104TH GENERAL ASSEMBLY
State of Illinois
2025 and 2026
SB2762

 

Introduced 1/13/2026, by Sen. Julie A. Morrison - Terri Bryant

 

SYNOPSIS AS INTRODUCED:
 
5 ILCS 375/6.11
55 ILCS 5/5-1069.3
65 ILCS 5/10-4-2.3
105 ILCS 5/10-22.3f
215 ILCS 5/356z.88 new
215 ILCS 125/5-3  from Ch. 111 1/2, par. 1411.2
215 ILCS 130/4003  from Ch. 73, par. 1504-3
215 ILCS 165/10  from Ch. 32, par. 604
305 ILCS 5/5-16.8

    Amends the Illinois Insurance Code. Provides that a group or individual plan of accident and health insurance or managed care plan amended, delivered, issued, or renewed on or after January 1, 2027 shall provide coverage for medically prescribed seizure detection devices. Requires all covered seizure detection devices to be approved for use by individuals, and for the choice of device to be made based upon the individual's circumstances and medical needs in consultation with the individual's medical provider. Sets forth provisions prohibiting prior authorization and cost-sharing, as specified. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require coverage under the provisions of those Acts. Effective immediately.


LRB104 16499 BAB 29895 b

 

 

A BILL FOR

 

SB2762LRB104 16499 BAB 29895 b

1    AN ACT concerning regulation.
 
2    Be it enacted by the People of the State of Illinois,
3represented in the General Assembly:
 
4    Section 5. The State Employees Group Insurance Act of 1971
5is amended by changing Section 6.11 as follows:
 
6    (5 ILCS 375/6.11)
7    (Text of Section before amendment by P.A. 104-1, 104-27,
8104-68, 104-73, 104-289, 104-324, and 104-379)
9    Sec. 6.11. Required health benefits; Illinois Insurance
10Code requirements. The program of health benefits shall
11provide the post-mastectomy care benefits required to be
12covered by a policy of accident and health insurance under
13Section 356t of the Illinois Insurance Code. The program of
14health benefits shall provide the coverage required under
15Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u, 356u.10,
16356w, 356x, 356z.2, 356z.4, 356z.4a, 356z.5, 356z.6, 356z.8,
17356z.9, 356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15,
18356z.17, 356z.22, 356z.25, 356z.26, 356z.29, 356z.30, 356z.32,
19356z.33, 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47,
20356z.51, 356z.53, 356z.54, 356z.55, 356z.56, 356z.57, 356z.59,
21356z.60, 356z.61, 356z.62, 356z.64, 356z.67, 356z.68, 356z.70,
22356z.71, 356z.74, 356z.76, and 356z.77, and 356z.81 356z.80 of
23the Illinois Insurance Code. The program of health benefits

 

 

SB2762- 2 -LRB104 16499 BAB 29895 b

1must comply with Sections 155.22a, 155.37, 355b, 356z.19,
2370c, and 370c.1 and Article XXXIIB of the Illinois Insurance
3Code. The program of health benefits shall provide the
4coverage required under Section 356m of the Illinois Insurance
5Code and, for the employees of the State Employee Group
6Insurance Program only, the coverage as also provided in
7Section 6.11B of this Act. The Department of Insurance shall
8enforce the requirements of this Section with respect to
9Sections 370c and 370c.1 of the Illinois Insurance Code; all
10other requirements of this Section shall be enforced by the
11Department of Central Management Services.
12    Rulemaking authority to implement Public Act 95-1045, if
13any, is conditioned on the rules being adopted in accordance
14with all provisions of the Illinois Administrative Procedure
15Act and all rules and procedures of the Joint Committee on
16Administrative Rules; any purported rule not so adopted, for
17whatever reason, is unauthorized.
18(Source: P.A. 103-8, eff. 1-1-24; 103-84, eff. 1-1-24; 103-91,
19eff. 1-1-24; 103-420, eff. 1-1-24; 103-445, eff. 1-1-24;
20103-535, eff. 8-11-23; 103-551, eff. 8-11-23; 103-605, eff.
217-1-24; 103-718, eff. 7-19-24; 103-751, eff. 8-2-24; 103-870,
22eff. 1-1-25; 103-914, eff. 1-1-25; 103-918, eff. 1-1-25;
23103-951, eff. 1-1-25; 103-1024, eff. 1-1-25; 104-42, eff.
248-1-25; 104-417, eff. 8-15-25; revised 10-1-25.)
 
25    (Text of Section after amendment by P.A. 104-27, 104-68,

 

 

SB2762- 3 -LRB104 16499 BAB 29895 b

1104-73, 104-289, 104-324, and 104-379 but before amendment by
2P.A. 104-1)
3    Sec. 6.11. Required health benefits; Illinois Insurance
4Code requirements. The program of health benefits shall
5provide the post-mastectomy care benefits required to be
6covered by a policy of accident and health insurance under
7Section 356t of the Illinois Insurance Code. The program of
8health benefits shall provide the coverage required under
9Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u, 356u.10,
10356w, 356x, 356z.2, 356z.4, 356z.4a, 356z.5, 356z.6, 356z.8,
11356z.9, 356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15,
12356z.17, 356z.22, 356z.25, 356z.26, 356z.29, 356z.30, 356z.32,
13356z.33, 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47,
14356z.51, 356z.53, 356z.54, 356z.55, 356z.56, 356z.57, 356z.59,
15356z.60, 356z.61, 356z.62, 356z.64, 356z.67, 356z.68, 356z.70,
16356z.71, 356z.74, 356z.76, and 356z.77, and 356z.80, 356z.81,
17356z.82, 356z.83, 356z.84, 356z.85, and 356z.88 of the
18Illinois Insurance Code. The program of health benefits must
19comply with Sections 155.22a, 155.37, 355b, 356z.19, 370c, and
20370c.1 and Article XXXIIB of the Illinois Insurance Code. The
21program of health benefits shall provide the coverage required
22under Section 356m of the Illinois Insurance Code and, for the
23employees of the State Employee Group Insurance Program only,
24the coverage as also provided in Section 6.11B of this Act. The
25Department of Insurance shall enforce the requirements of this
26Section with respect to Sections 370c and 370c.1 and Article

 

 

SB2762- 4 -LRB104 16499 BAB 29895 b

1XXXIIB of the Illinois Insurance Code; all other requirements
2of this Section shall be enforced by the Department of Central
3Management Services.
4    Rulemaking authority to implement Public Act 95-1045, if
5any, is conditioned on the rules being adopted in accordance
6with all provisions of the Illinois Administrative Procedure
7Act and all rules and procedures of the Joint Committee on
8Administrative Rules; any purported rule not so adopted, for
9whatever reason, is unauthorized.
10(Source: P.A. 103-8, eff. 1-1-24; 103-84, eff. 1-1-24; 103-91,
11eff. 1-1-24; 103-420, eff. 1-1-24; 103-445, eff. 1-1-24;
12103-535, eff. 8-11-23; 103-551, eff. 8-11-23; 103-605, eff.
137-1-24; 103-718, eff. 7-19-24; 103-751, eff. 8-2-24; 103-870,
14eff. 1-1-25; 103-914, eff. 1-1-25; 103-918, eff. 1-1-25;
15103-951, eff. 1-1-25; 103-1024, eff. 1-1-25; 104-27, eff.
161-1-26, 104-42, eff. 8-1-25; 104-68, eff. 1-1-26; 104-73, eff.
171-1-26; 104-289, eff. 1-1-26; 104-324, eff. 1-1-26; 104-379,
18eff. 1-1-26; 104-417, eff. 8-15-25; revised 10-1-25.)
 
