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1    AN ACT concerning civil law.
 
2    Be it enacted by the People of the State of Illinois,
3represented in the General Assembly:
 
4    Section 1. This Act may be referred to as the Civil Rights
5Safeguard Act.
 
6    Section 5. The Illinois Human Rights Act is amended by
7changing Sections 1-103, 4-102, 4-103, and 5-102 and by adding
8Sections 2-103.5 and 4-105 as follows:
 
9    (775 ILCS 5/1-103)  (from Ch. 68, par. 1-103)
10    Sec. 1-103. General definitions. When used in this Act,
11unless the context requires otherwise, the term:
12    (A) Age. "Age" means the chronological age of a person who
13is at least 40 years old, except with regard to any practice
14described in Section 2-102, insofar as that practice concerns
15training or apprenticeship programs. In the case of training
16or apprenticeship programs, for the purposes of Section 2-102,
17"age" means the chronological age of a person who is 18 but not
18yet 40 years old.
19    (B) Aggrieved party. "Aggrieved party" means a person who
20is alleged or proved to have been injured by a civil rights
21violation or believes he or she will be injured by a civil
22rights violation under Article 3 that is about to occur.

 

 

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1    (B-5) Arrest record. "Arrest record" means:
2        (1) an arrest not leading to a conviction;
3        (2) a juvenile record; or
4        (3) criminal history record information ordered
5    expunged, sealed, or impounded under Section 5.2 of the
6    Criminal Identification Act.
7    (C) Charge. "Charge" means an allegation filed with the
8Department by an aggrieved party or initiated by the
9Department under its authority.
10    (D) Civil rights violation. "Civil rights violation"
11includes and shall be limited to only those specific acts set
12forth in Sections 2-102, 2-103, 2-105, 3-102, 3-102.1, 3-103,
133-102.10, 3-104.1, 3-105, 3-105.1, 4-102, 4-103, 5-102,
145A-102, 6-101, 6-101.5, and 6-102 of this Act.
15    (E) Commission. "Commission" means the Human Rights
16Commission created by this Act.
17    (F) Complaint. "Complaint" means the formal pleading filed
18by the Department with the Commission following an
19investigation and finding of substantial evidence of a civil
20rights violation.
21    (G) Complainant. "Complainant" means a person including
22the Department who files a charge of civil rights violation
23with the Department or the Commission.
24    (G-5) Conviction record. "Conviction record" means
25information indicating that a person has been convicted of a
26felony, misdemeanor or other criminal offense, placed on

 

 

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1probation, fined, imprisoned, or paroled pursuant to any law
2enforcement or military authority.
3    (G-10) Criteria or methods. "Criteria or methods" include
4practices, policies, and groups of practices or policies that
5may have the effect of subjecting individuals to
6discrimination prohibited under this Act.
7    (H) Department. "Department" means the Department of Human
8Rights created by this Act.
9    (I) Disability.
10    (1) "Disability" means a determinable physical or mental
11characteristic of a person, including, but not limited to, a
12determinable physical characteristic which necessitates the
13person's use of a guide, hearing or support dog, the history of
14such characteristic, or the perception of such characteristic
15by the person complained against, which may result from
16disease, injury, congenital condition of birth or functional
17disorder and which characteristic:
18        (a) For purposes of Article 2, is unrelated to the
19    person's ability to perform the duties of a particular job
20    or position and, pursuant to Section 2-104 of this Act, a
21    person's illegal use of drugs or alcohol is not a
22    disability;
23        (b) For purposes of Article 3, is unrelated to the
24    person's ability to acquire, rent, or maintain a housing
25    accommodation;
26        (c) For purposes of Article 4, is unrelated to a

 

 

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1    person's ability to repay;
2        (d) For purposes of Article 5, is unrelated to a
3    person's ability to utilize and benefit from a place of
4    public accommodation;
5        (e) For purposes of Article 5, also includes any
6    mental, psychological, or developmental disability,
7    including autism spectrum disorders.
8    (2) Discrimination based on disability includes unlawful
9discrimination against an individual because of the
10individual's association with a person with a disability.
11    (J) Marital status. "Marital status" means the legal
12status of being married, single, separated, divorced, or
13widowed.
14    (J-1) Military status. "Military status" means a person's
15status on active duty in or status as a veteran of the armed
16forces of the United States, status as a current member or
17veteran of any reserve component of the armed forces of the
18United States, including the United States Army Reserve,
19United States Marine Corps Reserve, United States Navy
20Reserve, United States Air Force Reserve, and United States
21Coast Guard Reserve, or status as a current member or veteran
22of the Illinois Army National Guard or Illinois Air National
23Guard.
24    (K) National origin. "National origin" means the place in
25which a person or one of his or her ancestors was born.
26    (K-5) "Order of protection status" means a person's status

