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1 | | (3) The written policies and procedures on how the |
2 | | network plan will provide 24-hour, 7-day per week access |
3 | | to network-affiliated primary care, emergency services, |
4 | | and woman's principal health care providers. |
5 | | An insurer shall not prohibit a preferred provider from |
6 | | discussing any specific or all treatment options with |
7 | | beneficiaries irrespective of the insurer's position on those |
8 | | treatment options or from advocating on behalf of |
9 | | beneficiaries within the utilization review, grievance, or |
10 | | appeals processes established by the insurer in accordance |
11 | | with any rights or remedies available under applicable State |
12 | | or federal law. |
13 | | (b) Insurers must file for review a description of the |
14 | | services to be offered through a network plan. The description |
15 | | shall include all of the following: |
16 | | (1) A geographic map of the area proposed to be served |
17 | | by the plan by county service area and zip code, including |
18 | | marked locations for preferred providers. |
19 | | (2) As deemed necessary by the Department, the names, |
20 | | addresses, phone numbers, and specialties of the providers |
21 | | who have entered into preferred provider agreements under |
22 | | the network plan. |
23 | | (3) The number of beneficiaries anticipated to be |
24 | | covered by the network plan. |
25 | | (4) An Internet website and toll-free telephone number |
26 | | for beneficiaries and prospective beneficiaries to access |
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1 | | current and accurate lists of preferred providers, |
2 | | additional information about the plan, as well as any |
3 | | other information required by Department rule. |
4 | | (5) A description of how health care services to be |
5 | | rendered under the network plan are reasonably accessible |
6 | | and available to beneficiaries. The description shall |
7 | | address all of the following: |
8 | | (A) the type of health care services to be |
9 | | provided by the network plan; |
10 | | (B) the ratio of physicians and other providers to |
11 | | beneficiaries, by specialty and including primary care |
12 | | physicians and facility-based physicians when |
13 | | applicable under the contract, necessary to meet the |
14 | | health care needs and service demands of the currently |
15 | | enrolled population; |
16 | | (C) the travel and distance standards for plan |
17 | | beneficiaries in county service areas; and |
18 | | (D) a description of how the use of telemedicine, |
19 | | telehealth, or mobile care services may be used to |
20 | | partially meet the network adequacy standards, if |
21 | | applicable. |
22 | | (6) A provision ensuring that whenever a beneficiary |
23 | | has made a good faith effort, as evidenced by accessing |
24 | | the provider directory, calling the network plan, and |
25 | | calling the provider, to utilize preferred providers for a |
26 | | covered service and it is determined the insurer does not |
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1 | | have the appropriate preferred providers due to |
2 | | insufficient number, type, or unreasonable travel distance |
3 | | or delay, the insurer shall ensure, directly or |
4 | | indirectly, by terms contained in the payer contract, that |
5 | | the beneficiary will be provided the covered service at no |
6 | | greater cost to the beneficiary than if the service had |
7 | | been provided by a preferred provider. This paragraph (6) |
8 | | does not apply to: (A) a beneficiary who willfully chooses |
9 | | to access a non-preferred provider for health care |
10 | | services available through the panel of preferred |
11 | | providers, or (B) a beneficiary enrolled in a health |
12 | | maintenance organization. In these circumstances, the |
13 | | contractual requirements for non-preferred provider |
14 | | reimbursements shall apply. |
15 | | (7) A provision that the beneficiary shall receive |
16 | | emergency care coverage such that payment for this |
17 | | coverage is not dependent upon whether the emergency |
18 | | services are performed by a preferred or non-preferred |
19 | | provider and the coverage shall be at the same benefit |
20 | | level as if the service or treatment had been rendered by a |
21 | | preferred provider. For purposes of this paragraph (7), |
22 | | "the same benefit level" means that the beneficiary is |
23 | | provided the covered service at no greater cost to the |
24 | | beneficiary than if the service had been provided by a |
25 | | preferred provider. |
26 | | (8) A limitation that, if the plan provides that the |
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1 | | beneficiary will incur a penalty for failing to |
2 | | pre-certify inpatient hospital treatment, the penalty may |
3 | | not exceed $1,000 per occurrence in addition to the plan |
4 | | cost sharing provisions. |
5 | | (c) The network plan shall demonstrate to the Director a |
6 | | minimum ratio of providers to plan beneficiaries as required |
7 | | by the Department. |
8 | | (1) The ratio of physicians or other providers to plan |
9 | | beneficiaries shall be established annually by the |
10 | | Department in consultation with the Department of Public |
