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Sen. Rachel Ventura
Filed: 3/6/2026
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| 1 | | AMENDMENT TO SENATE BILL 3364
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| 2 | | AMENDMENT NO. ______. Amend Senate Bill 3364 by replacing |
| 3 | | everything after the enacting clause with the following: |
| 4 | | "Section 5. The Illinois Human Rights Act is amended by |
| 5 | | changing Sections 1-103, 2-101, 3-102, 4-102, and 4-103 and by |
| 6 | | adding Section 4-105 as follows: |
| 7 | | (775 ILCS 5/1-103) (from Ch. 68, par. 1-103) |
| 8 | | Sec. 1-103. General definitions. When used in this Act, |
| 9 | | unless the context requires otherwise, the term: |
| 10 | | (A) Age. "Age" means the chronological age of a person who |
| 11 | | is at least 40 years old, except with regard to any practice |
| 12 | | described in Section 2-102, insofar as that practice concerns |
| 13 | | training or apprenticeship programs. In the case of training |
| 14 | | or apprenticeship programs, for the purposes of Section 2-102, |
| 15 | | "age" means the chronological age of a person who is 18 but not |
| 16 | | yet 40 years old. |
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| 1 | | (B) Aggrieved party. "Aggrieved party" means a person who |
| 2 | | is alleged or proved to have been injured by a civil rights |
| 3 | | violation or believes he or she will be injured by a civil |
| 4 | | rights violation under Article 3 that is about to occur. |
| 5 | | (B-5) Arrest record. "Arrest record" means: |
| 6 | | (1) an arrest not leading to a conviction; |
| 7 | | (2) a juvenile record; or |
| 8 | | (3) criminal history record information ordered |
| 9 | | expunged, sealed, or impounded under Section 5.2 of the |
| 10 | | Criminal Identification Act. |
| 11 | | (B-10) Artificial intelligence. "Artificial intelligence" |
| 12 | | means a machine-based system that, for explicit or implicit |
| 13 | | objectives, infers, from the input it receives, how to |
| 14 | | generate outputs such as predictions, content, |
| 15 | | recommendations, or decisions that can influence physical or |
| 16 | | virtual environments. "Artificial intelligence" includes |
| 17 | | generative artificial intelligence. |
| 18 | | (B-15) Generative artificial intelligence. "Generative |
| 19 | | artificial intelligence" means an automated computing system |
| 20 | | that, when prompted with human prompts, descriptions, or |
| 21 | | queries, can produce outputs that simulate human-produced |
| 22 | | content, including, but not limited to, the following: (1) |
| 23 | | textual outputs, such as short answers, essays, poetry, or |
| 24 | | longer compositions or answers; (2) image outputs, such as |
| 25 | | fine art, photographs, conceptual art, diagrams, and other |
| 26 | | images; (3) multimedia outputs, such as audio or video in the |
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| 1 | | form of compositions, songs, or short-form or long-form audio |
| 2 | | or video; and (4) other content that would be otherwise |
| 3 | | produced by human means. |
| 4 | | (C) Charge. "Charge" means an allegation filed with the |
| 5 | | Department by an aggrieved party or initiated by the |
| 6 | | Department under its authority. |
| 7 | | (D) Civil rights violation. "Civil rights violation" |
| 8 | | includes and shall be limited to only those specific acts set |
| 9 | | forth in Sections 2-102, 2-103, 2-105, 3-102, 3-102.1, 3-103, |
| 10 | | 3-102.10, 3-104.1, 3-105, 3-105.1, 4-102, 4-103, 5-102, |
| 11 | | 5A-102, 6-101, 6-101.5, and 6-102 of this Act. |
| 12 | | (E) Commission. "Commission" means the Human Rights |
| 13 | | Commission created by this Act. |
| 14 | | (F) Complaint. "Complaint" means the formal pleading filed |
| 15 | | by the Department with the Commission following an |
| 16 | | investigation and finding of substantial evidence of a civil |
| 17 | | rights violation. |
| 18 | | (G) Complainant. "Complainant" means a person including |
| 19 | | the Department who files a charge of civil rights violation |
| 20 | | with the Department or the Commission. |
| 21 | | (G-5) Conviction record. "Conviction record" means |
| 22 | | information indicating that a person has been convicted of a |
| 23 | | felony, misdemeanor or other criminal offense, placed on |
| 24 | | probation, fined, imprisoned, or paroled pursuant to any law |
| 25 | | enforcement or military authority. |
| 26 | | (H) Department. "Department" means the Department of Human |
