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09600HB4737ham001 |
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LRB096 15482 JAM 37224 a |
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| means any care, treatment, intervention, service, or item that |
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| will or is reasonably expected to: |
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| (i) prevent the onset of an illness, |
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| condition, injury, disease, or disability; |
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| (ii) reduce or ameliorate the physical, |
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| mental, or developmental effects of an illness, |
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| condition, injury, disease, or disability; or |
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| (iii) assist the achievement or maintenance of |
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| maximum functional activity in performing daily |
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| activities. |
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| (c) The coverage required under this Section shall be |
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| subject to the same deductible, coinsurance, waiting period, |
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| cost sharing limitation, treatment limitation, calendar year |
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| maximum, or other limitations as provided for other physical or |
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| rehabilitative or occupational therapy benefits covered by the |
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| policy. |
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| (d) Upon request of the reimbursing insurer, the provider |
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| of the physical therapy or occupational therapy shall furnish |
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| medical records, clinical notes, or other necessary data that |
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| substantiate that initial or continued treatment is medically |
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| necessary and is resulting in approved clinical status. When |
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| treatment is anticipated to require continued services to |
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| achieve demonstrable progress, the insurer may request a |
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| treatment plan consisting of the diagnosis, proposed treatment |
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| by type, proposed frequency of treatment, anticipated duration |
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| of treatment, anticipated outcomes stated as goals, and |
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09600HB4737ham001 |
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LRB096 15482 JAM 37224 a |
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| proposed frequency of updating the treatment plan. |
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| (e) When making a determination of medical necessity for |
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| treatment, an insurer must make the determination in a manner |
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| consistent with the manner in which that determination is made |
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| with respect to other diseases or illnesses covered under the |
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| policy, including an appeals process. During the appeals |
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| process, any challenge to medical necessity may be viewed as |
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| reasonable only if the review includes a licensed health care |
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| professional with the same category of license as the |
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| prescriber of the service in question and with expertise in the |
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| most current and effective treatment.".
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