11 | | Health based upon the guidance from the federal Centers |
12 | | for Medicare and Medicaid Services. The Department shall |
13 | | not establish ratios for vision or dental providers who |
14 | | provide services under dental-specific or vision-specific |
15 | | benefits. The Department shall consider establishing |
16 | | ratios for the following physicians or other providers: |
17 | | (A) Primary Care; |
18 | | (B) Pediatrics; |
19 | | (C) Cardiology; |
20 | | (D) Gastroenterology; |
21 | | (E) General Surgery; |
22 | | (F) Neurology; |
23 | | (G) OB/GYN; |
24 | | (H) Oncology/Radiation; |
25 | | (I) Ophthalmology; |
26 | | (J) Urology; |
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1 | | (K) Behavioral Health; |
2 | | (L) Allergy/Immunology; |
3 | | (M) Chiropractic; |
4 | | (N) Dermatology; |
5 | | (O) Endocrinology; |
6 | | (P) Ears, Nose, and Throat (ENT)/Otolaryngology; |
7 | | (Q) Infectious Disease; |
8 | | (R) Nephrology; |
9 | | (S) Neurosurgery; |
10 | | (T) Orthopedic Surgery; |
11 | | (U) Physiatry/Rehabilitative; |
12 | | (V) Plastic Surgery; |
13 | | (W) Pulmonary; |
14 | | (X) Rheumatology; |
15 | | (Y) Anesthesiology; |
16 | | (Z) Pain Medicine; |
17 | | (AA) Pediatric Specialty Services; |
18 | | (BB) Outpatient Dialysis; and |
19 | | (CC) HIV. |
20 | | (2) The Director shall establish a process for the |
21 | | review of the adequacy of these standards, along with an |
22 | | assessment of additional specialties to be included in the |
23 | | list under this subsection (c). |
24 | | (d) The network plan shall demonstrate to the Director |
25 | | maximum travel and distance standards for plan beneficiaries, |
26 | | which shall be established annually by the Department in |
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1 | | consultation with the Department of Public Health based upon |
2 | | the guidance from the federal Centers for Medicare and |
3 | | Medicaid Services. These standards shall consist of the |
4 | | maximum minutes or miles to be traveled by a plan beneficiary |
5 | | for each county type, such as large counties, metro counties, |
6 | | or rural counties as defined by Department rule. |
7 | | The maximum travel time and distance standards must |
8 | | include standards for each physician and other provider |
9 | | category listed for which ratios have been established. |
10 | | The Director shall establish a process for the review of |
11 | | the adequacy of these standards along with an assessment of |
12 | | additional specialties to be included in the list under this |
13 | | subsection (d). |
14 | | (d-5) (1) Every insurer shall ensure that beneficiaries |
15 | | have timely and proximate access to treatment for mental, |
16 | | emotional, nervous, or substance use disorders or conditions |
17 | | in accordance with the provisions of paragraph (4) of |
18 | | subsection (a) of Section 370c of the Illinois Insurance Code. |
19 | | Insurers shall use a comparable process, strategy, evidentiary |
20 | | standard, and other factors in the development and application |
21 | | of the network adequacy standards for timely and proximate |
22 | | access to treatment for mental, emotional, nervous, or |
23 | | substance use disorders or conditions and those for the access |
24 | | to treatment for medical and surgical conditions. As such, the |
25 | | network adequacy standards for timely and proximate access |
26 | | shall equally be applied to treatment facilities and providers |
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1 | | for mental, emotional, nervous, or substance use disorders or |
2 | | conditions and specialists providing medical or surgical |
3 | | benefits pursuant to the parity requirements of Section 370c.1 |
4 | | of the Illinois Insurance Code and the federal Paul Wellstone |
5 | | and Pete Domenici Mental Health Parity and Addiction Equity |
6 | | Act of 2008. Notwithstanding the foregoing, the network |
7 | | adequacy standards for timely and proximate access to |
8 | | treatment for mental, emotional, nervous, or substance use |
9 | | disorders or conditions shall, at a minimum, satisfy the |
10 | | following requirements: |
11 | | (A) For beneficiaries residing in the metropolitan |
12 | | counties of Cook, DuPage, Kane, Lake, McHenry, and |
13 | | Will, network adequacy standards for timely and |
14 | | proximate access to treatment for mental, emotional, |
15 | | nervous, or substance use disorders or conditions |
16 | | means a beneficiary shall not have to travel longer |
17 | | than 30 minutes or 30 miles from the beneficiary's |
18 | | residence to receive outpatient treatment for mental, |
19 | | emotional, nervous, or substance use disorders or |
20 | | conditions. Beneficiaries shall not be required to |
21 | | wait longer than 10 business days between requesting |
22 | | an initial appointment and being seen by the facility |
23 | | or provider of mental, emotional, nervous, or |
24 | | substance use disorders or conditions for outpatient |
25 | | treatment or to wait longer than 20 business days |
26 | | between requesting a repeat or follow-up appointment |
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1 | | and being seen by the facility or provider of mental, |
2 | | emotional, nervous, or substance use disorders or |
3 | | conditions for outpatient treatment; however, subject |
