SB3258 - 104th General Assembly (2025-2026)

INS-RENTAL VEHICLE COVERAGE
Last Action
4/27/2026 - House: Assigned to Insurance Committee
Statutes Amended In Order of Appearance
215 ILCS 5/143.35 new  
Synopsis As Introduced
Amends the Illinois Insurance Code. Provides that a policy of automobile insurance that provides coverage for rental vehicle reimbursement or loss of use shall include coverage that guarantees the insured is provided with a comparable vehicle during the period of loss of use. Provides that this requirement applies to all applicable claims if the insured has elected coverage for rental vehicle reimbursement or loss of use, regardless of whether the loss of use is due to maintenance or is the result of an at-fault motor vehicle crash.

Senate Floor Amendment No. 1
Replaces everything after the enacting clause. Amends the Illinois Insurance Code. Provides that, in response to all applications for a policy of automobile insurance received by an insurance company, the insurance company or its agent shall provide the applicant information regarding the availability of coverage for loss of use of an insured vehicle as a result of a cause of loss covered by the policy contract. Provides that, at least 30 days prior to each renewal of a policy of automobile insurance, the insurance company or its agent shall provide the insured information regarding the availability of coverage for loss of use of an insured vehicle as a result of a cause of loss covered by the policy contract. Effective July 1, 2027.
Actions
DateChamberAction
2/03/2026SenateFiled with Secretary by Sen. Laura M. Murphy
2/03/2026SenateFirst Reading
2/03/2026SenateReferred to Assignments
2/17/2026SenateAssigned to Insurance
2/25/2026SenateAdded as Co-Sponsor Sen. Suzy Glowiak Hilton
2/26/2026SenateAdded as Co-Sponsor Sen. Paul Faraci
2/27/2026SenateAdded as Co-Sponsor Sen. Doris Turner
3/03/2026SenatePostponed - Insurance
3/11/2026SenateDo Pass Insurance; 010-000-000
3/11/2026SenatePlaced on Calendar Order of 2nd Reading March 12, 2026
3/25/2026SenateSecond Reading
3/25/2026SenatePlaced on Calendar Order of 3rd Reading March 26, 2026
4/16/2026SenateSenate Floor Amendment No. 1 Filed with Secretary by Sen. Laura M. Murphy
4/16/2026SenateSenate Floor Amendment No. 1 Referred to Assignments
4/16/2026SenateSenate Floor Amendment No. 1 Be Approved for Consideration Assignments
4/16/2026SenateRecalled to Second Reading
4/16/2026SenateSenate Floor Amendment No. 1 Adopted; Murphy
4/16/2026SenatePlaced on Calendar Order of 3rd Reading
4/16/2026SenateThird Reading - Passed; 056-000-000
4/17/2026HouseArrived in House
4/20/2026HouseChief House Sponsor Rep. Justin Cochran
4/20/2026HouseFirst Reading
4/20/2026HouseReferred to Rules Committee
4/27/2026HouseAssigned to Insurance Committee