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| 1 | | Rights created by this Act. |
| 2 | | (I) Disability. |
| 3 | | (1) "Disability" means a determinable physical or mental |
| 4 | | characteristic of a person, including, but not limited to, a |
| 5 | | determinable physical characteristic which necessitates the |
| 6 | | person's use of a guide, hearing or support dog, the history of |
| 7 | | such characteristic, or the perception of such characteristic |
| 8 | | by the person complained against, which may result from |
| 9 | | disease, injury, congenital condition of birth or functional |
| 10 | | disorder and which characteristic: |
| 11 | | (a) For purposes of Article 2, is unrelated to the |
| 12 | | person's ability to perform the duties of a particular job |
| 13 | | or position and, pursuant to Section 2-104 of this Act, a |
| 14 | | person's illegal use of drugs or alcohol is not a |
| 15 | | disability; |
| 16 | | (b) For purposes of Article 3, is unrelated to the |
| 17 | | person's ability to acquire, rent, or maintain a housing |
| 18 | | accommodation; |
| 19 | | (c) For purposes of Article 4, is unrelated to a |
| 20 | | person's ability to repay; |
| 21 | | (d) For purposes of Article 5, is unrelated to a |
| 22 | | person's ability to utilize and benefit from a place of |
| 23 | | public accommodation; |
| 24 | | (e) For purposes of Article 5, also includes any |
| 25 | | mental, psychological, or developmental disability, |
| 26 | | including autism spectrum disorders. |
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| 1 | | (2) Discrimination based on disability includes unlawful |
| 2 | | discrimination against an individual because of the |
| 3 | | individual's association with a person with a disability. |
| 4 | | (J) Marital status. "Marital status" means the legal |
| 5 | | status of being married, single, separated, divorced, or |
| 6 | | widowed. |
| 7 | | (J-1) Military status. "Military status" means a person's |
| 8 | | status on active duty in or status as a veteran of the armed |
| 9 | | forces of the United States, status as a current member or |
| 10 | | veteran of any reserve component of the armed forces of the |
| 11 | | United States, including the United States Army Reserve, |
| 12 | | United States Marine Corps Reserve, United States Navy |
| 13 | | Reserve, United States Air Force Reserve, and United States |
| 14 | | Coast Guard Reserve, or status as a current member or veteran |
| 15 | | of the Illinois Army National Guard or Illinois Air National |
| 16 | | Guard. |
| 17 | | (K) National origin. "National origin" means the place in |
| 18 | | which a person or one of his or her ancestors was born. |
| 19 | | (K-5) "Order of protection status" means a person's status |
| 20 | | as being a person protected under an order of protection |
| 21 | | issued pursuant to the Illinois Domestic Violence Act of 1986, |
| 22 | | Article 112A of the Code of Criminal Procedure of 1963, the |
| 23 | | Stalking No Contact Order Act, or the Civil No Contact Order |
| 24 | | Act, or an order of protection issued by a court of another |
| 25 | | state. |
| 26 | | (L) Person. "Person" includes one or more individuals, |
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| 1 | | partnerships, associations or organizations, labor |
| 2 | | organizations, labor unions, joint apprenticeship committees, |
| 3 | | or union labor associations, corporations, the State of |
| 4 | | Illinois and its instrumentalities, political subdivisions, |
| 5 | | units of local government, legal representatives, trustees in |
| 6 | | bankruptcy or receivers. |
| 7 | | (L-5) Pregnancy. "Pregnancy" means pregnancy, childbirth, |
| 8 | | or medical or common conditions related to pregnancy or |
| 9 | | childbirth. |
| 10 | | (M) Public contract. "Public contract" includes every |
| 11 | | contract to which the State, any of its political |
| 12 | | subdivisions, or any municipal corporation is a party. |
| 13 | | (M-5) Race. "Race" includes traits associated with race, |
| 14 | | including, but not limited to, hair texture and protective |
| 15 | | hairstyles such as braids, locks, and twists. |
| 16 | | (N) Religion. "Religion" includes all aspects of religious |
| 17 | | observance and practice, as well as belief, except that with |
| 18 | | respect to employers, for the purposes of Article 2, |
| 19 | | "religion" has the meaning ascribed to it in paragraph (F) of |
| 20 | | Section 2-101. |
| 21 | | (O) Sex. "Sex" means the status of being male or female. |