4 | | to the protections of paragraph (3) of this |
5 | | subsection, a network plan shall not be held |
6 | | responsible if the beneficiary or provider voluntarily |
7 | | chooses to schedule an appointment outside of these |
8 | | required time frames. |
9 | | (B) For beneficiaries residing in Illinois |
10 | | counties other than those counties listed in |
11 | | subparagraph (A) of this paragraph, network adequacy |
12 | | standards for timely and proximate access to treatment |
13 | | for mental, emotional, nervous, or substance use |
14 | | disorders or conditions means a beneficiary shall not |
15 | | have to travel longer than 60 minutes or 60 miles from |
16 | | the beneficiary's residence to receive outpatient |
17 | | treatment for mental, emotional, nervous, or substance |
18 | | use disorders or conditions. Beneficiaries shall not |
19 | | be required to wait longer than 10 business days |
20 | | between requesting an initial appointment and being |
21 | | seen by the facility or provider of mental, emotional, |
22 | | nervous, or substance use disorders or conditions for |
23 | | outpatient treatment or to wait longer than 20 |
24 | | business days between requesting a repeat or follow-up |
25 | | appointment and being seen by the facility or provider |
26 | | of mental, emotional, nervous, or substance use |
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1 | | disorders or conditions for outpatient treatment; |
2 | | however, subject to the protections of paragraph (3) |
3 | | of this subsection, a network plan shall not be held |
4 | | responsible if the beneficiary or provider voluntarily |
5 | | chooses to schedule an appointment outside of these |
6 | | required time frames. |
7 | | (2) For beneficiaries residing in all Illinois |
8 | | counties, network adequacy standards for timely and |
9 | | proximate access to treatment for mental, emotional, |
10 | | nervous, or substance use disorders or conditions means a |
11 | | beneficiary shall not have to travel longer than 60 |
12 | | minutes or 60 miles from the beneficiary's residence to |
13 | | receive inpatient or residential treatment for mental, |
14 | | emotional, nervous, or substance use disorders or |
15 | | conditions. |
16 | | (3) If there is no in-network facility or provider |
17 | | available for a beneficiary to receive timely and |
18 | | proximate access to treatment for mental, emotional, |
19 | | nervous, or substance use disorders or conditions in |
20 | | accordance with the network adequacy standards outlined in |
21 | | this subsection, the insurer shall provide necessary |
22 | | exceptions to its network to ensure admission and |
23 | | treatment with a provider or at a treatment facility in |
24 | | accordance with the network adequacy standards in this |
25 | | subsection. |
26 | | (e) Except for network plans solely offered as a group |
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1 | | health plan, these ratio and time and distance standards apply |
2 | | to the lowest cost-sharing tier of any tiered network. |
3 | | (f) The network plan may consider use of other health care |
4 | | service delivery options, such as telemedicine or telehealth, |
5 | | mobile clinics, and centers of excellence, or other ways of |
6 | | delivering care to partially meet the requirements set under |
7 | | this Section. |
8 | | (g) Except for the requirements set forth in subsection |
9 | | (d-5), insurers Insurers who are not able to comply with the |
10 | | provider ratios and time and distance standards established by |
11 | | the Department may request an exception to these requirements |
12 | | from the Department. The Department may grant an exception in |
13 | | the following circumstances: |
14 | | (1) if no providers or facilities meet the specific |
15 | | time and distance standard in a specific service area and |
16 | | the insurer (i) discloses information on the distance and |
17 | | travel time points that beneficiaries would have to travel |
18 | | beyond the required criterion to reach the next closest |
19 | | contracted provider outside of the service area and (ii) |
20 | | provides contact information, including names, addresses, |
21 | | and phone numbers for the next closest contracted provider |
22 | | or facility; |
23 | | (2) if patterns of care in the service area do not |
24 | | support the need for the requested number of provider or |
25 | | facility type and the insurer provides data on local |
26 | | patterns of care, such as claims data, referral patterns, |
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1 | | or local provider interviews, indicating where the |
2 | | beneficiaries currently seek this type of care or where |
3 | | the physicians currently refer beneficiaries, or both; or |
4 | | (3) other circumstances deemed appropriate by the |
5 | | Department consistent with the requirements of this Act. |
6 | | (h) Insurers are required to report to the Director any |
7 | | material change to an approved network plan within 15 days |
8 | | after the change occurs and any change that would result in |
9 | | failure to meet the requirements of this Act. Upon notice from |
10 | | the insurer, the Director shall reevaluate the network plan's |
11 | | compliance with the network adequacy and transparency |
12 | | standards of this Act.
