional coverage with a 
2specific limit for damage caused by a sewer backup or overflow 
3from a sump pump.
 
4    (215 ILCS 5/143.21d new)
5    Sec. 143.21d. Sewer backup and sump pump overflow 
6coverage; notice. In response to all applications for a policy 
7of fire and extended coverage insurance, as defined in 
8subsection (b) of Section 143.13, received by the insurance 
9company, information shall be provided by the insurance 
10company to the applicant regarding the availability, coverage 
11limit, and cost of insurance for loss caused by a sewer backup 
12or overflow from a sump pump.
 
13    Section 99. Effective date. This Act takes effect January 
141, 2025.".