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| | 09900SB0452sam001 | - 2 - | LRB099 03471 MLM 32731 a |
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| 1 | | (a-5) Every individual or group policy of accident or |
| 2 | | health insurance that is issued, amended, delivered, or renewed |
| 3 | | on or after the effective date of this amendatory Act of the |
| 4 | | 99th General Assembly must provide coverage for telehealth |
| 5 | | services. |
| 6 | | (b) Coverage If an individual or group policy of accident |
| 7 | | or health insurance provides coverage for telehealth services, |
| 8 | | then it must comply with the following: |
| 9 | | (1) An individual or group policy of accident or health |
| 10 | | insurance providing telehealth services may not: |
| 11 | | (A) require that in-person contact occur between a |
| 12 | | health care provider and a patient; |
| 13 | | (B) require the health care provider to document a |
| 14 | | barrier to an in-person consultation for coverage of |
| 15 | | services to be provided through telehealth; |
| 16 | | (C) require the use of telehealth when the health |
| 17 | | care provider has determined that it is not |
| 18 | | appropriate; or |
| 19 | | (D) require the use of telehealth when a patient |
| 20 | | chooses an in-person consultation. |
| 21 | | (2) Deductibles, copayments, or coinsurance applicable |
| 22 | | to services provided through telehealth shall not exceed |
| 23 | | the deductibles, copayments, or coinsurance required by |
| 24 | | the individual or group policy of accident or health |
| 25 | | insurance for the same services provided through in-person |
| 26 | | consultation. |
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| | 09900SB0452sam001 | - 3 - | LRB099 03471 MLM 32731 a |
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| 1 | | (c) Nothing in this Section shall be deemed as precluding a |
| 2 | | health insurer from providing benefits for other services, |
| 3 | | including, but not limited to, remote monitoring services, |
| 4 | | other monitoring services, or oral communications otherwise |
| 5 | | covered under the policy.
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| 6 | | (Source: P.A. 98-1091, eff. 1-1-15.)".
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