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| | HB3755 Engrossed | | LRB104 09594 BAB 19659 b |
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| 1 | | AN ACT concerning regulation.
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| 2 | | Be it enacted by the People of the State of Illinois, |
| 3 | | represented in the General Assembly:
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| 4 | | Section 5. The Illinois Insurance Code is amended by |
| 5 | | adding Section 143.13b as follows:
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| 6 | | (215 ILCS 5/143.13b new) |
| 7 | | Sec. 143.13b. Coverage for motor vehicle theft. Any policy |
| 8 | | of automobile insurance that carries comprehensive coverage |
| 9 | | may not exclude theft coverage for the following reasons: |
| 10 | | (a) Lack of evidence of forcible entry; |
| 11 | | (b) The insured leaving the vehicle unlocked; or |
| 12 | | (c) The insured leaving a key or key fob in the vehicle. |
| 13 | | Nothing in this Section prohibits a company from investigating |
| 14 | | and denying a claim due to fraudulent acts. Nothing in this |
| 15 | | Section prevents a company from using items (a), (b), and (c) |
| 16 | | to support evidence of fraud.
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| 17 | | Section 99. Effective date. This Act takes effect January |
| 18 | | 1, 2026. |