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13 | | (Source: P.A. 100-502, eff. 9-15-17; 100-601, eff. 6-29-18.) |
14 | | Section 10. The Illinois Public Aid Code is amended by |
15 | | changing Sections 5-16.8 and 5-30.1 as follows:
|
16 | | (305 ILCS 5/5-16.8)
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17 | | Sec. 5-16.8. Required health benefits. The medical |
18 | | assistance program
shall
(i) provide the post-mastectomy care |
19 | | benefits required to be covered by a policy of
accident and |
20 | | health insurance under Section 356t and the coverage required
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21 | | under Sections 356g.5, 356u, 356w, 356x, 356z.6, 356z.26, |
22 | | 356z.29, 356z.32, 356z.33, 356z.34, and 356z.35 of the |
23 | | Illinois
Insurance Code , and (ii) be subject to the provisions |
24 | | of Sections 356z.19, 364.01, 370c, and 370c.1 of the Illinois
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1 | | Insurance Code , and (iii) be subject to the provisions of |
2 | | subsection (d-5) of Section 10 of the Network Adequacy and |
3 | | Transparency Act .
|
4 | | The Department, by rule, shall adopt a model similar to |
5 | | the requirements of Section 356z.39 of the Illinois Insurance |
6 | | Code. |
7 | | On and after July 1, 2012, the Department shall reduce any |
8 | | rate of reimbursement for services or other payments or alter |
9 | | any methodologies authorized by this Code to reduce any rate |
10 | | of reimbursement for services or other payments in accordance |
11 | | with Section 5-5e. |
12 | | To ensure full access to the benefits set forth in this |
13 | | Section, on and after January 1, 2016, the Department shall |
14 | | ensure that provider and hospital reimbursement for |
15 | | post-mastectomy care benefits required under this Section are |
16 | | no lower than the Medicare reimbursement rate. |
17 | | (Source: P.A. 100-138, eff. 8-18-17; 100-863, eff. 8-14-18; |
18 | | 100-1057, eff. 1-1-19; 100-1102, eff. 1-1-19; 101-81, eff. |
19 | | 7-12-19; 101-218, eff. 1-1-20; 101-281, eff. 1-1-20; 101-371, |
20 | | eff. 1-1-20; 101-574, eff. 1-1-20; 101-649, eff. 7-7-20.)
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21 | | (305 ILCS 5/5-30.1) |
22 | | Sec. 5-30.1. Managed care protections. |
23 | | (a) As used in this Section: |
24 | | "Managed care organization" or "MCO" means any entity |
25 | | which contracts with the Department to provide services where |
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1 | | payment for medical services is made on a capitated basis. |
2 | | "Emergency services" include: |
3 | | (1) emergency services, as defined by Section 10 of |
4 | | the Managed Care Reform and Patient Rights Act; |
5 | | (2) emergency medical screening examinations, as |
6 | | defined by Section 10 of the Managed Care Reform and |
7 | | Patient Rights Act; |
8 | | (3) post-stabilization medical services, as defined by |
9 | | Section 10 of the Managed Care Reform and Patient Rights |
10 | | Act; and |
11 | | (4) emergency medical conditions, as defined by
|
12 | | Section 10 of the Managed Care Reform and Patient Rights
|
13 | | Act. |
14 | | (b) As provided by Section 5-16.12, managed care |
15 | | organizations are subject to the provisions of the Managed |
16 | | Care Reform and Patient Rights Act. |
17 | | (c) An MCO shall pay any provider of emergency services |
18 | | that does not have in effect a contract with the contracted |
19 | | Medicaid MCO. The default rate of reimbursement shall be the |
20 | | rate paid under Illinois Medicaid fee-for-service program |
21 | | methodology, including all policy adjusters, including but not |
22 | | limited to Medicaid High Volume Adjustments, Medicaid |
23 | | Percentage Adjustments, Outpatient High Volume Adjustments, |
24 | | and all outlier add-on adjustments to the extent such |
25 | | adjustments are incorporated in the development of the |
26 | | applicable MCO capitated rates. |
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1 | | (d) An MCO shall pay for all post-stabilization services |
2 | | as a covered service in any of the following situations: |
3 | | (1) the MCO authorized such services; |
4 | | (2) such services were administered to maintain the |
5 | | enrollee's stabilized condition within one hour after a |
6 | | request to the MCO for authorization of further |
7 | | post-stabilization services; |
8 | | (3) the MCO did not respond to a request to authorize |
9 | | such services within one hour; |
10 | | (4) the MCO could not be contacted; or |
11 | | (5) the MCO and the treating provider, if the treating |
12 | | provider is a non-affiliated provider, could not reach an |
13 | | agreement concerning the enrollee's care and an affiliated |
14 | | provider was unavailable for a consultation, in which case |
15 | | the MCO
must pay for such services rendered by the |
16 | | treating non-affiliated provider until an affiliated |
17 | | provider was reached and either concurred with the |
