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Sen. Julie A. Morrison
Filed: 2/13/2026
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| 1 | | AMENDMENT TO SENATE BILL 2972
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| 2 | | AMENDMENT NO. ______. Amend Senate Bill 2972 by replacing |
| 3 | | everything after the enacting clause with the following:
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| 4 | | "Section 5. The Boat Registration and Safety Act is |
| 5 | | amended by adding Section 5-24 as follows:
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| 6 | | (625 ILCS 45/5-24 new) |
| 7 | | Sec. 5-24. Operation of motorboat, vessel, or personal |
| 8 | | watercraft; insurance. |
| 9 | | (a) It is unlawful for the owner of a motorboat of more |
| 10 | | than 10 horsepower, a vessel over 21 feet long, or a personal |
| 11 | | watercraft to operate or allow the operation of the motorboat, |
| 12 | | vessel, or personal watercraft unless it is covered by a |
| 13 | | liability insurance policy that has been issued by an |
| 14 | | insurance company licensed in this State. The insurance policy |
| 15 | | shall provide at least $50,000 of liability coverage per |
| 16 | | occurrence. On and after the effective date of this amendatory |
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| 1 | | Act of the 104th General Assembly, the Department shall not |
| 2 | | approve any new or renewed registration without receiving |
| 3 | | proof of liability insurance in accordance with this |
| 4 | | subsection. |
| 5 | | (b) Every owner or operator of a motorboat of more than 10 |
| 6 | | horsepower, a vessel over 21 feet long, or a personal |
| 7 | | watercraft shall carry within the motorboat, vessel, or |
| 8 | | personal watercraft evidence of insurance. The evidence shall |
| 9 | | be legible and sufficient to demonstrate that the motorboat, |
| 10 | | vessel, or personal watercraft is currently covered by a |
| 11 | | liability insurance policy as required under this Section and |
| 12 | | may include, but is not limited to, the following: |
| 13 | | (1) an insurance card provided by the insurer under |
| 14 | | this Section; |
| 15 | | (2) the current declarations page of a liability |
| 16 | | insurance policy; |
| 17 | | (3) a liability insurance binder, certificate of |
| 18 | | liability insurance, or receipt for payment to an insurer |
| 19 | | or its authorized representative for a liability insurance |
| 20 | | premium; or |
| 21 | | (4) the display of electronic images on a cellular |
| 22 | | phone or other type of portable electronic device. The use |
| 23 | | of a cellular phone or other type of portable electronic |
| 24 | | device to display proof of insurance does not constitute |
| 25 | | consent for a law enforcement officer, court, or other |
| 26 | | officer of the court to access other contents of the |
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| 1 | | cellular phone or other type of portable electronic |
| 2 | | device. Any law enforcement officer, court, or officer of |
| 3 | | the court presented with the cellular phone or other type |
| 4 | | of portable electronic device shall be immune from any |
| 5 | | liability resulting from damage to the cellular phone or |
| 6 | | other type of portable electronic device. |
| 7 | | (c) An operator or owner of a motorboat, vessel, or |
| 8 | | personal watercraft who violates subsection (b) commits a |
| 9 | | petty offense and shall be fined for a first violation not less |
| 10 | | than $50 nor more than $250, for a second violation not less |
| 11 | | than $250 nor more than $500, and for a third or subsequent |
| 12 | | violation not less than $500 nor more than $1,000. |
| 13 | | (d) The Department is authorized to adopt rules as |
| 14 | | necessary to implement this Section.". |