| 22 | | (O-1) Sexual orientation. "Sexual orientation" means |
| 23 | | actual or perceived heterosexuality, homosexuality, |
| 24 | | bisexuality, or gender-related identity, whether or not |
| 25 | | traditionally associated with the person's designated sex at |
| 26 | | birth. "Sexual orientation" does not include a physical or |
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| 1 | | sexual attraction to a minor by an adult. |
| 2 | | (O-2) Reproductive Health Decisions. "Reproductive Health |
| 3 | | Decisions" means a person's decisions regarding the person's |
| 4 | | use of: contraception; fertility or sterilization care; |
| 5 | | assisted reproductive technologies; miscarriage management |
| 6 | | care; healthcare related to the continuation or termination of |
| 7 | | pregnancy; or prenatal, intranatal, or postnatal care. |
| 8 | | (O-5) Source of income. "Source of income" means the |
| 9 | | lawful manner by which an individual supports himself or |
| 10 | | herself and his or her dependents. |
| 11 | | (P) Unfavorable military discharge. "Unfavorable military |
| 12 | | discharge" includes discharges from the Armed Forces of the |
| 13 | | United States, their Reserve components, or any National Guard |
| 14 | | or Naval Militia which are classified as RE-3 or the |
| 15 | | equivalent thereof, but does not include those characterized |
| 16 | | as RE-4 or "Dishonorable". |
| 17 | | (Q) Unlawful discrimination. "Unlawful discrimination" |
| 18 | | means discrimination against a person because of his or her |
| 19 | | actual or perceived: race, color, religion, national origin, |
| 20 | | ancestry, age, sex, marital status, order of protection |
| 21 | | status, disability, military status, sexual orientation, |
| 22 | | pregnancy, reproductive health decisions, or unfavorable |
| 23 | | discharge from military service as those terms are defined in |
| 24 | | this Section. |
| 25 | | (Source: P.A. 102-362, eff. 1-1-22; 102-419, eff. 1-1-22; |
| 26 | | 102-558, eff. 8-20-21; 102-813, eff. 5-13-22; 102-896, eff. |
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| 1 | | 1-1-23; 102-1102, eff. 1-1-23; 103-154, eff. 6-30-23; 103-785, |
| 2 | | eff. 1-1-25.) |
| 3 | | (775 ILCS 5/2-101) |
| 4 | | Sec. 2-101. Definitions. The following definitions are |
| 5 | | applicable strictly in the context of this Article. |
| 6 | | (A) Employee. |
| 7 | | (1) "Employee" includes: |
| 8 | | (a) Any individual performing services for |
| 9 | | remuneration within this State for an employer; |
| 10 | | (b) An apprentice; |
| 11 | | (c) An applicant for any apprenticeship. |
| 12 | | For purposes of subsection (D) of Section 2-102 of |
| 13 | | this Act, "employee" also includes an unpaid intern. An |
| 14 | | unpaid intern is a person who performs work for an |
| 15 | | employer under the following circumstances: |
| 16 | | (i) the employer is not committed to hiring the |
| 17 | | person performing the work at the conclusion of the |
| 18 | | intern's tenure; |
| 19 | | (ii) the employer and the person performing the |
| 20 | | work agree that the person is not entitled to wages for |
| 21 | | the work performed; and |
| 22 | | (iii) the work performed: |
| 23 | | (I) supplements training given in an |
| 24 | | educational environment that may enhance the |
| 25 | | employability of the intern; |
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| 1 | | (II) provides experience for the benefit of |
| 2 | | the person performing the work; |
| 3 | | (III) does not displace regular employees; |
| 4 | | (IV) is performed under the close supervision |
| 5 | | of existing staff; and |
| 6 | | (V) provides no immediate advantage to the |
| 7 | | employer providing the training and may |
| 8 | | occasionally impede the operations of the |
| 9 | | employer. |
| 10 | | (2) "Employee" does not include: |
| 11 | | (a) (Blank); |
| 12 | | (b) Individuals employed by persons who are not |
| 13 | | "employers" as defined by this Act; |
| 14 | | (c) Elected public officials or the members of |
| 15 | | their immediate personal staffs; |
| 16 | | (d) Principal administrative officers of the State |
| 17 | | or of any political subdivision, municipal corporation |
| 18 | | or other governmental unit or agency; |
| 19 | | (e) A person in a vocational rehabilitation |
| 20 | | facility certified under federal law who has been |
| 21 | | designated an evaluee, trainee, or work activity |
| 22 | | client. |
| 23 | | (B) Employer. |
| 24 | | (1) "Employer" includes: |