18 | | treating non-affiliated provider's plan of care or assumed |
19 | | responsibility for the enrollee's care. Such payment shall |
20 | | be made at the default rate of reimbursement paid under |
21 | | Illinois Medicaid fee-for-service program methodology, |
22 | | including all policy adjusters, including but not limited |
23 | | to Medicaid High Volume Adjustments, Medicaid Percentage |
24 | | Adjustments, Outpatient High Volume Adjustments and all |
25 | | outlier add-on adjustments to the extent that such |
26 | | adjustments are incorporated in the development of the |
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1 | | applicable MCO capitated rates. |
2 | | (e) The following requirements apply to MCOs in |
3 | | determining payment for all emergency services: |
4 | | (1) MCOs shall not impose any requirements for prior |
5 | | approval of emergency services. |
6 | | (2) The MCO shall cover emergency services provided to |
7 | | enrollees who are temporarily away from their residence |
8 | | and outside the contracting area to the extent that the |
9 | | enrollees would be entitled to the emergency services if |
10 | | they still were within the contracting area. |
11 | | (3) The MCO shall have no obligation to cover medical |
12 | | services provided on an emergency basis that are not |
13 | | covered services under the contract. |
14 | | (4) The MCO shall not condition coverage for emergency |
15 | | services on the treating provider notifying the MCO of the |
16 | | enrollee's screening and treatment within 10 days after |
17 | | presentation for emergency services. |
18 | | (5) The determination of the attending emergency |
19 | | physician, or the provider actually treating the enrollee, |
20 | | of whether an enrollee is sufficiently stabilized for |
21 | | discharge or transfer to another facility, shall be |
22 | | binding on the MCO. The MCO shall cover emergency services |
23 | | for all enrollees whether the emergency services are |
24 | | provided by an affiliated or non-affiliated provider. |
25 | | (6) The MCO's financial responsibility for |
26 | | post-stabilization care services it has not pre-approved |
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1 | | ends when: |
2 | | (A) a plan physician with privileges at the |
3 | | treating hospital assumes responsibility for the |
4 | | enrollee's care; |
5 | | (B) a plan physician assumes responsibility for |
6 | | the enrollee's care through transfer; |
7 | | (C) a contracting entity representative and the |
8 | | treating physician reach an agreement concerning the |
9 | | enrollee's care; or |
10 | | (D) the enrollee is discharged. |
11 | | (f) Network adequacy and transparency. |
12 | | (1) The Department shall: |
13 | | (A) ensure that an adequate provider network is in |
14 | | place, taking into consideration health professional |
15 | | shortage areas and medically underserved areas; |
16 | | (B) publicly release an explanation of its process |
17 | | for analyzing network adequacy; |
18 | | (C) periodically ensure that an MCO continues to |
19 | | have an adequate network in place; and |
20 | | (D) require MCOs, including Medicaid Managed Care |
21 | | Entities as defined in Section 5-30.2, to meet |
22 | | provider directory requirements under Section 5-30.3 ; |
23 | | and . |
24 | | (E) require MCOs, including Medicaid Managed Care |
25 | | Entities as defined in Section 5-30.2, to meet each of |
26 | | the requirements under subsection (d-5) of Section 10 |
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1 | | of the Network Adequacy and Transparency Act; with |
2 | | necessary exceptions to the MCO's network to ensure |
3 | | that admission and treatment with a provider or at a |
4 | | treatment facility in accordance with the network |
5 | | adequacy standards in paragraph (3) of subsection |
6 | | (d-5) of Section 10 of the Network Adequacy and |
7 | | Transparency Act is limited to providers or facilities |
8 | | that are Medicaid certified. |
9 | | (2) Each MCO shall confirm its receipt of information |
10 | | submitted specific to physician or dentist additions or |
11 | | physician or dentist deletions from the MCO's provider |
12 | | network within 3 days after receiving all required |
13 | | information from contracted physicians or dentists, and |
14 | | electronic physician and dental directories must be |
15 | | updated consistent with current rules as published by the |
16 | | Centers for Medicare and Medicaid Services or its |
17 | | successor agency. |
18 | | (g) Timely payment of claims. |
19 | | (1) The MCO shall pay a claim within 30 days of |
20 | | receiving a claim that contains all the essential |
21 | | information needed to adjudicate the claim. |
22 | | (2) The MCO shall notify the billing party of its |
23 | | inability to adjudicate a claim within 30 days of |
24 | | receiving that claim. |
25 | | (3) The MCO shall pay a penalty that is at least equal |
26 | | to the timely payment interest penalty imposed under |
