99TH GENERAL ASSEMBLY
State of Illinois
2015 and 2016
HB3175

 

Introduced , by Rep. Anna Moeller

 

SYNOPSIS AS INTRODUCED:
 
205 ILCS 510/5  from Ch. 17, par. 4655

    Amends the Pawnbroker Regulation Act. Provides that any pawnbroker or unregistered buyer shall take a digital photograph of (i) the form or forms of identification used by the person pledging or pawning any goods, articles, or other things to the pawnbroker, and (ii) the goods, articles, or other things being pledged, pawned, or sold. Provides that the digital photographs or copies of the photographs shall be kept with the other records of the pawnbroker or unregistered buyer. Provides that unregistered buyers must include such photographs in their daily submissions to the sheriff of the county in which he or she is located. Effective immediately.


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A BILL FOR

 

HB3175LRB099 06563 MGM 26636 b

1    AN ACT concerning regulation.
 
2    Be it enacted by the People of the State of Illinois,
3represented in the General Assembly:
 
4    Section 5. The Pawnbroker Regulation Act is amended by
5changing Section 5 as follows:
 
6    (205 ILCS 510/5)  (from Ch. 17, par. 4655)
7    Sec. 5. Record requirements.
8    (a) Except in municipalities located in counties having
93,000,000 or more inhabitants, every pawn and loan broker shall
10keep a standard record book that has been approved by the
11sheriff of the county in which the pawnbroker does business. In
12municipalities in counties with 3,000,000 or more inhabitants,
13the record book shall be approved by the police department of
14the municipality in which the pawn or loan broker does
15business. At the time of each and every loan or taking of a
16pledge, an accurate account and description, in the English
17language, of all the goods, articles and other things pawned or
18pledged, the amount of money, value or thing loaned thereon,
19the time of pledging the same, the rate of interest to be paid
20on such loan, and the name and residence of the person making
21such pawn or pledge shall be printed, typed, or written in ink
22in the record book. Such entry shall include the serial number
23or identification number of items received which bear such

 

 

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1number. Except for items purchased from dealers possessing a
2federal employee identification number who have provided a
3receipt to the pawnbroker, every pawnbroker shall also record
4in his book, an accurate account and description, in the
5English language, of all goods, articles and other things
6purchased or received for the purpose of resale or loan
7collateral by the pawnbroker from any source, not in the course
8of a pledge or loan, the time of such purchase or receipt and
9the name and address of the person or business which sold or
10delivered such goods, articles, or other things to the
11pawnbroker. No entry in such book shall be erased, mutilated or
12changed.
13    (b) Every pawnbroker or unregistered buyer shall require
14identification to be shown him by each person pledging or
15pawning any goods, articles, or other things to the pawnbroker.
16If the identification shown is a driver's license or a State
17identification card issued by the Secretary of State and
18contains a photograph of the person being identified, only one
19form of identification must be shown. If the identification
20shown is not a driver's license or a State identification card
21issued by the Secretary of State and does not contain a
22photograph, 2 forms of identification must be shown, and one of
23the 2 forms of identification must include his or her residence
24address. These forms of identification shall include, but not
25be limited to, any of the following: driver's license, social
26security card, utility bill, employee or student

 

 

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1identification card, credit card, or a civic, union or
2professional association membership card. In addition, in a
3municipality with a population of 1,000,000 or more
4inhabitants, if the customer does not have an identification
5issued by a governmental entity containing a photograph of the
6person being identified, the pawnbroker shall photograph the
7customer in color and record the customer's name, residence
8address, date of birth, social security number, gender, height,
9and weight on the reverse side of the photograph. If the
10customer has no social security number, the pawnbroker shall
11record this fact. Any pawnbroker or unregistered buyer shall
12take a digital image of (i) the form or forms of identification
13used by the person pledging or pawning any goods, articles, or
14other things to the pawnbroker, and (ii) the goods, articles,
15or other things being pledged, pawned, or sold. The digital
16images or copies of the images shall be kept with the other
17records of the pawnbroker or unregistered buyer.
18    A county or municipality, including a home rule unit, may
19regulate a pawnbroker's identification requirements for
20persons pledging or pawning goods, articles, or other things to
21the pawnbroker in a manner that is not less restrictive than
22the regulation by the State of a pawnbroker's identification
23requirements for persons pledging or pawning goods, articles,
24or other things. A home rule unit may not regulate a
25pawnbroker's identification requirements for persons pledging
26or pawning goods, articles, or other things to the pawnbroker

 

 

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1in a manner less restrictive than the regulation by the State
2of a pawnbroker's identification requirements for persons
3pledging or pawning goods, articles, or other things. This
4Section is a limitation under subsection (i) of Section 6 of
5Article VII of the Illinois Constitution on the concurrent
6exercise by home rule units of the powers and functions
7exercised by the State.
8    (c) A pawnbroker may maintain the records required by
9subsection (a) in computer form if the computer form has been
10approved by the Commissioner, the sheriff of the county in
11which the shop is located, and the police department of the
12municipality in which the shop is located.
13    (d) Records, including reports to the Secretary,
14maintained by pawnbrokers shall be confidential, and no
15disclosure of pawnbroker records shall be made except
16disclosures authorized by this Act or ordered by a court of
17competent jurisdiction. No record transferred to a
18governmental official shall be improperly disclosed, provided
19that use of those records as evidence of a felony or
20misdemeanor shall be a proper purpose.
21    (e) Pawnbrokers and their associations may lawfully give
22appropriate governmental agencies computer equipment for the
23purpose of transferring information pursuant to this Act.
24(Source: P.A. 96-1038, eff. 7-14-10.)
 
25    Section 99. Effective date. This Act takes effect upon
26becoming law.