Bill Status of HB 6156   96th General Assembly

Short Description:  INS-HEALTH POLICY RESCISSION

House Sponsors
Rep. Elaine Nekritz-Greg Harris and Karen May

Last Action  View All Actions

DateChamber Action
  1/11/2011HouseSession Sine Die

Statutes Amended In Order of Appearance
215 ILCS 5/154from Ch. 73, par. 766
215 ILCS 5/359d new
215 ILCS 97/30
215 ILCS 97/50
215 ILCS 125/5-3from Ch. 111 1/2, par. 1411.2

Synopsis As Introduced
Amends the Illinois Insurance Code. Provides that with the exception of a policy of accident and health insurance, no misrepresentation or false warranty shall defeat or avoid a policy unless it shall have been made with actual intent to deceive or materially affects either the acceptance of the risk or the hazard assumed. Provides that no insurer shall rescind or cancel any policy of insurance, contract, evidence of coverage, or certificate that provides accident and health coverage on the basis of written information by the insured if the insurer failed to complete medical underwriting and resolve all reasonable medical questions. Provides that an insurer shall apply for approval of a policy rescission or cancellation by submitting written information to the Director of Insurance. Sets forth provisions concerning the approval of a rescission or cancellation. Amends the Illinois Health Insurance Portability and Accountability Act. Provides that a health insurance issuer may rescind health insurance coverage offered in connection with a group health plan or coverage of an individual in the individual market only upon evidence of fraud. Amends the Health Maintenance Organization Act to provide that Health Maintenance Organizations shall be subject to the provisions of the Illinois Insurance Code concerning the prior approval of health insurance rescissions. Contains a nonacceleration clause. Makes other changes. Effective July 1, 2010.

House Committee Amendment No. 1
Deletes reference to:
215 ILCS 5/154
215 ILCS 5/359d new
215 ILCS 97/30
215 ILCS 97/50
215 ILCS 125/5-3
Adds reference to:
215 ILCS 97/15

Replaces everything after the enacting clause. Amends the Illinois Health Insurance Portability and Accountability Act. Makes a technical change in a Section concerning the applicability and scope of the Act.

Actions 
DateChamber Action
  2/11/2010HouseFiled with the Clerk by Rep. Elaine Nekritz
  2/11/2010HouseFirst Reading
  2/11/2010HouseReferred to Rules Committee
  2/17/2010HouseAdded Chief Co-Sponsor Rep. Greg Harris
  2/22/2010HouseAssigned to Health Care Availability and Accessibility Committee
  3/9/2010HouseMotion Do Pass - Lost Health Care Availability and Accessibility Committee; 006-006-000
  3/9/2010HouseRemains in Health Care Availability and Accessibility Committee
  3/10/2010HouseAdded Co-Sponsor Rep. Karen May
  3/12/2010HouseHouse Committee Amendment No. 1 Filed with Clerk by Health Care Availability and Accessibility Committee
  3/12/2010HouseHouse Committee Amendment No. 1 Adopted in Health Care Availability and Accessibility Committee; by Voice Vote
  3/12/2010HouseDo Pass as Amended / Short Debate Health Care Availability and Accessibility Committee; 012-000-000
  3/12/2010HousePlaced on Calendar 2nd Reading - Short Debate
  3/25/2010HouseSecond Reading - Short Debate
  3/25/2010HouseHeld on Calendar Order of Second Reading - Short Debate
  3/26/2010HouseRule 19(a) / Re-referred to Rules Committee
  1/11/2011HouseSession Sine Die

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