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1 | | Section 368a of the Illinois Insurance Code for any claims |
2 | | not timely paid. |
3 | | (A) When an MCO is required to pay a timely payment |
4 | | interest penalty to a provider, the MCO must calculate |
5 | | and pay the timely payment interest penalty that is |
6 | | due to the provider within 30 days after the payment of |
7 | | the claim. In no event shall a provider be required to |
8 | | request or apply for payment of any owed timely |
9 | | payment interest penalties. |
10 | | (B) Such payments shall be reported separately |
11 | | from the claim payment for services rendered to the |
12 | | MCO's enrollee and clearly identified as interest |
13 | | payments. |
14 | | (4)(A) The Department shall require MCOs to expedite |
15 | | payments to providers identified on the Department's |
16 | | expedited provider list, determined in accordance with 89 |
17 | | Ill. Adm. Code 140.71(b), on a schedule at least as |
18 | | frequently as the providers are paid under the |
19 | | Department's fee-for-service expedited provider schedule. |
20 | | (B) Compliance with the expedited provider requirement |
21 | | may be satisfied by an MCO through the use of a Periodic |
22 | | Interim Payment (PIP) program that has been mutually |
23 | | agreed to and documented between the MCO and the provider, |
24 | | and the PIP program ensures that any expedited provider |
25 | | receives regular and periodic payments based on prior |
26 | | period payment experience from that MCO. Total payments |
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1 | | under the PIP program may be reconciled against future PIP |
2 | | payments on a schedule mutually agreed to between the MCO |
3 | | and the provider. |
4 | | (C) The Department shall share at least monthly its |
5 | | expedited provider list and the frequency with which it |
6 | | pays providers on the expedited list. |
7 | | (g-5) Recognizing that the rapid transformation of the |
8 | | Illinois Medicaid program may have unintended operational |
9 | | challenges for both payers and providers: |
10 | | (1) in no instance shall a medically necessary covered |
11 | | service rendered in good faith, based upon eligibility |
12 | | information documented by the provider, be denied coverage |
13 | | or diminished in payment amount if the eligibility or |
14 | | coverage information available at the time the service was |
15 | | rendered is later found to be inaccurate in the assignment |
16 | | of coverage responsibility between MCOs or the |
17 | | fee-for-service system, except for instances when an |
18 | | individual is deemed to have not been eligible for |
19 | | coverage under the Illinois Medicaid program; and |
20 | | (2) the Department shall, by December 31, 2016, adopt |
21 | | rules establishing policies that shall be included in the |
22 | | Medicaid managed care policy and procedures manual |
23 | | addressing payment resolutions in situations in which a |
24 | | provider renders services based upon information obtained |
25 | | after verifying a patient's eligibility and coverage plan |
26 | | through either the Department's current enrollment system |
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1 | | or a system operated by the coverage plan identified by |
2 | | the patient presenting for services: |
3 | | (A) such medically necessary covered services |
4 | | shall be considered rendered in good faith; |
5 | | (B) such policies and procedures shall be |
6 | | developed in consultation with industry |
7 | | representatives of the Medicaid managed care health |
8 | | plans and representatives of provider associations |
9 | | representing the majority of providers within the |
10 | | identified provider industry; and |
11 | | (C) such rules shall be published for a review and |
12 | | comment period of no less than 30 days on the |
13 | | Department's website with final rules remaining |
14 | | available on the Department's website. |
15 | | The rules on payment resolutions shall include, but not be |
16 | | limited to: |
17 | | (A) the extension of the timely filing period; |
18 | | (B) retroactive prior authorizations; and |
19 | | (C) guaranteed minimum payment rate of no less than |
20 | | the current, as of the date of service, fee-for-service |
21 | | rate, plus all applicable add-ons, when the resulting |
22 | | service relationship is out of network. |
23 | | The rules shall be applicable for both MCO coverage and |
24 | | fee-for-service coverage. |
25 | | If the fee-for-service system is ultimately determined to |
26 | | have been responsible for coverage on the date of service, the |
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1 | | Department shall provide for an extended period for claims |
2 | | submission outside the standard timely filing requirements. |
3 | | (g-6) MCO Performance Metrics Report. |
4 | | (1) The Department shall publish, on at least a |
5 | | quarterly basis, each MCO's operational performance, |
6 | | including, but not limited to, the following categories of |