| 25 | | (a) Any person employing one or more employees |
| 26 | | within Illinois during 20 or more calendar weeks |
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| 1 | | within the calendar year of or preceding the alleged |
| 2 | | violation; |
| 3 | | (b) Any person employing one or more employees |
| 4 | | when a complainant alleges civil rights violation due |
| 5 | | to unlawful discrimination based upon his or her |
| 6 | | physical or mental disability unrelated to ability, |
| 7 | | pregnancy, or sexual harassment; |
| 8 | | (c) The State and any political subdivision, |
| 9 | | municipal corporation or other governmental unit or |
| 10 | | agency, without regard to the number of employees; |
| 11 | | (d) Any party to a public contract without regard |
| 12 | | to the number of employees; |
| 13 | | (e) A joint apprenticeship or training committee |
| 14 | | without regard to the number of employees. |
| 15 | | (2) "Employer" does not include any place of worship, |
| 16 | | religious corporation, association, educational |
| 17 | | institution, society, or nonprofit nursing institution |
| 18 | | conducted by and for those who rely upon treatment by |
| 19 | | prayer through spiritual means in accordance with the |
| 20 | | tenets of a recognized church or religious denomination |
| 21 | | with respect to the employment of individuals of a |
| 22 | | particular religion to perform work connected with the |
| 23 | | carrying on by such place of worship, corporation, |
| 24 | | association, educational institution, society, or |
| 25 | | nonprofit nursing institution of its activities. |
| 26 | | (C) Employment Agency. "Employment Agency" includes both |
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| 1 | | public and private employment agencies and any person, labor |
| 2 | | organization, or labor union having a hiring hall or hiring |
| 3 | | office regularly undertaking, with or without compensation, to |
| 4 | | procure opportunities to work or to procure, recruit, refer, |
| 5 | | or place employees. |
| 6 | | (D) Labor Organization. "Labor Organization" includes any |
| 7 | | organization, labor union, craft union, or any voluntary |
| 8 | | unincorporated association designed to further the cause of |
| 9 | | the rights of union labor which is constituted for the |
| 10 | | purpose, in whole or in part, of collective bargaining or of |
| 11 | | dealing with employers concerning grievances, terms or |
| 12 | | conditions of employment, or apprenticeships or applications |
| 13 | | for apprenticeships, or of other mutual aid or protection in |
| 14 | | connection with employment, including apprenticeships or |
| 15 | | applications for apprenticeships. |
| 16 | | (E) Sexual Harassment. "Sexual harassment" means any |
| 17 | | unwelcome sexual advances or requests for sexual favors or any |
| 18 | | conduct of a sexual nature when (1) submission to such conduct |
| 19 | | is made either explicitly or implicitly a term or condition of |
| 20 | | an individual's employment, (2) submission to or rejection of |
| 21 | | such conduct by an individual is used as the basis for |
| 22 | | employment decisions affecting such individual, or (3) such |
| 23 | | conduct has the purpose or effect of substantially interfering |
| 24 | | with an individual's work performance or creating an |
| 25 | | intimidating, hostile, or offensive working environment. |
| 26 | | For purposes of this definition, the phrase "working |
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| 1 | | environment" is not limited to a physical location an employee |
| 2 | | is assigned to perform his or her duties. |
| 3 | | (E-1) Harassment. "Harassment" means any unwelcome conduct |
| 4 | | on the basis of an individual's actual or perceived race, |
| 5 | | color, religion, national origin, ancestry, age, sex, marital |
| 6 | | status, order of protection status, disability, military |
| 7 | | status, sexual orientation, pregnancy, unfavorable discharge |
| 8 | | from military service, citizenship status, work authorization |
| 9 | | status, or family responsibilities that has the purpose or |
| 10 | | effect of substantially interfering with the individual's work |
| 11 | | performance or creating an intimidating, hostile, or offensive |
| 12 | | working environment. For purposes of this definition, the |
| 13 | | phrase "working environment" is not limited to a physical |
| 14 | | location an employee is assigned to perform his or her duties. |
