Rep. Elizabeth "Lisa" Hernandez
Filed: 4/1/2024
 
 

 
 

 
10300HB5357ham001LRB103 37078 RPS 71489 a

1
AMENDMENT TO HOUSE BILL 5357 

2    AMENDMENT NO. ______. Amend House Bill 5357 by replacing 
3everything after the enacting clause with the following:
 
4    "Section 5. The Illinois Insurance Code is amended by 
5adding Section 143.10f as follows:
 
6    (215 ILCS 5/143.10f new)
7    Sec. 143.10f. Homeowner's insurance policy; sewer backup 
8and sump pump overflow.
9    (a) In this Section, "homeowner's insurance policy" means 
10personal multi-peril property insurance policies covering real 
11property used principally for residential purposes or any 
12household or personal property that is usual or incidental to 
13the occupancy of any premises used for residential purposes. 
14    (b) When issuing or quoting a homeowner's insurance 
15policy, an insurer shall disclose whether the homeowner's 
16insurance policy covers damage from a sewer backup or overflow 
 
 
10300HB5357ham001- 2 -LRB103 37078 RPS 71489 a

1from a sump pump. If the homeowner's insurance policy being 
2issued does not cover damage caused by a sewer backup or 
3overflow from a sump pump, the insurer shall offer the insured 
4the opportunity to purchase additional coverage for damage 
5caused by a sewer backup or overflow from a sump pump. The cost 
6of the additional coverage shall be clearly communicated to 
7the insured at the time the opportunity to purchase the 
8additional coverage is offered.".