19    (Text of Section after amendment by P.A. 104-1)
20    Sec. 6.11. Required health benefits; Illinois Insurance
21Code requirements. The program of health benefits shall
22provide the post-mastectomy care benefits required to be
23covered by a policy of accident and health insurance under
24Section 356t of the Illinois Insurance Code. The program of
25health benefits shall provide the coverage required under

 

 

SB2762- 5 -LRB104 16499 BAB 29895 b

1Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u, 356u.10,
2356w, 356x, 356z.2, 356z.4, 356z.4a, 356z.5, 356z.6, 356z.8,
3356z.9, 356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15,
4356z.17, 356z.22, 356z.25, 356z.26, 356z.29, 356z.30, 356z.32,
5356z.33, 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47,
6356z.51, 356z.53, 356z.54, 356z.55, 356z.56, 356z.57, 356z.59,
7356z.60, 356z.61, 356z.62, 356z.64, 356z.67, 356z.68, 356z.70,
8356z.71, 356z.74, 356z.76, and 356z.77, 356z.79, and 356z.80,
9356z.81, 356z.82, 356z.83, 356z.84, 356z.85, and 356z.88 of
10the Illinois Insurance Code. The program of health benefits
11must comply with Sections 155.22a, 155.37, 355b, 356z.19,
12370c, and 370c.1 and Article XXXIIB of the Illinois Insurance
13Code. The program of health benefits shall provide the
14coverage required under Section 356m of the Illinois Insurance
15Code and, for the employees of the State Employee Group
16Insurance Program only, the coverage as also provided in
17Section 6.11B of this Act. The Department of Insurance shall
18enforce the requirements of this Section with respect to
19Sections 370c and 370c.1 and Article XXXIIB of the Illinois
20Insurance Code; all other requirements of this Section shall
21be enforced by the Department of Central Management Services.
22    Rulemaking authority to implement Public Act 95-1045, if
23any, is conditioned on the rules being adopted in accordance
24with all provisions of the Illinois Administrative Procedure
25Act and all rules and procedures of the Joint Committee on
26Administrative Rules; any purported rule not so adopted, for

 

 

SB2762- 6 -LRB104 16499 BAB 29895 b

1whatever reason, is unauthorized.
2(Source: P.A. 103-8, eff. 1-1-24; 103-84, eff. 1-1-24; 103-91,
3eff. 1-1-24; 103-420, eff. 1-1-24; 103-445, eff. 1-1-24;
4103-535, eff. 8-11-23; 103-551, eff. 8-11-23; 103-605, eff.
57-1-24; 103-718, eff. 7-19-24; 103-751, eff. 8-2-24; 103-870,
6eff. 1-1-25; 103-914, eff. 1-1-25; 103-918, eff. 1-1-25;
7103-951, eff. 1-1-25; 103-1024, eff. 1-1-25; 104-1, eff.
87-1-27; 104-27, eff. 1-1-26, 104-42, eff. 8-1-25; 104-68, eff.
91-1-26; 104-73, eff. 1-1-26; 104-289, eff. 1-1-26; 104-324,
10eff. 1-1-26; 104-379, eff. 1-1-26; 104-417, eff. 8-15-25;
11revised 10-1-25.)
 
12    Section 10. The Counties Code is amended by changing
13Section 5-1069.3 as follows:
 
14    (55 ILCS 5/5-1069.3)
15    (Text of Section before amendment by P.A. 104-68, 104-73,
16104-289, 104-324, and 104-379)
17    Sec. 5-1069.3. Required health benefits. If a county,
18including a home rule county, is a self-insurer for purposes
19of providing health insurance coverage for its employees, the
20coverage shall include coverage for the post-mastectomy care
21benefits required to be covered by a policy of accident and
22health insurance under Section 356t and the coverage required
23under Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u,
24356u.10, 356w, 356x, 356z.4, 356z.4a, 356z.6, 356z.8, 356z.9,

 

 

SB2762- 7 -LRB104 16499 BAB 29895 b

1356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.22,
2356z.25, 356z.26, 356z.29, 356z.30, 356z.32, 356z.33, 356z.36,
3356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.48, 356z.51,
4356z.53, 356z.54, 356z.56, 356z.57, 356z.59, 356z.60, 356z.61,
5356z.62, 356z.64, 356z.67, 356z.68, 356z.70, 356z.71, 356z.74,
6and 356z.77, 356z.79, and 356z.81 356z.80 of the Illinois
7Insurance Code. The coverage shall comply with Sections
8155.22a, 355b, 356z.19, and 370c of the Illinois Insurance
9Code. The Department of Insurance shall enforce the
10requirements of this Section. The requirement that health
11benefits be covered as provided in this Section is an
12exclusive power and function of the State and is a denial and
13limitation under Article VII, Section 6, subsection (h) of the
14Illinois Constitution. A home rule county to which this
15Section applies must comply with every provision of this
16Section.
17    Rulemaking authority to implement Public Act 95-1045, if
18any, is conditioned on the rules being adopted in accordance
19with all provisions of the Illinois Administrative Procedure
20Act and all rules and procedures of the Joint Committee on
21Administrative Rules; any purported rule not so adopted, for
22whatever reason, is unauthorized.
23(Source: P.A. 103-84, eff. 1-1-24; 103-91, eff. 1-1-24;
24103-420, eff. 1-1-24; 103-445, eff. 1-1-24; 103-535, eff.
258-11-23; 103-551, eff. 8-11-23; 103-605, eff. 7-1-24; 103-718,
26eff. 7-19-24; 103-751, eff. 8-2-24; 103-914, eff. 1-1-25;

 

 

SB2762- 8 -LRB104 16499 BAB 29895 b

1103-918, eff. 1-1-25; 103-1024, eff. 1-1-25; 104-1, eff.
26-9-25; 104-42, eff. 8-1-25; 104-417, eff. 8-15-25; revised
310-1-25.)
 
4    (Text of Section after amendment by P.A. 104-68, 104-73,
5104-289, 104-324, and 104-379)
6    Sec. 5-1069.3. Required health benefits. If a county,
7including a home rule county, is a self-insurer for purposes
8of providing health insurance coverage for its employees, the
9coverage shall include coverage for the post-mastectomy care
10benefits required to be covered by a policy of accident and
11health insurance under Section 356t and the coverage required
12under Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u,
13356u.10, 356w, 356x, 356z.4, 356z.4a, 356z.6, 356z.8, 356z.9,
14356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.22,
15356z.25, 356z.26, 356z.29, 356z.30, 356z.32, 356z.33, 356z.36,
16356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.48, 356z.51,
17356z.53, 356z.54, 356z.56, 356z.57, 356z.59, 356z.60, 356z.61,
18356z.62, 356z.64, 356z.67, 356z.68, 356z.70, 356z.71, 356z.74,
19and 356z.77, 356z.79, and 356z.80, 356z.81, 356z.82, 356z.83,
20356z.84, 356z.85, and 356z.88 of the Illinois Insurance Code.
21The coverage shall comply with Sections 155.22a, 355b,
22356z.19, and 370c of the Illinois Insurance Code. The
23Department of Insurance shall enforce the requirements of this
24Section. The requirement that health benefits be covered as
25provided in this Section is an exclusive power and function of

 

 

SB2762- 9 -LRB104 16499 BAB 29895 b

1the State and is a denial and limitation under Article VII,
2Section 6, subsection (h) of the Illinois Constitution. A home
3rule county to which this Section applies must comply with
4every provision of this Section.
5    Rulemaking authority to implement Public Act 95-1045, if
6any, is conditioned on the rules being adopted in accordance
7with all provisions of the Illinois Administrative Procedure
8Act and all rules and procedures of the Joint Committee on
9Administrative Rules; any purported rule not so adopted, for
10whatever reason, is unauthorized.
11(Source: P.A. 103-84, eff. 1-1-24; 103-91, eff. 1-1-24;
12103-420, eff. 1-1-24; 103-445, eff. 1-1-24; 103-535, eff.
138-11-23; 103-551, eff. 8-11-23; 103-605, eff. 7-1-24; 103-718,
14eff. 7-19-24; 103-751, eff. 8-2-24; 103-914, eff. 1-1-25;
15103-918, eff. 1-1-25; 103-1024, eff. 1-1-25; 104-1, eff.
166-9-25; 104-42, eff. 8-1-25; 104-68, eff. 1-1-26; 104-73, eff.
171-1-26; 104-289, eff. 1-1-26; 104-324, eff. 1-1-26; 104-379,
18eff. 1-1-26; 104-417, eff. 8-15-25; revised 10-1-25.)
 
