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| 1 | AN ACT concerning regulation.
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| 2 | Be it enacted by the People of the State of Illinois,
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| 3 | represented in the General Assembly:
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| 4 | Section 5. The Illinois Insurance Code is amended by | ||||||
| 5 | changing Section 143.29 as follows:
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| 6 | (215 ILCS 5/143.29) (from Ch. 73, par. 755.29)
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| 7 | Sec. 143.29.
(a) The rates and premium charges for every | ||||||
| 8 | policy of automobile
liability insurance shall include | ||||||
| 9 | appropriate reductions as determined
by the insurer for any | ||||||
| 10 | insured
over age 55 upon successful completion of the National | ||||||
| 11 | Safety Council's
Defensive Driving Course or a motor vehicle | ||||||
| 12 | accident prevention course, including an eLearning course, | ||||||
| 13 | that which
is found by the Secretary of State to meet or exceed | ||||||
| 14 | the standards of the
National Safety Council's Defensive | ||||||
| 15 | Driving Course's 8 hour classroom safety
instruction program.
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| 16 | (b) The premium reduction shall remain in effect for the | ||||||
| 17 | qualifying insured
for a period of 3 years from the date of | ||||||
| 18 | successful completion of the accident
prevention course, | ||||||
| 19 | except that the insurer may elect to apply the premium
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| 20 | reduction beginning either with the last effective date of the | ||||||
| 21 | policy or
the next renewal date of the policy if the reduction | ||||||
| 22 | will result in a savings
as though applied over a full 3 year | ||||||
| 23 | period. An insured who has completed
the course of instruction | ||||||
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| 1 | prior to July 1, 1982 shall receive the insurance
premium | ||||||
| 2 | reduction
for only the period remaining within the 3 years | ||||||
| 3 | from course completion.
The period of premium reduction for an | ||||||
| 4 | insured who has repeated the accident
prevention course shall | ||||||
| 5 | be based upon the last such course the insured has
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| 6 | successfully completed.
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| 7 | (c) Any accident prevention course approved by the | ||||||
| 8 | Secretary of State
under this Section shall be taught by an | ||||||
| 9 | instructor approved by the Secretary
of State, shall consist | ||||||
| 10 | of at least 8 hours of classroom or eLearning equivalent | ||||||
| 11 | instruction and
shall provide for a certificate of completion. | ||||||
| 12 | Records of certification
of course completion shall be | ||||||
| 13 | maintained in a manner acceptable to the Secretary
of State.
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| 14 | (d) Any person claiming eligibility for a rate or premium | ||||||
| 15 | reduction shall
be responsible for providing to his insurance | ||||||
| 16 | company the information necessary
to determine eligibility.
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| 17 | (e) This Section shall not apply to:
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| 18 | (1) any motor vehicle which is a part of a fleet or is used | ||||||
| 19 | for commercial
purposes unless there is a regularly assigned | ||||||
| 20 | principal operator.
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| 21 | (2) any motor vehicle subject to a higher premium rate | ||||||
| 22 | because of the
insured's previous motor vehicle claim | ||||||
| 23 | experience or to any motor vehicle
whose principal operator | ||||||
| 24 | has been convicted of violating any of the
motor vehicle laws | ||||||
| 25 | of this State, until that operator
shall have maintained a | ||||||
| 26 | driving record free of
accidents and moving violations for
a | ||||||
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| 1 | continuous one year period,
in which case such driver shall be | ||||||
| 2 | eligible for a reduction the remaining
2 years of the 3 year | ||||||
| 3 | period.
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| 4 | (3) any motor vehicle whose principal operator has had his | ||||||
| 5 | drivers license
revoked or suspended for any reason by the | ||||||
| 6 | Secretary of State within the
previous 36 months.
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| 7 | (4) any policy of group automobile insurance under which | ||||||
| 8 | premiums are
broadly averaged for the group rather than | ||||||
| 9 | determined individually.
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| 10 | (Source: P.A. 82-920.)
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