HB4592 - 104th General Assembly (2025-2026)

ACCEPTANCE OF CASH PAYMENTS
Last Action
3/26/2026 - House: Placed on Calendar 2nd Reading - Short Debate
House Sponsors
Rep. Rita Mayfield
Statutes Amended In Order of Appearance
20 ILCS 5/5-735 new  
50 ILCS 345/1  
50 ILCS 345/40 new  
815 ILCS 505/MMMM new  
Synopsis As Introduced
Amends the Civil Administrative Code of Illinois. Provides that a State agency shall accept cash when offered as payment for any transaction totaling $500 or less. Prohibits a State agency from charging a higher price or adding any additional fee if a transaction conducted in cash. Amends the Local Governmental Acceptance of Credit Cards Act. Changes the name of the Act to the Local Governmental Acceptance of Credit Cards and Cash Act. Provides that a unit of local government shall accept cash when offered as payment for any transaction totaling $500 or less. Prohibits a unit of local government from charging a higher price or adding any additional fee if a transaction conducted in cash. Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that any person engaged in the business of selling or offering to sell goods or services at retail to the public with an individual accepting in-person payments at a physical location shall not: (1) refuse to accept cash as a form of payment for sales of less than $500 made at the physical location; (2) post a sign on the premises stating that cash payment is not accepted; or (3) charge a higher price to customers paying with cash compared to the price charged to customers not paying with cash. Sets forth exceptions to the provision. Provides that a violation of the provision is an unlawful practice within the meaning of the Act.

House Committee Amendment No. 1
Deletes reference to:
20 ILCS 5/5-735 new  
50 ILCS 345/1  
50 ILCS 345/40 new  
Replaces everything after the enacting clause. Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a retail mercantile establishment selling or offering to sell goods or services to the public that employs an individual to accept in-person payments at a physical location shall not: (1) refuse to accept cash as a form of payment for sales of less than $500 made at the physical location; or (2) post a sign on the premises stating that cash payment is not accepted. Provides for exceptions to this requirement. Provides that the provisions do not require a person to accept any bills larger than $20 bills as payment for goods or services. Preempts home rule. Provides that a violation of the provisions is a petty offense and provides for fines. Effective January 1, 2028.

House Committee Amendment No. 2
Deletes reference to:
20 ILCS 5/5-735 new  
50 ILCS 345/1  
50 ILCS 345/40 new  
815 ILCS 505/MMMM new  
Adds reference to:
New Act  
Replaces everything after the enacting clause. Creates the Retail Cash Payment Act. Provides that a retail mercantile establishment selling or offering to sell goods or services to the public that employs an individual to accept in-person payments at a physical location shall not: (1) refuse to accept cash as a form of payment for sales of less than $500 made at the physical location; or (2) post a sign on the premises stating that cash payment is not accepted. Provides for exceptions to the requirement. Provides that the provisions do not require a person to accept any bills larger than $20 bills as payment for goods or services. Provides that a violation of the provisions is a petty offense and provides for fines. Establishes a 30-day period to cure a violation before a fine may be imposed. Preempts home rule. Effective January 1, 2028.
Actions
DateChamberAction
1/26/2026HouseFiled with the Clerk by Rep. Rita Mayfield
2/03/2026HouseFirst Reading
2/03/2026HouseReferred to Rules Committee
2/11/2026HouseAssigned to Economic Opportunity & Equity Committee
3/10/2026HouseHouse Committee Amendment No. 1 Filed with Clerk by Rep. Rita Mayfield
3/10/2026HouseHouse Committee Amendment No. 1 Referred to Rules Committee
3/18/2026HouseHouse Committee Amendment No. 1 Rules Refers to Economic Opportunity & Equity Committee
3/19/2026HouseHouse Committee Amendment No. 2 Filed with Clerk by Rep. Rita Mayfield
3/19/2026HouseHouse Committee Amendment No. 2 Referred to Rules Committee
3/20/2026HouseHouse Committee Amendment No. 2 Rules Refers to Economic Opportunity & Equity Committee
3/25/2026HouseHouse Committee Amendment No. 1 Adopted in Economic Opportunity & Equity Committee; by Voice Vote
3/25/2026HouseHouse Committee Amendment No. 2 Adopted in Economic Opportunity & Equity Committee; by Voice Vote
3/25/2026HouseDo Pass as Amended / Short Debate Economic Opportunity & Equity Committee; 007-000-000
3/26/2026HousePlaced on Calendar 2nd Reading - Short Debate