HB4538 - 104th General Assembly (2025-2026)

CONSUMER IDENTITY VERIFICATION
Last Action
4/21/2026 - Senate: Referred to Assignments
Statutes Amended In Order of Appearance
New Act  
815 ILCS 505/2MMMMM new  
Synopsis As Introduced
Creates the Identity Verification for Consumer Services Act. Requires an entity that provides specified services to use identity verification to verify a person's identity before initiating or modifying an agreement to provide the service. Provides that an entity that provides a specified service that becomes aware of an attempted or confirmed identity theft through its compliance with the Act shall report the attempted or confirmed identity theft to the Attorney General. Provides that a violation of the Act constitutes an unlawful practice under the Consumer Fraud and Deceptive Business Practices Act. Limits home rule. Amends the Consumer Fraud and Deceptive Business Practices Act to make a conforming change. Effective January 1, 2027.

House Committee Amendment No. 1
Deletes reference to:
815 ILCS 505/2MMMMM new  
Adds reference to:
815 ILCS 505/2MMMM new  
Replaces everything after the enacting clause. Reinserts the provisions of the introduced bill with the following changes. Excludes from the definition of "covered service" any public utility, alternative retail electric supplier, or alternative gas supplier. Defines "identity verification" as the process of verifying a person's identity using 2 specified forms of authentication (rather than a valid, government-issued photo identification and one additional form of authentication). Provides that an entity that engages in a high-risk transaction involving a covered service (rather than an entity that provides a covered service) shall use identity verification to verify a person's identity before initiating or modifying an agreement to provide the covered service. Makes changes in provisions concerning recordkeeping. Removes reporting requirements. Effective January 1, 2027.

House Committee Amendment No. 2
Specifies that the definition of "covered services" means various accounts or benefits that use identifying information to authorize access or extend service to those accounts or benefits.

House Floor Amendment No. 4
Replaces everything after the enacting clause. Reinserts the provisions of House Amendment No. 1, as amended by House Amendments No. 2 and No. 3, with the following changes. Exempts from the requirements of the Act: (1) the Early Intervention Program when acting in accordance with specified regulations for the purpose of verifying identities; and (2) the Child Care Assistance Program when acting in accordance with specified regulations for the purpose of verifying identities. Effective January 1, 2027.
Actions
DateChamberAction
1/22/2026HouseFiled with the Clerk by Rep. Rita Mayfield
1/30/2026HouseFirst Reading
1/30/2026HouseReferred to Rules Committee
2/11/2026HouseAssigned to Consumer Protection Committee
3/18/2026HouseHouse Committee Amendment No. 1 Filed with Clerk by Rep. Rita Mayfield
3/18/2026HouseHouse Committee Amendment No. 1 Referred to Rules Committee
3/19/2026HouseHouse Committee Amendment No. 1 Rules Refers to Consumer Protection Committee
3/19/2026HouseHouse Committee Amendment No. 2 Filed with Clerk by Rep. Rita Mayfield
3/19/2026HouseHouse Committee Amendment No. 2 Referred to Rules Committee
3/20/2026HouseHouse Committee Amendment No. 2 Rules Refers to Consumer Protection Committee
3/24/2026HouseHouse Committee Amendment No. 1 Adopted in Consumer Protection Committee; by Voice Vote
3/24/2026HouseHouse Committee Amendment No. 2 Adopted in Consumer Protection Committee; by Voice Vote
3/24/2026HouseDo Pass as Amended / Short Debate Consumer Protection Committee; 006-003-000
3/25/2026HousePlaced on Calendar 2nd Reading - Short Debate
4/10/2026HouseSecond Reading - Short Debate
4/10/2026HouseHeld on Calendar Order of Second Reading - Short Debate
4/10/2026HouseHouse Floor Amendment No. 3 Filed with Clerk by Rep. Rita Mayfield
4/10/2026HouseHouse Floor Amendment No. 3 Referred to Rules Committee
4/14/2026HouseHouse Floor Amendment No. 3 Rules Refers to Consumer Protection Committee
4/14/2026HouseHouse Floor Amendment No. 3 Recommends Be Adopted Consumer Protection Committee; 009-000-000
4/16/2026HouseHouse Floor Amendment No. 4 Filed with Clerk by Rep. Rita Mayfield
4/16/2026HouseHouse Floor Amendment No. 4 Referred to Rules Committee
4/17/2026HouseHouse Floor Amendment No. 4 Rules Refers to Executive Committee
4/17/2026HouseHouse Floor Amendment No. 4 Recommends Be Adopted Executive Committee; 012-000-000
4/17/2026HouseAdded Chief Co-Sponsor Rep. Tom Weber
4/17/2026HouseHouse Floor Amendment No. 3 Withdrawn by Rep. Rita Mayfield
4/17/2026HouseHouse Floor Amendment No. 4 Adopted
4/17/2026HousePlaced on Calendar Order of 3rd Reading - Short Debate
4/17/2026HouseThird Reading - Short Debate - Passed 103-000-000
4/17/2026HouseHouse Floor Amendment No. 3 Tabled
4/17/2026HouseAdded Co-Sponsor Rep. Matt Hanson
4/21/2026SenateArrive in Senate
4/21/2026SenatePlaced on Calendar Order of First Reading
4/21/2026SenateChief Senate Sponsor Sen. Lakesia Collins
4/21/2026SenateFirst Reading
4/21/2026SenateReferred to Assignments