HB5394 - 104th General Assembly (2025-2026)

HUM RTS-CREDIT SCORES
Last Action
4/17/2026 - House: Rule 19(a) / Re-referred to Rules Committee
Statutes Amended In Order of Appearance
775 ILCS 5/3-102  from Ch. 68, par. 3-102
Synopsis As Introduced
Amends the Illinois Human Rights Act. Provides that it is a civil rights violation under the Act to refuse to lease or rent real property or otherwise discriminate against any person in the terms, conditions, or privileges of a real estate transaction by using an applicant's credit score or credit history as a disqualifying factor if that applicant's source of income includes a local, State, or federal housing subsidy. "Housing subsidy" includes, but is not limited to, housing choice vouchers, permanent supportive housing program placements, or rapid rehousing subsidies. Provides that use of credit scores or history to deny a rental application to a person with a housing subsidy is a violation of the Act as it constitutes a practice that subjects individuals to discrimination based on source of income without a legitimate, nondiscriminatory necessity.

House Committee Amendment No. 1
Provides that it is a civil rights violation under the Act to refuse to lease or rent real property or otherwise discriminate against any person in the terms, conditions, or privileges of by using an applicant's credit score or credit history as a disqualifying factor if that applicant's source of income includes a local, State, or federal housing subsidy.

House Floor Amendment No. 2
Deletes reference to:
775 ILCS 5/3-102  from Ch. 68, par. 3-102
Adds reference to:
775 ILCS 5/1-103  from Ch. 68, par. 1-103
775 ILCS 5/3-104.2 new  
Replaces everything after the enacting clause. Amends the Illinois Human Rights Act. Provides that if there is a housing subsidy, it is a civil rights violation for an owner or any other person, or for a real estate broker or salesman to: (1) use a financial or income standard in assessing eligibility for the rental of housing that is not based on the portion of the rent to be paid by the tenant; or (2) use a person's credit history as part of the application process for a rental accommodation or deny an applicant based on credit score or credit history, without offering the applicant the option, at the applicant's discretion, of providing lawful, verifiable alternative evidence of the applicant's reasonable ability to pay the portion of the rent to be paid by the tenant, including, but not limited to, bank statements, pay stubs, rental history, or benefit statements. Provides that if the applicant elects to provide lawful, verifiable alternative evidence of the applicant's reasonable ability to pay, the housing provider must do both of the following: (1) provide the applicant reasonable time to respond with that alternative evidence; and (2) reasonably consider that alternative evidence in lieu of the person's credit score or credit history in determining whether to offer the rental accommodation to the applicant. Requires that the Department of Human Rights adopt any rules necessary for the implementation and enforcement of the new provisions, including, but not limited to, rules on the circumstances and conditions under which use of credit scores or history to deny a rental application to a person with a housing subsidy may constitute a civil rights violation.
Actions
DateChamberAction
2/06/2026HouseFiled with the Clerk by Rep. Kevin John Olickal
2/10/2026HouseFirst Reading
2/10/2026HouseReferred to Rules Committee
2/19/2026HouseAdded Co-Sponsor Rep. Michelle Mussman
3/05/2026HouseAdded Chief Co-Sponsor Rep. Lilian Jiménez
3/12/2026HouseAssigned to Immigration & Human Rights Committee
3/23/2026HouseHouse Committee Amendment No. 1 Filed with Clerk by Rep. Kevin John Olickal
3/23/2026HouseHouse Committee Amendment No. 1 Referred to Rules Committee
3/24/2026HouseHouse Committee Amendment No. 1 Rules Refers to Immigration & Human Rights Committee
3/25/2026HouseHouse Committee Amendment No. 1 Adopted in Immigration & Human Rights Committee; by Voice Vote
3/25/2026HouseDo Pass as Amended / Short Debate Immigration & Human Rights Committee; 008-003-000
3/26/2026HousePlaced on Calendar 2nd Reading - Short Debate
4/10/2026HouseSecond Reading - Short Debate
4/10/2026HouseHeld on Calendar Order of Second Reading - Short Debate
4/14/2026HouseHouse Floor Amendment No. 2 Filed with Clerk by Rep. Kevin John Olickal
4/14/2026HouseHouse Floor Amendment No. 2 Referred to Rules Committee
4/14/2026HouseHouse Floor Amendment No. 2 Rules Refers to Immigration & Human Rights Committee
4/15/2026HouseHouse Floor Amendment No. 2 Recommends Be Adopted Immigration & Human Rights Committee; 008-002-000
4/17/2026HouseHouse Floor Amendment No. 2 Adopted
4/17/2026HousePlaced on Calendar Order of 3rd Reading - Short Debate
4/17/2026HouseChair Rules Standard Debate
4/17/2026HousePlaced on Calendar Order of 3rd Reading - Standard Debate
4/17/2026HouseRule 19(a) / Re-referred to Rules Committee