19    Section 15. The Illinois Municipal Code is amended by
20changing Section 10-4-2.3 as follows:
 
21    (65 ILCS 5/10-4-2.3)
22    (Text of Section before amendment by P.A. 104-68, 104-73,
23104-289, 104-324, and 104-379)
24    Sec. 10-4-2.3. Required health benefits. If a

 

 

SB2762- 10 -LRB104 16499 BAB 29895 b

1municipality, including a home rule municipality, is a
2self-insurer for purposes of providing health insurance
3coverage for its employees, the coverage shall include
4coverage for the post-mastectomy care benefits required to be
5covered by a policy of accident and health insurance under
6Section 356t and the coverage required under Sections 356g,
7356g.5, 356g.5-1, 356m, 356q, 356u, 356u.10, 356w, 356x,
8356z.4, 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10, 356z.11,
9356z.12, 356z.13, 356z.14, 356z.15, 356z.22, 356z.25, 356z.26,
10356z.29, 356z.30, 356z.32, 356z.33, 356z.36, 356z.40, 356z.41,
11356z.45, 356z.46, 356z.47, 356z.48, 356z.51, 356z.53, 356z.54,
12356z.56, 356z.57, 356z.59, 356z.60, 356z.61, 356z.62, 356z.64,
13356z.67, 356z.68, 356z.70, 356z.71, 356z.74, and 356z.77,
14356z.79, 356z.81 and 356z.88 356z.80 of the Illinois Insurance
15Code. The coverage shall comply with Sections 155.22a, 355b,
16356z.19, and 370c of the Illinois Insurance Code. The
17Department of Insurance shall enforce the requirements of this
18Section. The requirement that health benefits be covered as
19provided in this is an exclusive power and function of the
20State and is a denial and limitation under Article VII,
21Section 6, subsection (h) of the Illinois Constitution. A home
22rule municipality to which this Section applies must comply
23with every provision of this Section.
24    Rulemaking authority to implement Public Act 95-1045, if
25any, is conditioned on the rules being adopted in accordance
26with all provisions of the Illinois Administrative Procedure

 

 

SB2762- 11 -LRB104 16499 BAB 29895 b

1Act and all rules and procedures of the Joint Committee on
2Administrative Rules; any purported rule not so adopted, for
3whatever reason, is unauthorized.
4(Source: P.A. 103-84, eff. 1-1-24; 103-91, eff. 1-1-24;
5103-420, eff. 1-1-24; 103-445, eff. 1-1-24; 103-535, eff.
68-11-23; 103-551, eff. 8-11-23; 103-605, eff. 7-1-24; 103-718,
7eff. 7-19-24; 103-751, eff. 8-2-24; 103-914, eff. 1-1-25;
8103-918, eff. 1-1-25; 103-1024, eff. 1-1-25; 104-1, eff.
96-9-25; 104-42, eff. 8-1-25; 104-417, eff. 8-15-25; revised
1010-2-25.)
 
11    (Text of Section after amendment by P.A. 104-68, 104-73,
12104-289, 104-324, and 104-379)
13    Sec. 10-4-2.3. Required health benefits. If a
14municipality, including a home rule municipality, is a
15self-insurer for purposes of providing health insurance
16coverage for its employees, the coverage shall include
17coverage for the post-mastectomy care benefits required to be
18covered by a policy of accident and health insurance under
19Section 356t and the coverage required under Sections 356g,
20356g.5, 356g.5-1, 356m, 356q, 356u, 356u.10, 356w, 356x,
21356z.4, 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10, 356z.11,
22356z.12, 356z.13, 356z.14, 356z.15, 356z.22, 356z.25, 356z.26,
23356z.29, 356z.30, 356z.32, 356z.33, 356z.36, 356z.40, 356z.41,
24356z.45, 356z.46, 356z.47, 356z.48, 356z.51, 356z.53, 356z.54,
25356z.56, 356z.57, 356z.59, 356z.60, 356z.61, 356z.62, 356z.64,

 

 

SB2762- 12 -LRB104 16499 BAB 29895 b

1356z.67, 356z.68, 356z.70, 356z.71, 356z.74, and 356z.77,
2356z.79, and 356z.80, 356z.81, 356z.82, 356z.83, 356z.84,
3356z.85, and 356z.88 of the Illinois Insurance Code. The
4coverage shall comply with Sections 155.22a, 355b, 356z.19,
5and 370c of the Illinois Insurance Code. The Department of
6Insurance shall enforce the requirements of this Section. The
7requirement that health benefits be covered as provided in
8this is an exclusive power and function of the State and is a
9denial and limitation under Article VII, Section 6, subsection
10(h) of the Illinois Constitution. A home rule municipality to
11which this Section applies must comply with every provision of
12this Section.
13    Rulemaking authority to implement Public Act 95-1045, if
14any, is conditioned on the rules being adopted in accordance
15with all provisions of the Illinois Administrative Procedure
16Act and all rules and procedures of the Joint Committee on
17Administrative Rules; any purported rule not so adopted, for
18whatever reason, is unauthorized.
19(Source: P.A. 103-84, eff. 1-1-24; 103-91, eff. 1-1-24;
20103-420, eff. 1-1-24; 103-445, eff. 1-1-24; 103-535, eff.
218-11-23; 103-551, eff. 8-11-23; 103-605, eff. 7-1-24; 103-718,
22eff. 7-19-24; 103-751, eff. 8-2-24; 103-914, eff. 1-1-25;
23103-918, eff. 1-1-25; 103-1024, eff. 1-1-25; 104-1, eff.
246-9-25; 104-42, eff. 8-1-25; 104-68, eff. 1-1-26; 104-73, eff.
251-1-26; 104-289, eff. 1-1-26; 104-324, eff. 1-1-26; 104-379,
26eff. 1-1-26; 104-417, eff. 8-15-25; revised 10-2-25.)
 

 

 

SB2762- 13 -LRB104 16499 BAB 29895 b

1    Section 20. The School Code is amended by changing Section
210-22.3f as follows:
 
3    (105 ILCS 5/10-22.3f)
4    (Text of Section before amendment by P.A. 104-27, 104-68,
5104-73, 104-289, 104-324, and 104-379)
6    Sec. 10-22.3f. Required health benefits. Insurance
7protection and benefits for employees shall provide the
8post-mastectomy care benefits required to be covered by a
9policy of accident and health insurance under Section 356t and
10the coverage required under Sections 356g, 356g.5, 356g.5-1,
11356m, 356q, 356u, 356u.10, 356w, 356x, 356z.4, 356z.4a,
12356z.6, 356z.8, 356z.9, 356z.11, 356z.12, 356z.13, 356z.14,
13356z.15, 356z.22, 356z.25, 356z.26, 356z.29, 356z.30, 356z.32,
14356z.33, 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47,
15356z.51, 356z.53, 356z.54, 356z.56, 356z.57, 356z.59, 356z.60,
16356z.61, 356z.62, 356z.64, 356z.67, 356z.68, 356z.70, 356z.71,
17356z.74, and 356z.77, 356z.79, and 356z.81 356z.80 of the
18Illinois Insurance Code. Insurance policies shall comply with
19Section 356z.19 of the Illinois Insurance Code. The coverage
20shall comply with Sections 155.22a, 355b, and 370c of the
21Illinois Insurance Code. The Department of Insurance shall
22enforce the requirements of this Section.
23    Rulemaking authority to implement Public Act 95-1045, if
24any, is conditioned on the rules being adopted in accordance

 

 

SB2762- 14 -LRB104 16499 BAB 29895 b

1with all provisions of the Illinois Administrative Procedure
2Act and all rules and procedures of the Joint Committee on
3Administrative Rules; any purported rule not so adopted, for
4whatever reason, is unauthorized.
5(Source: P.A. 103-84, eff. 1-1-24; 103-91, eff. 1-1-24;
6103-420, eff. 1-1-24; 103-445, eff. 1-1-24; 103-535, eff.
78-11-23; 103-551, eff. 8-11-23; 103-605, eff. 7-1-24; 103-718,
8eff. 7-19-24; 103-751, eff. 8-2-24; 103-914, eff. 1-1-25;
9103-918, eff. 1-1-25; 103-1024, eff. 1-1-25; 104-1, eff.
106-9-25; 104-42, eff. 8-1-25; 104-417, eff. 8-15-25; revised
1110-2-25.)
 