| 15 | | (F) Religion. "Religion" with respect to employers |
| 16 | | includes all aspects of religious observance and practice, as |
| 17 | | well as belief, unless an employer demonstrates that he is |
| 18 | | unable to reasonably accommodate an employee's or prospective |
| 19 | | employee's religious observance or practice without undue |
| 20 | | hardship on the conduct of the employer's business. |
| 21 | | (G) Public Employer. "Public employer" means the State, an |
| 22 | | agency or department thereof, unit of local government, school |
| 23 | | district, instrumentality or political subdivision. |
| 24 | | (H) Public Employee. "Public employee" means an employee |
| 25 | | of the State, agency or department thereof, unit of local |
| 26 | | government, school district, instrumentality or political |
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| 1 | | subdivision. "Public employee" does not include public |
| 2 | | officers or employees of the General Assembly or agencies |
| 3 | | thereof. |
| 4 | | (I) Public Officer. "Public officer" means a person who is |
| 5 | | elected to office pursuant to the Constitution or a statute or |
| 6 | | ordinance, or who is appointed to an office which is |
| 7 | | established, and the qualifications and duties of which are |
| 8 | | prescribed, by the Constitution or a statute or ordinance, to |
| 9 | | discharge a public duty for the State, agency or department |
| 10 | | thereof, unit of local government, school district, |
| 11 | | instrumentality or political subdivision. |
| 12 | | (J) Eligible Bidder. "Eligible bidder" means a person who, |
| 13 | | prior to contract award or prior to bid opening for State |
| 14 | | contracts for construction or construction-related services, |
| 15 | | has filed with the Department a properly completed, sworn and |
| 16 | | currently valid employer report form, pursuant to the |
| 17 | | Department's regulations. The provisions of this Article |
| 18 | | relating to eligible bidders apply only to bids on contracts |
| 19 | | with the State and its departments, agencies, boards, and |
| 20 | | commissions, and the provisions do not apply to bids on |
| 21 | | contracts with units of local government or school districts. |
| 22 | | (K) Citizenship Status. "Citizenship status" means the |
| 23 | | status of being: |
| 24 | | (1) a born U.S. citizen; |
| 25 | | (2) a naturalized U.S. citizen; |
| 26 | | (3) a U.S. national; or |
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| 1 | | (4) a person born outside the United States and not a |
| 2 | | U.S. citizen who is lawfully present and who is protected |
| 3 | | from discrimination under the provisions of Section 1324b |
| 4 | | of Title 8 of the United States Code, as now or hereafter |
| 5 | | amended. |
| 6 | | (L) Work Authorization Status. "Work authorization status" |
| 7 | | means the status of being a person born outside of the United |
| 8 | | States, and not a U.S. citizen, who is authorized by the |
| 9 | | federal government to work in the United States. |
| 10 | | (M) Family Responsibilities. "Family responsibilities" |
| 11 | | means an employee's actual or perceived provision of personal |
| 12 | | care to a family member. As used in this definition: |
| 13 | | (1) "Personal care" has the meaning given to that term |
| 14 | | in the Employee Sick Leave Act. |
| 15 | | (2) "Family member" has the meaning given to the term |
| 16 | | "covered family member" in the Employee Sick Leave Act. |
| 17 | | (N) (Blank). Artificial Intelligence. "Artificial |
| 18 | | intelligence" means a machine-based system that, for explicit |
| 19 | | or implicit objectives, infers, from the input it receives, |
| 20 | | how to generate outputs such as predictions, content, |
| 21 | | recommendations, or decisions that can influence physical or |
| 22 | | virtual environments. "Artificial intelligence" includes |
| 23 | | generative artificial intelligence. |
| 24 | | (O) (Blank). Generative Artificial Intelligence. |
| 25 | | "Generative artificial intelligence" means an automated |
| 26 | | computing system that, when prompted with human prompts, |
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| 1 | | descriptions, or queries, can produce outputs that simulate |
| 2 | | human-produced content, including, but not limited to, the |
| 3 | | following: (1) textual outputs, such as short answers, essays, |
| 4 | | poetry, or longer compositions or answers; (2) image outputs, |
| 5 | | such as fine art, photographs, conceptual art, diagrams, and |
