SB1454 - 104th General Assembly (2025-2026)

PEN CD-CHICAGO-AUTO ENROLLMENT
Last Action

4/27/2026 - House: Assigned to Personnel & Pensions Committee
Hearings

Personnel & Pensions Committee Hearing May 7 2026 10:00AM Capitol Building Room 122 Springfield, IL
Statutes Amended In Order of Appearance

Synopsis As Introduced

Amends the Chicago Police, Chicago Firefighter, and Chicago Municipal Articles of the Illinois Pension Code. Provides that a person who becomes a member on or after January 1, 2026 shall be automatically enrolled into a federal tax qualified pre-tax retirement plan that is otherwise allowed by State and federal law. Provides that a member subject to automatic enrollment shall have the option to opt out of the plan and shall be informed of that option within 30 days after being hired. Provides that if another option is not chosen by the member, the default employee contribution to the account shall be 3% of the member's salary. Provides that the plan administrator may automatically increase members contributions by no more than 1% per year, and a member may choose to opt out of the automatic increases. Amends the State Mandates Act to require implementation without reimbursement. Effective immediately.

Senate Floor Amendment No. 1

Adds reference to:
Replaces everything after the enacting clause. Amends the Illinois Municipal Code. Provides that, beginning January 1, 2027, a municipality with a population of 500,000 or more shall automatically enroll all employees of the municipality who first become employees of the municipality on or after January 1, 2027 and who are participants in a pension fund established under Article 5, 6, or 8 of the Illinois Pension Code into an eligible deferred compensation plan that the municipality has established for its employees. Provides that, if a municipality has not established an eligible deferred compensation plan for its employees, then the municipality shall establish an eligible deferred compensation plan for its employees on or before January 1, 2027. Provides that an employee subject to automatic enrollment shall have the option to opt out of the plan and shall be informed of that option within 30 days after being hired. Provides that, if another option is not chosen by the employee, the default employee contribution to the account shall be 3% of the employee's salary. Provides that the plan administrator may automatically increase employees' contributions by no more than 1% per year, and an employee may choose to opt out of the automatic increases. Limits the concurrent exercise of home rule powers. Amends the State Mandates Act to require implementation without reimbursement. Effective immediately.
Actions

DateChamberAction
1/31/2025SenateFiled with Secretary by Sen. Robert F. Martwick
1/31/2025SenateFirst Reading
1/31/2025SenateReferred to Assignments
1/27/2026SenateAssigned to Pensions
3/04/2026SenateDo Pass Pensions; 007-000-000
3/04/2026SenatePlaced on Calendar Order of 2nd Reading March 5, 2026
3/05/2026SenateSenate Floor Amendment No. 1 Filed with Secretary by Sen. Robert F. Martwick
3/05/2026SenateSenate Floor Amendment No. 1 Referred to Assignments
3/05/2026SenateSecond Reading
3/05/2026SenatePlaced on Calendar Order of 3rd Reading March 10, 2026
3/10/2026SenateSenate Floor Amendment No. 1 Assignments Refers to Pensions
4/15/2026SenateSenate Floor Amendment No. 1 Recommend Do Adopt Pensions; 007-000-000
4/15/2026SenateRecalled to Second Reading
4/15/2026SenateSenate Floor Amendment No. 1 Adopted; Martwick
4/15/2026SenatePlaced on Calendar Order of 3rd Reading
4/15/2026SenateThird Reading - Passed; 056-000-000
4/15/2026SenateAdded as Chief Co-Sponsor Sen. Sara Feigenholtz
4/15/2026HouseArrived in House
4/15/2026HouseChief House Sponsor Rep. Stephanie A. Kifowit
4/15/2026HouseFirst Reading
4/15/2026HouseReferred to Rules Committee
4/27/2026HouseAssigned to Personnel & Pensions Committee