12    (Text of Section after amendment by P.A. 104-27, 104-68,
13104-73, 104-289, 104-324, and 104-379)
14    Sec. 10-22.3f. Required health benefits. Insurance
15protection and benefits for employees shall provide the
16post-mastectomy care benefits required to be covered by a
17policy of accident and health insurance under Section 356t and
18the coverage required under Sections 356g, 356g.5, 356g.5-1,
19356m, 356q, 356u, 356u.10, 356w, 356x, 356z.4, 356z.4a,
20356z.6, 356z.8, 356z.9, 356z.11, 356z.12, 356z.13, 356z.14,
21356z.15, 356z.22, 356z.25, 356z.26, 356z.29, 356z.30, 356z.32,
22356z.33, 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47,
23356z.51, 356z.53, 356z.54, 356z.56, 356z.57, 356z.59, 356z.60,
24356z.61, 356z.62, 356z.64, 356z.67, 356z.68, 356z.70, 356z.71,
25356z.74, and 356z.77, 356z.79, and 356z.80, 356z.81, 356z.82,

 

 

SB2762- 15 -LRB104 16499 BAB 29895 b

1356z.83, 356z.84, 356z.85, and 356z.88 of the Illinois
2Insurance Code. Insurance policies shall comply with Section
3356z.19 of the Illinois Insurance Code. The coverage shall
4comply with Sections 155.22a, 355b, and 370c and Article
5XXXIIB of the Illinois Insurance Code. The Department of
6Insurance shall enforce the requirements of this Section.
7    Rulemaking authority to implement Public Act 95-1045, if
8any, is conditioned on the rules being adopted in accordance
9with all provisions of the Illinois Administrative Procedure
10Act and all rules and procedures of the Joint Committee on
11Administrative Rules; any purported rule not so adopted, for
12whatever reason, is unauthorized.
13(Source: P.A. 103-84, eff. 1-1-24; 103-91, eff. 1-1-24;
14103-420, eff. 1-1-24; 103-445, eff. 1-1-24; 103-535, eff.
158-11-23; 103-551, eff. 8-11-23; 103-605, eff. 7-1-24; 103-718,
16eff. 7-19-24; 103-751, eff. 8-2-24; 103-914, eff. 1-1-25;
17103-918, eff. 1-1-25; 103-1024, eff. 1-1-25; 104-1, eff.
186-9-25; 104-27, eff. 1-1-26; 104-42, eff. 8-1-25; 104-68, eff.
191-1-26; 104-73, eff. 1-1-26; 104-289, eff. 1-1-26; 104-324,
20eff. 1-1-26; 104-379, eff. 1-1-26; 104-417, eff. 8-15-25;
21revised 10-2-25.)
 
22    Section 25. The Illinois Insurance Code is amended by
23adding Section 356z.88 as follows:
 
24    (215 ILCS 5/356z.88 new)

 

 

SB2762- 16 -LRB104 16499 BAB 29895 b

1    Sec. 356z.88. Coverage for seizure detection devices.
2    (a) For the purposes of this Section, "seizure detection
3device" means a monitoring device cleared by the United States
4Food and Drug Administration, and any related technology,
5application, service, or subscription supporting the
6prescribed use of the device, that provides the following:
7        (1) individual monitoring and alert services relating
8    to seizure activity;
9        (2) detection or prediction of seizure activity and
10    transmission of notification of the seizure activity to
11    the individual or a caregiver for appropriate medical
12    response; or
13        (3) collection of data of the seizure activity of the
14    individual that can be used by a health care provider to
15    diagnose or appropriately treat a health care condition
16    that causes the seizure activity.
17    (b) A group or individual plan of accident and health
18insurance or managed care plan amended, delivered, issued, or
19renewed on or after January 1, 2027 shall provide coverage for
20medically prescribed seizure detection devices.
21    (c) All seizure detection devices covered under this
22Section shall be approved for use by individuals, and the
23choice of device shall be made based upon the individual's
24circumstances and medical needs in consultation with the
25individual's medical provider.
26    (d) Any individual who has been prescribed a seizure

 

 

SB2762- 17 -LRB104 16499 BAB 29895 b

1detection device shall not be required to obtain prior
2authorization for coverage for a seizure detection device, and
3coverage shall be continuous once the seizure detection device
4is prescribed.
5    (e) A group or individual policy of accident and health
6insurance or a managed care plan that is amended, delivered,
7issued or renewed on or after January 1, 2027 shall not impose
8a deductible, coinsurance, copayment, or any other
9cost-sharing requirement on the coverage of a seizure
10detection device. The provisions of this subsection do not
11apply to coverage under this Section to the extent that the
12coverage would disqualify a high-deductible health plan from
13eligibility for a health savings account.
 
14    Section 30. The Health Maintenance Organization Act is
15amended by changing Section 5-3 as follows:
 
16    (215 ILCS 125/5-3)  (from Ch. 111 1/2, par. 1411.2)
17    (Text of Section before amendment by P.A. 103-808, 104-28,
18104-68, 104-73, 104-98, 104-289, 104-324, and 104-379)
19    Sec. 5-3. Illinois Insurance Code provisions.
20    (a) Health Maintenance Organizations shall be subject to
21the provisions of Sections 133, 134, 136, 137, 139, 140,
22141.1, 141.2, 141.3, 143, 143.31, 143c, 147, 148, 149, 151,
23152, 153, 154, 154.5, 154.6, 154.7, 154.8, 155.04, 155.22a,
24155.49, 352c, 355.2, 355.3, 355.6, 355b, 355c, 356f, 356g.5-1,

 

 

SB2762- 18 -LRB104 16499 BAB 29895 b

1356m, 356q, 356u.10, 356v, 356w, 356x, 356z.2, 356z.3a,
2356z.4, 356z.4a, 356z.5, 356z.6, 356z.8, 356z.9, 356z.10,
3356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.17, 356z.18,
4356z.19, 356z.20, 356z.21, 356z.22, 356z.23, 356z.24, 356z.25,
5356z.26, 356z.28, 356z.29, 356z.30, 356z.31, 356z.32, 356z.33,
6356z.34, 356z.35, 356z.36, 356z.37, 356z.38, 356z.39, 356z.40,
7356z.40a, 356z.41, 356z.44, 356z.45, 356z.46, 356z.47,
8356z.48, 356z.49, 356z.50, 356z.51, 356z.53, 356z.54, 356z.55,
9356z.56, 356z.57, 356z.58, 356z.59, 356z.60, 356z.61, 356z.62,
10356z.63, 356z.64, 356z.65, 356z.66, 356z.67, 356z.68, 356z.69,
11356z.70, 356z.71, 356z.72, 356z.73, 356z.74, 356z.75, 356z.76,
12356z.77, 356z.78, 356z.79, 356z.81, 356z.80, 364, 364.01,
13364.3, 367.2, 367.2-5, 367i, 368a, 368b, 368c, 368d, 368e,
14370c, 370c.1, 401, 401.1, 402, 403, 403A, 408, 408.2, 409,
15412, 444, and 444.1, paragraph (c) of subsection (2) of
16Section 367, and Articles IIA, VIII 1/2, XII, XII 1/2, XIII,
17XIII 1/2, XXV, XXVI, and XXXIIB of the Illinois Insurance
18Code. Section 356z.81 365z.80 of the Illinois Insurance Code
19is not applicable to health care plans under contract with the
20Department of Healthcare and Family Services.
21    (b) For purposes of the Illinois Insurance Code, except
22for Sections 444 and 444.1 and Articles XIII and XIII 1/2,
23Health Maintenance Organizations in the following categories
24are deemed to be "domestic companies":
25        (1) a corporation authorized under the Dental Service
26    Plan Act or the Voluntary Health Services Plans Act;

 

 

