SB1836 EngrossedLRB102 15315 BMS 20671 b

1    AN ACT concerning regulation.
 
2    Be it enacted by the People of the State of Illinois,
3represented in the General Assembly:
 
4    Section 5. The Illinois Insurance Code is amended by
5changing Section 143.29 as follows:
 
6    (215 ILCS 5/143.29)  (from Ch. 73, par. 755.29)
7    Sec. 143.29. (a) The rates and premium charges for every
8policy of automobile liability insurance shall include
9appropriate reductions as determined by the insurer for any
10insured over age 55 upon successful completion of the National
11Safety Council's Defensive Driving Course or a motor vehicle
12accident prevention course, including an eLearning course,
13that which is found by the Secretary of State to meet or exceed
14the standards of the National Safety Council's Defensive
15Driving Course's 8 hour classroom safety instruction program.
16    (b) The premium reduction shall remain in effect for the
17qualifying insured for a period of 3 years from the date of
18successful completion of the accident prevention course,
19except that the insurer may elect to apply the premium
20reduction beginning either with the last effective date of the
21policy or the next renewal date of the policy if the reduction
22will result in a savings as though applied over a full 3 year
23period. An insured who has completed the course of instruction

 

 

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1prior to July 1, 1982 shall receive the insurance premium
2reduction for only the period remaining within the 3 years
3from course completion. The period of premium reduction for an
4insured who has repeated the accident prevention course shall
5be based upon the last such course the insured has
6successfully completed.
7    (c) Any accident prevention course approved by the
8Secretary of State under this Section shall be taught by an
9instructor approved by the Secretary of State, shall consist
10of at least 8 hours of classroom or eLearning equivalent
11instruction and shall provide for a certificate of completion.
12Records of certification of course completion shall be
13maintained in a manner acceptable to the Secretary of State.
14    (d) Any person claiming eligibility for a rate or premium
15reduction shall be responsible for providing to his insurance
16company the information necessary to determine eligibility.
17    (e) This Section shall not apply to:
18    (1) any motor vehicle which is a part of a fleet or is used
19for commercial purposes unless there is a regularly assigned
20principal operator.
21    (2) any motor vehicle subject to a higher premium rate
22because of the insured's previous motor vehicle claim
23experience or to any motor vehicle whose principal operator
24has been convicted of violating any of the motor vehicle laws
25of this State, until that operator shall have maintained a
26driving record free of accidents and moving violations for a

 

 

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1continuous one year period, in which case such driver shall be
2eligible for a reduction the remaining 2 years of the 3 year
3period.
4    (3) any motor vehicle whose principal operator has had his
5drivers license revoked or suspended for any reason by the
6Secretary of State within the previous 36 months.
7    (4) any policy of group automobile insurance under which
8premiums are broadly averaged for the group rather than
9determined individually.
10(Source: P.A. 82-920.)