7 | | metrics: |
8 | | (A) claims payment, including timeliness and |
9 | | accuracy; |
10 | | (B) prior authorizations; |
11 | | (C) grievance and appeals; |
12 | | (D) utilization statistics; |
13 | | (E) provider disputes; |
14 | | (F) provider credentialing; and |
15 | | (G) member and provider customer service. |
16 | | (2) The Department shall ensure that the metrics |
17 | | report is accessible to providers online by January 1, |
18 | | 2017. |
19 | | (3) The metrics shall be developed in consultation |
20 | | with industry representatives of the Medicaid managed care |
21 | | health plans and representatives of associations |
22 | | representing the majority of providers within the |
23 | | identified industry. |
24 | | (4) Metrics shall be defined and incorporated into the |
25 | | applicable Managed Care Policy Manual issued by the |
26 | | Department. |
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1 | | (g-7) MCO claims processing and performance analysis. In |
2 | | order to monitor MCO payments to hospital providers, pursuant |
3 | | to this amendatory Act of the 100th General Assembly, the |
4 | | Department shall post an analysis of MCO claims processing and |
5 | | payment performance on its website every 6 months. Such |
6 | | analysis shall include a review and evaluation of a |
7 | | representative sample of hospital claims that are rejected and |
8 | | denied for clean and unclean claims and the top 5 reasons for |
9 | | such actions and timeliness of claims adjudication, which |
10 | | identifies the percentage of claims adjudicated within 30, 60, |
11 | | 90, and over 90 days, and the dollar amounts associated with |
12 | | those claims. The Department shall post the contracted claims |
13 | | report required by HealthChoice Illinois on its website every |
14 | | 3 months. |
15 | | (g-8) Dispute resolution process. The Department shall |
16 | | maintain a provider complaint portal through which a provider |
17 | | can submit to the Department unresolved disputes with an MCO. |
18 | | An unresolved dispute means an MCO's decision that denies in |
19 | | whole or in part a claim for reimbursement to a provider for |
20 | | health care services rendered by the provider to an enrollee |
21 | | of the MCO with which the provider disagrees. Disputes shall |
22 | | not be submitted to the portal until the provider has availed |
23 | | itself of the MCO's internal dispute resolution process. |
24 | | Disputes that are submitted to the MCO internal dispute |
25 | | resolution process may be submitted to the Department of |
26 | | Healthcare and Family Services' complaint portal no sooner |
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1 | | than 30 days after submitting to the MCO's internal process |
2 | | and not later than 30 days after the unsatisfactory resolution |
3 | | of the internal MCO process or 60 days after submitting the |
4 | | dispute to the MCO internal process. Multiple claim disputes |
5 | | involving the same MCO may be submitted in one complaint, |
6 | | regardless of whether the claims are for different enrollees, |
7 | | when the specific reason for non-payment of the claims |
8 | | involves a common question of fact or policy. Within 10 |
9 | | business days of receipt of a complaint, the Department shall |
10 | | present such disputes to the appropriate MCO, which shall then |
11 | | have 30 days to issue its written proposal to resolve the |
12 | | dispute. The Department may grant one 30-day extension of this |
13 | | time frame to one of the parties to resolve the dispute. If the |
14 | | dispute remains unresolved at the end of this time frame or the |
15 | | provider is not satisfied with the MCO's written proposal to |
16 | | resolve the dispute, the provider may, within 30 days, request |
17 | | the Department to review the dispute and make a final |
18 | | determination. Within 30 days of the request for Department |
19 | | review of the dispute, both the provider and the MCO shall |
20 | | present all relevant information to the Department for |
21 | | resolution and make individuals with knowledge of the issues |
22 | | available to the Department for further inquiry if needed. |
23 | | Within 30 days of receiving the relevant information on the |
24 | | dispute, or the lapse of the period for submitting such |
25 | | information, the Department shall issue a written decision on |
26 | | the dispute based on contractual terms between the provider |
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1 | | and the MCO, contractual terms between the MCO and the |
2 | | Department of Healthcare and Family Services and applicable |
3 | | Medicaid policy. The decision of the Department shall be |
4 | | final. By January 1, 2020, the Department shall establish by |
5 | | rule further details of this dispute resolution process. |
6 | | Disputes between MCOs and providers presented to the |
7 | | Department for resolution are not contested cases, as defined |
8 | | in Section 1-30 of the Illinois Administrative Procedure Act, |