SB2762- 19 -LRB104 16499 BAB 29895 b

1        (2) a corporation organized under the laws of this
2    State; or
3        (3) a corporation organized under the laws of another
4    state, 30% or more of the enrollees of which are residents
5    of this State, except a corporation subject to
6    substantially the same requirements in its state of
7    organization as is a "domestic company" under Article VIII
8    1/2 of the Illinois Insurance Code.
9    (c) In considering the merger, consolidation, or other
10acquisition of control of a Health Maintenance Organization
11pursuant to Article VIII 1/2 of the Illinois Insurance Code,
12        (1) the Director shall give primary consideration to
13    the continuation of benefits to enrollees and the
14    financial conditions of the acquired Health Maintenance
15    Organization after the merger, consolidation, or other
16    acquisition of control takes effect;
17        (2)(i) the criteria specified in subsection (1)(b) of
18    Section 131.8 of the Illinois Insurance Code shall not
19    apply and (ii) the Director, in making his determination
20    with respect to the merger, consolidation, or other
21    acquisition of control, need not take into account the
22    effect on competition of the merger, consolidation, or
23    other acquisition of control;
24        (3) the Director shall have the power to require the
25    following information:
26            (A) certification by an independent actuary of the

 

 

SB2762- 20 -LRB104 16499 BAB 29895 b

1        adequacy of the reserves of the Health Maintenance
2        Organization sought to be acquired;
3            (B) pro forma financial statements reflecting the
4        combined balance sheets of the acquiring company and
5        the Health Maintenance Organization sought to be
6        acquired as of the end of the preceding year and as of
7        a date 90 days prior to the acquisition, as well as pro
8        forma financial statements reflecting projected
9        combined operation for a period of 2 years;
10            (C) a pro forma business plan detailing an
11        acquiring party's plans with respect to the operation
12        of the Health Maintenance Organization sought to be
13        acquired for a period of not less than 3 years; and
14            (D) such other information as the Director shall
15        require.
16    (d) The provisions of Article VIII 1/2 of the Illinois
17Insurance Code and this Section 5-3 shall apply to the sale by
18any health maintenance organization of greater than 10% of its
19enrollee population (including, without limitation, the health
20maintenance organization's right, title, and interest in and
21to its health care certificates).
22    (e) In considering any management contract or service
23agreement subject to Section 141.1 of the Illinois Insurance
24Code, the Director (i) shall, in addition to the criteria
25specified in Section 141.2 of the Illinois Insurance Code,
26take into account the effect of the management contract or

 

 

SB2762- 21 -LRB104 16499 BAB 29895 b

1service agreement on the continuation of benefits to enrollees
2and the financial condition of the health maintenance
3organization to be managed or serviced, and (ii) need not take
4into account the effect of the management contract or service
5agreement on competition.
6    (f) Except for small employer groups as defined in the
7Small Employer Rating, Renewability and Portability Health
8Insurance Act and except for medicare supplement policies as
9defined in Section 363 of the Illinois Insurance Code, a
10Health Maintenance Organization may by contract agree with a
11group or other enrollment unit to effect refunds or charge
12additional premiums under the following terms and conditions:
13        (i) the amount of, and other terms and conditions with
14    respect to, the refund or additional premium are set forth
15    in the group or enrollment unit contract agreed in advance
16    of the period for which a refund is to be paid or
17    additional premium is to be charged (which period shall
18    not be less than one year); and
19        (ii) the amount of the refund or additional premium
20    shall not exceed 20% of the Health Maintenance
21    Organization's profitable or unprofitable experience with
22    respect to the group or other enrollment unit for the
23    period (and, for purposes of a refund or additional
24    premium, the profitable or unprofitable experience shall
25    be calculated taking into account a pro rata share of the
26    Health Maintenance Organization's administrative and

 

 

SB2762- 22 -LRB104 16499 BAB 29895 b

1    marketing expenses, but shall not include any refund to be
2    made or additional premium to be paid pursuant to this
3    subsection (f)). The Health Maintenance Organization and
4    the group or enrollment unit may agree that the profitable
5    or unprofitable experience may be calculated taking into
6    account the refund period and the immediately preceding 2
7    plan years.
8    The Health Maintenance Organization shall include a
9statement in the evidence of coverage issued to each enrollee
10describing the possibility of a refund or additional premium,
11and upon request of any group or enrollment unit, provide to
12the group or enrollment unit a description of the method used
13to calculate (1) the Health Maintenance Organization's
14profitable experience with respect to the group or enrollment
15unit and the resulting refund to the group or enrollment unit
16or (2) the Health Maintenance Organization's unprofitable
17experience with respect to the group or enrollment unit and
18the resulting additional premium to be paid by the group or
19enrollment unit.
20    In no event shall the Illinois Health Maintenance
21Organization Guaranty Association be liable to pay any
22contractual obligation of an insolvent organization to pay any
23refund authorized under this Section.
24    (g) Rulemaking authority to implement Public Act 95-1045,
25if any, is conditioned on the rules being adopted in
26accordance with all provisions of the Illinois Administrative

 

 

SB2762- 23 -LRB104 16499 BAB 29895 b

1Procedure Act and all rules and procedures of the Joint
2Committee on Administrative Rules; any purported rule not so
3adopted, for whatever reason, is unauthorized.
4(Source: P.A. 103-84, eff. 1-1-24; 103-91, eff. 1-1-24;
5103-123, eff. 1-1-24; 103-154, eff. 6-30-23; 103-420, eff.
61-1-24; 103-426, eff. 8-4-23; 103-445, eff. 1-1-24; 103-551,
7eff. 8-11-23; 103-605, eff. 7-1-24; 103-618, eff. 1-1-25;
8103-649, eff. 1-1-25; 103-656, eff. 1-1-25; 103-700, eff.
91-1-25; 103-718, eff. 7-19-24; 103-751, eff. 8-2-24; 103-753,
10eff. 8-2-24; 103-758, eff. 1-1-25; 103-777, eff. 8-2-24;
11103-914, eff. 1-1-25; 103-918, eff. 1-1-25; 103-1024, eff.
121-1-25; 104-1, eff. 6-9-25; 104-42, eff. 8-1-25; 104-334, eff.
138-15-25; 104-417, eff. 8-15-25; revised 10-3-25.)
 
14    (Text of Section after amendment by P.A. 103-808, 104-28,
15104-68, 104-73, 104-98, 104-289, 104-324, and 104-379)
16    Sec. 5-3. Illinois Insurance Code provisions.
17    (a) Health Maintenance Organizations shall be subject to
18the provisions of Sections 133, 134, 136, 137, 139, 140,
19141.1, 141.2, 141.3, 143, 143.31, 143c, 147, 148, 149, 151,
20152, 153, 154, 154.5, 154.6, 154.7, 154.8, 155.04, 155.22a,
21155.49, 352c, 355.2, 355.3, 355.6, 355.7, 355b, 355c, 356f,
22356g, 356g.5-1, 356m, 356q, 356u.10, 356v, 356w, 356x, 356z.2,
23356z.3a, 356z.4, 356z.4a, 356z.5, 356z.6, 356z.8, 356z.9,
24356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.17,
25356z.18, 356z.19, 356z.20, 356z.21, 356z.22, 356z.23, 356z.24,

 

 

