Date	Chamber	Action
1/13/2009	House	Session Sine Die

Statutes Amended In Order of Appearance

205 ILCS 635/5-10 new

215 ILCS 157/20

220 ILCS 5/8-101.5 new

Synopsis As Introduced
Amends the Residential Mortgage License Act of 1987. In a Section concerning lending procedures, provides that a licensee may not deny an application for a mortgage solely on the basis of credit information of prospective customers. Provides that if a licensee denies a mortgage application based on credit information, it must provide the affected party with an explanation for the licensee's action and an opportunity for the affected party to explain its credit information. Amends the Use of Credit Information in Personal Insurance Act. In a Section concerning the use of personal credit information, provides that if an insurer denies, cancels, or does not renew a policy of personal insurance based on credit information, it must provide the affected party with an explanation for the insurer's action and an opportunity for the affected party to explain its credit information. Amends the Public Utilities Act. Provides that a public utility may not deny, cancel, or nonrenew utility service solely on the basis of credit information of prospective or existing customers. Provides that if a public utility denies, cancels, or does not renew service based on credit information, it must provide the affected party with an explanation for the public utility's action and an opportunity for the affected party to explain its credit information.

Actions 

Date	Chamber	Action
1/22/2007	House	Filed with the Clerk by Rep. Monique D. Davis
1/22/2007	House	First Reading
1/22/2007	House	Referred to Rules Committee
1/31/2007	House	Assigned to Judiciary I - Civil Law Committee
3/21/2007	House	Motion Do Pass - Lost Judiciary I - Civil Law Committee; 003-007-001
3/21/2007	House	Remains in Judiciary I - Civil Law Committee
3/23/2007	House	Rule 19(a) / Re-referred to Rules Committee
1/13/2009	House	Session Sine Die

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