Bill Status of HB 3806   96th General Assembly

Short Description:  CIV PRO-FORECLOSURE PREVENTION

House Sponsors
Rep. Marlow H. Colvin

Senate Sponsors
(Sen. David Koehler-Iris Y. Martinez)


Last Action  View All Actions

DateChamber Action
  1/11/2011HouseSession Sine Die

Statutes Amended In Order of Appearance
735 ILCS 5/Art. XV Pt. 18 heading new
735 ILCS 5/15-1801 new
735 ILCS 5/15-1805 new
735 ILCS 5/15-1810 new
735 ILCS 5/15-1815 new
735 ILCS 5/15-1820 new
735 ILCS 5/15-1825 new
735 ILCS 5/15-1830 new
735 ILCS 5/15-1835 new
735 ILCS 5/15-1840 new

Synopsis As Introduced
Amends the Code of Civil Procedure by adding an Article that may be cited as the Mortgage Foreclosure Prevention Law of 2009. Provides that an eligible borrower has a right to defer a judicial sale for a specified period by providing an affidavit to the foreclosing lender. When the deferment period ends or the deferment is lost, a lender may schedule a sale by publishing a specified newspaper notice and serving a copy on those on the premises, 4 weeks before the sale. Provides a formula to set the borrower's monthly payment. Provides that a borrower loses the right to deferment if he or she ceases to reside on the premises. Provides for mortgage foreclosure counselors. Provides that a foreclosing lender and a borrower must negotiate in good faith. Provides that a borrower may dispute a deferment cancellation through arbitration. Provides that lenders shall send to borrowers a mandated notice about deferment. Provides that a lender who acts in bad faith or recklessly in violation of these provisions is liable to a person injured for actual damages, statutory damages up to $25,000, punitive damages, costs, and attorney's fees. Makes other changes. Effective 7 days after becoming law.

Senate Committee Amendment No. 1
Deletes reference to:
735 ILCS 5/Art. XV Pt. 18 heading new
735 ILCS 5/15-1801 new
735 ILCS 5/15-1805 new
735 ILCS 5/15-1810 new
735 ILCS 5/15-1815 new
735 ILCS 5/15-1820 new
735 ILCS 5/15-1825 new
735 ILCS 5/15-1830 new
735 ILCS 5/15-1835 new
735 ILCS 5/15-1840 new
Adds reference to:
735 ILCS 5/15-1101from Ch. 110, par. 15-1101

Replaces everything after the enacting clause. Amends the Code of Civil Procedure. Makes a technical change in a Section regarding the short title of the Article concerning mortgage foreclosures.

Actions 
DateChamber Action
  2/25/2009HouseFiled with the Clerk by Rep. Marlow H. Colvin
  2/25/2009HouseFirst Reading
  2/25/2009HouseReferred to Rules Committee
  3/3/2009HouseAssigned to Judiciary I - Civil Law Committee
  3/11/2009HouseDo Pass / Short Debate Judiciary I - Civil Law Committee; 017-000-000
  3/11/2009HousePlaced on Calendar 2nd Reading - Short Debate
  3/17/2009HouseSecond Reading - Short Debate
  3/17/2009HousePlaced on Calendar Order of 3rd Reading - Short Debate
  4/3/2009HouseThird Reading - Short Debate - Passed 113-000-000
  4/15/2009SenateArrive in Senate
  4/15/2009SenatePlaced on Calendar Order of First Reading
  4/15/2009SenateChief Senate Sponsor Sen. Jacqueline Y. Collins
  4/15/2009SenateFirst Reading
  4/15/2009SenateAdded as Alternate Chief Co-Sponsor Sen. Iris Y. Martinez
  4/15/2009SenateReferred to Assignments
  4/22/2009SenateAssigned to Financial Institutions
  4/30/2009SenateHeld in Financial Institutions
  5/7/2009SenateHeld in Financial Institutions
  5/8/2009SenateRule 3-9(a) / Re-referred to Assignments
  4/22/2010SenateRe-assigned to Executive
  4/22/2010SenateAlternate Chief Sponsor Changed to Sen. John J. Cullerton
  4/23/2010SenateRule 2-10 Committee Deadline Established As May 7, 2010
  4/28/2010SenateSenate Committee Amendment No. 1 Filed with Secretary by Sen. John J. Cullerton
  4/28/2010SenateSenate Committee Amendment No. 1 Referred to Assignments
  4/28/2010SenateSenate Committee Amendment No. 1 Assignments Refers to Executive
  4/28/2010SenateSenate Committee Amendment No. 1 Adopted
  4/28/2010SenateDo Pass as Amended Executive; 008-001-004
  4/28/2010SenatePlaced on Calendar Order of 2nd Reading April 29, 2010
  4/30/2010SenateSecond Reading
  4/30/2010SenatePlaced on Calendar Order of 3rd Reading May 3, 2010
  6/27/2010SenatePursuant to Senate Rule 3-9(b) / Referred to Assignments
  11/29/2010SenateApproved for Consideration Assignments
  11/29/2010SenatePlaced on Calendar Order of 3rd Reading November 30, 2010
  11/29/2010SenateSenate Floor Amendment No. 2 Filed with Secretary by Sen. John J. Cullerton
  11/29/2010SenateSenate Floor Amendment No. 2 Referred to Assignments
  11/29/2010SenateSenate Floor Amendment No. 2 Assignments Refers to Public Health
  11/30/2010SenateRule 2-10 Committee/3rd Reading Deadline Established As January 11, 2011
  11/30/2010SenateAlternate Chief Sponsor Changed to Sen. David Koehler
  11/30/2010SenateSenate Floor Amendment No. 2 Added as Chief Co-Sponsor-Koehler
  11/30/2010SenateSenate Floor Amendment No. 2 Recommend Do Adopt Public Health; 006-002-000
  1/2/2011SenatePursuant to Senate Rule 3-9(b) / Referred to Assignments
  1/11/2011HouseSession Sine Die

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