SB2762- 24 -LRB104 16499 BAB 29895 b

1356z.25, 356z.26, 356z.28, 356z.29, 356z.30, 356z.31, 356z.32,
2356z.33, 356z.34, 356z.35, 356z.36, 356z.37, 356z.38, 356z.39,
3356z.40, 356z.40a, 356z.41, 356z.44, 356z.45, 356z.46,
4356z.47, 356z.48, 356z.49, 356z.50, 356z.51, 356z.53, 356z.54,
5356z.55, 356z.56, 356z.57, 356z.58, 356z.59, 356z.60, 356z.61,
6356z.62, 356z.63, 356z.64, 356z.65, 356z.66, 356z.67, 356z.68,
7356z.69, 356z.70, 356z.71, 356z.72, 356z.73, 356z.74, 356z.75,
8356z.76, 356z.77, 356z.78, 356z.79, 356z.80, 356z.81, 356z.82,
9356z.83, 356z.84, 356z.85, 356z.88, 364, 364.01, 364.3, 367.2,
10367.2-5, 367i, 368a, 368b, 368c, 368d, 368e, 370a, 370c,
11370c.1, 401, 401.1, 402, 403, 403A, 408, 408.2, 409, 412, 444,
12and 444.1, paragraph (c) of subsection (2) of Section 367, and
13Articles IIA, VIII 1/2, XII, XII 1/2, XIII, XIII 1/2, XXV,
14XXVI, and XXXIIB of the Illinois Insurance Code.
15    (b) For purposes of the Illinois Insurance Code, except
16for Sections 444 and 444.1 and Articles XIII and XIII 1/2,
17Health Maintenance Organizations in the following categories
18are deemed to be "domestic companies":
19        (1) a corporation authorized under the Dental Service
20    Plan Act or the Voluntary Health Services Plans Act;
21        (2) a corporation organized under the laws of this
22    State; or
23        (3) a corporation organized under the laws of another
24    state, 30% or more of the enrollees of which are residents
25    of this State, except a corporation subject to
26    substantially the same requirements in its state of

 

 

SB2762- 25 -LRB104 16499 BAB 29895 b

1    organization as is a "domestic company" under Article VIII
2    1/2 of the Illinois Insurance Code.
3    (c) In considering the merger, consolidation, or other
4acquisition of control of a Health Maintenance Organization
5pursuant to Article VIII 1/2 of the Illinois Insurance Code,
6        (1) the Director shall give primary consideration to
7    the continuation of benefits to enrollees and the
8    financial conditions of the acquired Health Maintenance
9    Organization after the merger, consolidation, or other
10    acquisition of control takes effect;
11        (2)(i) the criteria specified in subsection (1)(b) of
12    Section 131.8 of the Illinois Insurance Code shall not
13    apply and (ii) the Director, in making his determination
14    with respect to the merger, consolidation, or other
15    acquisition of control, need not take into account the
16    effect on competition of the merger, consolidation, or
17    other acquisition of control;
18        (3) the Director shall have the power to require the
19    following information:
20            (A) certification by an independent actuary of the
21        adequacy of the reserves of the Health Maintenance
22        Organization sought to be acquired;
23            (B) pro forma financial statements reflecting the
24        combined balance sheets of the acquiring company and
25        the Health Maintenance Organization sought to be
26        acquired as of the end of the preceding year and as of

 

 

SB2762- 26 -LRB104 16499 BAB 29895 b

1        a date 90 days prior to the acquisition, as well as pro
2        forma financial statements reflecting projected
3        combined operation for a period of 2 years;
4            (C) a pro forma business plan detailing an
5        acquiring party's plans with respect to the operation
6        of the Health Maintenance Organization sought to be
7        acquired for a period of not less than 3 years; and
8            (D) such other information as the Director shall
9        require.
10    (d) The provisions of Article VIII 1/2 of the Illinois
11Insurance Code and this Section 5-3 shall apply to the sale by
12any health maintenance organization of greater than 10% of its
13enrollee population (including, without limitation, the health
14maintenance organization's right, title, and interest in and
15to its health care certificates).
16    (e) In considering any management contract or service
17agreement subject to Section 141.1 of the Illinois Insurance
18Code, the Director (i) shall, in addition to the criteria
19specified in Section 141.2 of the Illinois Insurance Code,
20take into account the effect of the management contract or
21service agreement on the continuation of benefits to enrollees
22and the financial condition of the health maintenance
23organization to be managed or serviced, and (ii) need not take
24into account the effect of the management contract or service
25agreement on competition.
26    (f) Except for small employer groups as defined in the

 

 

SB2762- 27 -LRB104 16499 BAB 29895 b

1Small Employer Rating, Renewability and Portability Health
2Insurance Act and except for medicare supplement policies as
3defined in Section 363 of the Illinois Insurance Code, a
4Health Maintenance Organization may by contract agree with a
5group or other enrollment unit to effect refunds or charge
6additional premiums under the following terms and conditions:
7        (i) the amount of, and other terms and conditions with
8    respect to, the refund or additional premium are set forth
9    in the group or enrollment unit contract agreed in advance
10    of the period for which a refund is to be paid or
11    additional premium is to be charged (which period shall
12    not be less than one year); and
13        (ii) the amount of the refund or additional premium
14    shall not exceed 20% of the Health Maintenance
15    Organization's profitable or unprofitable experience with
16    respect to the group or other enrollment unit for the
17    period (and, for purposes of a refund or additional
18    premium, the profitable or unprofitable experience shall
19    be calculated taking into account a pro rata share of the
20    Health Maintenance Organization's administrative and
21    marketing expenses, but shall not include any refund to be
22    made or additional premium to be paid pursuant to this
23    subsection (f)). The Health Maintenance Organization and
24    the group or enrollment unit may agree that the profitable
25    or unprofitable experience may be calculated taking into
26    account the refund period and the immediately preceding 2

 

 

SB2762- 28 -LRB104 16499 BAB 29895 b

1    plan years.
2    The Health Maintenance Organization shall include a
3statement in the evidence of coverage issued to each enrollee
4describing the possibility of a refund or additional premium,
5and upon request of any group or enrollment unit, provide to
6the group or enrollment unit a description of the method used
7to calculate (1) the Health Maintenance Organization's
8profitable experience with respect to the group or enrollment
9unit and the resulting refund to the group or enrollment unit
10or (2) the Health Maintenance Organization's unprofitable
11experience with respect to the group or enrollment unit and
12the resulting additional premium to be paid by the group or
13enrollment unit.
14    In no event shall the Illinois Health Maintenance
15Organization Guaranty Association be liable to pay any
16contractual obligation of an insolvent organization to pay any
17refund authorized under this Section.
18    (g) Rulemaking authority to implement Public Act 95-1045,
19if any, is conditioned on the rules being adopted in
20accordance with all provisions of the Illinois Administrative
21Procedure Act and all rules and procedures of the Joint
22Committee on Administrative Rules; any purported rule not so
23adopted, for whatever reason, is unauthorized.
24(Source: P.A. 103-84, eff. 1-1-24; 103-91, eff. 1-1-24;
25103-123, eff. 1-1-24; 103-154, eff. 6-30-23; 103-420, eff.
261-1-24; 103-426, eff. 8-4-23; 103-445, eff. 1-1-24; 103-551,

 

 

SB2762- 29 -LRB104 16499 BAB 29895 b

1eff. 8-11-23; 103-605, eff. 7-1-24; 103-618, eff. 1-1-25;
2103-649, eff. 1-1-25; 103-656, eff. 1-1-25; 103-700, eff.
31-1-25; 103-718, eff. 7-19-24; 103-751, eff. 8-2-24; 103-753,
4eff. 8-2-24; 103-758, eff. 1-1-25; 103-777, eff. 8-2-24;
5103-808, eff. 1-1-26; 103-914, eff. 1-1-25; 103-918, eff.
61-1-25; 103-1024, eff. 1-1-25; 104-1, eff. 6-9-25; 104-28,
7eff. 1-1-26; 104-42, eff. 8-1-25; 104-68, eff. 1-1-26; 104-73,
8eff. 1-1-26; 104-98, eff. 1-1-26; 104-289, eff. 1-1-26;
9104-324, eff. 1-1-26; 104-334, eff. 8-15-25; 104-379, eff.
101-1-26; 104-417, eff. 8-15-25; revised 10-3-25.)
 
