SB3815 - 104th General Assembly (2025-2026)

INS-PAST DUE PREMIUMS
Last Action
3/05/2026 - Senate: Placed on Calendar Order of 3rd Reading March 10, 2026
Statutes Amended In Order of Appearance
215 ILCS 97/5  
215 ILCS 97/65 new  
Synopsis As Introduced
Amends the Illinois Health Insurance Portability and Accountability Act. Defines "grandfathered health plan". Provides that, except for grandfathered health plans, a health insurance issuer in the individual, small group, or large group market shall not deny coverage to an individual or employer due to the individual's or employer's failure to pay premiums owed under a prior policy, certificate, or contract of insurance. Specifies that nothing in the provisions concerning past-due premiums prohibits a health insurance issuer from pursuing the collection of past-due premiums from an individual or employer by any other means permitted by law. Effective immediately.
Actions
DateChamberAction
2/06/2026SenateFiled with Secretary by Sen. Laura Ellman
2/06/2026SenateFirst Reading
2/06/2026SenateReferred to Assignments
2/24/2026SenateAssigned to Insurance
2/27/2026SenateAdded as Chief Co-Sponsor Sen. Cristina Castro
3/04/2026SenateDo Pass Insurance; 009-000-000
3/04/2026SenatePlaced on Calendar Order of 2nd Reading March 5, 2026
3/05/2026SenateSecond Reading
3/05/2026SenatePlaced on Calendar Order of 3rd Reading March 10, 2026