HB2696 Engrossed

LRB094 09129 RXD 39360 b






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    AN ACT concerning business.

 
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    Be it enacted by the People of the State of Illinois,
 
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represented in the General Assembly:

 
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    Section 5. The Consumer Fraud and Deceptive Business 
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Practices Act is amended  by adding Section 2VV as follows:
 
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    (815 ILCS 505/2VV  new)
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    Sec. 2VV. Credit and public utility service; identity 
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theft. It is an unlawful practice for a person to deny credit 
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or public utility service to or reduce the credit limit of a 
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consumer solely because the consumer has been a victim of 
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identity theft as defined in Section 16G-15 of the Criminal 
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Code of 1961, if the consumer:
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        (1) has provided a copy of an identity theft report as 
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    defined under the federal Fair Credit Reporting Act and 
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    implementing regulations evidencing the consumer's claim 
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    of identity theft;

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        (2) has provided a properly completed copy of a 
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    standardized affidavit of identity theft developed and 
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    made available by the Federal Trade Commission pursuant to 
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    15 U.S.C. 1681g or an affidavit of fact that is acceptable 
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    to the person for that purpose;
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        (3)  has obtained placement of an extended fraud alert 
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    in his or her file maintained by a nationwide consumer 
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    reporting agency, in accordance with the requirements of 
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    the federal Fair Credit Reporting Act; and
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        (4)  is able to establish his or her identity and 
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    address to the satisfaction of the person providing credit 
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    or utility services.

 

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    Section 99. Effective date. This Act takes effect upon 
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becoming law.