9 | | conferring any right to an administrative hearing. |
10 | | (g-9)(1) The Department shall publish annually on its |
11 | | website a report on the calculation of each managed care |
12 | | organization's medical loss ratio showing the following: |
13 | | (A) Premium revenue, with appropriate adjustments. |
14 | | (B) Benefit expense, setting forth the aggregate |
15 | | amount spent for the following: |
16 | | (i) Direct paid claims. |
17 | | (ii) Subcapitation payments. |
18 | | (iii)
Other claim payments. |
19 | | (iv)
Direct reserves. |
20 | | (v)
Gross recoveries. |
21 | | (vi)
Expenses for activities that improve health |
22 | | care quality as allowed by the Department. |
23 | | (2) The medical loss ratio shall be calculated consistent |
24 | | with federal law and regulation following a claims runout |
25 | | period determined by the Department. |
26 | | (g-10)(1) "Liability effective date" means the date on |
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1 | | which an MCO becomes responsible for payment for medically |
2 | | necessary and covered services rendered by a provider to one |
3 | | of its enrollees in accordance with the contract terms between |
4 | | the MCO and the provider. The liability effective date shall |
5 | | be the later of: |
6 | | (A) The execution date of a network participation |
7 | | contract agreement. |
8 | | (B) The date the provider or its representative |
9 | | submits to the MCO the complete and accurate standardized |
10 | | roster form for the provider in the format approved by the |
11 | | Department. |
12 | | (C) The provider effective date contained within the |
13 | | Department's provider enrollment subsystem within the |
14 | | Illinois Medicaid Program Advanced Cloud Technology |
15 | | (IMPACT) System. |
16 | | (2) The standardized roster form may be submitted to the |
17 | | MCO at the same time that the provider submits an enrollment |
18 | | application to the Department through IMPACT. |
19 | | (3) By October 1, 2019, the Department shall require all |
20 | | MCOs to update their provider directory with information for |
21 | | new practitioners of existing contracted providers within 30 |
22 | | days of receipt of a complete and accurate standardized roster |
23 | | template in the format approved by the Department provided |
24 | | that the provider is effective in the Department's provider |
25 | | enrollment subsystem within the IMPACT system. Such provider |
26 | | directory shall be readily accessible for purposes of |
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1 | | selecting an approved health care provider and comply with all |
2 | | other federal and State requirements. |
3 | | (g-11) The Department shall work with relevant |
4 | | stakeholders on the development of operational guidelines to |
5 | | enhance and improve operational performance of Illinois' |
6 | | Medicaid managed care program, including, but not limited to, |
7 | | improving provider billing practices, reducing claim |
8 | | rejections and inappropriate payment denials, and |
9 | | standardizing processes, procedures, definitions, and response |
10 | | timelines, with the goal of reducing provider and MCO |
11 | | administrative burdens and conflict. The Department shall |
12 | | include a report on the progress of these program improvements |
13 | | and other topics in its Fiscal Year 2020 annual report to the |
14 | | General Assembly. |
15 | | (h) The Department shall not expand mandatory MCO |
16 | | enrollment into new counties beyond those counties already |
17 | | designated by the Department as of June 1, 2014 for the |
18 | | individuals whose eligibility for medical assistance is not |
19 | | the seniors or people with disabilities population until the |
20 | | Department provides an opportunity for accountable care |
21 | | entities and MCOs to participate in such newly designated |
22 | | counties. |
23 | | (i) The requirements of this Section apply to contracts |
24 | | with accountable care entities and MCOs entered into, amended, |
25 | | or renewed after June 16, 2014 (the effective date of Public |
26 | | Act 98-651).
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1 | | (j) Health care information released to managed care |
2 | | organizations. A health care provider shall release to a |
3 | | Medicaid managed care organization, upon request, and subject |
4 | | to the Health Insurance Portability and Accountability Act of |
5 | | 1996 and any other law applicable to the release of health |
6 | | information, the health care information of the MCO's |
7 | | enrollee, if the enrollee has completed and signed a general |
8 | | release form that grants to the health care provider |
9 | | permission to release the recipient's health care information |
10 | | to the recipient's insurance carrier. |
11 | | (Source: P.A. 100-201, eff. 8-18-17; 100-580, eff. 3-12-18; |
12 | | 100-587, eff. 6-4-18; 101-209, eff. 8-5-19.)".
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