94TH GENERAL ASSEMBLY
State of Illinois
2005 and 2006
HB4890


 
Introduced 1/19/2006, by Rep. Michael P. McAuliffe
 
SYNOPSIS AS INTRODUCED:
 		














215 ILCS 5/143.29
  from Ch. 73, par. 755.29







    Amends the Illinois Insurance Code. Provides that a motor vehicle accident prevention course that consists of less than the required 8 hours of classroom instruction may apply to the Secretary of State for a waiver of the hour requirement.
















LRB094 18018 LJB 53323 b

















 


 


A BILL FOR









 











HB4890

LRB094 18018 LJB 53323 b






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    AN ACT concerning insurance.

 
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    Be it enacted by the People of the State of Illinois,
 
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represented in the General Assembly:


 
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    Section 5. The Illinois Insurance Code is amended  by 
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changing Section 143.29 as follows:
 



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    (215 ILCS 5/143.29)  (from Ch. 73, par. 755.29)



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    Sec. 143.29. (a) The rates and premium charges for every 
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policy of automobile
liability insurance shall include 
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appropriate reductions as determined
by the insurer for any 
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insured
over age 55 upon successful completion of the National 
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Safety Council's
Defensive Driving Course or a motor vehicle 
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accident prevention course which
is found by the Secretary of 
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State to meet or exceed the standards of the
National Safety 
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Council's Defensive Driving Course's 8 hour classroom safety

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instruction program. A motor vehicle accident prevention 
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course that does not meet or exceed the hour requirement of the

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National Safety Council's Defensive Driving Course's 8 hour 
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classroom safety
instruction program may apply to the Secretary 
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of State for a waiver of this requirement.


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    (b) The premium reduction shall remain in effect for the 
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qualifying insured
for a period of 3 years from the date of 
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successful completion of the accident
prevention course, 
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except that the insurer may elect to apply the premium

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reduction beginning either with the last effective date of the 
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policy or
the next renewal date of the policy if the reduction 
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will result in a savings
as though applied over a full 3 year 
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period.  An insured who has completed
the course of instruction 
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prior to July 1, 1982 shall receive the insurance
premium 
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reduction
for only the period remaining within the 3 years from 
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course completion.
The period of premium reduction for an 
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insured who has repeated the accident
prevention course shall 
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be based upon the last such course the insured has
successfully 
 


 






HB4890
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LRB094 18018 LJB 53323 b




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completed.

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    (c) Any accident prevention course approved by the 
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Secretary of State
under this Section shall be taught by an 
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instructor approved by the Secretary
of State, shall consist of 
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at least 8 hours of classroom instruction and
shall provide for 
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a certificate of completion.  Records of certification
of course 
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completion shall be maintained in a manner acceptable to the 
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Secretary
of State. An accident prevention course that consists 
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of less than 8 hours of classroom instruction may apply to the 
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Secretary of State for a waiver of the hour requirement.


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    (d) Any person claiming eligibility for a rate or premium 
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reduction shall
be responsible for providing to his insurance 
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company the information necessary
to determine eligibility.

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    (e) This Section shall not apply to:

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    (1) any motor vehicle which is a part of a fleet or is used 
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for commercial
purposes unless there is a regularly assigned 
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principal operator.

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    (2) any motor vehicle subject to a higher premium rate 
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because of the
insured's previous motor vehicle claim 
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experience or to any motor vehicle
whose principal operator has 
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been convicted of violating any of the
motor vehicle laws of 
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this State, until that operator
shall have maintained a driving 
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record free of
accidents and moving violations for
a continuous 
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one year period,
in which case such driver shall be eligible 
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for a reduction the remaining
2 years of the 3 year period.

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    (3) any motor vehicle whose principal operator has had his 
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drivers license
revoked or suspended for any reason by the 
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Secretary of State within the
previous 36 months.

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    (4) any policy of group automobile insurance under which 
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premiums are
broadly averaged for the group rather than 
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determined individually.

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(Source: P.A. 82-920.)