94TH GENERAL ASSEMBLY
State of Illinois
2005 and 2006
HB2696


 
Introduced 2/22/2005, by Rep. Ruth Munson
 
SYNOPSIS AS INTRODUCED:
 		













815 ILCS 505/2VV new










    Amends the Consumer Fraud and Deceptive Business Practices Act.    Provides that it is an unlawful practice for a person to deny credit or public utility service to or reduce the credit limit of a consumer solely because the consumer has been a victim of  identity theft, if the person had prior knowledge that the consumer has been a victim of identity theft.  Provides that a consumer is presumed to be a victim of identity theft if he or she provides certain information.  Effective immediately.  
















LRB094 09129 RXD 39360 b

















 


 


A BILL FOR









 











HB2696

LRB094 09129 RXD 39360 b






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    AN ACT concerning business.

 
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    Be it enacted by the People of the State of Illinois,
 
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represented in the General Assembly:


 
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    Section 5. The Consumer Fraud and Deceptive Business 
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Practices Act is amended  by adding Section 2VV as follows:
 
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    (815 ILCS 505/2VV  new)
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    Sec. 2VV. Credit and public utility service; identity 
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theft. It is an unlawful practice for a person to deny credit 
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or public utility service to or reduce the credit limit of a 
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consumer solely because the consumer has been a victim of 
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identity theft as defined in Section 16G-15 of the Criminal 
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Code of 1961, if the person had prior knowledge that the 
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consumer has been a victim of identity theft.  A consumer is 
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presumed to be a victim of identity theft for the purposes of 
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this Section if he or she provides the following information to 
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the person:
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        (1) A copy of a police report evidencing the consumer's 
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    claim of identity theft.

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        (2) Either a properly completed copy of a standardized 
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    affidavit of identity theft developed and made available by 
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    the Federal Trade Commission pursuant to 15 U.S.C. 1681g or 
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    an affidavit of fact that is acceptable to the person for 
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    that purpose.

 

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    Section 99. Effective date. This Act takes effect upon 
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becoming law.