 

 

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1as being a person protected under an order of protection
2issued pursuant to the Illinois Domestic Violence Act of 1986,
3Article 112A of the Code of Criminal Procedure of 1963, the
4Stalking No Contact Order Act, or the Civil No Contact Order
5Act, or an order of protection issued by a court of another
6state.
7    (L) Person. "Person" includes one or more individuals,
8partnerships, associations or organizations, labor
9organizations, labor unions, joint apprenticeship committees,
10or union labor associations, corporations, the State of
11Illinois and its instrumentalities, political subdivisions,
12units of local government, legal representatives, trustees in
13bankruptcy or receivers.
14    (L-5) Pregnancy. "Pregnancy" means pregnancy, childbirth,
15or medical or common conditions related to pregnancy or
16childbirth.
17    (M) Public contract. "Public contract" includes every
18contract to which the State, any of its political
19subdivisions, or any municipal corporation is a party.
20    (M-5) Race. "Race" includes traits associated with race,
21including, but not limited to, hair texture and protective
22hairstyles such as braids, locks, and twists.
23    (N) Religion. "Religion" includes all aspects of religious
24observance and practice, as well as belief, except that with
25respect to employers, for the purposes of Article 2,
26"religion" has the meaning ascribed to it in paragraph (F) of

 

 

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1Section 2-101.
2    (O) Sex. "Sex" means the status of being male or female.
3    (O-1) Sexual orientation. "Sexual orientation" means
4actual or perceived heterosexuality, homosexuality,
5bisexuality, or gender-related identity, whether or not
6traditionally associated with the person's designated sex at
7birth. "Sexual orientation" does not include a physical or
8sexual attraction to a minor by an adult.
9    (O-2) Reproductive Health Decisions. "Reproductive Health
10Decisions" means a person's decisions regarding the person's
11use of: contraception; fertility or sterilization care;
12assisted reproductive technologies; miscarriage management
13care; healthcare related to the continuation or termination of
14pregnancy; or prenatal, intranatal, or postnatal care.
15    (O-5) Source of income. "Source of income" means the
16lawful manner by which an individual supports himself or
17herself and his or her dependents.
18    (P) Unfavorable military discharge. "Unfavorable military
19discharge" includes discharges from the Armed Forces of the
20United States, their Reserve components, or any National Guard
21or Naval Militia which are classified as RE-3 or the
22equivalent thereof, but does not include those characterized
23as RE-4 or "Dishonorable".
24    (Q) Unlawful discrimination. "Unlawful discrimination"
25means discrimination against a person, whether by purpose or
26effect, because of his or her actual or perceived: race,

 

 

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1color, religion, national origin, ancestry, age, sex, marital
2status, order of protection status, disability, military
3status, sexual orientation, pregnancy, reproductive health
4decisions, or unfavorable discharge from military service as
5those terms are defined in this Section.
6(Source: P.A. 102-362, eff. 1-1-22; 102-419, eff. 1-1-22;
7102-558, eff. 8-20-21; 102-813, eff. 5-13-22; 102-896, eff.
81-1-23; 102-1102, eff. 1-1-23; 103-154, eff. 6-30-23; 103-785,
9eff. 1-1-25.)
 
10    (775 ILCS 5/2-103.5 new)
11    Sec. 2-103.5. Criteria or methods. It is a civil rights
12violation for any employer, employment agency, or labor
13organization to use criteria or methods in any act as set forth
14in Section 2-102 that have the effect of subjecting
15individuals to discrimination on the basis of unlawful
16discrimination, citizenship status, family responsibilities,
17work authorization status, arrest record, or conviction
18record. Such criteria or methods are unlawful under this
19Section if (i) the respondent fails to demonstrate that the
20criteria or methods are job related for the position in
21question and consistent with business necessity or (ii) the
22respondent demonstrates that the criteria or methods are job
23related for the position in question and consistent with
24business necessity and the complainant demonstrates that the
25business necessity could be served by another employment

 

 

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1practice that has a less discriminatory effect.
 