11    Section 35. The Limited Health Service Organization Act is
12amended by changing Section 4003 as follows:
 
13    (215 ILCS 130/4003)  (from Ch. 73, par. 1504-3)
14    (Text of Section before amendment by P.A. 104-73, 104-98,
15104-289, 104-324, and 104-379)
16    Sec. 4003. Illinois Insurance Code provisions. Limited
17health service organizations shall be subject to the
18provisions of Sections 133, 134, 136, 137, 139, 140, 141.1,
19141.2, 141.3, 143, 143.31, 143c, 147, 148, 149, 151, 152, 153,
20154, 154.5, 154.6, 154.7, 154.8, 155.04, 155.37, 155.49, 352c,
21355.2, 355.3, 355b, 355d, 356m, 356q, 356v, 356z.4, 356z.4a,
22356z.10, 356z.21, 356z.22, 356z.25, 356z.26, 356z.29, 356z.32,
23356z.33, 356z.41, 356z.46, 356z.47, 356z.51, 356z.53, 356z.54,
24356z.57, 356z.59, 356z.61, 356z.64, 356z.67, 356z.68, 356z.71,

 

 

SB2762- 30 -LRB104 16499 BAB 29895 b

1356z.73, 356z.74, 356z.75, 356z.79, 356z.81, 356z.80, 364.3,
2368a, 401, 401.1, 402, 403, 403A, 408, 408.2, 409, 412, 444,
3and 444.1 and Articles IIA, VIII 1/2, XII, XII 1/2, XIII, XIII
41/2, XXV, XXVI, and XXXIIB of the Illinois Insurance Code.
5Nothing in this Section shall require a limited health care
6plan to cover any service that is not a limited health service.
7For purposes of the Illinois Insurance Code, except for
8Sections 444 and 444.1 and Articles XIII and XIII 1/2, limited
9health service organizations in the following categories are
10deemed to be domestic companies:
11        (1) a corporation under the laws of this State; or
12        (2) a corporation organized under the laws of another
13    state, 30% or more of the enrollees of which are residents
14    of this State, except a corporation subject to
15    substantially the same requirements in its state of
16    organization as is a domestic company under Article VIII
17    1/2 of the Illinois Insurance Code.
18(Source: P.A. 103-84, eff. 1-1-24; 103-91, eff. 1-1-24;
19103-420, eff. 1-1-24; 103-426, eff. 8-4-23; 103-445, eff.
201-1-24; 103-605, eff. 7-1-24; 103-649, eff. 1-1-25; 103-656,
21eff. 1-1-25; 103-700, eff. 1-1-25; 103-718, eff. 7-19-24;
22103-751, eff. 8-2-24; 103-758, eff. 1-1-25; 103-832, eff.
231-1-25; 103-1024, eff. 1-1-25; 104-1, eff. 6-9-25; 104-42,
24eff. 8-1-25; 104-334, eff. 8-15-25; 104-417, eff. 8-15-25;
25revised 10-3-25.)
 

 

 

SB2762- 31 -LRB104 16499 BAB 29895 b

1    (Text of Section after amendment by P.A. 104-73, 104-98,
2104-289, 104-324, and 104-379)
3    Sec. 4003. Illinois Insurance Code provisions. Limited
4health service organizations shall be subject to the
5provisions of Sections 133, 134, 136, 137, 139, 140, 141.1,
6141.2, 141.3, 143, 143.31, 143c, 147, 148, 149, 151, 152, 153,
7154, 154.5, 154.6, 154.7, 154.8, 155.04, 155.37, 155.49, 352c,
8355.2, 355.3, 355b, 355d, 356m, 356q, 356v, 356z.4, 356z.4a,
9356z.10, 356z.21, 356z.22, 356z.25, 356z.26, 356z.29, 356z.32,
10356z.33, 356z.41, 356z.46, 356z.47, 356z.51, 356z.53, 356z.54,
11356z.57, 356z.59, 356z.61, 356z.64, 356z.67, 356z.68, 356z.71,
12356z.73, 356z.74, 356z.75, 356z.79, 356z.80, 356z.81, 356z.83,
13356z.84, 356z.85, 356z.88, 364.3, 368a, 370a, 401, 401.1, 402,
14403, 403A, 408, 408.2, 409, 412, 444, and 444.1 and Articles
15IIA, VIII 1/2, XII, XII 1/2, XIII, XIII 1/2, XXV, XXVI, and
16XXXIIB of the Illinois Insurance Code. Nothing in this Section
17shall require a limited health care plan to cover any service
18that is not a limited health service. For purposes of the
19Illinois Insurance Code, except for Sections 444 and 444.1 and
20Articles XIII and XIII 1/2, limited health service
21organizations in the following categories are deemed to be
22domestic companies:
23        (1) a corporation under the laws of this State; or
24        (2) a corporation organized under the laws of another
25    state, 30% or more of the enrollees of which are residents
26    of this State, except a corporation subject to

 

 

SB2762- 32 -LRB104 16499 BAB 29895 b

1    substantially the same requirements in its state of
2    organization as is a domestic company under Article VIII
3    1/2 of the Illinois Insurance Code.
4(Source: P.A. 103-84, eff. 1-1-24; 103-91, eff. 1-1-24;
5103-420, eff. 1-1-24; 103-426, eff. 8-4-23; 103-445, eff.
61-1-24; 103-605, eff. 7-1-24; 103-649, eff. 1-1-25; 103-656,
7eff. 1-1-25; 103-700, eff. 1-1-25; 103-718, eff. 7-19-24;
8103-751, eff. 8-2-24; 103-758, eff. 1-1-25; 103-832, eff.
91-1-25; 103-1024, eff. 1-1-25; 104-1, eff. 6-9-25; 104-42,
10eff. 8-1-25; 104-73, eff. 1-1-26; 104-98, eff. 1-1-26;
11104-289, eff. 1-1-26; 104-324, eff. 1-1-26; 104-334, eff.
128-15-25; 104-379, eff. 1-1-26; 104-417, eff. 8-15-25; revised
1310-3-25.)
 
14    Section 40. The Voluntary Health Services Plans Act is
15amended by changing Section 10 as follows:
 
16    (215 ILCS 165/10)  (from Ch. 32, par. 604)
17    (Text of Section before amendment by P.A. 104-28, 104-73,
18104-98, 104-289, 104-324, and 104-379)
19    Sec. 10. Application of Insurance Code provisions. Health
20services plan corporations and all persons interested therein
21or dealing therewith shall be subject to the provisions of
22Articles IIA and XII 1/2 and Sections 3.1, 133, 136, 139, 140,
23143, 143.31, 143c, 149, 155.22a, 155.37, 354, 355.2, 355.3,
24355b, 355d, 356g, 356g.5, 356g.5-1, 356m, 356q, 356r, 356t,

 

 

SB2762- 33 -LRB104 16499 BAB 29895 b

1356u, 356u.10, 356v, 356w, 356x, 356y, 356z.1, 356z.2,
2356z.3a, 356z.4, 356z.4a, 356z.5, 356z.6, 356z.8, 356z.9,
3356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.18,
4356z.19, 356z.21, 356z.22, 356z.25, 356z.26, 356z.29, 356z.30,
5356z.32, 356z.32a, 356z.33, 356z.40, 356z.41, 356z.46,
6356z.47, 356z.51, 356z.53, 356z.54, 356z.56, 356z.57, 356z.59,
7356z.60, 356z.61, 356z.62, 356z.64, 356z.67, 356z.68, 356z.71,
8356z.72, 356z.74, 356z.75, 356z.77, 356z.79, 356z.81, 356z.80,
9364.01, 364.3, 367.2, 368a, 401, 401.1, 402, 403, 403A, 408,
10408.2, and 412, and paragraphs (7) and (15) of Section 367 of
11the Illinois Insurance Code.
12    Rulemaking authority to implement Public Act 95-1045, if
13any, is conditioned on the rules being adopted in accordance
14with all provisions of the Illinois Administrative Procedure
15Act and all rules and procedures of the Joint Committee on
16Administrative Rules; any purported rule not so adopted, for
17whatever reason, is unauthorized.
18(Source: P.A. 103-84, eff. 1-1-24; 103-91, eff. 1-1-24;
19103-420, eff. 1-1-24; 103-445, eff. 1-1-24; 103-551, eff.
208-11-23; 103-605, eff. 7-1-24; 103-656, eff. 1-1-25; 103-718,
21eff. 7-19-24; 103-751, eff. 8-2-24; 103-753, eff. 8-2-24;
22103-758, eff. 1-1-25; 103-832, eff. 1-1-25; 103-914, eff.
231-1-25; 103-918, eff. 1-1-25; 103-1024, eff. 1-1-25; 104-1,
24eff. 6-9-25; 104-42, eff. 8-1-25; 104-417, eff. 8-15-25;
25revised 10-3-25.)
 