| 6 | | other images; (3) multimedia outputs, such as audio or video |
| 7 | | in the form of compositions, songs, or short-form or long-form |
| 8 | | audio or video; and (4) other content that would be otherwise |
| 9 | | produced by human means. |
| 10 | | (Source: P.A. 103-797, eff. 1-1-25; 103-804, eff. 1-1-26; |
| 11 | | 104-417, eff. 8-15-25.) |
| 12 | | (775 ILCS 5/3-102) (from Ch. 68, par. 3-102) |
| 13 | | Sec. 3-102. Civil rights violations; real estate |
| 14 | | transactions and other prohibited acts. It is a civil rights |
| 15 | | violation for an owner or any other person, or for a real |
| 16 | | estate broker or salesman, because of unlawful discrimination, |
| 17 | | familial status, immigration status, source of income, or an |
| 18 | | arrest record, as defined under subsection (B-5) of Section |
| 19 | | 1-103, to: |
| 20 | | (A) Transactions. Refuse to engage in a real estate |
| 21 | | transaction or deny real property, or to discriminate in |
| 22 | | making available such a transaction; |
| 23 | | (B) Terms. Alter the terms, conditions or privileges |
| 24 | | of a real estate transaction or in the furnishing of |
| 25 | | facilities or services in connection therewith; |
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| 1 | | (C) Offers. Refuse to receive or to fail to transmit a |
| 2 | | bona fide offer in a real estate transaction from a |
| 3 | | person; |
| 4 | | (D) Negotiation. Refuse to negotiate a real estate |
| 5 | | transaction with a person; |
| 6 | | (E) Representations. Represent to a person that real |
| 7 | | property is not available for inspection, sale, rental, or |
| 8 | | lease when in fact it is so available, or to fail to bring |
| 9 | | a property listing to the person's attention, or to refuse |
| 10 | | to permit the person to inspect real property; |
| 11 | | (F) Publication of Intent. Make, print, circulate, |
| 12 | | post, mail, publish or cause to be made, printed, |
| 13 | | circulated, posted, mailed, or published any notice, |
| 14 | | statement, advertisement or sign, or use a form of |
| 15 | | application for a real estate transaction, or make a |
| 16 | | record or inquiry in connection with a prospective real |
| 17 | | estate transaction, that indicates any preference, |
| 18 | | limitation, or discrimination based on unlawful |
| 19 | | discrimination or unlawful discrimination based on |
| 20 | | familial status, immigration status, source of income, or |
| 21 | | an arrest record, or an intention to make any such |
| 22 | | preference, limitation, or discrimination; |
| 23 | | (G) Listings. Offer, solicit, accept, use or retain a |
| 24 | | listing of real property with knowledge that unlawful |
| 25 | | discrimination or discrimination on the basis of familial |
| 26 | | status, immigration status, source of income, or an arrest |
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| 1 | | record in a real estate transaction is intended. |
| 2 | | (H) Criteria. Use criteria or methods that have the |
| 3 | | effect of subjecting individuals to unlawful |
| 4 | | discrimination or discrimination based on familial status, |
| 5 | | immigration status, source of income, or an arrest record |
| 6 | | in a real estate transaction. Such criteria or methods are |
| 7 | | unlawful under this subsection if they are not necessary |
| 8 | | to achieve a substantial, legitimate, non-discriminatory |
| 9 | | interest; or if the substantial, legitimate, |
| 10 | | non-discriminatory interest could be served by another |
| 11 | | practice that has a less discriminatory effect. |
| 12 | | (I) Artificial intelligence. |
| 13 | | (1) With respect to transactions, terms, offers, |
| 14 | | negotiations, representations, publication of intent, |
| 15 | | listings, and criteria, for an owner, real estate |
| 16 | | broker or salesman, or any other person, to use |
| 17 | | artificial intelligence that has the effect of |
| 18 | | subjecting another person to discrimination on the |
| 19 | | basis of protected classes under this Article; |
| 20 | | (2) For an owner, real estate broker or salesman, |
| 21 | | or any person subject to this Article, to fail to |
| 22 | | provide notice to a person that they are using |
| 23 | | artificial intelligence with respect to a real estate |
| 24 | | transaction, including with respect to transactions, |
| 25 | | terms, offers, negotiations, representations, |
| 26 | | publications of intent, listings, and criteria. |
