HB4719 - 104th General Assembly (2025-2026)

INS-IMPROPER CLAIMS PRACTICE
Last Action
3/12/2026 - House: Assigned to Insurance Committee
Hearings
Insurance Committee Hearing Mar 24 2026 2:00PM Stratton Building Room C-1 Springfield, IL
Statutes Amended In Order of Appearance
215 ILCS 5/154.6  from Ch. 73, par. 766.6
815 ILCS 505/2MMMM new  
Synopsis As Introduced
Amends the Illinois Insurance Code. In provisions concerning acts by a company constituting improper claims practice, includes: (i) knowingly taking advantage of the insured's physical infirmity, ignorance, illiteracy, or inability to understand the language of the policy or any associated agreements in order to obtain a favorable settlement of a claim and (ii) willfully misrepresenting the status or outcome of an investigation or failing to take any meaningful investigatory acts before issuing a denial or offer of a compromise settlement. Provides that committing any of the improper claims practice acts is a violation of the Consumer Fraud and Deceptive Business Practices Act. Amends the Consumer Fraud and Deceptive Business Practices Act to provide that a person who commits an improper claims practice under the Illinois Insurance Code commits an unlawful practice within the meaning of the Act.
Actions
DateChamberAction
1/30/2026HouseFiled with the Clerk by Rep. Jaime M. Andrade, Jr.
2/06/2026HouseFirst Reading
2/06/2026HouseReferred to Rules Committee
3/12/2026HouseAssigned to Insurance Committee