HB4464 - 104th General Assembly (2025-2026)

INS-DENTAL COVERAGE REIMBURSE
Last Action
4/28/2026 - Senate: Placed on Calendar Order of 2nd Reading April 29, 2026
Statutes Amended In Order of Appearance
215 ILCS 5/355.5  
Synopsis As Introduced
Amends the Illinois Insurance Code. Prohibits an insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance on or after the effective date of the amendatory Act from requiring a dental care provider to only accept payment from a credit card or electronic funds transfer, in addition to the existing prohibition on incurred fees to access and obtain payment or reimbursement for services provided. Provides that any insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance may initiate or change payment methodology to a dental care provider using electronic funds transfer payments, including virtual credit card payments, if the specified conditions are met. Sets forth provisions concerning claim payment methodologies and fees for transmitting payments. Provides that the specified dental coverage reimbursement provisions shall not be waived by contract. Effective January 1, 2027.

House Floor Amendment No. 1
Replaces everything after the enacting clause with the provisions of the introduced bill with the following changes. Provides that a dental care provider's express acceptance may be given by an electronic or digital signature if the form of the signature is recognized as a valid signature under applicable law. Replaces provisions concerning requests for a change in the available payment methodology and provisions prohibiting an insurer or managed care plan from using a dental care provider's preferred method of payment as a factor when deciding whether to provide credentials to a dentist with cross-references to existing health care provider reimbursement requirements. Effective January 1, 2027.
Actions
DateChamberAction
1/15/2026HouseFiled with the Clerk by Rep. Jennifer Gong-Gershowitz
1/20/2026HouseFirst Reading
1/20/2026HouseReferred to Rules Committee
2/11/2026HouseAssigned to Insurance Committee
2/17/2026HouseDo Pass / Short Debate Insurance Committee; 016-000-000
2/18/2026HousePlaced on Calendar 2nd Reading - Short Debate
4/01/2026HouseHouse Floor Amendment No. 1 Filed with Clerk by Rep. Jennifer Gong-Gershowitz
4/01/2026HouseHouse Floor Amendment No. 1 Referred to Rules Committee
4/07/2026HouseHouse Floor Amendment No. 1 Rules Refers to Insurance Committee
4/08/2026HouseAdded Chief Co-Sponsor Rep. Tracy Katz Muhl
4/08/2026HouseHouse Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 015-000-000
4/10/2026HouseSecond Reading - Short Debate
4/10/2026HouseHeld on Calendar Order of Second Reading - Short Debate
4/14/2026HouseHouse Floor Amendment No. 1 Adopted
4/14/2026HousePlaced on Calendar Order of 3rd Reading - Short Debate
4/14/2026HouseThird Reading - Short Debate - Passed 109-000-000
4/15/2026SenateArrive in Senate
4/15/2026SenatePlaced on Calendar Order of First Reading
4/15/2026SenateChief Senate Sponsor Sen. Julie A. Morrison
4/15/2026SenateFirst Reading
4/15/2026SenateReferred to Assignments
4/28/2026SenateApproved for Consideration Assignments
4/28/2026SenatePlaced on Calendar Order of 2nd Reading April 29, 2026