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| 1 | | The Department shall adopt any rules necessary for the |
| 2 | | implementation and enforcement of this subdivision, including, |
| 3 | | but not limited to, rules on the circumstances and conditions |
| 4 | | that require notice, the time period for providing notice, the |
| 5 | | contents of such notice, and the means for providing notice. |
| 6 | | (Source: P.A. 102-896, eff. 1-1-23; 103-232, eff. 1-1-24; |
| 7 | | 103-859, eff. 1-1-25.) |
| 8 | | (775 ILCS 5/4-102) (from Ch. 68, par. 4-102) |
| 9 | | Sec. 4-102. Civil Rights Violations: Loans. It shall be a |
| 10 | | civil rights violation for any financial institution, on the |
| 11 | | grounds of unlawful discrimination, to: |
| 12 | | (A) Denial of Services. Deny any person any of the |
| 13 | | services normally offered by such an institution. |
| 14 | | (B) Modification of Services. Provide any person with any |
| 15 | | service which is different from, or provided in a different |
| 16 | | manner than, that which is provided to other persons similarly |
| 17 | | situated. |
| 18 | | (C) Loan Terms. Deny or vary the terms of a loan. |
| 19 | | (D) Property Location. Deny or vary the terms of a loan on |
| 20 | | the basis that a specific parcel of real estate offered as |
| 21 | | security is located in a specific geographical area. |
| 22 | | (E) Consideration of Income. Deny or vary the terms of a |
| 23 | | loan without having considered all of the regular and |
| 24 | | dependable income of each person who would be liable for |
| 25 | | repayment of the loan. |
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| 1 | | (F) Lending Standards. Utilize lending standards that have |
| 2 | | no economic basis and which constitute unlawful |
| 3 | | discrimination. |
| 4 | | (G) Use of artificial intelligence. |
| 5 | | (1) With respect to denial of services, modification |
| 6 | | of services, loan terms, property location, consideration |
| 7 | | of income, and lending standards, for a financial |
| 8 | | institution to use artificial intelligence that has the |
| 9 | | effect of subjecting a person to discrimination on the |
| 10 | | basis of protected classes under this Article. |
| 11 | | (2) For a financial institution to fail to provide |
| 12 | | notice to a person that the financial institution is using |
| 13 | | artificial intelligence for the purpose of denying |
| 14 | | services, modifying services, denying or varying the terms |
| 15 | | of a loan, or setting lending standards that could have |
| 16 | | the effect of subjecting a person to discrimination on the |
| 17 | | basis of protected classes under this Article. |
| 18 | | (Source: P.A. 81-1216.) |
| 19 | | (775 ILCS 5/4-103) (from Ch. 68, par. 4-103) |
| 20 | | Sec. 4-103. Credit Cards. It is a civil rights violation |
| 21 | | for a person who offers credit cards to the public in this |
| 22 | | State: |
| 23 | | (A) Denial. To refuse to issue a credit card, upon |
| 24 | | proper application, on the basis of unlawful |
| 25 | | discrimination. |
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| 1 | | (B) Reasons for Rejection. To fail to inform an |
| 2 | | applicant for a credit card, upon request, of the reason |
| 3 | | that his or her application for a credit card has been |
| 4 | | rejected. |
| 5 | | (C) Use of artificial intelligence. |
| 6 | | (1) With respect to denial and reasons for |
| 7 | | rejection, for a person who offers credit cards to the |
| 8 | | public in this State to use artificial intelligence |
| 9 | | that has the effect of subjecting an applicant for a |
| 10 | | credit card to discrimination on the basis of |
| 11 | | protected classes under this Article. |
| 12 | | (2) For a person who offers credit cards to the |
| 13 | | public to fail to provide notice to an applicant for a |
| 14 | | credit card that the person is using artificial |
| 15 | | intelligence for the purpose of refusing to issue |
| 16 | | credit cards or rejecting applications for credit |
| 17 | | cards that could have the effect of subjecting an |
| 18 | | applicant for a credit card to discrimination on the |
| 19 | | basis of protected classes under this Article. |
| 20 | | (Source: P.A. 81-1216.) |
| 21 | | (775 ILCS 5/4-105 new) |
| 22 | | Sec. 4-105. Rules. The Department shall adopt any rules |
| 23 | | necessary for the implementation and enforcement of the notice |
| 24 | | provision in Sections 4-102 and 4-103, including, but not |
| 25 | | limited to, rules on the circumstances and conditions that |