 

 

SB2762- 34 -LRB104 16499 BAB 29895 b

1    (Text of Section after amendment by P.A. 104-28, 104-73,
2104-98, 104-289, 104-324, and 104-379)
3    Sec. 10. Application of Illinois Insurance Code
4provisions. Health services plan corporations and all persons
5interested therein or dealing therewith shall be subject to
6the provisions of Articles IIA and XII 1/2 and Sections 3.1,
7133, 136, 139, 140, 143, 143.31, 143c, 149, 155.22a, 155.37,
8354, 355.2, 355.3, 355.7, 355b, 355d, 356g, 356g.5, 356g.5-1,
9356m, 356q, 356r, 356t, 356u, 356u.10, 356v, 356w, 356x, 356y,
10356z.1, 356z.2, 356z.3a, 356z.4, 356z.4a, 356z.5, 356z.6,
11356z.8, 356z.9, 356z.10, 356z.11, 356z.12, 356z.13, 356z.14,
12356z.15, 356z.18, 356z.19, 356z.21, 356z.22, 356z.25, 356z.26,
13356z.29, 356z.30, 356z.32, 356z.32a, 356z.33, 356z.40,
14356z.41, 356z.46, 356z.47, 356z.51, 356z.53, 356z.54, 356z.56,
15356z.57, 356z.59, 356z.60, 356z.61, 356z.62, 356z.64, 356z.67,
16356z.68, 356z.71, 356z.72, 356z.74, 356z.75, 356z.77, 356z.79,
17356z.80, 356z.81, 356z.83, 356z.84, 356z.85, 356z.88, 364.01,
18364.3, 367.2, 368a, 370a, 401, 401.1, 402, 403, 403A, 408,
19408.2, and 412, and paragraphs (7) and (15) of Section 367 of
20the Illinois Insurance Code.
21    Rulemaking authority to implement Public Act 95-1045, if
22any, is conditioned on the rules being adopted in accordance
23with all provisions of the Illinois Administrative Procedure
24Act and all rules and procedures of the Joint Committee on
25Administrative Rules; any purported rule not so adopted, for
26whatever reason, is unauthorized.

 

 

SB2762- 35 -LRB104 16499 BAB 29895 b

1(Source: P.A. 103-84, eff. 1-1-24; 103-91, eff. 1-1-24;
2103-420, eff. 1-1-24; 103-445, eff. 1-1-24; 103-551, eff.
38-11-23; 103-605, eff. 7-1-24; 103-656, eff. 1-1-25; 103-718,
4eff. 7-19-24; 103-751, eff. 8-2-24; 103-753, eff. 8-2-24;
5103-758, eff. 1-1-25; 103-832, eff. 1-1-25; 103-914, eff.
61-1-25; 103-918, eff. 1-1-25; 103-1024, eff. 1-1-25; 104-1,
7eff. 6-9-25; 104-28, eff. 1-1-26; 104-42, eff. 8-1-25; 104-73,
8eff. 1-1-26; 104-98, eff. 1-1-26; 104-289, eff. 1-1-26;
9104-324, eff. 1-1-26; 104-379, eff. 1-1-26; 104-417, eff.
108-15-25; revised 10-3-25.)
 
11    Section 45. The Illinois Public Aid Code is amended by
12changing Section 5-16.8 as follows:
 
13    (305 ILCS 5/5-16.8)
14    (Text of Section before amendment by P.A. 104-73, 104-324,
15and 104-379)
16    Sec. 5-16.8. Required health benefits. The medical
17assistance program shall (i) provide the post-mastectomy care
18benefits required to be covered by a policy of accident and
19health insurance under Section 356t and the coverage required
20under Sections 356g.5, 356q, 356u, 356w, 356x, 356z.6,
21356z.26, 356z.29, 356z.32, 356z.33, 356z.34, 356z.35, 356z.46,
22356z.47, 356z.51, 356z.53, 356z.59, 356z.60, 356z.61, 356z.64,
23356z.67, 356z.71, and 356z.75 of the Illinois Insurance Code,
24(ii) be subject to the provisions of Sections 356z.19,

 

 

SB2762- 36 -LRB104 16499 BAB 29895 b

1356z.44, 356z.49, 364.01, 370c, and 370c.1 of the Illinois
2Insurance Code, and (iii) be subject to the provisions of
3subsection (d-5) of Section 10 of the Network Adequacy and
4Transparency Act.
5    The Department, by rule, shall adopt a model similar to
6the requirements of Section 356z.39 of the Illinois Insurance
7Code.
8    On and after July 1, 2012, the Department shall reduce any
9rate of reimbursement for services or other payments or alter
10any methodologies authorized by this Code to reduce any rate
11of reimbursement for services or other payments in accordance
12with Section 5-5e.
13    To ensure full access to the benefits set forth in this
14Section, on and after January 1, 2016, the Department shall
15ensure that provider and hospital reimbursement for
16post-mastectomy care benefits required under this Section are
17no lower than the Medicare reimbursement rate.
18(Source: P.A. 103-84, eff. 1-1-24; 103-91, eff. 1-1-24;
19103-420, eff. 1-1-24; 103-605, eff. 7-1-24; 103-703, eff.
201-1-25; 103-758, eff. 1-1-25; 103-1024, eff. 1-1-25; 104-417,
21eff. 8-15-25.)
 
22    (Text of Section after amendment by P.A. 104-73, 104-324,
23and 104-379)
24    Sec. 5-16.8. Required health benefits. The medical
25assistance program shall (i) provide the post-mastectomy care

 

 

SB2762- 37 -LRB104 16499 BAB 29895 b

1benefits required to be covered by a policy of accident and
2health insurance under Section 356t and the coverage required
3under Sections 356g.5, 356q, 356u, 356w, 356x, 356z.6,
4356z.26, 356z.29, 356z.32, 356z.33, 356z.34, 356z.35, 356z.46,
5356z.47, 356z.51, 356z.53, 356z.59, 356z.60, 356z.61, 356z.64,
6356z.67, 356z.71, and 356z.75, and 356z.80, 356z.84, 356z.85,
7and 356z.88 of the Illinois Insurance Code, (ii) be subject to
8the provisions of Sections 356z.19, 356z.44, 356z.49, 364.01,
9370c, and 370c.1 of the Illinois Insurance Code, and (iii) be
10subject to the provisions of subsection (d-5) of Section 10 of
11the Network Adequacy and Transparency Act.
12    The Department, by rule, shall adopt a model similar to
13the requirements of Section 356z.39 of the Illinois Insurance
14Code.
15    On and after July 1, 2012, the Department shall reduce any
16rate of reimbursement for services or other payments or alter
17any methodologies authorized by this Code to reduce any rate
18of reimbursement for services or other payments in accordance
19with Section 5-5e.
20    To ensure full access to the benefits set forth in this
21Section, on and after January 1, 2016, the Department shall
22ensure that provider and hospital reimbursement for
23post-mastectomy care benefits required under this Section are
24no lower than the Medicare reimbursement rate.
25(Source: P.A. 103-84, eff. 1-1-24; 103-91, eff. 1-1-24;
26103-420, eff. 1-1-24; 103-605, eff. 7-1-24; 103-703, eff.

 

 

SB2762- 38 -LRB104 16499 BAB 29895 b

11-1-25; 103-758, eff. 1-1-25; 103-1024, eff. 1-1-25; 104-73,
2eff. 1-1-26; 104-324, eff. 1-1-26; 104-379, eff. 1-1-26;
3104-417, eff. 8-15-25; revised 10-3-25.)
 
4    Section 95. No acceleration or delay. Where this Act makes
5changes in a statute that is represented in this Act by text
6that is not yet or no longer in effect (for example, a Section
7represented by multiple versions), the use of that text does
8not accelerate or delay the taking effect of (i) the changes
9made by this Act or (ii) provisions derived from any other
10Public Act.
 
11    Section 99. Effective date. This Act takes effect upon
12becoming law.