HB1652 EngrossedLRB097 08375 RPM 48502 b


  
1    AN ACT concerning insurance.
  
 
2    Be it enacted by the People of the State of Illinois,
 
3represented in the General Assembly:
  
 
 
4    Section 5. The Illinois Long-Term Care Partnership Program 
5Act is amended  by changing Section 15 as follows:
 
6    (215 ILCS 132/15)

7    Sec. 15. Illinois Long-term Care Partnership Program. 
8    (a) In accordance with  Title VI, Section 6021 of the 
9federal Deficit Reduction Act of 2005, there shall be 
10established the Illinois Long-Term Care Partnership Program, 
11to be administered by the Agency with the assistance of the 
12Department to do the following:


13        (1)  provide incentives for individuals to insure 
14    against the costs of providing for their long-term care 
15    needs;


16        (2)  provide a mechanism for individuals to qualify for 
17    coverage of the cost of their long-term care needs under 
18    Medicaid without first being required to substantially 
19    exhaust their resources;


20        (3)  provide counseling services to individuals 
21    planning for their long-term care needs; and


22        (4)  alleviate the financial burden on the State's 
23    medical assistance program by encouraging the pursuit of 
 
 
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1    private initiatives.


2    (b) The Agency shall:


3        (1)  Within 180 days of the effective date of this Act, 
4    or as soon  thereafter as possible, make application to the 
5    federal Department of Health and Human Services for a State 
6    plan amendment to establish that, if an individual is a 
7    beneficiary of a long-term care partnership program 
8    certified policy, the total assets an individual owns and 
9    may retain under Medicaid and still qualify for benefits 
10    under Medicaid at the time the individual applies for 
11    long-term care benefits are increased by $1 for each $1 of 
12    benefit paid out under the individual's long-term care 
13    partnership program certified insurance policy.


14        (2)  Provide information and technical assistance to 
15    the Department on the Department's role in assuring that 
16    any individual who sells a qualified long-term care 
17    insurance partnership policy receives training and 
18    demonstrates evidence of an understanding of such policies 
19    and how they relate to other public and private coverage of 
20    long-term care.
21        (3) Subject to appropriation, implement measures to 
22    raise awareness of the Long-Term Care Partnership Program 
23    and the benefits of purchasing long-term care insurance. 
24    (c) The Department may not impose any requirement affecting 
25the terms or benefits of qualified long-term care partnership 
26policies unless the Department imposes the requirement on all 
 
 
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1long-term care policies sold in Illinois without regard to 
2whether the policy is covered under the partnership or is 
3offered in connection with the partnership.


4    (d) The issuers of qualified long-term care partnership 
5policies in Illinois shall provide regular reports to the 
6Secretary of the federal Department of Health and Human 
7Services, in accordance with federal regulation. Issuers of 
8qualified long-term care partnership policies in Illinois 
9shall provide appropriate reports to the Agency and to the 
10Department as determined by those entities.

11(Source: P.A. 95-200, eff. 8-16-07.)