2    (775 ILCS 5/4-102)  (from Ch. 68, par. 4-102)
3    Sec. 4-102. Civil Rights Violations: Loans. It is shall be
4a civil rights violation for any financial institution, on the
5basis grounds of unlawful discrimination, to:
6    (A) Denial of Services. Deny any person any of the
7services normally offered by such an institution.
8    (B) Modification of Services. Provide any person with any
9service which is different from, or provided in a different
10manner than, that which is provided to other persons similarly
11situated.
12    (C) Loan Terms. Deny or vary the terms of a loan.
13    (D) Property Location. Deny or vary the terms of a loan on
14the basis that a specific parcel of real estate offered as
15security is located in a specific geographical area.
16    (E) Consideration of Income. Deny or vary the terms of a
17loan without having considered all of the regular and
18dependable income of each person who would be liable for
19repayment of the loan.
20    (F) Lending Standards. Utilize lending standards that have
21no economic basis and which constitute unlawful
22discrimination.
23    (G) Criteria or methods. Use criteria or methods that have
24the effect of subjecting individuals to unlawful
25discrimination under this Section. Such criteria or methods

 

 

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1are unlawful under this subsection if they are not necessary
2to achieve a substantial, legitimate, nondiscriminatory
3interest or if the substantial, legitimate, nondiscriminatory
4interest could be served by another practice that has a less
5discriminatory effect.
6(Source: P.A. 81-1216.)
 
7    (775 ILCS 5/4-103)  (from Ch. 68, par. 4-103)
8    Sec. 4-103. Credit Cards. It is a civil rights violation
9for a person who offers credit cards to the public in this
10State:
11        (A) Denial. To refuse to issue a credit card, upon
12    proper application, on the basis of unlawful
13    discrimination.
14        (B) Reasons for Rejection. To fail to inform an
15    applicant for a credit card, upon request, of the reason
16    that his or her application for a credit card has been
17    rejected.
18        (C) Criteria or methods. Use criteria or methods that
19    have the effect of subjecting individuals to unlawful
20    discrimination under this Section. Such criteria or
21    methods are unlawful under this subsection if they are not
22    necessary to achieve a substantial, legitimate,
23    nondiscriminatory interest or if the substantial,
24    legitimate, nondiscriminatory interest could be served by
25    another practice that has a less discriminatory effect.

 

 

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1(Source: P.A. 81-1216.)
 
2    (775 ILCS 5/4-105 new)
3    Sec. 4-105. Consultation.
4    (A) The Department may consult with the Secretary of
5Financial and Professional Regulation or a financial
6institution's primary prudential regulator for purposes of
7investigating a charge involving a financial institution.
8    (B) Nothing in this Section shall be construed to prohibit
9the Department from investigating a charge involving a
10financial institution pursuant to this Act. Nothing in this
11Act shall be construed to limit the authority of the
12Department of Financial and Professional Regulation, Office of
13the Comptroller of the Currency, or National Credit Union
14Administration to examine any financial institution.
 
15    (775 ILCS 5/5-102)  (from Ch. 68, par. 5-102)
16    Sec. 5-102. Civil Rights Violations: Public
17Accommodations. It is a civil rights violation for any person
18on the basis of unlawful discrimination to:
19    (A) Enjoyment of Facilities, Goods, and Services. Deny or
20refuse to another the full and equal enjoyment of the
21facilities, goods, and services of any public place of
22accommodation;
23    (B) Written Communications. Directly or indirectly, as the
24operator of a place of public accommodation, publish,

 

 

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1circulate, display or mail any written communication, except a
2private communication sent in response to a specific inquiry,
3which the operator knows is to the effect that any of the
4facilities of the place of public accommodation will be denied
5to any person or that any person is unwelcome, objectionable
6or unacceptable because of unlawful discrimination;
7    (C) Public Officials. Deny or refuse to another, as a
8public official, the full and equal enjoyment of the
9accommodations, advantage, facilities or privileges of the
10official's office or services or of any property under the
11official's care because of unlawful discrimination.
12    (D) Criteria or methods. Use criteria or methods that have
13the effect of subjecting individuals to unlawful
14discrimination under this Section. Such criteria or methods
15are unlawful under this subsection if they are not necessary
16to achieve a substantial, legitimate, nondiscriminatory
17interest or if the substantial, legitimate, nondiscriminatory
18interest could be served by another practice that has a less
19discriminatory effect.
20(Source: P.A. 95-668, eff. 10-10-07.)